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16 Habits that will make you Poor

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Written by Β Β 173
4 months ago

Poverty has always been the biggest issue of today and even the previous generations. It has always been a challenge as to how we can overcome this God forsaken situation.

But have you asked, what causes poverty?

Did you ever wonder, how can you get yourself out of the situation that you are in? Did you even TRY?


"16 Habits that can make you POOR"

Click on the picture to see the source.

SMOKING & ALCOHOLISM

Smoking has been advertised to be bad for the health. If you even take a look at its packaging you will see those possible results and illness that may result from smoking after couple of years but those that are addicted to it seems to not mind it at all.

While there may not be wrong to drinking alcohol but you gotta drink moderately and if possibly only when there is any ocassion as this will affect your internal organs too.

OVERPRICED COFFEES & EATING OUT DAILY & BOTTLED WATER

Well, giving yourself a reward and paying yourself for a job well done especially every payday is never bad but if you struggle to support your daily needs plus you do not budget it well as you get addicted to or become a fan of eating outside instead of cooking at home so the whole family can enjoy then you will find it hard to be financially free.

As for buying bottled water, I believe I have mentioned this from one of my previous article. You can save more if you just bring your own tumbler and put water on it. Most especially if you work onsite where water would be for free so you can just refill. Same goes with buying expensive and overpriced coffee. Again it is never bad to treat ourselves but control or let us have discipline especially when we are financially struggling.

VIDEO GAME POINTS

Whenever you get addicted to video games and you cannot stop from buying points. One example that is much known to this generation is getting addicted to online games like Mobile Legends. These are not play to earn where you can get back what you lose thus, it may help release stress but some people especially students would lie and tell their parents they got projects only to buy in game diamonds so they get to buy cool characters and set. Surely, it became a vice and can even affect studies.

GAMBLING & BUYING LOTTERY TICKETS

Gambling can be addicted and this could cause you suffer more in poverty. My moms friend had a lot of debts just because of his addiction in gambling, going to casino despite having her own family to take care just because she got tempted seeing those who won big amount in an instant.

Same goes with buying lottery ticket just because we are so envious with those who got rich in an instant. If you save then invest the money you use to buy lottery tickets there could be a bigger chance that you will get rich.

BUYING BRANDED CLOTHES, NEEDING A NEW IPHONE, UNNECESSARY TAXI RIDES & IMPULSE BUYING

Thing that we could have refrain from spending but we still did. There is nothing wrong to treat ourselves guys but if we are already tight with budget we have to list down factors as to what is causing it and any way how to live with how much we earn.

Buying things we do not need or buying things just because its the trend trying to look cool is no good. It is way more cool if you buy and save for things that you could take use for a long time. Think of what is best to invest your hard earned money.

FORGETTING TO CANCEL FREE TRIALS & NOT LOOKING FOR DISCOUNTS

These can be a pain in the ass because if your forget to cancel free trial example in Netflix it will continue to deduct on your account as you have input your account in there. Next thing is that better if we look and buy discounted products because it will help us save more.

NOT PAYING CREDIT CARD IN FULL & BUYING ONLYFANS

Not paying your credits like on your credit card or even those money you lend from someone who gains interest on it will make you suffer more in poverty as it will have more and more interest that adds up to the amount that you have not paid.

On the other hand, buying onlyfans would also cost you more bucks instead of using it for rent. Now, what onlyfans means? At first I thought it is when you idolize someone you get to buy stuffs that has your idol's face like those girls who go gaga with kpop but no. When I searched on the internet this is what I got:

What is OnlyFans?

Launched in 2016, OnlyFans is a subscription-based social media platform where users can sell and/or purchase original contentβ€”typically of the pornographic variety. When utilized as an adult site, users will post NSFW videos and photos to their accounts, which are protected by a paywall. To gain access to the content, an individual must pay a monthly subscription fee that ranges anywhere between $4.99 and $49.99.

Source: https://amp.www.complex.com/life/what-is-onlyfans-explainer

Wew! Though I cannot judge those who get into this type of site but this could really make you broke. So if you have a dull sex life communicate with your partner. The problem is if you do not have one. (LOL!)


...end thoughts...

Whoa! It is been awhile! I was just sooo busy that I cannot even type or visit read.cash but thank you for sticking on me especially my sponsors.

I hope you learned and realized some things from these 16 bad habits that I shared. My only goal is to help and open a conversation. Feel free to comment.


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4 months ago
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Comments

UwU, wala akong ginagawa sa 16 na iyan. Buti nalang oks na ako sa ukay ukay na damit. Di rin ako mahilig sa kape, gatas lang oo ahaha.

Pero sa totoo lang, kaya mandin walang usad ung iba gawa din sa sugal sa Lotto na iyan. I mean, di nola namamalayan mas malaki na ang nagagastos nila aguy

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4 months ago

Tamaaa. Sama na pati yang swertres na yan. Madami dito samin... Tsk tsk kaya mga tao mahilig sa suntok sa buwan eh mas lalo tuloy nag su.suffer.

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4 months ago

agree on these list sis..hehe pero ung food..haha okay lang di naman daily

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4 months ago

Hahaha ako din..pagka food lalo n pag may sweldo hala kain! Kasi minsan lang naman tsaka we deserve after working our ass off.

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4 months ago

Buti na lang kahit wala jowa ko di pa din ako mahilig sa s3x hahahaha para di ako maging poor mag subscribe sa onlyfans na yan hahahhahahaha!

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4 months ago

Wahahahahah! Natawa ako dito sa comment mo dzae! Hahhaha pro di naman ako nag judge dun sa mga di talaga mapigilan hahahaha... Pro magastos oy lol pro bahala sila haha

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4 months ago

Hahahaha kaya nga buti na lang talaga di ako mahilig, para di maging poor 🀣🀣

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4 months ago

One solution is that we should allocate our money properly and be wise on budgetting it. I agree to all of these specially yung sa gambling, if you can't control yourself then you were get addicted to it.

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4 months ago

Tama. Grabi din hatak ng gambling lalo pag nanalo ka kahit isang beses na malaki people then start to get addicted and expect easy money

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4 months ago

Abay magiging poor tlga kph wala tamang money management.. There's nothing wrong with spoiling ourselves sometimes basta make sure not to be addicted to it..

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4 months ago

Yes madame. Moderate lang yung deserve lang basta wag sumobra. Ako sa pagkain go ako pero pagka sa luho2 aba wag na haha

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4 months ago

I am guilty about buying bottled water a lot. But that was before. I learned how to budget my money already and see to it that I have something for my savings and that I have enough for the next payday. I practiced as well to treat myself twice a month only, with a moderate budget.

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4 months ago

Same here but I get to practice since way before bringing tumbler as much as possible. At least I get to save and I know its clean...

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4 months ago

Tunbles really helped a lot. 20 pesos for one bottle is already expensive.

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4 months ago

I agree with you. We sometimes complain but don't make any changes to get away from it. Thank youuu for this. πŸ’—

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4 months ago

You are welcome 😊 and yes its not good if we just keep complaining and not analyzing what are those that we can probably change.

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4 months ago

The things you mentioned are really some of the causes of being out of budget. I can relate with the credit card not paid in full, the monthly penalty is a pain.

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4 months ago

Yes coz it adds up more interest. Kaya ako natatakot din mag credit card kasi baka mamihasa ako kaka swipe nako nako πŸ˜”

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4 months ago