Investing for the long term is an important part of any financial plan. It’s often said that time in the market is more important than timing the market. Index funds are one way to invest in the markets without having to worry about everything too much when to buy and sell stocks.

Index Funds are passive investments that track the performance of a particular index, such as the S&P 500 or Dow Jones Industrial Average. They provide diversified exposure across a broad range of securities, which can be especially helpful for investors who don't have a lot of experience with investing or just want it done automatically.

Market-cap Weighted Index Funds are more diversified by tracking the market capitalization of different companies. There is an actively managed selection process to decide which companies will be included and their weights within the fund's holdings. This type of index fund typically has a lower expense ratio than some passive funds because there is an active manager and advisers working behind the scenes. .A fund that invests in the United States large-cap stocks, has a market capitalization of $1 trillion and an expense ratio of 0.10%.

Market-cap Weighted Index Funds are more diversified by tracking the market capitalization of different companies. A market-cap weighted index fund is an index fund that tracks the performance of a specific section of the market. In this case, it tracks the performance of different companies based on their market capitalization. This means that these funds are more diversified than other types of funds because they invest in different companies of different sizes.