@liwi 29 April 2021 more from that month

前述德國通過新法開放機構 / 特殊基金配置至多 20% 加密貨幣資產。挨羝李維，文長慎入。 其實在此之前、同時，CBDC 就已經話題不斷了，其中尤以歐盟區的消息為我所在意。 先打個岔，鏈聞報導：歐洲投資銀行計劃在以太坊上發行 1 億歐元債券 https://www.chainnews.com/zh-hant/news/357324864159.htm - 該債券屬於兩年期票據。知情人士稱，本次債券出售由高盛集團、桑坦德銀行和法國興業銀行共同管理。 都是大銀行。所以可以看成是主流金融進一步深度接觸區塊鏈的契機？一億歐元感覺不多，感覺像是在試水溫？不管如何，這消息如果獲得實踐都是對以太坊的認可與重視。以太坊 ATH 被認為跟這有關？ 路透報導：EIB uses blockchain for new 100 mln-euro bond sale https://www.reuters.com/article/eib-bonds-idUSL8N2ML346 The traditional capital-raising process is expensive and inefficient, involving numerous steps and multiple parties, and proponents say using blockchain could cut costs, time and boost transparency. The increased transparency and time efficiencies blockchain offers, in particular, are a potential “game changer” for the capital markets, he (Richard Teichmeister, head of funding, new products and special transactions at the EIB) told Reuters. Despite growing interest from capital markets, such issuance is far from mainstream, with issuers borrowing very small amounts compared with their traditional bond sales since the World Bank raised A$100 million ($77.70 million) from the first public bond created and managed using only blockchain in 2018. Societe Generale and Santander, together with Goldman Sachs Inc, managed the EIB’s bond sale, according to the lead manager’s memo. The two European banks have used blockchain for issuing debt in the past, but for internal bond sales. The EIB has a reputation for pioneering new products in Europe’s capital markets. 理解看來很正面。原來興業跟桑坦德之前就用過區塊鏈進行內部公債兜售了？ 關於 CBDC，鏈聞剛推出這篇報導：全球放水背景下，各國央行爲何紛紛發行 CBDC？ https://www.chainnews.com/zh-hant/articles/859583110714.htm - 央行數字貨幣（CBDC）被視爲未來十年塑造貨幣的最重要趨勢之一。 - 全球 66 家央行中，80% 的央行表示正在研究數字貨幣技術，約 20% 的央行表示可能在未來 6 年內發行數字貨幣。 - 巴哈馬、烏拉圭、厄瓜多爾、委內瑞拉、泰國、柬埔寨已發行 CBDC，中國等新興市場國家的央行數字貨幣已進入實際測試階段。 - AscendEX （原 BitMax）聯合創始人 &CEO 曹晶與谷燕西持有不同的觀點，他認爲，數字貨幣要解決的真正問題不一定是跨境支付，而是偏遠地區人羣無銀行賬戶的問題：「我認爲，各國央行想要推出數字貨幣解決的最主要痛點是各個發展中國家大部分人羣無銀行賬戶的問題，而非跨境支付。」 公婆各有道理。歐洲應該算是已開發地區了吧；數位歐元會是怎樣的存在？ ECB 有專門的入口網頁 https://www.ecb.europa.eu/paym/digital_euro/html/index.en.html - a digital euro would guarantee that citizens in the euro area can maintain costless access to a simple, universally accepted, safe and trusted means of payment. - It would help to deal with situations in which people no longer prefer cash, and it would avoid dependence on digital means of payment issued and controlled from outside the euro area, which might undermine financial stability and monetary sovereignty. - The protection of privacy would be a key priority, so that the digital euro can help maintain trust in payments in the digital age. - We have not yet decided whether to issue a digital euro. We will decide whether to launch a digital euro project towards the middle of 2021, in order to be prepared for the possible issuance of a digital euro at some point in the future. 另外網頁裡同時戰大餅跟穩定幣 XD 想法：其實今年 2021 似乎還是有蠻多跟加密貨幣相關的事可以追？如果數位歐元就像紙鈔歐元不易追流向，而通膨與利率問題沒有獲得改善，市場還是會對比特幣等波動資產保持一定興趣。數位歐元某種程度上來說就是提供了數位場外交易的環境，就像超商買幣一樣。所以數位歐元看起來不發不行，發了對加密貨幣市場也會是助力。就是時代的趨勢吧。 #PttDigiCurrency