There are several ways by which one can save.Today I am going to take you through some of them

• Shopping

make a list.Avoid impulse buying look for the best prices.make use of coupons and rebates. Purchase needed item on sale and off season.When necessary,buy in bulk.

• Home finances

Pay Bill on time to avoid extra charges.prepare meals and beverages at home,and be moderate in good and alcohol consumption.Turn off lights and appliances when they are not in use.If possible,use energy efficient devices.Insulate your home.Consider downsizing.

• Transportation

If you need a personal vehicle,buy a reliable,fuel efficient one.It need not to be new.Combine errands,and carpool when possible.Otherwise,use public transportation,walk or ride a bike.Vacation off season and perhaps,closer to home.

• Phones and entertainentertainment

Do you need a home phone,as well as a cell phone?if your children have cell phones,can they use them more sparingly or manage without them?If you suscribe to a TV service,can you cut costs by reducing the number of channels?Borrow books from library instead of buying them.

I hope this article was helpful?Please suscribe.

Thank you.