@PatsKy8135 24 December 2020 edited more from that month

The Essence of Gift Giving

****Christmas is always the best time of the year*** despite what we've been through this 2020 and while browsing videos on ****youtube and even lbry,*** mostly what I've seen are the thoughts of gift-giving which is what we usually do.

*One famous vlogger in the Philippines had given the latest iPhones to her siblings and she indeed mentioned it was too expensive.* *Knowing that gadget would always depreciate its value, so got me thinking deeply, hmmm am I going to give my siblings iPhones too? Am I going to buy them things that they could use only for short term goal or I would rather have a long term plan as a gift?* Unfortunately, I am not so fond of gadgets being on trends as I am content with my iPhone 8 which I managed to buy last year for business purposes. ihope we would always bear in mind that the essence of gift-giving especially during ***Christmas is not about the costs but it's really about the thought of giving!.*** As our global culture to give gifts during the holidays, let us be reminded that whether expensive or not, it's always the **thought that matters mos****t!*** Since I believe in giving myself first a Christmas present, I am fully convinced that this is by far the best gift I have so far.

****Philamlife Money Tree*** ******BDO Life Assurance*** ****IMG Membership*** ******Col Financial Equity and Mutual Funds*** As for my Family in the Philippines especially my parents, ****I have secured their HEALTH CARE through AIA Philam Life*** too so that when its time for them to have their medical check-up, they would be given the best treatment.

*We have to consider Hospitalization in the Philippines is very costly so might as well prepare now, unlike here in Seychelles, medical and hospitalization is FREE.* Likewise, as for my sister with her ***Kaiser Health Care. (*** *I believe on diversification, the idea of not putting all your eggs in one basket)* My brother who is just 15 years old has his ***Metrobank Junior Saver's Account. Teaching him at an early age to save!*** So annually, the thought of setting aside a portion of my salary here makes me the happiest being able to ****SECURE my FAMILY's Future*** either in terms of investment or health care and don't want to be like **LINDA! ( kilala mo ba si Linda or may kilala ka bang Linda or baka yung katabi mo si Linda)* https://youtu.be/bW4MzWO5waU

As for our Sage Alexander, ****since here in Seychelles, Health care and Education in the state school are FREE yet we're still setting aside an amount of money regularly for his future use.*** https://open.lbry.com/@PatSky2783:4/5-Retirement-Tips-for-Millenials:3?r=6tShDTFAGEhwCK2FjzsdoarrqwfiX8M7 *So what about you guys, what's the best Christmas you have given to yourself and to your loved ones?*

*Lead Image;* *Photo by Nicole Michalou from Pexels* *Image of a woman wrapping gift:* *Photo by* *cottonbro* *from* *Pexels* https://www.pexels.com/@cottonbro?utm_content=attributionCopyText&utm_medium=referral&utm_source=pexels https://www.pexels.com/photo/person-wrapping-white-box-3170949/?utm_content=attributionCopyText&utm_medium=referral&utm_source=pexels *The rest of the images are mine edited via Canva and Adobe Sparks* *Taken a screenshot from my AIA Philamlife policy and IMG's book on the Secret to Saving and Building Your Future.* *Badges earned by the author and property of Uptrennd University*