Top 5 ways to save on costs.

1. Make sure you’re r on the cheapest phone plan and shop around every year for better deals. Also keep your phone longer before upgrading.

2. Review all your subscriptions and cancel or ask yourself do you really need each subscription . Small costs add up over.

3. I find it help to look at all your cost over a year. So a 20 dollar a week coffee habit is really costing $1040 per year.

4. Ring up all your service providers once a year and ask for a better deal Eg electricity gas.

5. Paying of high interest debt can be one of the most powerful ways of saving money.

I hope people find some value in these tips. Please feel free to add any of your favourite tips to the comments .