No matter how much you earn or in which financial situation you are I would suggest you to do use a budget planner. Having an overview over your finances is so important for your financial stability and future planning. I'm currently trying out the free accounting software "Eqonomize!" because the app I used last year had too many ads... In the picture you can see the evaluation on what I have spent my salary on in January. 😅 "Miete" is what I have to pay my dad for living with him. "Sparen" is what I save away for travelling and gifts. "Investment" is my ETF savings plan. "Sonstige" are any other expenses like Pokemon cards, gadgets, gas or Bitcoin.
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