The most successful people are the ones who are able to articulate what they want for their lives. Success is deeply rooted in having a solid plan that is tailored to what you want.
Create a bucket list for different goals. An account for emergencies because you never know when your car is going to break down or when you have to send money to the village.
A turn up account is also important because we work hard so we can play hard. Otherwise, you will be setting yourself up for over spending, which will jeopardize your financial freedom in the long run. e.g shopping, traveling, anything that makes you happy. Planning for it means you spend mindfully and within a budget, instead of impulsively.
An account for rent because it's easy to procrastinate and wait three or four months before the debt is due and then start panicking and borrowing. E.g rent, school fees.
An investment account because there's no point in working hard, year after year, earning 3million Naira a year, spending it all and then net worth is 150,000. It best setting aside an account for it.
An account for bills e.g food, domestic, staff's salaries, transport costs etc.