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@Argent

Joined 3 March 2021 · 108 posts

always make the element of surprise!

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@Argent

Ethermon: A promising Play-to-earn game It's been a while since the major boost and introductions of no-fungible token games around the globe. Thanks to the sudden boom of perhaps the most intriguing game, Axie Infinity. Because of the recent news updates about this game a bunch of new players and crypto enthusiasts enter the world of games powered by blockchains. The problem is that entering the world of axie infinity right now is very risky and very expensive. You need a bit large amount of money to play this game. The good thing is, there are games like axie which you can play completely for free, and one of which is the game Ethermon. **What is Ethermon?** Ethermon is one of the first Ethereum-based blockchain games to generate interactive non-fungible tokens (NFTs), which allow players to own, improve, utilize, and profit from their virtual assets in-game. Originally established in 2017 as Etheremon, the new updated version was relaunched in 2019 by its most devoted players and a larger crew. https://docs.ethermon.io/ The Ethermon world focuses on Ether monsters (Mons), which are crucial to gameplay and are kept on the blockchain. There are now 103,472 mons in the world (as of May 16, 2021). You may buy mons directly from our official shop, from other players on the decentralized market, or in-game – even if you're playing for free. For more information just click here! https://docs.ethermon.io/whitepaper/gameplay/nft-assets Just recently the ethermon world reach a total of 200,000 players, this astonishing rapid growth is unbelievable but it’s the truth. Additionally, just last week, more than $30,000 worth of Emon was distributed among 2-dimensional battle players. It was achieved from the introduction and launch of their new ladder #5 which rewards the 2D battle players with Emon per win. I can personally confirm that the newly introduced ladder # 5: Emon per win is legit because I received the tokens I earned within 48 hours from the end of the week turn. **Ethermon Token** EMON is a new token that has been developed to support Ethermon's expansion from 2D browser-based gameplay into 3D metaverses (currently Decentraland), focused on a play-to-earn model. EMON will become the main and only token within the Ethermon ecosystem, and the EMONT legacy token will slowly be phased out and eventually completely replaced. https://docs.ethermon.io/whitepaper/tokenomics/emon **Token Value** Right now at 9:44 pm on September 13, 2021, the value of the emon token to PHP is 10.86 pesos per emon. Kindly check for yourself here. https://www.coingecko.com/en/coins/ethermon/php **Ethermon Tokenomics** **Gameplay** Right now there are two ways to play ethermon the first one is the PvP tournaments which currently contain 5 different ladders. Each ladder offers a reward equal to 150emon tokens for the top 5 and twice the rewards will be given to the first place. Ladder two offers 250 emon tokens per top 5 players and the first place will receive 2x the reward. Ladder three offers the same rewards as ladder two only that the top one player will receive 3x the rewards, and ladder 4 top 5 players will get 200 emon tokens each and the top player will receive twice the rewards. Ladder 5 is completely different among all the ladders present as of now because it offers Emon token per win. The computation is like this; the number of wins x 0.5 Emon x Player points x2 over rank 1 points. https://medium.com/ethermon/ethermon-updates-2d-battle-ladder-rewards-6e53f4f5e887 https://medium.com/ethermon/ethermon-emon-per-win-battle-ladder-begins-a64319e3d711  The second way to play is through Decentraland (DCL) here, the mons are in 3D mode. The experience is just like a typical0 pokemon inspired game. https://docs.ethermon.io/whitepaper/gameplay/decentraland In Q2 2021, our team has launched cross-platform Ethermon gameplay in Decentraland, allowing players to interact with their existing Mons in 3D and engage them in real-time, skill-based PvE battles throughout Deceentraland — earning while they play. At this moment, the adventure mode is still under construction so we can’t play through that yet. See here for more information. https://docs.ethermon.io/whitepaper/gameplay/adventures **Energy system** Battles are powered by an off-chain energy system that recharges every 12 hours at 8:00 p.m. and 8:00 a.m. UTC. There is no method to directly purchase energy in order to prevent a pay-to-win ecology and promote frequent player involvement. In Tournament Mode, each combat costs 2 energy, while creating a new team costs 4 energy (except for the first time players join each ladder, in which the energy fee is waived.) **Is Ethermon Free?** Yes, you can play it for free and on the very first day you sign up and play the game, they will grant you 2 NFT mons which you can trade in the open sea. So, what are you waiting for? Try it now before it's too late. If you are interested the URL link is provided below; https://ethermon.io/ Please note that the author of this article does not promote anything but rather sharing some information to spread the good news.

@Argent

Am I already late trying to dive into Smartbch world? **Disclaimer*******:***** ***This is all about a newbie who doesn’t have that much of an idea about smartbch. So, I hope you can help me so that I can understand it better.*** So, I’ve been introduced to the world of crypto more than a year ago and so far, It’s been very helpful to me for a while especially in this time of the pandemic. Sadly, I’m not that good enough most especially in terms of tokens because I only focused on the circulation and process of trading bitcoin, etherium, and bitcoin cash, and other decentralized currencies. A few months ago, the public was bombarded with the news about Axie infinity and how much a person can earn from these non-fungible token games. So, I was wondering how SLP will handle the demand for it. As a person who already has experience in the world of crypto markets, I suppose it's not that worth it to invest such a large amount given that it was already exposed to the public. Then I gave time searching, reading, and studying other NFT games, which leads me to another dimension of crypto. so far, I can say that I understand enough of it and that I can gamble or spend the amount I can tolerate to lose just in case. So, here it is, a few days ago, I was wondering how can I earn more just like the others and then, I opened my computer and check my account in read.cash, I suddenly noticed a bunch of articles about smartbch which works just like Binance smart chain. At first, I wasn’t sure about it because I know how much fees will it cost but because SmartBCH offers lower fees, it got my interest. I’ve been reading lots of articles about it including tutorials on how to start and so far I think I can spend money on it just for the sake of trying if it will indeed be a good way to earn passive income. It’s been 3 days now since I started to study about it and just a moment ago, I finally transfer funds so that I can try it. So far I’m hoping that it will be worth and if it is then thanks be to God. The question is, Am I already late joining smartbch? I think I’m not since it's been only more than a month since it was launched. Am I early? No, not at all, in fact there bunch of early birds already in the swamp when I arrived and so far, most of which are trying to give tutorials and advice, some of them are sharing how much they already earn and some are futuristic trying to forecast or visualize the possible growth or fall of smartbch. **What do I already know?** smartBCH is a Bitcoin Cash sidechain that aims to explore new ideas and unleash new possibilities. A sidechain is a blockchain that is built for quick and cheap transactions and has a particular relationship with the main chain due to a two-way peg; in this example, between Bitcoin Cash and smartBCH. https://docs.smartbch.org/smartbch/faq I was also able to learn how to fund my Metamask account using coinFlex which is perhaps the most common way of transferring funds from your crypto e-wallet to metamask. For more information about how it works, I think @carisdaneym2 can help you with that, she wrote an article featuring this topic. I’m not promoting her work tho, just to be clear lol. https://metamask.io/ https://coinflex.com/user-console/register?shareAccountId=WFNM4a4P https://read.cash/@carisdaneym2/how-to-set-up-smartbch-network-on-metamask-and-smartbch-coinflex-bridge-7f64c443 You can also search for other resources and they can also be found in read.cash, happy reading and I hope you’ll learn more.

@Argent

Common mistakes made in crypto trading and investing I’ve been trading in crypto for almost half a year now and to be honest, I still consider myself a newbie who’s trying to get along and try to learn from bits of advice of other traders and my own experience as well. The good thing is I’m an accountancy student which made me not a total fool in terms of investments and trading because I know how these things work or at least I have basic ideas and backgrounds about it if not fully known the whole thing. The thing is, I don’t have the budgets to start investing or trading in the first place. Thanks to some sites like *read.cash**,* they help me a lot. Every single penny I used in funding my trades comes from these sites, I’m not earning that much tho, what I did is to save the money or bitcoin cash (BCH) then use it in trading. https://read.cash/ **What is investing?** Investment or investing is the act of resource allocation, generally money, in anticipation of revenue or profit generation. With investing, risk and return are two sides of the same coin; low risk often equals low predicted profits, while larger gains are frequently associated with higher risk. **What is Crypto Trading?** Trading in cryptocurrencies is an act to speculate on price moving using a CFD trading account or to purchase and sell coins on an exchange. If you already have a background in the stock exchange or Forex then it is somehow related or the same as crypto trading only that you are dealing with digitized currencies thus it is called decentralized. **Common mistakes of traders and investors** **1.      Lack of time to study** ·         In the crypto-investments market, players that do not spend effort identifying and strategizing their investor profile will lose. **2.      Failed to make a plan** ·         Before making any decisions, you must be strategic and have clear goals. When you don't know where you want to go, the possibilities of financial loss increase. As a result, you must first define your goals and aspirations before entering the crypto game and earning from digital assets. Always remember to bring enough bullets before entering a war and keep in mind that a man who fails to plan, plans to fail said a man by the name of Benjamin Franklin. **3.      Fail to diversified the portfolio** ·         Just like in stock market exchange or Forex, it is highly suggested to diversify your capital, failing to do so will pull all your capital away from your pocket especially in the world of cryptocurrency where everything is decentralized and tokens prices changes at all times. Today its value is more than fine and tomorrow, who knows? Maybe it's like hell so never focus on one type of currency or investment neither trading because everything in crypto is a gamble. **4.      Being impatience dealing with volatility** ·         Because cryptocurrency has no centralized control it is highly volatile just as I explain in number three so, you have to work on your patience in dealing with its movement or else you’ll end up with nothing. Read more here! https://www.financemagnates.com/thought-leadership/5-typical-investing-mistakes-with-cryptocurrency-you-should-avoid/ **5.      Lack of knowledge and unwillingness to study** ·         Some of us are reckless like they will just listen to other people who already know about it and because they tell you that they earn lots of money then you suddenly jump on that world without even studying the basics like how to read the graphs, how does the market work? How can I handle my transactions and so on? Some didn’t even bother to read and study what is blockchain? This recklessness will not only consume your capital but your time as well. https://www.investopedia.com/terms/b/blockchain.asp **6.      Emotions** ·         Not being able to control your emotion will cause you a lot of loss. Following alarming updates and suggestions of others that affect your decision is not a good characteristic to maintain while dealing with crypto most especially in trading. in conclusion, the secret to successful crypto trading is patience. Do not be scared to pass up a good offer since the market is so large and expanding that there will be enough money for everyone. However, bear in mind that while it is simple to gain money in the market, it is far more difficult to maintain what you have made. Don't allow greed and greed to get the best of you. Remember not to decide when you are clouded with emotions. You can use the advice of other people but use your judgment from time to time. Not all things applicable to them will apply to you that’s why we are born unique from each other. Happy trading and if you lose money today, there will always be tomorrow to gain that back maybe twice more. Read and try to learn from your own experience it will help a lot.

@Argent

thanks for the upvote @zolabundance2 really appreciate it

@Argent

Why did I take my most hated course in college? **Flashback:** I started studying at the age of 5, well most of us are. I still remember my first day of school when my father gave me 1 peso coin as my penny allowance on that day. I was very happy and because of that, I was inspired to go to school and study hard just for the sake of money, but don’t get me wrong cause that was just a child motivation so that my dad can persuade me to go to school and that was effective. I finished kindergarten as the top one of the class. For them, it was an achievement that needs to be celebrated but for me, it was just a play and I think I didn’t even do anything to make it to the top, it just so happen that I already know how to read at the age of five, thanks to my mother who strictly taught me to read. During my six years in elementary, I changed my motivation.  I always keep in mind that I want to become somebody, somebody that I can be proud of but first I need to study hard. Then later on I found myself enjoying the life of being an elementary pupil just like the rest of the kids. Six years of learning and adopting new knowledge that will become my foundation when I step forward to the next level of my life as a student. Honestly, from the moment I started grade school, I don’t want to be at the top cause I don’t feel I belong on that list that’s why I level myself and didn’t care about my study that much but I made sure that my grades won’t fall below 85 and so I did. I did not even get a grade lower than 89 which was enough for me, and if you’re wondering about my highest grade then it's above 95. I started to take some interest in specific subjects in junior high. I don’t know maybe it’s just how life should be. Everything change. I love science and mathematics and I do love these two even now. There was a time that even if I don’t want to join a competition the school always pursue me and I can’t say no to them. I joined the school publication even I’m not a fan of writing too much maybe because I’m a lazy person but because I’m a natural vocal person and I love debates, the school publication coordinator still wants me to join the club and so I did. There was this specific event also that I was supposedly enjoying my free morning at school when suddenly my science teacher asked a favor if I can join them and become a substitute to another student because he’s not feeling well. I’m not wearing my uniform at that time so the guard of that particular  school where we were headed stopped me, thankfully I had my ID Upon entering the venue of the quiz bee competition they are all staring at me as if I’m important or maybe because I’m wearing a blue shirt and jagger pants. In the end, we won first place or technically I won because It’s an individual quiz bee. As years went by, we are expected to think of our best course options which we will soon take in college. For me Bs. Biology, Education, and Medicine are the best options because I hate Accountancy, there was this time that I swore to myself and my peers that I will never choose accountancy because I hate problems and I don’t want numbers anymore. Life indeed never had a straight path and it does contain so many doors for opportunity and failure I never anticipated that after my graduation, my mother will send me to my Tita's place and she planned to enroll me there without even my concern. Thankfully, my sister was there having her vacation leave and took me with her after. I thought I can finally enroll in a school where I can spend my Senior high as a STEM student but I was wrong because the school where I enrolled with drops their offer of the strand I wanted the most because the enrolled students were fewer than expected. So, I ended up in the strand of Accountancy Business and Management (ABM). For so many years of hatred of this strand, destiny still brought me here. This is the time when I finally found out about the wrong connotation of some about accountancy. They say it is more on numbers and problem-solving but it was a false argument. The fact is, it is more on understanding and comprehension. You don’t need to worry about numbers because you are allowed to use a calculator well unless it is a conversion. After all, it is rare for an accounting student to be allowed to use a scientific calculator most especially in major subjects. I spent my senior high trying to cope up with unfamiliar terms in accounting subjects tho it was not that bad but I can’t find my enjoyment, I was still one of the top students tho, so, my guardians didn’t see any problems about it. **The Present:** When it was time to enroll in college, I took Bs. Accountancy just to be in line with what I finished in Senior High. I tried to enroll in public school but I was on the latter part of the list so, they rejected my application along with the other students who did not make it to the cut-off. I tried to take exams in different fields and passed them but I don’t want to start again from scratch and try to cope up with other students so I decided to enroll in other schools where I currently enrolled right now. The first year was tough but nice. I got a scholarship so I didn’t worry that much financially. I’m a war freak by the way and I treat other people exactly like how they treat me, professors are not an exception to that. So, there was this professor who talks veiled things and events which was an allusion about me and one of my classmates and so I got pissed because she tackles it until the end of her time. So, when she asked the class to make a journal or a diary, I wrote what she did and explicitly mentioned that a professor who likes to tackle some personal issues of her student in front of the class without the student consent whether it is not directly pinpointed on him, still it was disrespectful and she acts unprofessionally and she seems uneducated. Not to mention that she is the scholarship coordinator of the school but I don’t care because she doesn’t have the right to do such things. So, I’m now in my 3rd year in college and I’ve learned a lot so far, I can’t find a way to find my happiness in this course tho, but it’s alright I know I’m here because of my own choice and I do believe that in every situation we have, there are always options in which you can choose from the question is how are we going to choose which among those options is the best for us. For me, this is my choice and I’ll finish what I started. **Tips:** For those aspiring students there who want to take accountancy in college make sure you always have your calculator. Do not be afraid of numbers so long as you know how the four basic mathematical operations work, then you can do it. Be sure to read and read and read more. Try to enhance your comprehension skills because problem-solving in accounting is 30 percent numbers and 60 percent understanding. If you fail to understand the problem and the question then you’ll arrive at the wrong answer. Keep in mind that a problem in accounting is just like DABARKADs, one for all, all for one, meaning, one problem is related to every process so if you commit a mistake in journalizing then the rest will follow hence you’ll arrive at the wrong answer.

@Argent

The unequal justice for Gender Identification This topic is one of the most controversial and debatable issues of the 21st century. Gender identity has increased and became more difficult nowadays. From just male and female identification in the past to a more complicated classification of the present. The issue has also contributed to the problem of gender inequality which made it a more intense problem in society. **What is Gender?** Gender is the way a person conceptualizes him/herself of who they are, specifically identifying themselves as a male or female or sometimes both or neither. Gender identity is usually identified by a person because of environmental factors but sometimes an innate character inherited from the family itself. This results in the existence of so many gender identification aside from the biological identity a person has. https://emedicine.medscape.com/article/917990-overview **Gender expression?** Gender expression is the way we express ourselves. It is how we behave and we portray ourselves both physically, emotionally, and psychologically. This expression becomes the basis of the people around us on how they will judge or consider us as feminine or masculine. https://emedicine.medscape.com/article/917990-overview The problem with this expression is that if we have certain characteristics that we can’t change that fast so that it fits the judgment of the people around us. Like for example, a man who’s not so masculine in physical character and the way he expresses himself to everyone is slightly feminine. This will likely come to a judgment that he is gay or bisexual even if that man considers himself as straight. **What is sex? How does it differs from gender?** Sex is a biological attribute both in humans and animals. Technically, this is how science identifies whether a person is a man or a woman. More commonly known as a person’s identity upon birth. As we all know sex is only classified into two, male/female. https://cihr-irsc.gc.ca/e/48642.html Sex and gender are often used interchangeably, probably because of their close meaning with each other, however, we need to understand that sex talks about a set of biological characteristics while gender is related to the socially constructed identity that a man or woman should be. **What is** **sexual orientation****?** https://www.hrc.org/resources/sexual-orientation-and-gender-identity-terminology-and-definitions Sexual orientation describes a person’s enduring physical, emotional, and romantic attraction to another person either heterosexual or homosexual. **Gender Inequality** Gender inequality is one of the oldest issues in history. It is the situation in which the sex or gender’s rights and dignity differ from each other. This leads to unequal treatment in both identity hence the reason for the existence of stereotyping. In the past, gender stereotyping was typical and can easily be seen or observed because they believe that a certain kind of job or work is intended only for men and does not suit women such as engineering. The concept which the roles of the father, mother, and children in the family is also part of this stereotyping. The father is the one who finds a job and provides for the family and the mother is intended to take care of the children. The same goes with the company organizations, most of the leaders were men and it’s rare to have a woman leader. All of this happens before because of stereotyping and the unequal treatment of rights of both men and women even though they are both humans. Nowadays, this issue is not more of a concern due to various movements that promote equality. Today, women can do whatever men do. More and more women can now become a leader of the organization and almost everything can be done by them just like men can. There are now mixed genders in the teaching profession, engineering, commerce, and many more. However, the issue is still present to those people who are part of the LGBTQ+ community where the community is still unprepared to fully accept the existence of the people who identified themselves in the third sex. Probably you heard about this sentence “ We are tolerated but not accepted” this is a well-known issue and a big one for them because they want acceptance and not mere tolerance but sadly their voices have fallen to deaf ears and discrimination is still a widespread problem throughout the world. Some organizations don’t give attention to their rights thus crimes involving a member of LGBTQ+ are inevitable. I hope that someday our community will find a way to fully accept that because a person is biologically a man doesn’t mean he thinks and behave directly as to what his sex is. We need to understand and find a way to deeply accept beneath our heart and soul that a person can change through time and so as the culture, behaviors, and everything. Learn to adopt because those who can’t will likely not survive just like the theory of natural selection by Charles Darwin. Remember that people change and so does our society. Adopting and accepting is how we survive as a species and also the way to survive as human beings. We cannot measure their capabilities by just looking at their gender. Yes, they are gay but sometimes gays are more masculine in terms of responsibility than that straight men. C’mon, be fair and reasonable enough. Enough with our biases because it will only lead us to chaos and losses. I hope this article opens our minds about the importance of acceptance because nothing is more fulfilling than acceptance and love and care.

@Argent

A gambler who made herself rich I've already heard lots of stories about individuals who made themselves successful in life. These stories really catch my interest and probably yours as well. Of course, we should be interested after all, who doesn't want to become successful? No one I guess. Perhaps most of us are familiar with the stories of the famous fast-food chains here in the Philippines and for those who are not, then it’s up to you to search it on google just to inspire you a bit. It's hard indeed to climb up and reach the top of a steep mountain but just because it’s hard to do, doesn’t mean it’s impossible to reach. Remember the story of KFC or the SM, these two also start from scratch or nearly from nothing but look at them now, they already reach their goals but still trying to maintain or even surpass their previous achievements because that’s how we make ourselves richer and even wealthier. If we just imagine or dream to become rich but don’t want to struggle or to gamble or to take the risk then stop dreaming because if we won’t take care of a tree it won’t give us good fruit. In this article, I will share with you the story of a woman who loves to gamble in her younger days and how she made herself successful and provide everything for her children. I am sure that the story is the fact because I witnessed her growth in life in terms of financial aspects. I know this story because I’m her grandson, she was my grandfather’s sister. That’s how we are related. The story starts when Marry, my grandmother, was 10 years old, she likes to play street plays which need certain coins to play, a simple gamble perhaps. Back then, gadgets like cellphone, personal computers, PS4/PSP, etc. are not yet that of a need nor introduced well especially to a secluded place like ours because even electricity can’t reach our area. When Marry turns maturity, she starts to seriously gamble as her past time. She works in the rice fields, asking the owners to take her as labor when the harvest season of rice comes, and she’s not the only one who did this kind of thing, everybody in that community does the same thing. She used her earnings to fund herself every time she gambles, she doesn’t care if she loses her money in gamble, all she cares about was her enjoyment and what will make her happy. Time went by and she married a man not that of a rich man nor as poor as her. They had 12 children. Despite having a dozen of mouths to feed on, she did not let go of her only vice, she often gambles and sometimes used their savings just to satisfy her short-term happiness. She continues this character until such time that one of her children got sick. No quack doctors or fate healers from their community healed her child and so they decided to bring her child to the hospital. There she was informed by the doctor of the condition of her child. When it’s time to discharge her child from the hospital, the amount of the bill suddenly slap on her face, she was so frustrated because she doesn’t know where will she earn that large amount of money. Thankfully her brother and the whole family help her so they manage to collect enough money to settle the bill in the hospital. That day forward she realized that someday a struggle like this will happen and she needs to prepare for it tho she doesn’t pray for it to come. She starts to buy raw “palay” grains and processed them into rice then sell them. Back then, the raw “Palay” grains were only 8-10 pesos depending on the grain breed and the price of rice ranges from 25Php to 35Php per kilo. She maintains this kind of business and hoards her earnings. Then she saw the potential of the rice mill business in her community given that the main products of the residents there are “palay” grains. She saves money in a small old wooden box so that she can start her rice mill business. A year later she started the business and as she was expected, it was profitable not to mention that she doesn’t have any competitors. From that day on their life starts to become favorable to them. Little by little she acquired properties. 5 years later, she manages to buy the whole land where her house, my grandfather’s house, and the whole compound of our family were located. She also acquired 10 hectares of rice fields which are located just in front of her house and more than 20 hectares of rice fields in different areas of our community. Her family is considered one of the most richer families in our community. By the way, she’s not a fan of depositing her wealth in banks, I don’t know her reason why but as her grandson I don’t question her. today, her son, my uncle, owned a car or machine repair shop and a huge grocery store aside from his rice mill. They are very good at handling money that’s why they became rich and they deserve it. Unfortunately, money can’t save or buy anything. My uncle died because of many health complications and because of that my grandmother felt so depressed and it’s bad for her condition given the fact that she’s already in her 70’s. Just a year later from her son’s death she passed away. I don’t know what happened to all of her properties and wealth, all I know is that she made sure it will be divided equally to her successors. I hope the story inspires you at least for a moment. Again this story is true and base on what I know and what I witnessed from her life. Hope you learn something.

@Argent

How to improve in English Communication Skills  Many Filipinos are struggling when it comes to communication skills especially in speaking the English language. I had also difficulties in this aspect even nowadays but I can say that I’ve improved a lot because of the tips which I’m going to share with you later on below. As far as I can see, we need to learn how to properly communicate with other people in the English language particularly in professional settings or places such as in an organization where some are not Filipino. The common problem I observe in our community is that they are shy of speaking in English probably because they are afraid that somebody will judge them when they speak the language more specifically if they pronounce or deliver the sentence in the wrong way. I can’t say anything more about this stupidity given that it’s normal for us to feel frightened about what others might say about us when we commit mistakes even from trying to speak and improve our English communication skills. By the way, I’m not saying that it’s stupid to feel shy and frightened because we don’t like others to think that we are losers rather I’m reiterating that judging other people when they are trying to improve themselves is stupid. To avoid being judge by others, I prepared tips that may help you to improve your English communication skills and help you speak the language with confidence. Before that, you have to remember that there is always room for improvement we just have to make sure that we have the will to learn. The following tips to improve your English communication skills are listed below; **Familiarize yourself with the basic English** v  At least have time to familiarize the basics because it will help you a lot. Remember that the basics are your building blocks, if you know it and manage to confidently speak with it then it would be much easier for you to learn and improve it into a more complex ideology. **Involve yourself in English oriented surroundings**   This doesn’t mean you have to book a flight and migrate to the U.S. You just have to make sure that you make yourself comfortable with the english language by watching English movies, TV series, or documentaries. **Listen, Listen and Listen!**   This is probably one of my most important tips for you. You have to open your ears and listen carefully and try to familiarize what you hear. Remember the diction and the pronunciation then try to apply them when you speak. **Write, Write and Write!** If you’re already good at writing then that’s a good start you just have to improve it. Keep writing in English try to explore more complex sentences and write them down. **Mingle or communicate with your peers** Now, this probably sounds crazy but at least when you communicate with your peers in English you will not be offended if they correct you or they laugh at you because they vibe with you. You can ask for their help so that you can improve more while still enjoying the process. **Utilize the availability of technology**   Probably the easiest way to improve is to utilize technology. Try to use the Merriam Webster or google or your phone. There are so many ways on how you can improve using technology you just have to be persistent. You can also use Grammarly to accurately correct or suggest the best words and sentences you can use. By the way, I’m not promoting or advertising anything I mentioned above. So, that’s all for my tips. Remember that these tips are all base on my experience hence some will probably not suits you or maybe you have something way better than my tips so, you can use it as an addition to the aforementioned tips. Always remember that life does not have fast forward nor backward and the best thing to move and improve is to take your time to learn not only in this topic but to everything else.

@Argent

The next earth **The next earth** Earth’s population is now at a tremendous high level with an approximate forecasts number of 7,794,798,739 during 2020 and a fertility rate of 2.47%. As of 2021, the population is at most 7.9 Billion. With this astonishing number, a question in my mind always popped up, can humanities make a way to find a new planet? A planet where we can continue to strive, a planet that is just like our own mother earth. Its been decades since the exploration of the experts through space to find a suitable planet for us to live with. Finding such precious planet that will somehow resemble our own is far from over because of over a thousand of them that has been found, not a single one is suitable for human kind to continue and strive or to avoid extinction. There has been a lot of exploration and mission led by the experts in order to find earth like planets but they found not a single planet for us to live or to migrate sooner. Of course, it will not be as easy as finding a place to spend your vacation, why? Because there are difficulties in which experts are struggling when it comes to this mission some of which are the following; **Technology:** Its very obvious that our present technology is limited and most of which are intended only to use on earth so innovating and creating such technologies that will likely to deal with the condition outside the world is a tough job. Indeed, we already have invented spacecraft but sad to say we are far from developing a super high-speed spacecraft that can carry human from earth to another planet. By the way I’m talking about the speed of light. As of 2020 the fastest human spacecraft accelerated to a speed equal to 289,987 mph that’s 466,592 km/h relative to the sun. honestly, this speed is far from 299,792,458 m/s which is the speed of light. **Financial aspect:** Aside from technology, a lot of funds are needed in order for one space exploration project to succeed. Without money we can’t even make or build a specific technology for the exploration and for sure you already know that for a single mission, we need billions of dollars of funds not to mention the risk of failing. So, why do I keep on sharing this thing? It’s because we need to consider the future of human race and time will come the earth will be out of resources and scarcity is waving and no one will ever stop that unless all humankind will likely to cooperate to stop killing our planet but it’s impossible because we are naturally greedy species and we always want to strive, to improve, to develop even if  it means killing our own planet. **Will there be a planet like ours?** There are billions of stars and planets in the universe and we are stupid if we think that with billions of heavenly bodies outside our planet, earth is the only one full of life. We don’t know for sure which is true but for me the possibility of life on other planets is very likely to exist. This is one of the reasons why expert’s eagerness to find exoplanets are at highest level. So, what is exoplanet? And why do experts are so persistent trying to search and examine these planets? Currently we have eight planets that orbits around the sun and these forms our solar system. Planets that orbits around other star or located in other star system is what we call exoplanets. Searching for these planets are very hard using telescopes because of the effect of their parent star/s but astronomers use the relevant changes of the glares of the stars directly affected by the planets orbiting around it so that they can find the planets. Astronomers also observe the orbit of the stars itself, if the star does not orbit perfectly around its center then a planet or planets maybe affecting it but it is only possible for larger planets like our gas giants or even larger. **Earth-like planets:** Unlike exoplanets, earth like planets are much more difficult to find, but perhaps the most exciting parts of space exploration because searching for planets that highly resembles our planet is the first step of finding our future generation’s new home where they can live freely and peacefully. In its basic sense, earth like planets are planets which highly likely to become the next earth. It’s quality and behaviors must be somehow or perfectly related as to earth. According to the estimates made by the University of British Columbia, the possibility of earthlike planets is likely to occur for every five sun-like stars in the milky way galaxy. To be considered as Earth-like Planets the following must be observe: ·         The planet must be rocky ·         It should be approximately earth-like in size ·         The planet should be orbiting a G-type star like our sun ·         It should be located at the habitable zone or the place of orbit from which the planet can potentially host a liquid water and possibly life. ·         There must be a suitable atmosphere for human or any life to exist. For decades the search for earth like planets never stops and so far, there have been reported of about 24 earthlike planets over the 4000 exoplanets that has been discovered that are said to be a good candidate for the so called “next earth”. Current data shows that a total of 60 potentially habitable exoplanets have been found.  Some of which are listed below: **Gliese 667Cc** This exoplanet, which lies just 22 light-years from Earth, is at least 4.5 times as massive as Earth, and researchers aren't sure whether or not it's rocky. Gliese 667Cc completes one orbit around its host star in a mere 28 days, but that star is a red dwarf considerably cooler than the sun, so the exoplanet is thought to lie in the habitable zone. However, this planet which was discovered with the European Southern Observatory's 3.6-meter telescope in Chile may orbit close enough in to be baked by flares from the red dwarf. **Kepler 22b**  Kepler 22b lies 600 light-years away. It was the first Kepler planet found in the habitable zone of its parent star, but the world is considerably larger than Earth — about 2.4 times our planet's size. It's unclear if this "super-Earth" planet is rocky, liquid or gaseous. Its orbit is about 290 days long. **Kepler-69c** Kepler-69c, which is about 2,700 light-years away, is about 70 percent larger than Earth. So, once again, researchers are unsure about its composition. The planet completes one orbit every 242 days, making its position within its solar system comparable to that of Venus within ours. However, Kepler-69c's host star is about 80 percent as luminous as the sun, so the planet appears to be in the habitable zone. **Kepler-62f** This planet is about 40 percent larger than Earth and orbits a star much cooler than our sun. Its 267-day orbit, however, puts Kepler-62f squarely within the habitable zone. The Kepler-62 system lies about 1,200 light-years away. **Kepler 186f** This planet is at most 10 percent larger than Earth, and it also appears to reside in the habitable zone of its star, though on the zone's outer edge; the planet receives just one-third of the energy from its star that Earth gets from the sun. Kepler-186f parent star is a red dwarf, so the alien world is not a true Earth twin. The planet lies about 500 light-years from Earth. **Gliese 581g** This planet is a controversial find. It was discovered in 2010, but there has been difficulty in getting it confirmed. Still, the University of Puerto Rico at Arecibo calls Gliese 581 the top candidate for alien life. If confirmed, this rocky world is about 20 light-years away from Earth's sun, and is two to three times as massive as Earth. It orbits its parent star, Gliese 581, about every 30 days in the constellation Libra. There still many more but I won’t waste your time reading all of them. Despite all of these discoveries, we are still on a scratch and the planets which we are searching for is still hiding beyond our reach. Hopefully, it will show up in the near future and finally shows us that we can live not only on earth but on another planet as well. But you know what? I think the best way to survive and continue to exist is to love and take care of our mother earth. If we stop our greediness and cure our dying planets slowly then maybe one day she will recover and we will no longer need to find another extraterrestrial planet to conquer and leave our planet behind. C’mon! let us help mother earth be helpful, be kind and please shall we take care of her? If we don’t she’ll die and perhaps all of life that blooms on this planets will with it if we don’t take care and at least try to care for it.

@Argent

Kulam at Barang Marahil hindi na iba sa ating mga Pilipino ang salitang ***Kulam.*** Bahagi na ito ng kultura nating bansa at magpa sa hanggang kasalukuyan na laganap na ang modernong pamumuhay at teknolohiya, ang paniniwala ng marami sa itim na mahikang likha umano ng mga taong nagpasakop sa kadiliman ay laganap at patuloy pa rin pinapatotohanan lalong lalo na sa mga lugar na kung saan hirap at payak pa ring maituturing ang pamumuhay. Sa katunayan, ang kulam ay hindi lamang pinaniniwalaan sa pilipinas, maging sa ibang bansa ay laganap din ang paniniwala sa kulam. Sa Caribbean at ibang parte ng South America ay may bersyon sila ng kulam na tinatawag na Voodoo. Ang voodoo ay itinuturing na relihiyon ng mga taga roon ang ganitong kaugalian na pinaghalong paniniwala mula sa roman catholic at traditional na relihiyon ng mga taga Africa. Mulat na tayo sa ideyang ang kulam ay masama at tanging ang mga taong may layunin lamang na manakit ng kapwa tao ang makakagawa ng ganitong kahindik hindik na gawain, ngunit alam niyo ba na ang layunin ng voodoo sa ibang bansa ay upang makatulong sa mga taong nangangailangan? Gayon pa man pareho pa rin ng pamamaraan nila ng pagsasagawa ng ritwal. Kung ako ang inyong tatanungin, wala rin talagang pinagkaiba ang kulam sa pilipinas at ang voodoo sa ibang bansa . Paano nga ba naisasagawa ang kulam at bakit nga ba marami ang tumatangkilik nito sa kabila ng masamang dulot nito sa tao? Karaniwang gamit ng isang mangkukulam sa pagsasagawa ng ritwal ay ang manika, larawan ng taong kukulamin at karayom. Ang mga nabanggit kong instrumento ay karaniwan na mapapanood sa pelikula at mga teleserye, ngunit alam niyo ba na kahit ang manika at orasyon lamang ay sapat na upang maisagawa ang maitim na ritwal ng pangkukulam? May mga pagkakataon pa nga na kahit orasyon lamang basta’t kilala at alam ng magkukulam ang hitsura ng kaniyang biktima ay sapat na upang maisagawa niya ang maitim na mahikang nais nitong ipataw sa kaniyang biktima. Kadalasan di umanong ipinapataw ng mga mangkukulam sa kanilang bibiktimahin ay mga karamdamang hindi maipaliwanag at mahirap gamutin. Ayon sa mga naniniwala, mararamdaman ng biktima ang karamdaman sa eksaktong parte ng katawan kung saan itinarak ng mangkukulam ang karayom sa manikang kaniyang ginamit o sa kung saang parting kaniyang naisip. Sa kabilang banda, ang barang ay isang uri ng pangungulam na halos kasing tulad din lamang ng ordinaryong kulam ang kaibahan nga lang ay ang resulta nito sa kaniyang biktima. Kung sa kulam ay karamdaman ang ipinapataw ng mangkukulam sa kaniyang biktima sa barang naman ay kakatuwang mga insekto ang lalabas sa katawan ng biktima. Karaniwan sa mga insekto ay uod, balang at kahit ano pa mang insekto na ang layunin ay paslangin ang biktima. Sa kabila ng banta ng itim na mahikang ito ay alam niyo bang ginagamit din umano ng mga mangkukulam at mambabarang ang ganitong Gawain upang makatulong sa ibang tao. Batid kong alam niyo na kung paano ang kalakaran sa ganitong mga eksena kung kaya’t hindi ko na bubusisihin pa ng Mabuti. Tunay na napaka delikado at para sa iba nakamamatay pa ang itim na mahika ngunit mayroon din namang mga pamamaraan na pupwedeng makapuksa o kumontra sa mga ito. Ang isa sa mga pinaka prominenteng solusyon kontra kulam o barang ay ang magpa albularyo. Ayon sa mga naniniwala tanging ang kapwa mangkukulam o mga taong may haling tulad na kakayanan ang may pribileheyong kontrahin ito. Base sa aking mga napapanood at obserbasyon, gamit ang isang ritwal o orasyon direkta sa biktima na hinihinalang nakulam o nabarang ay makakausap umano ng manggagamot kung sino at saan nag mula ang kulam at sa matinding negosasyon ay pipiliting bawiin o paatrasin ng albularyo ang gumagammit ng itim na mahika upang mailigtas sa tiyak na kapahamakan ang biktima. May mga pagkakataon na talaga namang kapaipaniwala ang ganitong pangyayari ngunit sa kabilang banda ay mayroon din namang pangyayari na ang mga nababanggit na pangalan na sinasabing mangkukulam ay normal at mga taong walang kalam alam na pinagbibintangan na pala silang mangkukulam. Matatandaan na sa isang video na naipalabas pa sa isang tv news magazine show ang isang sesyon ng isang lalaking albularyo na umanoy nagpapalayas ng kulam sa isang biktima, pinilit nyang alamin mula sa biktima na nasa ilalim daw ng kaniyang orasyon ang pangalan ng umanoy mangkukulam  na kumulam sa nasabing pasiyente. Matapos maisiwalat ang pangalan ng umanoy mangkukulam ay agad namang umalma ang tinuturong mangkukulam. Nilinaw niya sa harap ng media na hinding hindi niya magagawa ang pangkukulam sa pagkat una sa lahat ay hindi naman daw niya kagalit ang naturang pasiyente ng albularyo. Umabot pa nga sa pagpapa blotter sa barangay ang naturang napagbintangan. Agad namang humingi ng dispensa ang albularyo at humarap din ito sa barangay upang pormal na humingi ng paumanhin sa umanoy mangkukulam na sa totoo lang ay wala namang alam sa pangyayari. Muli magsilbi sanang leksyon ito sa lahat ng tao na hindi sa lahat ng pagkakataon ay maisasalba tayo ng ating masidhing paniniwala sa kadiliman. Marapat lamang po na maniwala tayo at paigtingin pa natin ang paniniwala sa ating panginoon imbes na takutin pa natin ang ating mga sarili sa kalbaryong hatid ng kulam. Isa isip po sana natin na ang tanging gamut sa ano mang banta ng kademonyohan ay ang malakas at taniyag nating paniniwala sa Dios at sa ating walang hanggang pananampalataya sa kaniya. Sa lahat ng makakabasa ng artikulong ito; I pray for you, for your soul and for all of us. Be safe everyone and God Bless!

@Argent

Frank’s little Secret My name is frank and this is my story, a story that I wanted to share to everybody, not to clear my reputation nor to reiterate that I did not do something unethical in nature. In my almost 22nd years of existence in this world, sometimes, I wonder if it’s enough for me to say that I’m already satisfied with everything I’ve been through. The first time I gained my whole consciousness and part of my maturity was at the age of 12. I’ve been pushing myself up to the limits when it comes to academic excellence. I’ve exerted so much effort so that I can make my parents proud of me and so they did. Struggles, hardships and/or challenges are part of life it doesn’t matter whether it is financial or psychological or physical aspects. I don’t mind it at all cause I know I can overcome every single problem that is yet to come because I’m strong, my parents  raise me to become strong, to become independent not because they don’t want me to burden them anymore but rather it is the right thing to do because as they always told me before, “ we will not be here beside you forever, time will come, you’ll be facing all the hardship on your own”. I thought I already faced my most downfall life experience when my father died during my 15th birthday. I was wrong, because 6 months after that doomsday of my life, a time when I was still on recovery of losing someone important to me, there was this one single news that crashed my whole life into pieces and it shuttered not just my physical strength but even my mental, emotional and spiritual force. I was diagnosed with HIV, yes, HIV. I tried to process it deep into my mind, I sat down on our couch, I feel like my tears will flow but it seems like all of my tears was all dried up for over 6 months of crying and crying of losing my own father. My head was so confused, I,.I don’t know where the hell I get this damn virus. Yes’, I did experience sex once in my life but I know it was protected, and no, I’m not a call boy, I know within my soul that I did not do such a thing like that but, how? How did I get this illness? How come I did not experience a single symptom when it was still possible to cure? Why?  Why did all these things happen to me? I always ask myself those questions but never in my mind has come to question God because I know that God has a purpose of letting me experience these hardships. I tried to hide my illness to anyone, I did not tell my friends not even my family. I tried to face it alone, I tried to fight it all alone. Why? Because I was scared, scared to face the reality of human nature that instead of understanding the situation and if they don’t then just shut their mouth up. Yes, I was scared that other people might judge me if they know about my condition. I don’t know if I can fight it, I’m scared of fighting it all by myself, however it scares me more if everybody will know and probably kill me with their over judgement thoughts and opinions. 2 months later, it’s my day off from my work, I decided to go home and stay there for 2 days. On my way to our house, every person I passed by stares at me with judging eyes. In that moment, I think I know why. Some of them even whispered and thought that I was a call boy or maybe I tried to slept with same gender as I am. It hurts, this was my one and only anxiety. It’s really hard to hide such a tremendous illness. What can I do? I don’t have the guts to yell at those gossips because they only judging base from the present circumstances they know, so how can I blame them for judging me though they are judging me in the wrong way and so what? I cannot control their inverted minds, but no matter how hard I tell myself that it’s okay, I know it’s not. In front of our door, I knock 3 times before opening it. My mother was in front of it from the inside, standing, and upon opening of the door, she suddenly hugged me tightly. She cried while saying “*I’m sorry nak! Hindi ko na nasabi sayo kase alam kong ikagugulo ng mundo mo*”, then I hugged her back, I tried not to cry but this time my tears that was dried up for a long time started to flow again. For over 2 months I kept it because I thought she will judge me, yell at me and blame me for what happen to me but all I got when I finally went home was a warm hugged and an overwhelming welcome and support from her. I wipe my tears then strongly told her; “*Ma! I have HIV!”.* She held my hands and told me that she knew. She knew it all along because I inherited it form her. That’s when I knew that she got the virus from her ex-boyfriend before she meets my dad. She got pregnant with me about 2 months before the virus in her finally became inactive. They tried to check me because of the possibility of inheriting the same virus. It was detected when I was 5 years old and I undergone medication since then but it became inactive when I turned 8. All I know that time is that I only had blood infection because that’s what they explained to me. They thought It will never come back up until I discovered it.

@Argent

Reasons of having a lower valued article in read cash Are you also wondering why some of your article received lower rewards from read cash? Did you asked yourself why some of your articles were being rewarded a lot but some were not or sometimes nothing at all? Though I’m pretty sure that all of you are already aware of it yet in this article yours truly will give some of my observation base from my previous work and experience for almost three months of being part of this site. There are bunch of reasons why your articles were being rewarded fewer than what you expected. Some of which are listed and explained below. Please do take note that these reasons are personally observed and evaluated base from the experience of the author. **Read Cash Rules:** Alright, either we admit it or not some of us doesn’t care about the rules in fact, there are people who recklessly joined an organization or a group without even asking or reading the basic rules. As far as I remember, read cash rules are just the same with any other platforms which doesn’t promote any unwanted behavior or posting anything illegal based from the European union. The rules explicitly explained that you must not write anything that attacks other people. The next rule is the reading time, well I’m not quite sure if it still applicable but as far as I remember, the preferred reading time for each article must be 3 mins for it to be rewarded not to mention how interesting your article is. For me you should at least write a five-minute article, so that’s it for the rules if you want to read learn more about it, might as well search for it. **Content of the article:** Here’s the real thing, according to read. Cash bot, if it does not understand the way you write your article, then it might not be rewarded so, you should at least try to create an article in English language so that it can be rewarded fairly. The next one is how interesting your article is, if it is less interesting, well the more reason for it not to be rewarded at all. The random rewarder clearly explained that if you write something very interesting or something that caught its attention then you might be rewarded according to how excellent your work was. The question is, what are you going to write so that you can impress the random rewarder?  Well basically, you can write anything as long as you don’t break the rules. Base from my observation and experiences some of the topics that interest the community is about psychology, superstitious belief or something creepy, all about cryptocurrency, success, struggles and almost everything under the sun. You can write anything you want its all up to you and your skills in writing on how are you going to present a wonderful and meaningful content of your article. Personally, a story of success and all about cryptocurrency are most rewarded articles in here. **Community:** Probably this is at the list of my concern but you should at least consider submitting your articles in a community because other users are also allowed to upvotes articles that caught their hearts. Just make sure to abide the community’s rules. By the way, checking your grammars, spelling and jargons might be a big help. Though I didn’t apply it in my case all the time. **A Tip:** Always include your topics, submit it to a community where it suits the most, include lead images, and make sure you write it with all your heart. For me random rewarder’s tip is just secondary reward, because the way we deliver and share our opinion to everybody so that they can be warned or it feeds their curiosity then later learn from it is the best way to reward an author. Probably for the majority our topics are not necessary but someone can and will appreciate it and will definitely learn from it and that’s for me. When you write, just be you as in you because this kind of platform is not just being used so that you can earn bitcoin cash but rather for you to learn something from a bunch of authors out there and improve way even more.   This is where I cut this article, thank you and I hope this help a little. With that I’ll end this with a saying by Samuel Johnson and I quote “A writer only begins a book. A reader finishes it”.   Note that this article is not proofreaded!

@Argent

How hard it is to become a parent Have you ever appreciated your parents? If so, how did you appreciate them? And how sure are you that you really do appreciate them? So many questions indeed but admit it or not, not all of us care about our parents and not all of us are willing to take good care of them like how they did unto us. This article aims to discuss the sacrifices and love of our dear parents and hopefully become an instrument of enlightenment to everyone. A person starts to become a parent if he/she has someone or something to take good care regardless if it is biologically from them or not. Most probably biological parenting is the best because that’s the most common and easiest way to discuss. Our parents love us because we are part of them and we are the symbolism of their love in fact the moment they knew that they will going to have a baby every necessary preparation will likely done by them so that we came outside of the world and say hello to mommy and daddy with a healthy conditions. The first sacrifice of a mother is the fact that she will bring her child inside her womb for 9 months and imagine how hard it is to regulate everything she needs to do most specially when it comes to foods, of course before she eats what she want she needs to consider her baby first if it will be good for her baby or not. The second sacrifice is the obligations of our parents to keep us safe and provide every thing we need to survive starting from healthy foods, comfortable clothes and a house but these are just physical needs, we still have plenty of needs that they need to suffice, one of which is emotional needs , as a parent they are oblige to teach us on how to handle everything, they fulfill this need by simply giving their full trust and support to us, sometimes this is one of the thing we need though sometimes we can’t even feel it because we don’t want t to feel it because we are so selfish. Financial needs is the third sacrifice of our parents, though we all agree that it’s not wise to enlist all of our parents sacrifices because these are all their obligations because they choose to build a family and by doing so they need to hug these responsibilities without complain most specially in financial aspect. However, if we are going to think of  it, isn’t it they also has an option to abort their child but they didn’t do that not because it’s against the church but because it’s against their will and because they are willing to give everything they could do that we can live a better life and soon after reaching adulthood we can be a better version of our parents. The fact that they want us to become educated either they sent us to public or private school is one of the best examples that they really love us and not just they need to do so because we should be at school learning. Imagine those poor families, their parents were not educated enough because of poverty hence it’s too hard for them to find a good work and provide enough money to send their children to school and yet they still want to send them because they don’t want their offspring to become like them. Think about the time when we got sick, does our parents just stand by and let us heal ourselves? No definitely not. Even a simple fever we had, our parents get worried and exerts too much efforts so that we can feel better ASAP. They don’t even care about how much will it cost them just to cure our illnesses. I personally experience this kind od situation wherein I was diagnosed with blood infection, my meds were so expensive and I knew that time that we can’t afford it but they still find a way because they love me, they value me more than the value of money. I thought that was  the very last crisis in our family but I was wrong because a year after, my elder brother was diagnosed with appendicitis and it needs to be remove ASAP but where the hell are we going to find sufficient money so that the operation will start as soon as possible? Thankfully the manager of my brother was a close friend of our family so he helps us to cover all the expenses needed for the operation and so it was a success. I still remember the time when my elder brothers was accused by someone and sued for criminal offenses, the complainant were asking for 100,000 pesos in exchange of pulling back the case but my parents did not agree because we firmly believed that it was just a modus until we got a good lawyer who handle the case thoroughly. Then my father seeks the help and support of our brgy. Capt. Whom he help during the campaign period but all my father got from that bullish man is very big insult not just to my brothers but to our family but my parents still told us not to say a word because we cannot control other people’s mind so we keep on fighting. At night I always overheard them crying because of what happened but I act like it was nothing, my mother almost got crazy overthinking of what will be the future of her two sons in prison. Thankfully we won the case and it was legally proven that it was just modus of the complainant to earn money. With all of that experience I realize how much can our parents sacrifice for their children, and the answer is they can sacrifice even their own life for us. For all of you out there, hug your parents while you still can, appreciate and take good care of them while it is still possible, say I LOVE YOU to them once in a while. Build more memorable memories with them because they won’t stay with us forever.

@Argent

Is it normal to talk to ourselves? Perhaps most of us will definitely laugh out loud when we happen to encounter a person who talks to himself. Majority of us probably think that this person is crazy or experiencing a mental disturbance or it can be a mental illness in its worst. However, lots of us or probably majority of the whole population of human beings tend to execute a “self-talk”, the question is, is it normal? or is it a sign a growing mental disturbance or illness in one person? This article aims to discuss about talking to our own self often referred as “self-talk” in our society. Technically and scientifically speaking, “self-talk” according to our experts are normal activity of a human being. In reality, we often talk to ourselves when we encountered a lot of difficulties in life and we want to resolve these issues alone by means of talking deep within ourselves. Additionally, self-talk is somehow beneficial in some circumstances according to a lot of researchers and experts all around the globe. Self-talk may occur at any age level, for example, a child playing on his own often talks to himself, sometimes you’ll hear them saying some words portraying the character of their toys as if the toys were talking to them and we don’t have to worry about that because its really normal, actually children are giving you a sign that they are developing their language and their communicative skills so, there’s nothing to worry about your child talking in his/her own. **Is self-talk healthy?** The answer is yes, its definitely normal. However, if a person is showing other symptoms of mental illnesses then self-talk isn’t normal. There was a study in 2012 about self-talk, this study was specifically intended for examining how self-talk affects visual search task. The result suggests that a person performing a self-talk while searching for something else has a greater chance of finding the said objects sooner. **Types of Self-talk** Although we can just generalize self-talk as it is, classifying it would be very much interesting for this topic. There are 3 classification or types of self-talk according to the internet; 1.      **Positive self-talk:** from the word itself, it simply boosts your confidence by means of telling yourself positive encouragement so that you can improve yourself 2.      **Negative Self-talk:** this is the complete opposite of number one, this usually occurs when we have struggles and failures in life. 3.      **Neutral self-talk:** there is no positive nor negative in here, just neutral we tend to use this so that we can avoid other errors which may result to another struggle. Aside from the types of self-talk mentioned above, we can also classify it in two different types these are: **Overt** which means that we are executing self-talk loudly that other people can hear it, and the other one is; **Covert** in which we tend to talk within ourselves or just talking within our minds. **What causes a person to self-talk?** Well it simply all about emotions, try to think about it thoroughly, we often self-talk when we have big problems, we experience stress or depress and so on. Have you ever experience talking to yourselves in front of the mirror and then when someone is approaching towards your direction you act as if you’re just trying to appreciate your looks in front of the mirror? Funny isn’t it? Actually, I am a person of that kind as well hahahah! I hate to admit it but it’s the truth. I’m a kind of person who thinks a lot and try to give meaning even from the smallest things I knew. I tried to formulate a lot of questions and scenarios in my minds most specially when I’m a lone and when I experience sad moments in my life, sometimes I over think of a specific event in which I think will happen or that was already happened. I tried to put myself in each and every scenario that I mentally imagined and created up to the point that I didn’t even notice that I’m already executing self-talk and my mind were just floating around somewhere. I also did this thing every time a find it hard to sleep. By the way, I’m also self-talking every time I find movies or anime that caught my interest a lot, I don’t know but it comes to me naturally that my mind will think of a certain part of the movie or anime in which I imagine that I am the main character in that scene and slowly turning it into my whole own world with my own script which I played in my mind until such time that I’ll find my mind floating again somewhere else, I don’t know if its normal but at least it helps to calm my mind and escape the reality for just a few moments and help me to maintain my sanity, by the way, I’m also self-talking while writing this article. So, that’s all for this article I hope It kills your haggard time!   Please note that this article is not proofreaded..

@Argent

The surprising rise up of block chain base games in the Philippines Perhaps some of us are already aware of this topic or at least have an idea about the current and trending news about nonfungible token games such as axie infinity. These games are powered by or integrated with the same technology used in any cryptocurrency such as Ethereum and Bitcoin. Recently, the game ***Axie Infinity*** became trending because of the sudden lift up of the items, and digital axie’s prices in the market. According to a player from a news report two days ago, these kinds of games really help him financially and turn him from a “tambay” in to a financially capable man, he even manages to buy a new car and completed their appliances at home by just playing these non-fungible token games. **For your information:** **Non-Fungible token** is a digital asset which represents real world objects. As I mentioned above, these tokens are traded by means of any cryptocurrency, the reason behind this is because the technology used in creating nft’s are most likely the same as the creation of any other crypto’s. So, technically, because of this similarity, Nft games can be supported by a blockchain. **Block chain gaming** Ever since then, blockchain-based games have been coming off the production line with varying degrees of complexity and success. The first quarter of 2021 saw the advent of an upgrade in crypto gaming in the form of NFT games, which have made the shift from *Play to Earn* games to collectible games based on the *Pay to Earn* principle, as rare NFTs often fetch astronomical prices on the market. Ever since then, blockchain-based games have been coming off the production line with varying degrees of complexity and success. The first quarter of 2021 saw the advent of an upgrade in crypto gaming in the form of NFT games, which have made the shift from *Play to Earn* games to collectible games based on the *Pay to Earn* principle, as rare NFTs often fetch astronomical prices on the market. **A Piece of advice:** Just like in cryptocurrency, you apply marketing strategies. If you are planning to buy nft’s so you could play these games like axie infinity, then you’re free to do so as long as you have your funds but, take note that axie infinity and other nft games are already been expose to the public hence the increasing demands for the items and what so ever in these games, the more the demands and the supply the more likely the price will not increase or decrease but if the supply reach its limit the price will rise drastically which exactly what happens to axie, however since it was already known by the public then  I guess you should find another nft games for as what I can see, axie infinity is in its maturity already hence its prices will fall down soon.   That’s all for my updates, opinions and suggestion. I hope you have a good day. Ciao! **Note:** **This article is not proofreaded.**

@Argent

From Hobby to Source of Income Hey It’s good to be back after taking a break for a while! I know for a fact that I already shared a glimpse on how I transform my hobbies into a source of income. But don’t get carried away cause its up to you if you’ll make it as a permanent work or just a slide line. Whichever your option is you’ll definitely earn money and enjoying your hobbies at the same time. **What is/are my hobbies?** Personally, drawing, painting, and singing are my hobbies, but I didn’t just consider these as a simple hobby which are only intended for entertainment rather, I think of these as my talents which I can use to earn money. **How did these hobbies help me?** Honestly speaking, I don’t earn money from singing cause I barely tell or show to anyone about that talent. However, drawing and painting does the trick. At first, I create my artworks just for fun and just to kill my time. Then suddenly someone sent me a message asking if I’m open for a commission and since I fancy making artworks, I accepted it. That was the time I started accepting commissions. **How did I start?** Just like I said from above, it just so happens that someone approached me and ask to me If I want to paint something for him and he’ll pay me in return. Honestly, I’m not satisfied of my work that time but it was worth it. Wondering what’s my first commissioned painting is? Don’t worry it’s the painting below. The painting was simple and not as good as it should be but it was commissioned that way so I don’t have any worries about the results. Its price was 500 PHP, and for a starter its quite high already and compared to all the materials I used it was justified, just imagine, I only used a little amount of paint which are actually my stocks and are only meant for entertainment plus I only used illustration board which was only 15 pesos plus I spent one day to finish the painting then I earned 500 pesos in return. I was very happy that day because who would have thought that from a simple past time, I can actually earn a lot. **Is it permanent or just a part time?** It’s up to you because honestly, making such paintings or drawings need a lot of time to finish and so much effort to do so but then again, the profit that you might earn from this doesn’t lie. **Did I Continue?**  The answer is yes, I still accept commissioned paintings occasionally but right now I’m focused to graphite and charcoal portraits because I really appreciate the beauty of black and white when it comes to portraits. And if you are wondering, I also earn from it. The price of each portraits ranges from 150- 500 pesos or it will depend from the materials needed. Take a look at the picture below as an example of my work. **Advice/s** For those who wants to learn or improve their drawings always remember to take a breath and do not rush everything because it might just result into unjustified artworks. Time effort and passion is important for you to create such a wonderful master piece. If you manage to do that and become proud of what you can do, others will surely like and recommend it too. For beginners or for those who want to try it, remember to put a grid on your paper before starting to draw so that you can achieve the right symmetry of your subject. If you can’t finish it in just one sitting that’s okay, time is relevant and rest is essential. You might as well check or watch tutorials in YouTube if you really want to improve your skills but make sure to find your own style. When it comes to pricing don’t show any lack of confidence on your work because they might ask for a lower price. That's all for this article**,** Right now, I still need to finish one portrait and there are four more clients waiting for me to finish their portraits. the image below is my proof. I hope I serve as an inspiration to you guys and I hope this article of mine contributes at least a little encouragement for you.

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@Argent

How to cook "Adobong Natural" In the Philippines, the dish called "***adobo"*** is popular and even considered as one of the country's symbol for its national food. But adobo, like many other recipes or dishes in the Philippines has so many variation reaching more than 100 varieties, in fact, every provinces in the Philippines has their own version of adobo. Adobong puti (White Adobo), Adobong dilaw (yellow Adobo), Crispy shrimp adobo, Adobo with coconut milk, and adobong kang kong are just a few of these varieties. For this article I am going to share one of the version of adobo that I learned from my father when I was still residing with my parents back then. This variation is called "***Adobong natural"*** **Short description:** Unlike any other adobo, this dish does not contain soy sauce which gives the common adobo it's brown to black colored appearance. Adobong natural do not need a lot of ingredients so it's cheaper than the common one and in terms of preparation, its way more easier as well. Ingredients: 1/2 Kg pork (Loin part) 1/2 Kg pork belly (If you want a cheaper one just buy 1 kg of pork with at least 1/3 of pork fats) 1 Knob garlic ( chopped/sliced) 2 Laurel leaves 1 tsp. grind pepper Salt MSG (optional) Procedure: heat the pan and put the pork sliced in medium size then pour 1 cup of water. Add salt and pepper then cover it up and let it simmer for at least 15 mins. After 15 mins., add the chopped garlic and laurel leaves then put back the cover and simmer it again until the water evaporates but don't let it dry out too much. Let the pork release its natural oil and gradually add a little bit of water if it dries out so that it won't burn the pork and the pan as well. Repeat this process until the pork turns brown to golden brown in color just like in the picture above. Finally, when it turns to golden brown, add salt and season it with MSG(depends on your taste ) and mix it well then serve. Note: Don't forget to transfer the buy product (Oil) to a jar or a bottle. You can use it just like the usual cooking oil we use at home only it is way more tastier because it was produced and extracted from pork fats with ingredients so it's the best oil to use in "*sinangag"* or " *ginisa".* **A friendly advice:** If in case your time is limited and you're running out of time, I don't recommend this recipe because it's quite time consuming but if you have plenty of time then trying this dish is not an option. However, if you really wanted this dish then adjust your time if you wanted to.

@Argent

Thank you for the tip @Eunoia and @wrabbiter! I really Appreciate it

@Argent

A simple Dream vs. Bad Dream vs. Nightmares- A self-differentiation base from experiences I am certain that all of us had our dreams whenever we sleep either at night or by day. Scientifically, having a dream while sleeping is normal. A dream is actually a perspective of our unconscious mind projecting images, ideas and emotions. Most likely, we tend to have a dream about something because we thought about it right before we sleep or sometimes our minds project something we experience from the past and show it as a dream. In my own opinion, stress and/or depression might give rise to horrific dreams which a person wouldn’t want to think about. Probably our unconscious minds are being affected because we ought to think too much while we are still conscious and because our brain doesn’t stop working, it continues to project those images and emotions even at the state of unconsciousness. My Purpose of writing this article is to share how I categorize dreams based on my experiences. By the way this might sound a little bit superstitious because my sixth senses “***Third Eye”*** is widely open. **Dream** Basically, a dream for me is just like having an idea when you are awake. You are simply projecting an event or a person in your mind, the only difference is that you are unconscious whenever you dream about it. I personally had a dream about someone I cared for, someone I love or something about my work or my past experiences or anything. Actually, whenever I have dreams, I tend to feel the emotions and tried to communicate. Sometimes I can hear unfamiliar voices or I can see unfamiliar person but because it was a dream I can’t see their faces and after I woke up I don’t remember the whole thing, I can’t even imagine some parts of it but I know and I still feel the emotions in that dream until it will gone throughout the day. I’m pretty sure that simple dreams like dreaming about something not so important will be forgotten after we woke up but sometimes, we can still remember a fracture of our dreams yet we choose to forget it anyway. However, there are kinds of dreams in which we can never forget. **Bad Dreams** This type of dreams is a further representation and projection of our minds about something. Usually a bad dream occurs after a person experience a traumatic event in his/her life. Say for an instance, I joined my friend in a summer vacation at the beach then while we are enjoying ourselves swimming, someone from our company got drowned, He drowned right in front of us and yet we can’t do anything about it. A tragic event like that would cause me phobia or depression if it gets worst then because of trauma, I dreamed about it every time I sleep. You see, bad dreams always occur whenever we sleep with unbalance emotions and because we are emotionally disturbed and psychologically unstable, our brains interpret it with horrific dreams.  Sometimes, we experience bad dreams despite of the absence of terrifying accidents or events in our life but most likely we had those dreams because we think too much about our daily problems in life before going to bed as a result our brain again interprets all of our thoughts uncontrollably and project it as a bad dream because we didn’t gave our minds a time to relax before going to sleep. Now, I think we are all familiar with “***Lucid Dreams”*** this dream is a state where you feel everything, you know you are really inside your dreams and you are free to think while you’re in that state, in short, you are completely aware and conscious. This dream is unforgettable because you really feel it and witness every inch of what’s happening around you. Base from my experience, this kind of dream happens at midnight and trust me sometimes it’s awful to have a lucid dream. Like in my case for example, sometimes I dreamed about a woman, I don’t actually know her but she’s kind and base from my dream we’re close, and every time she touches me holding my hands or hugging me, it feels so warmth and so real, take note I don’t even know who the girl is but every action, every sensation and the emotion I felt were real. In fact, one time we make love, well don’t get it wrong, I can’t control my mind while at sleep but it feels like it really happened. I can feel her kisses and every gentle touches she made towards me that even when I woke up, I can still feel it and remember everything, sadly, I can’t remember her face. I also had a dream about something I am running away from, I can feel the exhaustion and I can even decide which direction I will go and then I fell from a cliff and it feels so real to the  point that I even felt the winds and the whole sensation of falling from a tremendous super high cliff then suddenly a big bang slaps my face and that was when I snap out from that dream, but upon waking up there was this tingling sounds in my ears which lead me to think that I was really there and fell from that cliff. So, I check the google and gather some information about that. It turns out that the whole feeling of falling from a super high place is actually real thus I felt it but don’t get carried away because the only fact about it is the sensation of falling from a super high place but the place that your mind projects in which you fell from were all imitation created by your brain and nothing more. The truth is that when we fell asleep our muscles tend to relax and from that moment in time our body releases a go signal to the brain then the brain will interpret it. Because our muscles are relax it feels like we are floating or falling, so the brain acts and project an image of a high place where we start falling from thus commanding our body to react like we are actually falling from that place then suddenly we will wake up because of the impact which is another imitation of our brain. Hence, we think that we really fell upon waking up.  **Nightmares** Now, this is in a different level of lucid dreams. It’s really awful and sometimes can lead to your own death if you didn’t manage to overcome it. I personally had a bunch of nightmares since young but my nightmares get worst and worst recently, probably because of what they called third eye. My sixth sense is open since I was in my 6th grade so I’m used to lots of nightmares, in fact there some cases that I’ve experience horrific/terrible nightmares 5 times in a row. This type dream is really dangerous, it really can kill you. In my own definition, a nightmare is a sub type of lucid dreams where it really feels so real but unlike a simple lucid dream, this is a total hell. I still remember when I had a nightmare about a demon which were actually true because the demon really shows his face to me while I was awake and it was actually noon time. In my dreams the demon were chasing me and trying to get rid of me because he said he hate me so much thus he doesn’t want me to escape his world “my nightmare” so I tried to check and count my fingers while in the amid of that dream then it make sense because my fingers exceeded 10 so it must be a dream then I wake myself up while inside of my head. Then luckily, I woke up but I’m not so lucky enough because when I finally did it, my eyes were freeze to what I saw. I saw myself silently sleeping on my bed. I even touch my phone but I can’t touch it then I was thinking and questioning myself “am I dead already?” upon asking that to myself the blanket suddenly move upwards and slowly form the disgusting posture of that pesky demon. He laughs and laugh and laugh then told me that he won’t let go of me and there’s no way out of his world so, I tried to wake myself again and calling for help while doing that. A few moments after, I heard my big sis voice's calling me but I did not saw her in front of my door but it works I actually woke up for the second time around but it’s not yet the end. The demon is still there, this time I’m on my body again but I can’t move, all I can move is my fingers and my eyes and my lips. I kept on shouting for help but nobody answered so I had to do something. That moment I performed the deliverance, I prayed and bravely push the darkness away from me he then followed and disappeared. A few second after I felt someone spanking my legs. It was my niece, she immediately asked me why am I crying while sleeping? I just said nothing but honestly, I remembered everything but I don’t want to scared them so I kept it as a secret until now. Aside from that, even if I explained myself, they wouldn’t believe me anyway. I know a lot of you here have the same experiences or perhaps even worse than mine but what is more important is that we don’t lose ourselves, our faith and our love. It true that these dreams are part of our life as a human being but having it frequently  is not normal at all, if you happened to have nightmares or bad dreams more frequently than normal then I think you should reflect on yourself, are you emotionally disturbed? Are you psychologically imbalance? Or probably you are experiencing too much stress or depressions? If it’s true then find someone who can help you, don’t let it get worst because if you do, who knows what will happen. Remember, sometimes our dreams tell us something about ourselves, something we lack or something too much.

@Argent

How did I found My Talent and Honed It? Each one of us has our own talent. In many cases we have more than one talent such singing, dancing, crafting, painting, sculpting, sketching and so on. Like many other skills that we learned in everyday life, our talents that are naturally innate to us right from the moment we were born are still at its weakest point until we discovered it. Some talents maybe discovered at a young age and some can be seen late nonetheless these are still talents and can still be hone regardless of the time when it was discovered. All of us are gifted with these wonderful talents, sadly, there are people who completely ignore these because of personal reasons. Perhaps the most common reason that the majority of us agree with is our own self-confidence, if our confidence is very low and we always downgrade ourselves although we already knew that we have such a very good talent then it won’t grow and become even more astonishing. Say for example in singing, you and your family know that you’re good at it thus your family wanted you to practice more and more and show it to the world but then you’re so timid and all you just want to do is to keep that talent in your own hence that can result to a total loss of your talent and by means of loss it means your voice will be stagnant and from time to time as you mature it will be gone because of lack  of practice. Now this article aims to share how did I discovered my talents and how did I hone it from that moment up to now. As early as kindergarten, I already know and practice my talents and that is drawing and singing. At the age of five I was already singing together with my father, but not in the contest though. We used to jam whenever there are community band concert and mostly, we spent our free time singing in karaoke that’s why I memorized those old songs which my father used to sing. I continued practicing until the age of 8. However at that age I’m already aware of myself and because I wasn’t familiar with some new songs back then so, every time I sing I don’t want my friends to hear my voice because I thought they wouldn’t like it because I sang just like my father and I sang his favorite songs which was too old for my age to even know what does that really mean. So, I stop singing and never do it again. I was able to finish my primary and junior high school without even trying to show them that I’m actually good in singing well except from the graduation songs but they don’t really notice it because they were also singing that time so I’m safe from humiliation. On the other hand, my drawing skills is quite progressing up until now. Actually, I started having fun in drawing at the age of five as well and unlike in singing, I never stop improving it. I started creating figures in 3D when I was in grade one and slowly, I jump in to draw and enhance it by sketching anime characters but I don’t want to apply color on it cause I’m not that good in coloring yet. Then I got bored in sketching a lot of anime characters with references so I tried to recreate and use my own imagination in creating my own piece of art and luckily, it turns out that I’m good at it.  Then in my senior high school time, I started to paint, I use acrylic, oil and pastel sometimes, at this point in time I started to create much more realistic scenery like a portrait of somebody or a full landscape view. I enjoyed it because finally I learned how to use coloring rightfully and creatively. Speaking of senior high time, finally, I regain my self-steam and slowly start to sing again then it goes smoothly, in my early term in grade 12, I finally sing in front of my classmates, true that I almost devoured by my nervousness but still I finished the song and thankfully they liked it. Then that was when I realized that you should show the world of what you can do with your talents though I’m not saying that I am really good but at least I have the voice. Now in my college time, they are already of my voice and sometimes we jam if there are free time. Recently one of our acquaintances invited me to sing for her wedding and so far, I got it right. Oh……. It’s really nice to embrace God’s gift. By the way, I’ve been earning from my paintings and drawings for quite some time now and it’s really good to earn and enjoy at the same time. Here are some of my work which I choose to keep because I like them too much; **Say hello to Ichigo Kurosaki- hollow mask form.** I drew it when I was in Senior High just to kill my boring day. **Here he is again. It doesn't seems like he's my favorite character isn't it? ha!ha!ha!** **Meet the strongest Espadas!** **Say Hi to Wat Arun Temple or the temple of dawn located at Bangkok.** This painting was commissioned at the price of PHP 500.00 though it may not look like as the exact temple in reality but it was commissioned that way. Now this is my unfinished business. I wasn't able to finish it because I was out of paint hopefully I can finished it. This was commissioned for about PHP 1000 plus by the way. That's it for my story about my talent, remember when you honed yours, someday you might use it not just for fun but for a real source of income. Have a good day! Note: This article is not proofreaded!

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@Argent

Was It Love or Is it just Lust? **Before anything else;**             This story is the author’s own story thus maybe self-centered or bias base on its own version of the whole true story so feel free to comment, suggest or react in the comment section.   It started way back in May 2019. Our first meeting together, we met because of a common friend which was our classmate at the same time. We were both incoming first year college students. For the purpose of confidentiality, let’s just call her Ynah. Honestly, I didn’t find her beautiful at first, and trust me when I say she’s not that pretty then that’s the truth it’s just so happened that her smile was one of the prettiest smiles I ever witnessed. In fact, I always find myself smiling after seeing her smiling at me, I don’t know why but I guess it was her natural appeal because I’m not the only one who’s responding like that on her, actually almost everybody is responding on that killer smile of her. They even claim that she had the prettiest smile in the campus. In terms of her physical appearance, she’s slender with a normal height for a woman I guess, a very long straight black hair, with pouty pale lips and a tan colored skin. Oh, she’s sexy btw. Our friendship quickly began right from the start of our school year in college. I don’t really know how did we  became so close with each other because I am no particular guy who’s more likely to hang out with friends and make some fun specially with ladies, I’m a typical student, a weird one actually, my routine is very simple, I’ll go to school everyday and go home right after, no hang outs because I don’t really like it. As far as I remember, we became very close because of one particular events in my life, where she found out that I cried because I hurt someone. She comforted me and that’s it where it all begins; we became best friends and almost everyday we were together. She was even angry to the girl who caused my tears to drop. We almost shared every single details of our private lives and built our friendship even strongly until one time, when the whole class were rehearsing a dance performance in Physical education, Kent shared his appreciation of Ynah’s beauty, “Ganda ni Ynah oh!” he uttered with a smile then all the boys agreed except for me. But deep inside my mind, I’m already starting to realize her beauty so I started to nod my head unconsciously. After that, I think of that feeling I felt that day, it took me 2 months before I realized it fully but still did not tell her about my true feelings because I don’t want to ruin our friendship and another is, she’s with someone else. So, I kept it within me but as what the other says, we can’t hide secrets forever. One day, marl, our common friend, and I are talking about what I feel with someone but I shared it to him in a metamorphic way so that he can never find out that I’m actually pertaining to my own feeling about our friend but to my surprise, she’s listening all the way from the start of our conversation and because we’re so close with each other, she knew if I’m lying or not. So, she kept on asking me who’s the girl I’m in love with and why I’m not telling her about it. She seems so upset because I didn’t tell her about that but this woman whom I’m in love with is so annoyingly persistent so she keeps on asking me up until 12 midnight and so I got pissed and accidentally told her the truth. The following day, she’s surprisingly calm and silent then she approaches me and asked me again if what I said the last night was true, I smiled then nod my head. “How long have you been keeping that feeling?” she asked, then I answered “about 4 months ago, actually I tried to forget about my feelings but how can I do that if we almost spend our time together”. The following night she told me that she also has a feeling for me and it’s way more longer than mine, she was in love with me since senior high school but she knew that I can’t love her back then we decided to cut our communication stay away from each other because we can’t be together for so many reason. I thought it was the right thing to do but after some time, I really missed her then I tried to contact her, that’s when she told me that she missed me a lot so we agreed to meet and tried to be friends again then we part our ways again and again and again. Until one time we decided to finish our exam together in my house, we studied together and we even sleep together in the same room and same bed, and that’s when something happened to us, yes, we had sex, we make love though I can’t really say if I can call  it that way. We agreed not to repeat that because she’s with someone else and we both hate stabbing someone from the back but it still happened, we did it repeatedly as if we were addicted to each other, she even manage to broke up with her boyfriend just because of me. Then that’s when she realize that even if she loves me that much her love for her ex is far more superior than that of her feelings towards mine so to cut the long story short we ended being strangers and we haven’t talk after that, maybe that’s for the best for the two of us and maybe what we really felt that time was not really love but a call for lust and nothing more. I hope that you’ve learn from my story and for those who experience the same thing as mine, love yourself first before loving someone else, if you love someone make it 60/40, 60% love for your special someone and 40% love for your own because nothing is permanent, everything has an end, even marriage will never be an assurance for a partner for a lifetime.

@Argent

My Haunted Home The world is very big, big enough for us to completely understand. Somehow, we can explain little things about it, thanks to scientist and specialist who dedicated their life in understanding the natural law of our planet but still it’s not enough to comprehend the nature, in fact there are other parts of the planet which are still unexplored due to limited capability of our present technology. Perhaps one of the most unexplained phenomena by science is the presence of life after death and other entities roaming around the earth which is impossible for a normal person’s eye to witness. It is true that there are gadgets which are being use by paranormal experts to detect them but to tell you the truth, its not what you really think it is because those gadgets can be disturb by the laws of nature itself and it can be explain in Physics so I personally doubt the accuracy of those gadgets not to mention that my third eye is widely open to the point that I can sense and see through a person by just looking to him/her. However, I keep on suppressing this extra talent because I know how dangerous it is but honestly, I’ve used it many times before. The results were okay and I’m happy that I helped them but the more I used it the more they come at me and I don’t want to live a life with those creepy creatures bothering me all the time. Yet, don’t get me wrong I also want to help, actually my vision is quite clear, before the pandemic I have a classmate and she was diagnosed with uncurable illness, we were inside our room that time, she was quietly sitting on her armchair, I don’t know what’s bothering her so I looked at her and that was the time I saw it coming, I told her about I saw and she was terrified about it. The next day she didn’t attend the class then we found out that she excuses herself for medication purposes then 2 weeks after, she returned to the class. She approached me and asked me how did I know and how did I foresee what’s happening inside her, then I answered, I don’t know it just pops up in my mind and visually sees it. For those who are wondering, I happened to see that her medicines doesn’t do anything better to her and I also saw a tumor, a goiter to be exact after that I advised her to ask her doctor and run another test and that’s when they found out about her goiter. As far as I know it’s just like of a size of a marble and the rest is history…. That’s it for a little bit of a throwback and by the way it happened just last year and as of now she’s still under medication. So, I’m currently residing in an old apartment. This building is somehow an old looking house with 4 slots. I’m residing in the middle of those slots but actually I already explore the whole building itself, and if you want me to describe it, I would say that it’s quiet in the morning and creepy at night. Actually, the entities that are residing here together with us are quite strong and naughty at the same time, I think they are strong because even my neighbors can see, hear and feel them despite of their inactive third eye. This is This is the building from the outside view, quite creepy isn’t it? The building has 2 floors and don’t mind asking where the entity of the night usually play because they play all around the building. True there hasn’t been an incident where they hurt us but they often visit us in our dreams. Honestly, before I decided to reside here there were already rumors from the former tenants of this house. They told us that ghosts here were violent and they always make fun of them such as hiding their valuable things and soon finds it right in front of them, ha…ha…ha… creepy…! There were also stories that the entities freak them out at night but for me, it’s normal and it’s nothing, well after all they can’t hurt me or else, they’ll suffer the consequences. For me the most haunted area in this building is the stairs, every night all of us here can hear the foot steps of the children running up and down the stairs, we can also hear a loud banging sound followed by a creepy sound of the door slowly opening the only problem is all of the doors were locked. Having a thought that it’s maybe from the door of the other tenants, we asked them but to our surprise, they also thought that the sound and the foot steps were from our side. So, the following night I stayed awake and that’s when I saw the children playing around the house, they look so normal the only difference is they still carry the scars of  the day they died, one of the children is a about ten years old, he died because of dengue and according to him he resides here because the black man that resides in our garage invited him and so are the other entities here. Actually, one of the children here is with me right now, he’s my friend, I don’t know why he’s so attached to me that even at night he won’t stay away the only time that he won’t go with me is when I’m going outside. In fact, he showed himself to my elder sister then my sister asked me why did the child sit beside you and why don’t you asked him to stay away, I only smiled at her as my answer because honestly, I don’t know the answer either. I still remember 2 years ago when my elder brother and his own family visited us here, I personally love kids that’s why my nieces and nephews are very close to me, my brother’s son used to call me daddy, I treat him like my own child. One night the child went upstairs, he wanted to play with me and so we did then while we were playing a man just showed up out of nowhere. He’s covered with packaging tape and blood; he’s obviously suffering and his smell is like a rotten meat. I know for a fact what that creature is and it’s something that is not meant to be here, the crying lady which  is one of my invisible roommates were also terrified by the man’s presence which means that my thought is right, that man is not just a normal spirit, he’s a demon, I know that because that wasn’t my first demon encounter. I never fear them and they know that but what really shook me is nephew’s reaction, I didn’t know he can see it, he’s just 3 years old and yet he clearly describes what he saw. “Daddy….! Moo Moo..,oh! Baho niya!” upon hearing that statement, I quickly grab him and run downstairs. I quickly cleanse him using holy water and rock salt. Then I prayed and perform deliverance in my room to vanish that creature, luckily, he stayed away and never comeback but I’m pretty sure he’s the one behind my nightmares attack and succubus attack recently, it’s a different story though. As of now I’m relieved that my nephew is okay and as per his mother, he never mentioned anything about what happened that night. This house changed my life, it let me see what I can do and it helps me see things differently. I don’t see this house as dangerous haunted house, I see it as my home despite of what I’ve experience, entities that resides here way longer before we arrived are peaceful, it’s true that they bothered us during our rest time but they never hurt us, well unless about the demon thing given the fact that he was just accidentally invited by the gate keeper (the black man) or tried to sneak inside the house. Typically, a demon is attracted to a place with full of negative energies like this apartment so maybe that was just normal for a demon to join the party it’s just so happen that I was there and coincidentally we appear at the same place. Please bear in mind that whenever or wherever you are, either you’re religious or not, when a demon sees an opening it will come in and devour you slowly, no one can help you but yourself and your faith only. That’s why I know for a fact that a possess man can exorcise himself as long as his strong will and faith is big enough to defeat the demon inside him. Don’t just pray because you think of it as your salvation and shield against evil but rather, pray for your faith and for others too.

@Argent

Lets talk about First love Love is a very vague word to discuss and there is no exact definition of what really is it. On the contrary, we all agree in one thing, we simply feel it when it comes and when it does, no explanation is needed as long as we knew that it’s real then it’s alright. Sometimes destiny is very friendly to us because there were times that we happen to fell in love to someone which also feel the same towards us. Such a blessing isn’t it? However, in some cases the opposite also happens and in my own opinion it actually happens a lot more frequent than that of the positive one. I do believe that most of us had already felt being in love and loved by someone else specially in our teenagers life, some can call it a puppy love, others may realize it as infatuation, but how about those who dated from their high school or college and then then soon become husband and wife, we call them high school lovers or whatever. The point here is very clear, love doesn’t care about maturity. When you’re in love you will mature for the sake of it but it does not work the other way around. Being immature doesn’t necessarily mean you won’t feel what true love is because love has no rules, it is a powerful force that can build and/or destroy someone, so stop saying and embedding your thoughts about love  to someone that is younger than you because yours and hers is different let them learn from it by experiencing it. So, let’s talk about first love, they say that first love never dies, well in my case it really never dies but it doesn’t mean I still love her the way I love her before. It’s just so happened that she’s my first love and there was part of my life where we are together. For me, I’m nothing like who I am today without her being part of my past and same as my other exes, I’m not who I am today without them. They honed me, they help me realize of what kind of person I was before and from that point I change and become a better man. Honestly, when I was in my mid high school life, I’m not fun of flirting, I hate socializing, I felt like I was okay and contented being alone until this one time, my mother asked me to drive and buy something for her then on my way to the store there was these two ladies whose walking in the mid of the day, I don’t know where they from so I did not mind them at first. And then one of the ladies shouted my name. I wasn’t expecting that they know me because I really don’t know them so I turn back the motorcycle and frankly asked them, “How did you know me?” they say my cousin which happens to be the boyfriend of one of the ladies told them about me. To be honest their cute but I don’t really like them approaching me that bold still I offer them a ride and the rest is history. To cut the long story short we became friends, and one of the two ladies became my first love, honestly, we’re like cats and dogs at first but it ends up falling with each other. It was a very good relationship and we’re happy at least for 1 year and 8 months and by the way at the early age of 16 our parents legally knew our relationship and they had nothing to say about it. It was November of 2016; we had a miss understanding so I came to her place and escorted her to her grandmother, while on a ride we’re still happy, I drop her in front of her Lola’s house then quickly say goodbye and went home. At night I tried to contact her but to my surprise a man answered the phone and that’s when I knew I was betrayed. I never asked her why but still I manage to talk to her and broke up with her in peace well at  least in my side it was okay because I knew they betrayed me and I think I will only hurt both of us if I did not let her go. After that incident I tried to refocus myself in my studies even if I don’t have to, then I tried to entertain another woman. Then an unexpected event happened, she texted me and said she’ll wait in their balcony so I went there, then to my surprise she cried and said I betrayed her. My eye brows lifts up because of what I heard, “I betrayed her? in what way?” I asked myself then that’s the time I told her what I knew about her relationship with my classmate, she cried even more and repeatedly asking for forgiveness but I keep on saying that it’s okay and I totally understand. Maybe we’re not really meant to be and the reason she betrayed me because I’m lacking in some way, she wanted me. I really never got mad because I understand and I love her so I’m willing to let her go even though it hurts. Up to now we never reunited since that moment, we don’t have any communication but I guess she’s happy as I am today, but don’t get me wrong, I’m still single but happy to be single. It's so damn good to be in love so for those who were hurt don't be afraid to try once more.

@Argent

My Pandemic Business It's been more than a year already since the emergence of the global pandemic. This crisis is definitely devastating reaching millions of deaths and hundreds of million cases all over the globe. Though there are already vaccines that experts claim to be effective against the virus, still it's not enough especially for those poor countries, say, for instance, India. It's true that pandemics brought a lot of negative impacts not only to our health but to the economy itself. However, we are all born with the capability to adapt to any kind of situation. We can’t really deny the negative effect of COVID 19 but on the brighter side, it also strengthens online-based businesses and probably it’s the most positive effect during this pandemic. In fact, I also tried to establish a business like this to support my daily expenses in school. My aim for that business is to generate enough profit so that I can cover my tuition fee which is, to be honest too much for my elder sister to cover. Luckily, I acquired a 50% scholarship from the school, thanks to the student assistance program that they offered. But still, even if I had a half discount, the tuition fee is quite high so I have to find a way to earn more and help my sister with the expenses. During that time, I have 2000 pesos in my wallet and decided to take the risk, together with three of my classmates, we establish a small business which we market our products online, our products include the following; Coconut macaroons, Pastillas, and cookies. Our first month of operation was productive and surprisingly we earn 21,000 pesos less for all the expenses and the capital. Of course, base on our experiences and from our observation, businesses are profitable indeed during their first month or sometimes year but nothing is permanent isn’t it. The following months are productive as well until the government implemented a strict policy due to the increasing cases Of COVID 19 and because the four of us are below 21 years old, we are not allowed to go outside. Because of that, we went to the barangay hall to ask for a certificate proving that we have a business and we need to go outside so that we can continue our operation, though it did not come so quickly and smoothly as possible still we manage to comply all the requirements needed and so the business goes on until the end of the year 2020. If I’m going to recall our profit for at least 4 months, it's quite big but sadly during the late part of December 2020 our business has already reached its peak and because of personal problems plus the struggle with pandemic itself our daily operation were affected but still, we continued, however, orders also decline and it doesn’t seem so productive anymore so we decided to dissolute the business by January 2021 and on February 2021 the business was already done for. It’s true that our business did not last long maybe because we still lacking in terms of experiences and decision making. Also, our marketing strategy is not effective for long term goals that’s why it ends up like that but then again I’m thankful because we experience on how to handle and manage our own business and the fact that we establish it and somehow make profit in it is already an achievement and the starting point for another business ideas that have yet to come. Always remember that a business is just like a song, there is a beginning, sometimes it runs smoothly like a wonderful melody or maybe the other way around but still, it always has an end. A business that manages to catch and influence the mass will always be embedded and remembered beneath the customer’s heart just like a song that captures the heart of its listener, that song will definitely meet its end but always be remembered by everybody. Maybe our business is gone and will never be established again but the learning it gave to us is enough to start a new one and try to make it productive in the long run through the help of our experience from our first business. Maybe we are not meant to be successful now because our biggest success is waiting for five (5) or ten (10) years from now or maybe it will come as early as tomorrow. That’s all for my Pandemic business story, once again I’m leaving you this message and hope that it will help you reflect for some time, it is always better to try despite failure than to fail without even trying because trying to do it will give you experience and to do nothing will definitely give you NOTHING as in nothing!

@Argent

Filipino Values; Pros and Cons We Filipinos are well known for our sweet smile, the smile we give to everybody despite of experiencing too much struggles in life, in fact many races are fascinated with this kind of personality. Aside from that, we are also known for our pride and beauty, just like Manny Pacquiao and Catriona Gray. The characteristics mentioned above are just few of the overwhelming traits we have which other races are fascinated about but sometimes being so much inclined with this culture or traits shows negative effects. This article aims to discuss why Filipinos have an unjustified shyness and how this kind of mentality affects the rest of our traits. Is it good or not? Maybe you’re wondering why or how does being shy affects our natural traits as a Filipino. Does these two really are connected? The answer is yes, because emotions are powerful enough to dictate a person’s reactions and behaviors, and the best way to explain their connection is to discuss the difference if shyness are added in a certain best Filipino trait. Think about Hospitality, perhaps this is one of the most common traits we Filipinos are known of. Just to be clear, I don’t have any objection about this, however, thinking about it thoroughly, I think some of us are only showing hospitality for the sake of our pride. Say for example, I happen to have a visitor and because I want to accommodate my visitor’s needs then I will provide the best accommodation I can offer to her such as something good to eat, a fresh and cool bedroom with newest utensils and so on. Aside from that I will probably regularly check her so that she would not regret coming in my place. Now on the brighter side, its perfect and it seems to be good. However, if the accommodation I provided was in fact greater than as compared to the average cost of the things I can really offer, then I’ll ended up with borrowings from someone. I’m telling you its wrong to treat your visitor with the things that are too much for you to give, it’s not hospitality but rather too much pride and overwhelming shyness. The common problem among us Filipinos is that we don’t want others to think negatively about us and in order to prevent them spreading bad things about us we treat them nicely even if we can no longer have enough budget for tomorrow. My point is just simple, be hospitable for today but with moderation, treat your visitor of the things you can give without sacrificing your needs for tomorrow. Be reasonable enough and be brave enough to admit our limits, after all being honest is not a bad idea and who knows? Maybe our visitor is matured enough to understand and accept the situation. It’s true that Filipino people are one of the happiest and resilient races because we even manage to smile despite of hardship, in fact, we even smile after experiencing a devastating power of Yolanda. We lost our home, our job but still we smile, and I salute all of you for being such an optimistic people. However, we should also take into consideration to show our weaknesses so that the others might help us and lay their hands to lift us from the sorrow we are suffering.  Now our only problem is we don’t want to show to other people that sometimes we feel weak and we feel hopeless and in order to conceal that weakness, we wear our smiling mask, well to tell you frankly not all Filipino are good at it, some of us has a bad smile whether it is fake or not, whereas most of  us are really good at it, they can pretend happy by just smiling and since their smile are very convincing, we as the audience are convince that they are really happy. Honestly my only advice in this situation is to be honest with ourselves, we can’t solve our problems by concealing it with a smile and owning it, let the other help us in that way we can be truly happy. In my own opinion, the best value we have is being family centered or family-oriented people. We believe that we can’t live or grow without our family. In Filipino setting, a complete family is not just having father, mother, brother, and sister. Filipino family is composed of all the people we love from our blood relatives up to our friends. As most of us are saying, “The more the merrier” so the bigger our family is the happier we are. It’s okay and great if you’re going to think about it but the only problem is that we are already forgetting to live our own life, take note, our love ones won’t stay forever so while they are still there love them, be with them all the time but make sure to practice yourself growing and pushing without them because there will come a time that they will be gone. Furthermore, some of us doesn’t even bother to find some jobs and earn their own money, because of laziness they only sits and wait for their parents to spoon feed them even if they are already in the right age and matured enough to earn for their own needs, and I’m sorry to say this but these kind of people really sucks. Another Filipino value is “Utang na Loob”, it means inner debt of gratitude to someone else. We Filipinos are very fun of this value whether we meant to feel it or not. In my own point of view this value is the result of our shame, sense of pride, and our urge to repay the kindness of the others had given to us. Repaying someone despite of not demanding to do so is not bad at all, but what if that person help you in a wrong way? How will you going to repay him? Say for example a homeless child was illegally adopted and raised by a killer. The killer provides the needs of the child using the money he earns from his dirty job. Later on, the authorities hunt the man and he got cornered. The child then helps him escape because he owes his life to that man even if he’s a criminal. If you were on the same situation, would you do the same? Will you choose to let him caught because it is the right thing to do? I’ll leave this question to you and let your own judgement decides. Another example is at workplace, let’s say I am currently applying to a certain company and it happens that the manager of that company is a friend of mine and he have an inner debt of gratitude towards mine because I helped him a lot during his review in his board exam. To cut the long story short, he helps me to be hire in that company so that he could at least repay me. The point in these examples are simple, “Utang na Loob” can be bad or good depending on the situation or to the nature of the person who help you. In the end, it will always be you who will decide whether you’ll feel this value and continuously hold in to it and finally repay someone or just let it go because something wrong might happen. These are just some of our undying values. With that I can only leave you one message; For all of the values we practice, there is nothing perfect among all of that, each and every value has its own pros and cons, it is only us who decides whether these values will result in to something unethical or something that is truly accepted by everybody.

@Argent

Why do we need get to a life Insured Now? Disclaimer: Please bear in mind that this article does not any way promote any insurance institution or company. The topic "insurance" or getting an insurance isn't still that familiar to everybody probably because most of us has no interest in getting insurance or there are other reasons probably that leads most of us not to be insured and perhaps one of the reasons is the culture we have. Some people say or believe that getting an insurance or making yourself insured is a way of planning about your death or they might say that you'll be having a short life because you're preparing yourself in case of uncertain events. Of course, these mentalities don’t have any scientific basis because these are just formulation of our minds trying to get some answers for those events that happens around us and we cannot do anything about that most specially if we do respect the culture and beliefs of the other. However, with further efforts specifically through educating those who have no idea about something then most probably their mentality will change and through time maybe they will accept the changes. We are now in the modern world so we have to accept the concept of life insurance. Remember all of us will eventually die yet we don't know when, actually even doctors can't tell when will be our last breath and that is the very main reason why we need to get a life insurance. Getting insured doesn't necessarily mean that you're planning for your death actually you are just preparing your pockets and preparing the future of your own family. Think about this, what if you die without insurance? the most probable effect of this is that your family will suffer financially remember the expenses in a funeral is expensive so without insurance where in the world will your relatives get money so that they can provide you a decent funeral. What if you're the bread winner of the family but suddenly you're diagnosed with cancer and the treatment is so expensive, without being insured then you'll have a hard time finding source of income to fund your medication without mentioning where the hell will you get money to sustain your family's needs. So enough thinking about the old superstitious belief that it's bad to talk about death where in fact we are considering our future. My personal point of view is that all people must be insured because we cannot predict the future so better yet prepare ourselves. **Who should get a life insurance?** As I've already mentioned in the above example, the **bread winner** of the family should be insured because he/she is the provider of the family without him/her then its doomsday. The breadwinner must insure him/herself so that it won't be hard for the family if anything happens to him/her. Actually, to cut the long run short all people should get a life insurance. Please take note that we need to get an insurance in time when we still don't need it well basically you cannot get one if you currently need it already because remember you need to fund it from time to time yet I suggest not to treat it as an expense after all we are funding it so that we can use it in the near future. Life insurance is a form of risk management and not an expense because your funding it so that whatever happens that is yet unknown to you in the future it won't burden you so much isn't it? **What is the purpose of life insurance?** according to Bo Sanchez, "If Gods calls you home today, your kids won't go hungry" which is true, if we die now, we will have a peace of mind because we have already planned for our kids future. We don't have to worry that much because we are insured their education are insured and so on. Remember sometimes death arrives in the very unexpected time, that's why we should not waste time don't get insurance tomorrow get it now because we can't foresee the future. **Do we really need to get a life Insurance?** take note, whether you get an insurance or not, someone will pay during Accident, sickness and or disability, the only question is who will pay for it? remember we don't have any control about when an accident may occur, or when will we get ill or become disable. Let’s put it this way, I have savings so why do I need to get insurance? then ask yourself, are you willing to use your savings in order to cover your expenses if anything happens to you?, if yes how about your family? where you will get funds to support their needs? take note your savings is only limited and without insurance it will be hard for you. Most of the time our mindset is our enemy specially in getting or having a life insurance, someone will surely say that getting a life insurance is expensive but technically and practically speaking getting ill without insurance is way more expensive. Honestly I have witnessed one of my neighbor recently, their father died without being insured and it took them almost 2 weeks before they finally got funds in order to settle everything for the funeral and that is one of the bad side of not having insurance yet so far they made it. **Facts about Life insurance** Insurance is much expensive while you're getting older not all are insurable most specifically those which has already pre-existing conditions The best time to get insurance is when you still don't need it I hope this article somehow helps you!

@Argent

BITCOIN CASH is again pushing upwards reaching more or less 24% upward up until present! Hooray!

@Argent

10 reasons why We lose Money As a mature man with fully loaded responsibilities in life we surely think a way on how to save money for future use. However would it be more effective if we don't know some of the reasons why we lose money? I guess not, that's why this article aims to tackle about the 10 ways why we lose our money and how it occurs. Please note that the 10 reason present in this article were adopted from the ideas given by Brilliant Millennial. Here are the 10 reasons why we lose our money; **DIDEROT EFFECT** This happens when we buy new things but then again because the other things which is already in our possession doesn't much the newly bought one then we ought to replace them and acquire another new things which we actually don't needed. This effect often serves as fulfillment to ourselves or to make us happy because of the said action. Say for example I bought I Phone 11 or any other high end brand of mobile phone then because it's new then I would like to buy phone cases that will suit the mobile phone I acquired even if I still have cases in my possession. **Persuasive Shop Assistants** Usually when we go shopping, shop assistant persuade us to buy their product and claim that their products are best when it comes to quality. Personally shop assistant sometimes are annoying because they keep on intervening in my decision making about what to buy whenever I go shopping hahaha lol. In the end if they succeed in persuading you then you'll end up buying their goods even if it is unneeded. **Impulsive Buying** Impulsive buying is all about emotions, if we are often sad or stress then probably we think of shopping and buy all that we desire to relieve our sadness or stress without knowing that we are already losing a lot of money. Technically this is one of our defense mechanism to fight negative emotions. **The Snob Effect** This effect often connected to those person full of pride and boastful. Here we buy things that the others don't just to make sure we stand out. The reason behind this effect is simply because we wanted to be the center of attention and possessing new things just like having a newly release mobile phone or newly designed fashion clothes or shoes is surely one of the best way to gain the spotlight. **Subliminal retail tricks** This is all about our senses, typically it is for marketing strategies used by marketing managers and specialist to attract buyers, they usually use soft music , fragrance and pleasant colors for visual presentation to attract customers and buy their products. **Bandwagon Effect** This effect is all about trend. We buy things or items because it's fashionable and everyone else has it. We buy these things though we don't actually need it because we want to keep up with the trend. Though nowadays we can keep creating tiktok videos because its the current trend and we don't have to waste money for that. However, I have a good example for this effect, remember the sunflower dress, surely you know it or Vice Ganda's star tattoo on her neck these examples became a trend was it? and because of that we disburse money. **Cheap Goods** Surely we agree about this one thing, we ought to buy things that is way more cheaper than what we need. Best example is we buy local products which mimics or looks like the branded one to save some money but the disadvantage of this kind of mentality is that in reality we actually lose more money than saving. Let say I bought local version of a branded pants then after a week it broke apart so I need to pay again a certain amount to the repair shop to repair my pants where if I bought the original one maybe my expenses wouldn't have to be more because the original is far more great in quality. **Items for the Future** Sometimes we buy products that we think we can use in the future though in reality we don't need it at all. For example, in my opinion I think buying some clothing today for my future baby is good but because I don't know what could be the gender of my baby so I need to buy clothes both for female and male which in practical point of view is a waste of money. **Fear** Fear may also trigger us to buy something and waste our money because we think that if we pass on buying goods which we didn't plan to buy, then the next time we may not have enough money to purchase that product or the product may no longer available so in the end we will decide to buy it. One of the best example of this is the panic buying during the early blast of the pandemic, people bought bulk per bulk of alcohol, sanitizer, face shield and face mask because we fear about what will happen in the future during the pandemic in other word this is what we call " Panic buying". **Sales and Promotions** Perhaps this is one of the most common reason why people waste their money. Because the markets offer sales or promotions the shoppers are being magnetized to buy the products because it's way cheaper than its original prices most especially if the products are branded then most probably we are going to buy it. Say hello for those who often waits for a 50% sale, Lol. That's it for the 10 sure reasons why people waste or lose their money. I hope this may help you realized something! Note: this article is not Proofreaded!

@Argent

Tips in making your Personal budgets In this article I'll discuss some of the things you might consider in order for you to make an effective budget. Also this article aims to explain some other things related to simple budgeting that you may take in mind or use in the future. Allocating funds is one of the essential skills that we need to learn because we use it everyday. In fact, we naturally learn it while we are growing or approaching our maturity stage as humans. As our income grows the more we need to master the proper way on how to make a budget or else the efforts we exert just to earn money will put in vain. A budget in its basic definition is a plan specifically financial planning or allocation. We might think that we don't make use of budget in everyday life but actually we use it unknowingly because as what I've said earlier it's our natural skills yet we still need to hone it just like the other skills we have. How to make a Personal budget? In making personal budget there are five (5) things we need to consider, here's how to make it; **Gather all financial statements** In here, all of our financial statements from the different source of income we have, should be sum up and analyze because this is the source where we will start to compute the rest of the steps. **Add up your income** The second step is adding up all your income from the sources, now you might thinking why the second step is adding all your income instead of computing the expenses first, that's the common mistake we commit in making a budget and the reason is simply because we wanted to check how much our expenses first before computing our income which is wrong. We need to compute income first because this is where we will get the money to settle our expenses. **List your monthly expenses and divide into fixed and variable columns** In listing expenses we have to consider our fixed expenses and variable expenses. Fixed expenses are expenses which do not change in a certain time while variable expenses varies base from the quantity you use. **Less your computed expenses from the total income** Perhaps this is the most exciting part because this is the moment of truth. It's self explanatory so I don't need to explain this anymore. **Review and adjust expenses accordingly** After subtracting your expenses from the computed income it doesn't mean you're done already because you need to proofread it to check for accuracy and adjustments if necessary. 50/30/20 Rule: 50/30/20 rule is one of the sound budgeting techniques where; 50% is intended for your needs, that means half of your income should be allocated for your daily needs such as foods and daily necessities. 30% on the other hand is for your wants while 20% is for you savings. However, this rule is not mandatory because you can modify the percentage of allocation base from your preference. **Savings** Let's talk about savings, most of us saves money for future use and we commonly saves what's left form our money after settling all the expenses we incur but then again it's not the best formula. Most of us use this; " Income - Expenses = Savings" which is wrong. The correct formula should be " Income - Savings = Expenses" because we ought to save for our future that's why the first thing we need to deduct from our income is our saving and the difference will now be intended to settle all of our expenses. Take note savings isn't the key for your future because savings itself won't save you, it's just the first step after saving you still need to make a way in order for that money to grow even further and beyond. The Paradox of Life Paradox of life consist of three things these are: **Time** **Money** **Energy** Here is the simple explanation for this paradox, A young man has plenty of time and energy but with a small amount of money or sometimes nothing. When this man becomes mature enough and finally get himself to work he possess now a lot of money and energy but has no time to spend the money he earned. Finally the man retired because of aging, at this moment he have money and a lot of time to spend his money but he's already exhausted. This is the paradox of life. I hope you learn something from this article. Note: Not proofreaded!