Me as a budgetarian

Good day read cashiers !!!!

For todays blog ,I will share to you on how I do budgetting my husband's salary and how we able to survive our daily needs in the middle of crisis.

I guess I am not the only one who are facing crisis today ,many of us but we need to face it and do some alternative way to help and make a budget.

Honestly ,I really wanted to work for me to help my husband in terms of money ,I wante to help him since we had two kids already and we had a lot of expenses.

Well,I got this idea to be my topic for today because of my sister in -law and hubby's nephew who sent me a money for my mother in-laws coming birthday this coming wednesday.

The screeshot above is my convo with my sis in-law.Sabi niya ako na daw bahala at sa gabi ma siya magpost para walang pupuntang bisita haha.

They trusted about making a budget and of course preparing every celebration we had here.My sister in law ,was laughing at me and making some jokes that I can have a head ache because of it ,they are also facing crisis now and their salaries are enough for their college student and some debts haha.

How do I budget my husband's salary?

My husband was not having a huge salary amount ,his salary only reach the mininum rate ,the province rate as well o I need to budget it well .

Every 15th and 30th is his payday and its the time that I am using my knowledge about numbers ,the calculating and counting haha.

First I separate his two weeks allowance,before I only gave him 2500pesos for 15 days ,but now it will not be enough because of the higher gasoline price.Now his 15days allowance is 3000pesos where he gets his viand for lunch and for his snacks.I only prepared a ricw for his lunch ,he will be spending amount for his viand for lunch.Actually I was doing that for him to ate a good meals since he is tired from his work.

Then I separate the amount I needed for our monthly payment for our loan .Since I already know the prices of my kids needs like milk and vitamins it will be the top priority for the budget.

Then I make sure to separate for our viand and other things we need before I spend for our wants.Its not easy budgetting a small amount but I need to do it ,kasi kami lang din ang mahihirapan.

Sa pamamalengke naman is I choose to buy those small vendors kasi mas mura lang sila compare sa may mga stalls sa market.

For now ,we don't have a savings kasi napupunta sa monthly payment for our loan the amount which supposed to be our savings.

Kahit anong budget na gawin ko is there are many times na kulang talaga as in ,I am running to my hive and read cash earnings .There are something unexpected to happend just like what happend last week ,my baby got sick and we don't have money in our pocket ,good thing that I had my hive earnings and converted it for my son's check up amd medicine andy read cash was spend for my monthly shared for my brother in-laws mototcycle payment.

Mahirap actually mag budget,kaya for now since may utang kami ,skip muna sa wants and we prioritize first our needs.But soon ,I know that the time will come na maka luwag na rin ,I will be spending some of our wants too.hihi

The budget plan for my mother in-laws birthday

They sent me the amount they only had for my mother in-laws birthday and ako na daw bahala paano ko e budget yun.The sent me 5000pesos .So I listed my budget plan showed them if its approved to them.

• Cake-700

• Dessert-300(banana cupcakes and sapin-sapin)

• Sofrtdrinks-500

The menu

• Spaghetti(1kilo)-500pesos

• Fried chicken(2kilo)-500

• Pork sinigang(2kilo)-700

• Fish(for grilled fish)-500pesos

• Shrimp(2kilo)-700

• Species-300pesos

The total of=4100pesos

Actually we did'nt invited anyone for mama's birthday ,yung nag dadasal lang .Its mama's promised kasi na may padasal for 9days our Mother of Perpetual help.

And thats all for my way of budgetting ,thank you and God bless!