What is Digital Banking?
Digital banking is a banking system that almost all bank customers use almost every day. I use this system fondly. This system, which offers a branchless banking concept as a new generation technology, is designed to enable bank customers to complete almost all their transactions on the internet in a few steps. Using digital banking has many tips and advantages that make people's lives easier. Digital banking is very easy to use. If you want to use the digital banking service on your computer, you can visit the website of the bank you are a customer via any web browser. On the bank's website, you can safely and easily log into the digital banking service for personal banking transactions or for corporate accounts belonging to your company. On your phone, you can download the application of the relevant bank and log into digital banking transactions. It uses both the individual and corporate accounts of the bank I have used. It has an application on my phone.
What are the Advantages of Digital Banking?
Digital banking is a service that makes life easier in itself. Bank transaction times and expected queues in the branch can cost people a significant portion of their time during the day. Digital banking can complete many transactions that can be carried out at the branch in seconds and save a considerable amount of time. The most important advantage of digital banking is that you can reach it from anywhere and anytime by offering services on both computers and smartphones or tablets. In addition, branch banking has become much slower with the pandemic process caused by the coronavirus epidemic, which has become effective all over the world today. We can use digital banking transactions in order not to be intertwined with people in a closed environment and not to risk the health of both yourself and others. One of the prominent factors among the advantages of digital banking is that this service is available 24/7. Banks serve in branches at certain hours of the day and these hours may coincide with your work or school hours. In addition, since all banks are closed on weekends, you may not be able to fulfill your banking transactions on these days. Thanks to digital banking, you can pay your bills, make money transfers, make EFT or give EFT orders outside of working hours, on the day and at any time you want. In addition, donations, game of chance payments, dormitory rent, dues etc. Like, you can make your payments quickly through digital banking.
Digital banking systems that offer many facilities on behalf of banking to their users quickly; With its features such as password, security picture, mobile key code and two-step verification, it ensures the security of its customers at the highest level and helps control expenditures by allowing easy access to all past transactions.
In my opinion, this system is the best service offered to humanity. Thanks to this system, I can easily perform all my banking transactions. Thanks to this system, workload in banks has decreased. I recommend everyone to use this system.