I have used all these below listed wallets and also invested in it. I have placed the wallet from least used to the best accordingly. I have also listed the pros and cons of every wallet in this list.
ATOMIC WALLET
Atomic wallet is decentralized wallet with more than 300 coins in the wallet natively. It supports nearly all type of major coins in the market and a gud thing abt it is u can almost stake all kind of coins in it and earn a income out of it. It is a like interest wallet meaning if u stake bitcoin your interest will be in bitcoin. It is a software wallet meaning if u install it in your desktop the private key and public key also comes with it. If your device is pretty secure it is a gud thing unlike other wallets it wont save anything on cloud so it is less prone to hacking also in the other side around if your computer is hacked your coins can be stolen.
Pros
It has a built in exchange
Can by crypto directly from the wallet
can get airdrop crypto directly to your wallet if it is an erc20 token
It also has an crypto swap functionality
CONS
It is a software wallet so if u forget your key u can't recover your crypto
The interest they pay are high for some coins and low for some coins
Crypto.com
Crypto.com is a centralized finance system. It is available on both android and ios. Crypto.com app is the most well thought well layed out app out of all. Crypto.com has almost all kind of coins availble in the market. The way this app works is two types with cro staking and without cro staking. In with cro staking u need to stake atleast 10000 cro to get a higher rate of intrest without cro staking u can still stke your coins but u wont get higher rate of intrest. Due to the recent slash in their intrest rate they are having an on going promotion if u download using my link and buy 2500 cro we both get 25$ worth of cro in return.
Pros
An easy to use app and gud for beginers
They have a built in exchange and can buy the coins directly through the app using fiat currencies
It has it own visa card which allows you to use your crypto in shops and store like other fiat currency card and also get crypto cash back when u shop
cons
The interest rates are low compare to other wallets
U need to even have a certain amount of coins to even start earning. U can't rite away stake your coins and start earn money.
It has flexible stake but if u really need to have a higher intrest rate u need to stake the coins atleast 6 months for that rate and u cant withdraw that between that period.
At last we are in the top three of the best wallet out there. Most of my funds are in these top 3 wallets. One piece of advice is never keep all your funds at one wallet or exchange. These top 3 wallets are having different use cases so i tend to use all the three most of the times and also it has some functions that is not available on others.
BLOCK FI
Blockfi is defi project launched way back in 2017. This app is the one that introduced compounded interest in crypto market. The term compounded interest means the interest u earned will be compounded and it also earn interest to the initial investment. The interest are compounded monthly. One more thing is that u can also take loan on your crypto so u don't need to sell your crypto if u are in your emergency. unlike banks u need to have a loan to value ratio of 50% to take out loan on your crypto. Blockfi's interest rates are listed below.
Pros
It has a built in swap feature
Can take out loan almost instantly
Free transfer of crypto once every month
can take like interest or stable coin interest of your choice
Cons
Free withdrawals are once every month after that the fees are high.
The next two platforms have higher interest rate.
NEXO
nexo is relatively new to the field. Nexo now supports 10 different crypto currently. The way nexo works is the interest are compounded daily instead of monthly. One more thing is that the platform has its own coin known as nexo and if u hold enough nexo u can avail higher interest rate in the platform upto 8 percent on bitcoin and altcoins and upto 13 percent on stable coins. So the interest rates are pretty high and it is also compounded daily and also u don't need to stake your coins for months like crypto.com to earn. U can withdraw the money anytime for free. Also if u hold nexo tokens the platform shares 30% of its revenue as dividends to nexo holders in ethereum.
Pros
Has fixed interest for all coins, the interest rate doesn't fluctuate.
Interest are compounded weekly
U can earn interest on your asset on your next day of investing.
Cons
U need to have a certain amount of coins to start earning interest
U can withdraw your coin any no of times for free but there is minimum withdrawal limit to withdraw.
Celsius
Finally we have came to the best wallet of all. Celsius wallet offers the best of interest rate for bitcoin and altcoins and upto 14% on stable coins which is the highest of them all. It also offers loan at a very low interest of just 1%. Celsius allows u to earn like interest or earn interest on cel(their native token on the platform). If u allow it to earn interest on cel u will get higher percentage. Unlike other platforms u can start earning rite away u don't need to hold certain value to start earning for example u can even earn for just 0.1$ worth of bitcoins. The interest are compounded weekly.
Pros
No minimum value to start earning.
Best track record of the lot.
Usually has the higher interest rate.
The cel token value is going up if u invest in it u can get a higher return in future
Cons
U can only earn like interest or in cel token not usdt.
No swap feauture.
In US u can only get like interst and not in cel tokens due to regulations.
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That's huge, since I started using Atomic Wallet, it has been an avenue of passive income that worth a lot especially when staking it's own token called AWC token that gives upto 23%APR by weekly basis. I think staking is a good thing happening everybody in crypto space especially for potential coins like AWC token. More about AWC staking, explore - https://atomicwallet.io/awc-staking