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How to Resist Buying Things on Impulse

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Written by   105
1 month ago

The Christmas season is fast approaching! In a few days, we will again be exposed to various sales online, in malls and tiangges. Somehow, we will have a little extra for the season. But if we're not careful, we might lose money regretfully on unnecessary purchases. 

I've been a victim of impulse buying. The urge is stronger during Christmas when I know I have a little more to spend, and I look forward to possible inflow in days. From books to gadgets to personal stuff that served no purpose to me, it seemed like I burned my hard-earned money on unimportant things. 

Image Credits: Unsplash.com

But I'm learning! And somehow, I learned a few lessons on how to resist buying things on impulse. 

Know your priorities

They say that if you don't stand for something, you'll fall for everything. The same thing goes with our finances. If we don't aim for our priorities, we'll fall for every marketing ploy offered to us. 

When browsing books online, I am attracted to books with catchy titles and written by known authors. But upon purchase, I realize after a few chapters that the book does not resonate with me nor is helpful to my ministry.

As soon as you receive your salary or allowance, it helps to decide in advance how you're going to spend it. If you have bills due and loans to pay, it is a must to prioritize them more than leisure trips or expensive lunch outs. 

Have a working budget

This one goes hand in hand with the previous tip. A budget is telling your money where you want it to go. If we don't have a budget, it's just a matter of time until we make a wrong financial decision. 

When going to book fairs, I set aside a certain amount for all my needs. To keep me from overspending, I research in advance all the possible book titles, if possible. But in the absence of advanced knowledge, I rely on my budget. 

Budgeting doesn't always mean you have to have a detailed list of all your expenses and needs. It may also come in percentages or specific amounts. The bottom line is don't overspend on what you prepared in advance. Keeping a budget intact will help you resist impulse buying. 

Limit your exposure

This one's practical. If you tend to be impulsive on your expenses, limiting your exposure to temptations is a big help. You may uninstall shopping apps on your smartphones or unsubscribe to some newsletters. You can also minimize your TV intake. Being exposed to your triggers will only make you feel like you must buy something you don't need. 

I encourage you to watch Netflix's Social Dilemma. It explains how social media algorithms shape and influence our behavior, including our choices on purchases, politics, and relationships, among others. So limiting your exposure to these algorithms may help you address impulse buying. 

Treat yourself occasionally

While it's commendable to be spendthrift and resist the urge to buy things on impulse, it's not healthy to be too hard on yourself. Do not deny yourself the joy that comes from the fruits of your labor. Treat yourself from time to time. But if you feel guilty whenever you buy something for yourself, consider your occasional purchases as a reward to look forward to whenever you finish a project or reach a milestone in life.  

Life should not be all work and no play. Also, it should not be all play and no work. There should be balance. You deserve those shoes you're checking for a while now. You deserve those branded shirts! But make sure you're in the budget and you're doing it occasionally.

Do you have other tips to add? Feel free to share in the comments below! 

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Written by   105
1 month ago
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Comments

This is so me sometimes I feel like buying all the unnecessary stuff In the world, :") But I'll definitely follow what you said as I do have some priorities and I should focus on them :')

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1 month ago

Especially these days when everything is being offered to us on our cellphone screens! Haha!

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1 month ago

Agree, self discipline is a must. Ako po, maaakit lang pero di bibilhin lalo pag gipit 😂

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1 month ago

Hahaha grabe late na masyado reply ko 😂 I admire your self-restraint! Mahirap maakit na hindi mapapabili hehe. Pero sabagay, mas mahirap naman kung wala na rin talagang budget. Kahit anong akit, walang choice hehe

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1 month ago

I might add, don't bring extra money. You will have a reason not to buy on impulse... well you can't buy on impulse then. Hehehe

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1 month ago

Wow! Very practical! Even if your spending emotions run you over, but your wallet will not let you haha! Life hack indeed!

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1 month ago

In my past I did that, a lot actually. Now I don't have an income that allows me to do that, but I did learned to prioritize and manage a budget. I always calculate the prices a little higher to make sure I take enough money with me when I go out to make my purchases. It works for me haha

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1 month ago

When you're the one who grinds and pays for your bills, budgeting comes very useful! All it takes to make sure you're not losing more than you're earning hehe.

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1 month ago