@Shovelheaddad

These days won’t last forever! Days like this won’t last forever. Or even very long for that matter. I bet you think I am talking about the downturn in the market and fat red candles. Nope! Well,ok I am but merely in a relatable way to what I am actually talking about. Kids! Not just any kids, but obviously my kids. And I don’t mean the “Dad go away!!! Please!!” teenage punk kids. No, mine haven’t evolved into those spiteful creatures yet. I am talking about a Fortnite playing, full of scrapes and bruises, still mispronouncing words 7 year old and an almost 2 year old who’s just starting to learn how to mispronounce words. No, one day all of the hugs and cuddles will be gone and in their place will be burnouts on the street, foul mouthed, out all night hellions. But for now, I savor all these moments and the never ending barrage of questions. And they are one of the reasons I am in the crypto space. Because one day after I am gone, all they will be left with are my Harleys(one for each of em), my wisdom and lingering lessons on what it means to be a man in the world, and their crypto portfolios.        My boys are literally perfect in the sense that they are how you would expect happy,healthy boys to be. And the first 5 years there were no worries. Then came news of another boy. However, with this one came bad news. Doctors told us there was a good probability that Elijah would have physical problems. One of his femurs was in the 1 percentile for size in a fetus. They worried us for 3 months and unfortunately we could not get any answers until he was born. To make matters worse, he was turned too far around for his mom to have an aversion and he would have to be delivered C section. We were devastated. After having a perfect son,how could this happen? Surely this was karma for all the hateful,cruddy violent shit I had done in my life, and now it was coming back to fuck us up.    Elijah Michael was born on March 30th of 2020 right at the beginning of the Covid pandemic. The perfect worse case scenario was building up, yet there was a slight ray of light. As his mom got prepped for C section delivery,they took the standard x-ray. Somehow miraculously, he had turned himself all the way around and was able to be born vaginally. The moment arrived,and as I did with Christian Michael, I helped deliver him from the womb. This was the moment of truth. And the truth was, this child was perfect. I’m not an emotional guy. Honestly I’m pretty gruff and a little scary looking lol. I cried when I was told he may have physical issues and I cried right there in the delivery room, in front of everybody, when he was born so perfect. There was not a single issue. That day will never be forgotten for a variety of reasons. I don’t think I might ever feel that level of joy and relief ever again.    And that’s why I started investing. I thought I was doing good with a kids club CD at the local credit union that paid 2.25% APR. What a joke! Eventually I stumbled into crypto after awhile. Like everyone I heard the bites on the news but I had no clue. As I learned a little more about it, I knew I had to do this for my kids. After all, children are a man’s true legacy. Every paycheck, I set aside $120. I have a separate wallet for each boy, and I buy $30 of BTC and $30 of ETh. Since I’m paid biweekly, that’s $120/month for each one. Not much, but it’s a shot at a better life for them! One much better than mine was.      So days like the past few, they don’t bother me much. I have nothing less than absolute faith and confidence that this will pay off for them in the long run, and this allows the limited capital I have to go farther. Once they turn 18, I will hand over the seed phrase to them and they can decide what they want to do. I only hope that I have done my job and instilled in them the wisdom to make a good choice. Only time will tell if I did my job as a Dad. Mine was a drunk and never around, so I feel that at least I haven’t failed them in that aspect. Hopefully, my legacy will be that of honor, wisdom, and respect.       I know I said I bought more today and the past few days, but none of this should be considered financial advice. I’m just an old,broken down scooter trash and a working shmuck like most of you.       If you enjoyed this article, feel free to tip at the bottom and follow. I write about everything from crypto, to price action, and personal experiences. This is actually my very first week of writing and it turns out I quite enjoy it. Below are a couple referral links  Join Celsius Network using my referral code 113068c979 when signing up and earn $50 in BTC with your first transfer of $400 or more! #UnbankYourself  https://celsiusnetwork.app.link/113068c979 Sign up for Coinbase using my link and we can each get $10 in Bitcoin https://www.coinbase.com/join/dodd_4za?src=ios-link Join Hodlnaut using my referral code qjrOLxGN9 and earn 30 USDC* T&Cs apply. https://hodlnaut.com/join/qjrOLxGN9

Coinbase Visa. It’s everywhere you want to be Coinbase has recently released a debit card backed by VISA, that allows you to earn 1-4% cash back in crypto. I decided to sign up on the waitlist several months ago to give it a try. After being placed on the waitlist, it took about 2 weeks to be notified they were shipping a card to me. While you wait for the physical card to arrive, they allow you the option to use the card for online purchases until your card comes.       So it’s a pretty basic setup. You can either spend stablecoins or things like Bitcoin. They provide a whole list of assets. If you wish to avoid any fees, simply load your card with USDC. By doing so you eliminate any funds and do not incur a taxable transaction to the IRS. Simply link your bank account or use Any USD you have in your Coinbase portfolio. If you choose to use a crypto to spend,they automatically sell a portion of your selected asset to cover the cost. However there are two things to keep in mind if you choose this option. There is a flat fee of 3.49% on the purchase and it is considered selling your crypto and therefore a taxable event in the eyes of the IRS. So I would recommend avoiding this option!! Damnit Mike! Where can you use it???      Good question!  You can use it pretty much everywhere you can a regular Vids card but there are a few exceptions that it won’t let you, and a couple they say they don’t want you to haha!  In my experience I have found it isn’t able to use to pay credit bills. You also can’t use it for hookers and blow(every crypto bro is crying right now!) so don’t try. I tried to use it for a lap dance but I didn’t know where I should swipe it lol. Jokes,jokes. Coinbase also does not want you to use it for gambling purposes or money orders. I guess they don’t want you to use money orders because you could almost make an infinity cash loop! But they have a safeguard against that kind of. Think about it…fund the card,buy a money order,get the cash back, deposit the money order into your bank account, fund the card and repeat all over again! Lol. Seriously though, don’t.      I have found that when you do an ACH transfer from your bank to fund the card, it is available immediately to spend, instead of having to wait the normal 6 days for ACH transfers to clear. If the amount of money you deposit exceeds your total portfolio value however, you will need to wait for the funds to clear to be able to spend. So if you have $1000 in crypto, and you load $1200 on your card, you can spend $1000 immediately. The other $200 would have to wait 6 days as well as any other future money deposited until you have some room cleared up.       Cash back The CB card allows you to earn 1-4% on select cryptos for every dollar spent. This can really add up over time! My personal favorite is 4% cash back in AMP. I’m so excited because I feel AMP has a lot of potential and is currently estremely undervalued right now. Check out my story on AMP https://www.publish0x.com/confessions-of-a-crypto-enthusiast/amp-be-early-for-the-revolution-xznxpqr   Here’s a list of cash back reward    1% cash back BTC ETH Dogecoin Dai    4% cash back AMP XLM GRT Rally   All in all definitely a great card. And also a great way to passively build your crypto profile. I definitely recommend it. But listen,none of this is financial advice! I’m just an old Biker and a working shmuck like the rest of you! So I value my money. These are just my opinions. Below you will find some referral links. Please use them if you are interested. If you enjoyed this article, please follow me and maybe slide the tip to the left! Haha I also accept any tips of any kind. Be kind to each other and remember…Don’t let your meat loaf!! Sign up for Coinbase using my link and we can each get $10 in Bitcoin https://www.coinbase.com/join/dodd_4za?src=ios-link Join Celsius Network using my referral code 113068c979 when signing up and earn $50 in BTC with your first transfer of $400 or more! #UnbankYourself  https://celsiusnetwork.app.link/113068c979 Join Hodlnaut using my referral code qjrOLxGN9 and earn 30 USDC* T&Cs apply. https://hodlnaut.com/join/qjrOLxGN9

The only spreadsheet you will need for staking and lending your crypto! Depending on your perspective, it’s currently either a bad time in crypto or it’s a great time. Personally, I fall into the latter category. I am holding crypto for the long haul so these are great buying opportunities. Aside from actually buying more, staking and lending is a great way to  grow your holdings. But where is the best place to do this? There are so many opportunities that are constantly changing it can be hard to keep track of them all! Well boys and girls, I have found the solution!     Where to turn???  Wouldn’t it be convenient if there was a spreadsheet you could use that also updates itself? Yes!! It would be! I’m about to post a link to a spreadsheet that was created by a Redditor who goes by the name U/ashtonlaszlo.  He also one of the guys in charge on a subreddit that is dedicated to earning crypto through crypto. But more on that in a few.     Ok I know you guys are tired of hearing me talk so let’s get down to the bones of this story. Here is the link for the spreadsheet. https://docs.google.com/spreadsheets/d/1vpBQI2DFUk7zXS4TCs9ZOnatvWHiYf5jHjKgKpfJG5Y/edit   You are welcome!! There’s a couple key points to keep in mind about this spreadsheet.   for the platforms that have tiered interest rates, you can toggle the tiers with the drop down lists under the name of the respective platform.     the color scale on the interest rates are per-coin and compare the different platforms against each other for each particular coin. Red being the lowest rates and green being the highest.     nearly 200 different coins are featured in the sheet, all of which are available to earn interest from at least one of the included platforms.  the rates on the sheet are updated, at minimum, once a month. The dates at the very top of the sheet are when the rates for each platform was last updated    the sheet is best viewed on pc. The mobile version loses some of the functions and the display is subpar.  - all of these platforms are available to users in the US, though some have limitations on earning interest depending on location. The only one that comes to mind currently is Nexo. People in these states will not be eligible to earn interest from Nexo:   New York Kentucky Arkansas Texas New Jersey Alabama Washington Oklahoma Vermont  the coin prices on the sheet update automatically every 15 mins under regular operating conditions        Now isn’t that some handy shit right there?!?!? Yes, yes it is!  Now, about that subreddit… next time you are on Reddit,head on over to r/rewardsforcrypto. This sub is dedicated to all the ways you can earn free crypto through crypto. Proof of work, proof of stake, proof of space etc. Everyone from experts to newbies are welcome, and they give a weekly update on the best suggestions. Also there’s some cool contests over there. So go check em out and tell ‘em Shovelheaddad sent you. You’ll be glad you did.    None of this should be taken as financial advice. Staking and lending crypto does come with a level of risk so do what’s best for you! I’m just a working shmuck like most of you, so my money and it’s safety is important to me. If you enjoyed this article, please consider following me. I write about all kinds of shit, not just crypto. Also, should you find yourself interested in any of the services mentioned in this story, below you will find my referral link for a few of them. Until next time, remember…Don’t let your meat loaf! Join Celsius Network using my referral code 113068c979 when signing up and earn $50 in BTC with your first transfer of $400 or more! #UnbankYourself  https://celsiusnetwork.app.link/113068c979 Sign up for Coinbase using my link and we can each get $10 in Bitcoin https://www.coinbase.com/join/dodd_4za?src=ios-link Join Hodlnaut using my referral code qjrOLxGN9 and earn USD20 equivalent after making a deposit equivalent of US$1,000 or more in a single transaction on any supported assets. https://hodlnaut.com/join/qjrOLxGN9

Hodlnaut. A great place to still earn interest on your crypto They finally did it. One dark fateful day, Celcius announced they would stop paying interest on new deposits in the USA.  Well the exception is unless you’re an accredited investor. Sorry,but I don’t meet those requirements.      Luckily there is still Hodlnaut. They only support about a half dozen coins but they pay nicely and more importantly they are still accepting new customers and still paying interest on new deposits. Interest accrued daily and is paid out to your account on Monday mornings.    I found out about Hodlnaut through a Reddit group I belong to—-u/rewardsforcrypto. A great community devoted to finding various rewards on your crypto. They hold a monthly contest sponsored by Hodlnaut. Basically you pick a coin and whoever’s pick performed best at the end of the month wins. There are ten prizes that range as follows    1st—-$250     2nd——$150    3rd—-$30    4th—-10th——$10     I recently placed 7th with AMP and received $10 USDC in my verified account.  I quickly swapped it out to UST for 13.72%.  pretty good stuff. Here is a list of the tokens they accept and their interest rate. Rates are tiered and are explained in their app. For most of us though,we would fall into the first tier which is the highest rate so I’ll just list that    UST—-up to 13.72% APY       USDC——up to 9.4% APY   DAI—-up to 8.3% APY   ETH——up to 5.4% APY  USDT—-up to 9.4% APY  WBTC—-up to 5.3% APY  BTC—-up to 5.3% APY  LUNA—-up to 6.7% APY   Please make sure to read the warnings if you make a deposit lol. I recently lost $25 during a test deposit of UST. They don’t accept deposits from Coinbase Binance, etc for UST. For all the other coins it’s ok but not UST for some reason. There is also a token swap feature that is free.    Anyway,good luck to y’all in your journey to grow your crypto holdings. I posted a few links please feel free to use them. One of them is a referral for Hodlnaut. Use it and we both get free stuff lol($30 USDC) Also,check out this spreadsheet someone in the Reddit group made on all the places you can grow your crypto  it’s updated monthly and a lot of hard work went into it! https://docs.google.com/spreadsheets/d/1vpBQI2DFUk7zXS4TCs9ZOnatvWHiYf5jHjKgKpfJG5Y/edit   Join Hodlnaut using my referral code qjrOLxGN9 and earn 30 USDC* T&Cs apply. https://hodlnaut.com/join/qjrOLxGN9   Sign up for Coinbase using my link and we can each get $10 in Bitcoin https://coinbase.com/join/dodd_4za?src=ios-link

New here Hey everybody. I’m a single dad of two young boys 8 and 2. I’ve been riding Harleys for over 30 years and I’m too young for Medicare and too old for women to care. This is more of a test post than anything. You can find me with the same name on publishox. Anyway I write about everything from crypto and price action, to stories about my kids and even my former life as a member of an outlaw motorcycle club. With the north of my first son,my life basically hit a brick wall at 90 mph and it completely changed for the better. I’ve done a lot of crazy and wild shit but none of it as cool as being Dad. They are the reason I started investing. Enough of that for now. I just wanted to say hi and I hope y’all enjoy my future posts. As I said this was more of a test post than anything. If one person could upvote this post that would be tits as I would like to see how this works. Until next time… Don’t let your meat loaf!