How to avoid scammers.

On my previous article, I write about my scam journey and the definition of scampanies. Now I will give a few tips on how to avoid scammers or being scammed. This is not applicable to everyone and I didn't said that if you will follow this you will not be scammed. The tips that I will mentioned later is just my own opinion on how to avoid scammers.

1. Avoid a person who promised you with 100 percent guaranteed result in their business. All of the business has their risky part and even the expert stated it. The legit businessman dont make a promise for that 100 percent guaranteed result because they know that it will depend on the effort of the people for them to get a faster result of what they need to achieve.

2. Avoid a person who promised you that they will shoulder everything and you don't have to do anything in their business but you will still earned a lot. You can beleive those lines if they are offering passive income but still a word of caution. Even if there's a legit opportunities all over the internet, it is not advisable to believe them quickly especially when they are forcely inviting you because those investment opportunities are " Mind your own risk" investment and it not for everyone especially to the people who have their last money and planning to invest it., to the people who has low tolerance in failures or getting tantrums onced they have lost money.

3. Avoid a person who encourage you to lend money for you to invest in their business. There's a people like this and they would say that you will missed the opportunity. Although there's a businessman who truly do it for them to invest or others called dept as form of leverage. Only professional can do this kind of thing. At the same time if you knew to yourself that you cannot pay the money who will going to borrow for the sake of the investment, better not to do it. The unethical salesman and networkers often said it just to earned for commissions.

4. Avoid a person that didn't know you an official proof if thier business is legit and if the person is legit members of the company she/he representing.

5. Avoid a person that is not authorized to collect money and sooner send it to their personal bank accounts.

How to avoid them?

Onced you have encountered those above mentioned potential scammers, there is one thing that I can give advice to you. Learn how to say No. It is never wrong to ignore or say no to some things that you're not interested and you do not wish to do. Don't make the conversation long if you encounter the above mentioned. Automatically say no in a polite way and don't say anything after that. Sometimes it's also our fault why we become a victim of the person who took an advantage to us because we have lack of knowledge on the subject of personal finance.

At the end of the day, Kung walang magpapaloko, walang manloloko.