How to spend a hard earned money.

Many people have no time to think in this way. They are busy with their day-to-day activities and often need more money than they earn.

I assume that you are on the verge of retirement and have made enough arrangements for regular money supply for rest of your life.

Now you don't want to get cheated for the excess money you would like to deploy, because it is a hard-earned money.

Spending and donation are the two activities along with saving (which probably you don't need) are the ways to use the money.

Obviously donating is not on your agenda as per your question.

Spending for self is always for the things which give you pleasure. e:g travel, food, clothes and obviously for entertainment (like attending a cricket match).

Another way to spend money is for sense of achievement. You can learn new things e:g software or a doctoral degree. You can spend on building a house or do farming.

Lastly the spending needed for your health e:g annual health check-up or getting a knee replaced.

Make yourself just like this. Easy to get money and hard to spend money