Dan Berkovitz from CFTC criticized DeFi for having no intermediaries! However, this was the plan all along. To remove the middle man, reduce fees, increase productivity, free finances from the burdens of the banking sector. DeFi is based on providing financial freedom. The implementation is currently at an embryonic level, but there will be developments. More about this on "The Block": https://www.theblockcrypto.com/linked/107769/cftc-commissioner-criticizes-defi-decries-lack-of-intermediaries
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