How to Avoid Credit Card Fraud
In today’s digital age, credit card, bank accounts, social media accounts and e-wallet is at high risk for theft. But you can avoid credit card fraud by taking extra care to your credit card information. Always be careful for scammers trying to trick you and getting your credit card details.
Guard Your Credit Cards
To keep your credit card safe from thieves, one of the easiest ways to avoid getting scammed is to place you credit cards in your purse or wallet near your body where it can’t easily be grabbed away.
If you buying in a highly crowded area, bring only one or two credit card you’ll be using and keep you other cards at home.
Criminals can capture photos of your credit card with a cellphone camera, so don’t leave it exposed.
Shred all Details on your Credit Card
Try not to throw your credit card billing into the bin; your card number is printed on them. Also do the same thing to old charge cards that been cancelled or expired.
Don’t Sign Empty Credit Card Receipts
Check the amount on your credit card receipt before you sign it. In the event that you get a credit card receipt that has empty spaces in it, write $0 in those spaces or draw through them before signing on the card. Something else, the clerk could write in a sum and send the buy to your charge card issuer.
Don’t Give you Credit Card Information
Only give your credit card number or other private details on calls you initiate. Don’t try to call back to a telephone number left on your answering machine or sent to you in an email or instant message.
Don’t Click Suspicious E-mail Links Online
Try not to tap on email from anybody that appears like your bank, credit card company, or other business who utilizes your own data, regardless of whether the email looks real. These connections are frequently phishing tricks and scammers need to fool you into entering your login data on their phony site. Rather, go legitimately to that business' site to login to your record.
Immediately Report Your Credit Card if Lost or Been Stolen
Reporting your credit card got lost or stolen immediately can prevent fraudulent charges.
Always Check and Review Your Monthly Billing Statements
If you notice a charge you didn't make, regardless of how little, report the charge to your credit card company right away. Best thing to do is close your account and get a new account number.
Keep Your Password Safe and Make Your Password More Secure
Online websites may stored your credit card number and you may also save your password so you can easily log-in and purchase online in just one-click. Make sure to make a strong password and don’t share it to anyone.
ATMs Credit Card Skimmers
Scammers may have installed a credit card skimming devices onto the credit card readers at ATMs. These devices can store your credit card details and thieves will get the device later and use your card details.