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Get your points and access to your zilch card (need these details when paying on the merchant site)
To use them go on to the page for the shop you are going to buy them, THEN MAKE SURE YOU CLICK THE TOGGLE THAT SAYS YOU WANT TO USE YOUR ZILCH REWARDS, IF YOU DON’T PAYMENT WILL BE TAKEN OUT OF YOUR DEBIT CARD THAT YOU HAVE LINKED TO ZILCH
Then go to the shop through the zilch link and then when you pay using your ZILCH card details
Easy peasy free stuff. Now tell your friends and get 500 points (£5 each)
So other than a great way to get some free spending money
Zilch is a buy now pay later app, where you can spread the cost of the things you buy over 4 equal payments, not the sort of thing I like to be honest with you as I think it only leads to people getting into serious financial difficulties, by not covering the money in their account for what they have bought and thus debt. The four payments appear to be fortnightly as well, so not a massive benefit in having it to be honest.
That being said there is also the opportunity for earning some cashback through zilch as well on some of the sites just check them out before you sign up, which will add up as zilch rewards and will then go into your rewards balance which you can take off further purchases, and I suppose going forward between that and the buy now pay later there is a bit of a reason to use it.
In likelihood, you will be able to get the same or likely better cashback at other providers, but it may well be worth adding it to the cashback list to see.