Starting a Business, Jenius Introduces 'Genius for Business' Innovation

one of the concerns of many people since the pandemic hit Indonesia. To get around financial conditions to remain stable, not a few people are trying to start small businesses such as in the culinary sector, because food almost never loses purchasing power even during a pandemic.

But the name of the business will definitely be troublesome. Especially for beginners who make small businesses as a sideline, the obligation to record the availability of stock and materials, money coming in and going out will feel heavy over time. Not infrequently in the end, income from business is mixed with personal money in personal accounts. Even though this is not good for you, for the course of a business. Now, to make business matters easier, from managing finances to managing a business neatly, Jenius introduces its newest innovation, 'Jenius for Business'.

Jenius for Business is presented to make it easier for business people, especially those who are just starting a business

Jenius for Business is a financial technology innovation that is presented by Jenius to make business people less bothered in running their business. Because based on a poll conducted by Jenius, 63% of users who run a business still haven't separated their personal and business accounts and cashflow, which is actually important to keep them separate so they don't get confused in the future if they want to spend money.

Therefore, through the two Jenius Business Accounts and Jenius Bisniskit services, Jenius for Business will help anyone who is starting a business to be able to manage finances separately, as well as comprehensive business management from inventory to sales. Bank BTPN's Digital Banking Business Product Head, Waasi B Sumintardja, said that Jenius for Business came after going through the co-create process with users, non-users, and experts. Therefore, the features presented in these two services will be appropriate for the needs of business people, especially beginners.

Jenius business accounts are automatically found in the Jenius application to make it easier to manage business and personal accounts in one application

Waasi further explained that the Jenius Business Account service is automatically available in the Jenius application. For those of you who want to use it for business purposes, all you have to do is activate it without having to go to the bank, re-verify, or submit documents and there is no minimum deposit. To activate it is enough with three steps. First select the top left menu of the Jenius app and select “business”. Then select allow and activate the business account. Then create a new $cashtag for your business account, then the application will ask you to enter your Jenius password and your business account can be used.

By activating this business account, it means that you have a different account number and $cashtag to make it easier to separate your personal money and money from your business. Business accounts also provide key features such as Send It to send money, In & Out to record and view transaction history, and m-Card which is a virtual card for online transactions.

Bisniskit is a companion application for business owners that can help business operations from managing inventory to selling

Now, for the second service called Bisniskit Jenius, this is a separate application, however, it can be connected to the Jenius application. In this application, which you can download for free, there are two main menus, namely the Store and the Cashier. On the Store menu, you can manage your business using features such as a Dashboard which provides information on sales data, expenses, profit values, and product information that can be accessed quickly and informatively. In addition, you can also take advantage of the Store Settings feature to manage your business by giving access to employees. So employees can participate in monitoring store-related information comprehensively.

Although it can provide access to employees, Waasi emphasized that users do not need to worry about money security. He explained that one of the security protections provided by Jenius was the separation of Jenius for Business services into two applications. In addition, the function of Bisniskit Jenius is only for business management

Now, on the Cashier menu in Bisniskit Jenius, you can access a simple cash register to process transactions with four payment methods. Namely cash, debit cards, credit cards, and transfers to a Jenius Business Account which must be connected first. So this Jenius Bisniskit application can be used to manage any business. From online stores, to home grocery stores and users are not charged anything. In addition, to emphasize professionalism in doing business, this simple cash register can also be connected to a printer to print receipts that can be given to customers.

So overall, by using these two Jenius for Business services, you can more easily and neatly manage your business, from inventory, sales, to financial management.