Since Christmas is coming and we are in the midst of pandemic, saving and budgeting is very important this time and season. Holiday is the season of draining your wallet but you don't have to spend so much just to have a happy holiday. They say that as we grow older, the way we feel and perceived Christmas changed. Maybe your feelings of cheer and Goodwill changed but still we can celebrate Christmas. Giving gifts is pleasing and wonderful but sometimes we are on a tight budget. But we can learn to budget the things that we are going to spend this holiday so that everything will be on a proper place.
Making a budget before rushing into shopping is one of the best to spend your money properly without wondering how and why your money was drained in your pocket. Some people overspend so much that they regret it because they weren't able to buy the other important stuff and that is because you did not plan to budget the amount you are going to spend and the things you need to buy. Making a list is very important and it might be about your holiday obligations, buying presents for your love ones and decorations. Each should be estimated properly so that you will have a budget to spend them all at one place.
It also sounds bad to spend less this year like what are you going to do with the money, the holiday is once every year only so why not try to spend as much as you can. Yes this sounds so true but if you are on a tight budget then you have to consider budgetting and making list.
Another way to saved so much fro your spending is by looking for discount codes. It's Christmas and there are many of vouchers and discounted promos everywhere so why not try to take the chance and you'll save up more. Make the best deal out of this Christmas. If you have Christmas gift cards then it's a big help for you, it can saved you up to 50% from the participating stores.
Another smart way to save more is by wrapping. Often wrappings are costly and so the gift bags as, if you want to save more then wrapping on your own can save a lot of penny. If you do not know about wrapping then you can find a lot of ideas in YouTube. If you want to give someone a gift but you are on a budget well it's okay, there are affordable gifts that you can give to someone and make sure you give it with all your heart and they accept it with all their heart too. If you have personal things but sill usable and beautiful that you think can still be good as present to someone then so be it, someone and everybody will appreciate. If you have handmade gifts then it will be a good present and sure it is made with effort. You can also make letters for everyone you want to check this year whether how their life in pandemic was and how are they feeling, are they feeling good this year and how are they coping with their tough year. We know we can just send message through Messenger but a handwritten letter is a different one, it comes with the heart and letters are so genuine and lovely. So write letters to the people you want to check this year!
One of the best affordable things you can give to someone this Christmas are baking mixes, soaps, cookies and chocolates.
But remember you don't have to spend money just to have a happy Christmas. Talking to your family and friends and knowing that you are healthy and away from the virus this year then that's all so much to thank for in this Christmas and in this year. People will understand why you cannot afford to buy them a gift and you don't have to borrow or loan some money just to buy someone a presents this season.