10 reasons why cash is better than a credit card and probably better than cryptocurrency

1. You know exactly how much you can spend

Scientists have proved that when a person feels money in his hands, he uses it more rationally. When all the funds are on the card balance, people only approximate the sum of the balance and do not think about saving. Also, it is easier to initially determine the amount you are willing to spend on shopping. If you have a tendency to waste, you should use cash.

2. You can do your shopping everywhere.

As a rule, a modern city is equipped with terminals, but what to do if you are outside it? Rural stores and ordinary farmers who sell their natural products are unable to get payment on their bank card for many reasons, and the first is the lack of a terminal. There is no such problem with cash. Pay for goods or services in any part of the country directly with the seller.

3. Cash will not leave you if you lose the Internet.

A technical malfunction or a bad network signal leaves you without a livelihood. Especially in situations such as shopping in a store or paying for travel / parking. Thanks to the "physical" money, you will not look stupid because having cash, the loss of the network signal will not take you by surprise.

4. No problem with your bank

When you use ordinary money, you have the full right to dispose of it at your own discretion. No one will suspect a large amount of money given to another person. But when you use a credit card, your "transactions" are closely monitored and, in case of unusual transfers, your account may be blocked due to the suspicion of fraudulent transactions.

5. Bailiffs will not get close to your wallet.

How many times did people write money off a bank/credit card account because of relatives' debts or bailiffs' mistakes? When using cash, such situations do not make you sick, because no one has the right to "get in your pocket" against your will.

6. A wad of money in your hand helps you feel more confident

Returning to the psychological aspects, it is worth understanding that a plastic card does not allow you to feel confident in yourself and your income, because it is too thin and light. A wad of money signals to the subconscious that you do not have any financial problems.

7. No wallet maintenance fees

Monthly or annual account write-offs by the bank will be bypassed if cash is used. Just think of the fact that you could have saved this money and saved a good amount, not just give it to the bank for the usual storage of funds.

8. Possessing a clear amount will help to avoid impulse purchases

Constant control of your wallet's expenses will help you to think about your expenses more thoughtfully. You will have time to think about the need to buy one or another product before you can attach a bank card to the terminal.

9. You appreciate the things you buy more

Scientific fact: if a person's brain records the transfer of money to the seller in payment for the goods, the person is more careful about things because he remembers how much he had to pay for it.

10. Spending is easier to limit

Old as the world of life: to spend less, you need to put in your pocket exactly as much money as you are ready to spend. This restriction works much better than bank card limits, which can be changed with two finger clicks.