Life is back on track
Since last two years when the covid problem has started, I was not aware about that it will give a deep mark in our hearts. Specially for me it was an unforgettable two years back to back. We was taking it lightly and thinking that I will go away and will not come to us. Then we started hearing some news about Italy and news was becoming bad over bad everyday. These news forced us to think seriously about the covid.
In mid of January-2020 I got news about 1st case in my country, he was a young student came back from China and the case 5, case 10 and quickly cases crossed the thousands in numbers and finally Government decided for complete lock down because their was no vaccine for covid at that time, with this lock down many industries has decided to shut down their business. We thought it was maybe for few days but days become week and weeks becomes months......
I was working in a manufacturing company and my company has decided to stop production as there was no buyer. They sent us back to our home town, first two months the employer paid us without any business and we were very thankful to him and we feel atleast we will survive in bad time but in 3rd month he shared he can't pay us full from his pocket and we get 75% and in 4th month 50%.
Our expenses was already fixed as per our salaries. Groceries, kids fees, electricity bill, home loan EMI everything was depend on my salary and it is not coming. After 5 months company started operation partially and we was still not called by the company. We was waiting for thier call, my all savings were over and I started feeling stressed.
It was hard to show my stress to my parents, wife and ofcourse to kids but parents and wife started realising that the situation is not good. I was started searching some other work or part-time work, online work means anything which can help me to earn some money but nothing was working.
Many people lost their life's due to covid and many others was fighting with covid. But we are into different battle, I always thinking what if I my company not call me or what else after this job. Stress was started eating me inside I was not able to decide anything just praying God that this will be over or give me some other way to make my life easier as earlier. We cut down our all expenses and we was just paying out liabilities, But I still thankful to my employer atleast they was paying us 50% without any work.
Finally with God grace after six months I got call from company they call us back and for 7th month we got 50% and in 8th and 9th month we got 75% and after that we started getting full salary again. It was a big relief for me and my family and we thank God for saving us in this bad time and helping us to overcome from it.
Slowly - slowly life is coming back on tack and company is started full operations. Now we got vaccination as well and we are working with full energy.
Finally life is back on track ...
Please share your experiences also how covid for you?
Thanks for reading friend....
1. When it became “Phobia”
Good Morning friends!
“A phobia is a type of anxiety disorder that causes an individual to experience extreme, irrational fear about a situation, living creature, place, or object.”
Above is the simple definition of a Phobia, I was reading it on internet, I have experienced and still I am witnessing a real “Phobia” in my childhood friend’s personality. Today I am going to share with you that how a small incident can affect our whole life?
Maybe it was an unconscious incident happened daily in our life but we were not aware that this is going to be an unforgettable incident of our life and life changer of my best friend’s life. In 1994 when I was 6 years old and my friend Alen was 6 years 3 months. Alen & his family was our neighbour, we used to play together most of the time. Some time we used to go in small ground near to our house because we found some other kids also, who used come to play and we usually joined them in some of their games.
It was 09th of July 1994, we were playing in the ground with other kids, one of us had bring a new football on that day and he invited us to play with them, we happily joined them and we were enjoying our game.
After some time one boy kicked the football and the football went near to a street dog sleeping under a tree shadow in the same garden, the boy went and picked the football back and we had started our game again. After some time Alen kicked the football and again it went near to street dog but this time it was little closer to that dog, as Alen has kicked it so we asked him to pick up the football but this time street dog has noticed it and opened his eyes. We didn’t noticed anything because we used to see many dogs sitting there many time. Alen was going there to pick-up the ball. As Alen touched the ball, suddenly the street dog attacked on him and bit him and gave a big cut on his left cheek, we all start shouting. Two of neighbours has come and through some stone on the dog to make it run away. Alen’s whole shirt was full of blood and he was like unconscious and crying without taking any breath inside. Neighbours hold him and took him to the nearby doctor clinic, someone inform Alen’s mom too and she also came on the spot and run towards doctor’s clinic with both neighbours. I was in shock and cried for full day, my mom try to hold me but I was not able to come out of it. I was so scared inside in my heart, whole incident was re-occurring in my eyes again and again.
Next day I went to Alen’s house with my mom to check his health and I saw that his full face was swelled and it was hard to recognise him. We used to go daily to meet Alen and in few days he was recovering from that injury. We were started playing again in his house for 10-15 days and doctor has removed his bandage also. One day I invited him to come to my house on land line phone but he refuse to come, I thought I needed some more time so I went there. We played for an hour or two and I asked him to come with me to my house and he refused again, I didn’t asked him again. Now Alen’s house was our new ground to play.
One day we were playing outside of his house and we saw a street dog just passing from the Alen’s house street. When Alen noticed that dog he started shouting loudly and started crying loudly, his mom came out and took him into her lap and said him, no Alen it was just passing away. Don’t worry I am here with you my boy. Alen’s full body was shaking and he was continuously crying. I tried to made him feel little secure so I pick up a small stone and move towards their main gate by saying “Go doggy Go away”. Alen stopped me loudly “Don’t go, he will bit you”, “Don’t go, he will bit you” and I stopped.
From that day I notices this change in Alen’s behaviour, he didn’t go out alone, he tried to avoid to come to play in ground but he came sometime with his mom or dad, If he saw any dog anywhere he started trembling with fear. He was growing with us but his fear was also growing inside him. He avoid meeting dogs, he changed his way if he saw dog anywhere. He don’t go to the relative who pet the dog in their house.
We tried to talk to him many time but nothing worked and even he is consulting psychiatrist but he admitted it will not go out of his mind. Although he is not trembling now his fear is still inside in his unconscious mind, He can’t see the people playing with pet dog, he can’t see anyone hugging the dog means he can’t see anyone come in direct contact of dog. He don’t allow his kids to go out alone anywhere. Now he is living with this problem and we have also accept him as it is and try to avid make him scared, we support him in all the ways.
We lough sometime when his small son says “My papa is scared of Dog”
Thank you very for reading it with patience.
Waiting for your valuable suggestions and advices
What do you think? Is it right time to invest or still need to wait more for investment?
AVERAGE OUT “A Positive move in Negative Scenario”
Crypto Market has fallen to more than half of its all-time high value and it is still not showing any positive come back, Many of the small and big investors are tensed and under big confusion:-
Q1. What to do in this Scenario?
Q2.Is it a right time to average-out or average down to come up quickly?
Q3. Holding in crypto in these days will take how much time?
Q4. Is it market correction in crypto?
In this Article we will discuss about the investment strategy which can work-out to deal in this market fall, Average out means investing additional amounts or repurchase the crypto if it declines significantly in price after the original investment is made.
ü This can help the investor to bring down the average cost of the crypto and come out from the lost in short term.
ü It will benefits more to the investor who have the long term investment strategy.
Averaging down will be consider as a cost-effective approach to wealth & investment accumulation.
Benefits of Averaging out
The main benefit of averaging down any crypto is that an investor can lower down the actual buying cost of a particular crypto in bad situation.
For Example:-
If we purchased Crypto “A” 100 units @ $10 buying price
Buying price X Number of Units = Total Investment (+fees)
100 unit x $(10) = $1000
Spouse market is moved down 10% so value of Investment comes down to:
100 Units X $ (9) = $ 900 (-10% down)
Now the investor took the decision to average-out crypto “A”
He purchased 100 more units here:
100 unit x $(9) = $900 (New Purchase)
100 unit x $(10) = $1000 (Old Purchase)
Now he has 200 Units in $1900 so his average buying cost come down to
Total Investment/ Units which come: - 1900/200 = $9.5 (He covered up 5% gap)
Now if Market move upside 10% he will be in 5% profit, otherwise in old situation he might be in no profit & no loss situation. This means he needs to wait more for gain profit but average down at right time took him in the profit very quickly.
**Disadvantages of Averaging out:-**
· Before average out need to study the market situation very carefully.
· Study the news & current affairs & should take financial advice before investment & average –out.
· Some target need to be set for average, means there is no need to average down on small up-downs.
· Need to study & access the fundamentals for particular market.
**Summary:-**
In the conclusion we can say that right decision at right time will be more beneficial than a long wait. So average out is beneficial strategy to come- out quickly from bad situation. But it must require complete study & good analysis of the market situation.
Note: - I the last I would like to say to all the reader that I am not a financial advisory, please make your own investment decision at your own risk.
Thanks to all the reader, seeking your advice & suggestion to improve upon my work.
Thank you Very much
Happy Father's day
Father are known to be hard and disciplined because they don't express their love for us.
They might be looks busy always in office for earnings but thier minds are always thinking about the lovely family we have. They work hard so we can afford all the happiness, they stayed late to give us always extra in life. They looks like a solution to every problem, they always there to hold our hands.
They don't shows but they are emotional.
They don't express but they have feelings.
They don't cry but they are soft.
Father has to love us but at the same time he has to control us. He has to encourage us but at the same time he has to deciplined us. May be he don't talk much but he always in our touch. He never asked us but he always knows about our needs and deeds.
We can't forget how he dropped us in first school every day. We can't forget the first step he helped us to put.
Happy Father's day
@Martine4
