Best Insurance Companies
Sun Life
Sun Life is a Canada based insurance and financial services company with presence in many countries. Sun Life specializes in insurance, wealth, and asset management. They offer life, health, and dental insurance, as well as retirement savings plans, and investment schemes. Sun Life is a top company in Canada and one of the 100 sustainable corporations globally.
Products offered by Sun Life
Sun Life offers various kinds of insurance products under life insurance, health insurance, and dental insurance. They offer financial services like retirement savings plans. Sun Life also offers investment schemes like Mutual Funds and other investments schemes.
Pros:
Sun Life offers a wide range of financial products in insurance and investment category
Sun Life has a strong global presence
They offer reliable customer service
Cons:
Some insurance products are quite expensive compared to other companies
Some products are too complex to understand for general people.
Some products have high fees and commission
Conclusion
Whether you want to buy life or health insurance, or want to invest in mutual funds or save for retirements, Sun Life is the company that provides various financial services under one roof.
UnitedHealth Group
UnitedHealth Group is an American Insurance company. It was established in 1977, and is the top insurance company in the United States based on the company’s valuation. UnitedHealth Group offers various healthcare products and insurance services. Some of the major products offered by this American insurance company are individual health insurance, employer plans, medicare services. They have presence in South America and Europe as well.
Pros:
UnitedHealth Group has a wide network of insurance providers, they are available in many countries, their insurance groups provide services in more than 130 countries
They offer various products for healthcare solutions, including travel health insurance
Cons:
UnitedHealth Group insurance products have very high premium costs
Their insurance plans are complex, and most of the time individuals might not find the best plan to suit their needs.
Even though they offer their services in over 130 countries, directly or through their groups, their customer service is not always the best.
Conclusion
UnitedHealth Group offer good coverage but can be expensive solutions for some.
MetLife
MetLife is a popular life insurance company that operates in over 60 countries globally. MetLife has millions of customers spread across America, Asia, and Europe. It is a reliable company that has been operating since 1868. MetLIfe has been listed as one of the top 500 companies based on market value. It ranks 90. The company became publicly traded company in 2001
Products offered:
MetLife offers multiple products such as different kinds of life insurance schemes including dental insurance, disability insurance, and accident insurance. Apart from various insurance products, MetLife also offers annuities and employee benefit programs
Pros:
MetLife offers comprehensive insurance products, strong financial stability, and extensive global reach.
Cons:
MetLife also has comparatively higher premiums. They also have received mixed customer reviews, which means they have also received bad reviews
Conclusion
Over 90 million people are using MetLife, you can understand it is very reliable choice for comprehensive insurance coverage with a presence in 60 countries, thus, making it one of the ideal choices for life insurance.
New York Life Insurance
Based on its market size, New York Life Insurance is the third-largest life insurance company in the United States. Established in 1845, New York Life Insurance is also the largest mutual life insurance company in the US. New York Life Insurance serves the US market, and is popular for its financial strength and customer-centric approach. It is also one of the top 500 companies in the United States.
Products Offered:
New York Life Insurance offers a variety of insurance products such as life insurance, long-term care insurance, as well as retirement income insurance.
Pros:
They offer a wide range of policies, tailored for customers need. They also have a good financial ratings. New York Life Insurance offer dividends for the policyholders.
Cons:
Some of the drawbacks of New York Life Insurance include limited to the US market and higher premiums for some products.
Conclusion
New York Life Insurance is one of the best choices for people looking for a reliable and customizable life insurance policy in the United States.
Blue Cross Blue Shield
Blue Cross Blue Shield is a popular insurance company in the United States that offer health insurance services in all 50 states in the United States. The company offers wide range of health insurance policies for individuals, families, and businesses ( for employer sponsored insurance policy for staff).
What kinds of health insurance products are available in Blue Cross Blue Shield?
Some of the popular health insurance products Blue Cross Blue Shield provides are
Health insurance
Dental and vision plans
Medicare
Medicaid
Prescription drug coverage
What are the advantages of using Blue Cross Blue Shield?
Blue Cross Blue Shield provides comprehensive coverage options and works with a wide network of healthcare providers across all states in the United States The insurance plans are flexible, they have plans for almost every one, for individuals, family, as well as businesses
What are the disadvantages of using Blue Cross Blue Shield?
Blue Cross Blue Shield insurance products have a very high premium. This is the major disadvantage. Another disadvantage is service quality. Even though they claim to provide services in all 50 states in the United States, the service quality depends on location.
Conclusion
The first thing you might want to know is if it is good health insurance company? Well, Blue Cross Blue Shield offers extensive health insurance products, work with a numerous health care providers , therefore, it is certainly good. However, you will have to see if the services in your location are really good.
Allianz Global Assistance
How frequently do you travel? If you travel a lot of if you need travel insurance, perhaps you would like some recommendation. Have you heard of Allianz Global Assistance? Well, let’s check this out and find out whether this travel insurance company is appropriate for you or not.
Well, Allianz Global Assistance is one of the most popular travel insurance companies in the world. The company offers a wide range of coverage plans for the travelers globally. They have customers in over 70 countries.
What kinds of travel insurance products are available in Allianz Global Assistance?
Allianz Global Assistance provides following travel insurance plans
Travel insurance
Rental car protection
Global assistance services
Single and multi trip
Medical cover
Backpacker
Winter sports, etc.
What are the pros of using Allianz Global Assistance?
They offer global travel insurance with flexible pans and comprehensive coverage options. They also have a great customer service 24/7. They have something for everyone.
What are the cons of using Allianz Global Assistance?
Even though they are good for short term travel, they are quite expensive for long term global travel
Conclusion
Allianz Global Assistance is highly recommended as their plan starts from just $27 and even supports trip cancellation plans.