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Namaskar / Hello to all readcash users, who will reach this post. I hope you are doing great and having fun in your life and enjoying it with your loved ones.
Not all are used to saving, and that is a bad habit. do you save or not? In my opinion, we all should save money, we don't have to devote much amount of money only at least 10% of your monthly income is enough for sure. At the start sure it did feel a bit awkward but as the time did pass it feels good to see the savings 😅. Those who save know how that feels.
Saving doesn't mean you just have to save the 10% of your monthly salary to your bank or home safe🙂. Neither do you have to invest it where you did realize there is a risk? there are hundreds of ways to save your money where you can grow your money monthly. quarterly, half-yearly or yearly, that totally depends where you have put your money.
We all do know how to save money, imagine you have to go for a trip with your friends sure you will start money for that particular trip and do save money for the trip. I am sure we all have done that from our childhood days. as the time passes the dreams get bigger and we do start saving more than before that totally depends upon the amount for sure.
A plan and reason are really important to save, first, we have to plan what we need, in how much time, and then we have to decide how much we have to save/invest.
If you are saving money for the necessary things and you need the amount back in 5 or10 years then I will suggest you play safe with the amount and don't try to risk your money to get better returns sometime that didn't work. So be careful before you invest.
There are many schemes on the back s that do keep your money safe without that much risk yes the returns are not that much but still, you will get your money back by the time you will need that. I hope you are getting my point.
Maybe 10% seems to be a little amount at the beginning but you are going to be on the same salary for your life right or you are getting paid the same salary for your life time, that is not going to happen for sure, as the time will pass the 10 % of your salary will increase for sure. And after 5 or later years you will realize how much you have saved this far.
Do try to invest some amount of your salary 5 % enough I guess you can say it is gambling 😅
these are my though(opinions) on the topic what do you think?
Thanks a lot for staying till the end 😃🙏, let me know what you think?
Never forget one thing you should be grateful for because what you have someone has a dream of that. So learn to be grateful. Be Thankful. 🙏😀
Thanks a lot for being here, let me know what you think.