How to use your money wisely

The best time for you to learn to manage money is while you're at home, before the harsh financial realities of life confront you.

Money will protect you only if you learn how to control your spending. So how can you control your spending?

Ways to control your spending:

Know the challenges of spending

Take control: always go shopping only with those of your friends who are careful with their money and who will encourage you to shop around and not buy the things you see first.

Keep record: At the end of this month, add the mount you received and the amount you spent.

Lastly, Make sure to adjust your habits

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