In Malaysia, if you don't have around $2500 USD (a little over MYR10, 000) you don't die, or else you might get other people (your family, relatives, friends) in financial trouble. If you save specifically MYR100 (0.05 BCH) a month, you technically will have that amount in around 8.3 years; compounding might get this sooner. #RandomThougths
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In the USA, health problems are the leading cause of bankruptcy. Our health care costs are so darn expensive that even with very good health insurance people go broke. And in the case of difficult diseases, such as cancer, they die anyway.