@MartinTheStrider

@MartinTheStrider 17 February 2021

Passive income from your mobile phone? Yes, it is possible By definition, passive income is money being earned regularly with little or no effort on the part of the person receiving it. Sounds like a dream for everybody who is earning money with their own hands, body, mouth or head (hope I didn’t forget to mention any other body part that can be used to earn money). Passive income has been reserved until recently for people with a lot of money or properties who were able to rent them, invest them or enter a business partnership with part of their wealth. However now anybody can earn a bit of passive income with their phone. Thanks to Phoneum. “Phoneum is a true mobile-only cryptocurrency, designed to deliver a simplified user experience and platform that enables all users, regardless of technical aptitude, to fully participate in the new cryptocurrency economy.” It was introduced on June 27, 2018 by Ivan Likov as an ERC20 token with a maximum supply of 20,000,000,000 together with a mobile mining app. In the meantime both Apple and Google have imposed restrictions upon mobile cryptocurrency mining thus the mining app has transformed into a cloud earning app in order to comply with Apple and Google terms. Also in a meantime Phoneum (PHT) token has been migrated from Ethereum blockchain to Tron blockchain (Migration finished just recently on February 15th) and currently it has a circulating supply of 833,000,000 out of 5,000,000,000 max supply. The Phoneum token (PHT) has recently increased its value by some 150% and at the time of writing it can be sold for 0.0003 $. It can be traded on Probit and Polonidex exchanges. Coming back to passive income and cloud earning app. Phoneum offers a mobile wallet where you can store and transfer your PHT tokens, stake them to earn interest and here comes the best, earn them for free through cloud earning. At a rate of approximately 700 PHT per week which represents 0.21 $ or 36,400 PHT = 11 $ per year at current token price. Not much but not bad, eeh? For free, with no effort at all. Well, there is some effort actually needed, you have to collect your earnings once weekly and start a new 7 day earning cycle. Still worth it, don’t you think? Furthermore as already mentioned Phoneum mobile app offers the possibility to stake your earned PHT tokens and earn interest on them. Interest rates vary from 12% to 60% annually depending on how much you stake. The minimum amount to stake is 20,000 PHT, the staking cycle is 1 month. You can download the cloud earning app right here. To claim your free 200 PHT you use my referal code: nrsksvhy https://play.google.com/store/apps/details?id=com.cloud.earning If it seems to you that you are earning too few PHT tokens in cloud earning app, you can earn some more by playing Phoneum games. Actually it is no more passive income as you have to actively play the games, however some of them I find pretty addictive and I enjoy earning money and having fun at the same time. Playing Phoneum games regularly gives you the oppportunity to increase significantly your PHT income. In generall I have been able to earn around 7000 PHT weekly from playing games that is something like 10 times more than you can earn from Phoneum cloud earning. All together (games + cloud earning) approximately 7700 PHT or 2.31 $ per week. The mobile phone games currently represent a use case for Phoneum token. There are 5 games available at this moment, more are about to come. Phoneum token PHT is used as an in-game currency in all of them. It can be deposited inside the game wallet, it can be withdrawn to your own tron wallet, hot or cold. There is a withdrawal limit of 20,000 PHT. Furthermore some of the games allow you to earn small amounts of other cryptocurrencies like Bittorent, Wink, Beatzcoin, Lovehearts, AMSK or TronweeklyJournal. The above mentioned are TRC tokens, the last 3 pretty worthless. You can also earn BTC, Ethereum, Litecoin and Tron. However the amounts are really small and wallet withdrawal limits are so high for these cryptocurrencies that it could take more than several months of daily playing in order to be able to withdraw some BTC, Ethereum, Litecoin and Tron to your wallet. Unfortunately there is just one game CryptoTreasures that has it’s wallet integrated with cloud earning app. All other games have their separate wallets with 20,000 PHT withdrawal limit each. That’s quite a pitty, it would be much more comfortable to have just one wallet connected to all Phoneum games. Let’s look closer at the Phoneum games now. Crypto Treasures is the first of the games introduced by Phoneum and unfortunately the only one with the wallet integrated with the cloud earning app. By playing simple minigames like spin the wheel and rock-paper-scissors you can earn gold and PHT. You can also dig for treasures. The treasures can be found in the chests that you can buy for gold or earn by completing tasks. The treasure chests contain PHT, xp points, collectables, and cryptocurrencies. Some can contain gold as well. You can exchange collectibles with other users and once you have earned all collectables you can redeem it for reward in PHT, xp points and gold. You can download the Crypto Treasures game right here. To claim your free 200 gold and 200 xp use my referal code: nrsksvhy https://play.google.com/store/apps/details?id=com.cryptotreasures Green Karma (formerly CO2 cards) is an environmental themed card game. There are minigames like tap the bottle and submarine that allow you to collect CO2. You can also spin the wheel to get CO2 and PHT. Furthermore there is a possibility to plant a tree and activate a guard boat that collect CO2. Your CO2 is exchangeable for treasure chests that include PHT, xp points, collectables and environmental project cards. Some chests can include CO2 as. After collecting certain amount of project cards you can offset the cards and thus reduce the CO2 emissions by 1kg. Each offset rewards you with a chest containing xp points and small amounts of BTC, Ethereum, Litecoin and Tron. The collectables are also tradeable among the users and similar to Crypto Treasures game you can redeem them for the reward in PHT, xp points and CO2. You can download the Green Karma game right here. To claim your free 200 CO2 and 200 xp use my referal code: 53gdxvkm https://play.google.com/store/apps/details?id=com.co2game Crypto planet is space themed game based on very similar principles like Crypto Treasures and Green Karma. Basically you collect crystals by playing minigames like planet protector and asteroid destroyer. You can also dig for crystals or incubate them. The crystals can be exchanged in the shop for various chests that contain xp points, collectables and small amounts of cryptocurrencies, particularly  Bittorent, Wink, Beatzcoin, Lovehearts, AMSK or TronweeklyJournal. The collectables can be exchanged among the users and once completely collected they can be redeemed for reward in PHT, xp points and crystals.  You can download the Crypto planet game right here. To claim your free 200 crystals and 200 xp use my referal code: 33ry8wsh https://play.google.com/store/apps/details?id=com.cryptoplanet Crypto connect 3 is a trivial game where you connect the same cryptocurrencies on the deck. It is completely different from other Phoneum game and that makes it special.There are 100 levels and you can earn up to 30 PHT per each level, depending on how successful you are in terms of number of moves or time. You can replay each level until you are satisfied with the result. As there are only 100 levels and maximum amount you can get from the game is 3000 PHT in total there is no withdrawal limit unlike in other Phoneum games. However you have to finish all 100 levels in order to be able to withdraw your PHT into your wallet. You can download the Crypto connect 3 game right here. https://play.google.com/store/apps/details?id=com.crypto.connect3 Crypto Cards is the recent of the Phoneum games. Basically it is a card collectible game, where you can earn cards by spinning the wheel, watching video advertisements, claiming and playing tap card minigame. You can also exchange cards with other users or sell them for PHT. There are three levels of cards, common, rare and ultra rare with decreasing probability of finding or getting one. You can add your cards to the collections and redeem your rewards in PHT and xp points after completing each collection. There is supposed to be introduced a battle stage, the purpose of which seems unclear to me at this point. You can download the Crypto cards game right here. To claim your free 200 PHT and 200 xp use my referal code: mcjgrd91 https://play.google.com/store/apps/details?id=com.cryptocards All of the above mentioned games contain in-app purchases of bonuses and video advertisements. The advertisement can get pretty annoying especially when you see the same video all the time. However what would one not endure in order to earn some more PHT ;-) Take care and watch your money 😉   Martin   If I trade I trade on **Binance** or **Coinbase** https://www.binance.cc/en/register?ref=55794934 https://www.coinbase.com/join/vahanc_a If I pay I use my **Crypto.com** Visa card https://crypto.com/app/xgsdj8wndw If I hodl I use **YouHodler** https://track.youhodler.com/click?pid=860&offer_id=2&sub2=ReadCash If I surf I use **Brave** https://brave.com/ If I search I use **Presearch** https://presearch.org/signup?rid=2065620

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@MartinTheStrider 11 February 2021

Free  and feeless € IBAN account and debit Mastercard. Do you mind? Finding how difficult it is to earn money especially in these COVID times one starts to think about saving some as well. When it comes to saving the best strategy to begin is to try to decrease your recurring expenses. Like rent, energy consumption, phone and internet expenses that you have to pay monthly. Instead of saving once, you save 12 times a year. One of the expenses that many people tend to overlook (and I was no different) are the banking fees that we pay to our banks for our accounts and payment cards. Personally I used to pay over 50 € a month to the banks where I had my personal and business accounts just for the ability to receive and send money and to pay in the store or take cash out of the ATM. 50 € a month makes 600 € a year. That’s more than the price of a return flight to my favorite vacation destinations. However it’s over. Searching for a free and feeless bank account I discovered a surprising opportunity - Rewire. Why surprising? Because Rewire is originally a money transfer platform similar to Transferwise or Paysend. Free and feeless Euro IBAN account is actually a side offer from Rewire. You need this account in order to be able to transfer the  money to international recipients (as this is the original purpose of the platform). Moreover you can claim your free and feeless debit Mastercard that comes with the account, in order to be able to spend your money actually, not just transfer it ;-) You can use it immediately as a virtual card to pay online. Your physical card is going to be delivered right at your door within a week, again completely free. This makes a difference when compared to Transferwise or Paysend, who both provide free accounts as well as free debit cards for their clients, however they charge a delivery fee of around 6 to 8 € for standard delivery. https://app.rewire.to/signup/?code=Q7TM https://transferwise.com/invite/aee/martinv744 https://paysend.com When you download the Rewire app (available both on Google play and App store) register with Rewire and you verify your identity by filling in your name and address, uploading a photo of your identification document and taking a video selfie, your account is automatically created and you can see your IBAN account number. IBAN number is what you need for the free and fast SEPA money transfers within the European economic area. If you want to claim your free Mastercard you can do it right away.  The card comes with 0 annual fee, 0 ATM withdrawal fee and 0 commission for international withdrawals. Basically it means that when you take your cash from the ATM abroad in a foreign currency, Rewire will use the actual interbank exchange rate between € and the foreign currency. Everything of course has its limit also the Rewire debit cards has. It is your account balance, as Rewire card is a debit card. Rewire platform provides customers with two UIs. Mobile app and web interface. Both are very simple and easy to use. They basically allow you to immediately charge your Rewire account by any credit or debit card, send money both in Europe and abroad, check your expenses and transaction history plus manage your account settings like transaction notifications preferences etc. That’s it, very simple. When it comes to user reviews they are generally positive across all review platforms (Google play, App store, Trustpilot), with some negative reviews concerned with the quality of customer support. The team seems to be responsive both on review platforms and social media and just recently announced an increase of the customer service staff by 50% in reaction to the complaints. However Rewire is not only a virtual Bank providing modern online banking services, furthermore it has an interesting background story. The platform was originally created to serve the migrants from the third world countries residing in Europe for sending money back home to their families. They define themselves as “The first digital banking platform for migrants to serve migrants all over the world during their time abroad to a more secure future” Established in 2015 in Israel by three guys  with fintech background Guy Kashtan, Saar Yahalom and Adi Ben Dayan started first money transfers to Philippines soon after receiving their first license. In 2016 it opened payment corridor to Southeast Asia and India in 2018 started to send money to Africa, in 2019 to China. In a meantime it has acquired Series A Investment Round $12mil led by Viola Fintech, launched a digital banking platform and issued its first international prepaid debit card. Rewire believes in complete transparency, effortlessness, and a fair banking system for everyone. Me too. That’s why I am banking with them. Interested? You can order your free and feeless Euro IBAN account from Rewire right now. For a meantime Rewire offers 40 € cashback to everybody who refers their friends and they become active Rewire client. https://app.rewire.to/signup/?code=Q7TM Take care and watch your money 😉   Martin   If I trade I trade on **Binance** or **Coinbase** https://www.binance.cc/en/register?ref=55794934 https://www.coinbase.com/join/vahanc_a If I pay I use my **Crypto.com** Visa card https://crypto.com/app/xgsdj8wndw If I hodl I use **YouHodler** https://track.youhodler.com/click?pid=860&offer_id=2&sub2=ReadCash If I surf I use **Brave** https://brave.com/ If I search I use **Presearch** https://presearch.org/signup?rid=2065620

@MartinTheStrider 7 February 2021

Beware of these SCAM tokens !!! Just recently some strange tokens started to appear in my Tron wallet. Not only in mine. They seem to be bulk transferred to all active Tron wallets. As you know wallet address is a public information that you can find on Tronscan and TRC10 tokens can be bulk send with practically 0 costs as they don‘t consume energy just bandwidth when transferred on Tron network. There is nothing wrong about this. What is really wrong is the fact, that they are used by the scammers to drain the wallets of the innocent Tron wallet users. How? It’s very simple. A curious individual who finds a new token has arrived in his wallet tries to get some information about the token, particularly it’s value. Search results usually show Tronscan page with detail information about the token and, here comes the best, with a single web page address that seems to be very legit usually. When such curious individual enters the web page he/she finds the information about a very favorable price of the newfound token and a simple possibility to swap the token for other cryptocurrency, usually Tron or USDT. Some more sophisticated pages offer the possibility to claim an airdrop or even stake the token. All of these pages however are fake and their only purpose is to steel your crypto. When you try to swap/claim/stake, you have to sign the transaction in your connected Tron wallet. What happens instead of expected result is that you loose all your Tron resp. other valuable cryptocurrency like USDT from your wallet. It’s simply gone. It seems to me as a crypto newbie that there is not much awareness about these new type of scam and a danger that it represents. I myself only found some info on community group pages on reddit. Therefore here I provide the list of all such scam tokens I am aware of at the moment , I expect others are going to arrive until the critical amount of Tron wallet users are aware of this type of Scam and it stops paying out for the scammers. SCAM TOKENS on TRON chain Some of them and those I consider particularly dangerous are trying to resemble existing defi tokens from Ethereum network: **AAVE** https://tronscan.io/#/token/1003650 **BAL** https://tronscan.io/#/token/1003654 **UNC** https://tronscan.io/#/token/1003638 Others are simply surfing on the wave of the current defi boom and pretend to be new defi projects on Tron network: **HDLR** https://tronscan.io/#/token/1003665 **INST** https://tronscan.io/#/token/1003695 **BNS** https://tronscan.io/#/token/1003394 **AAP** https://tronscan.io/#/token/1003542 **VCC** https://tronscan.io/#/token/1003604 **MBOX** https://tronscan.io/#/token/1003623 **WIP** https://tronscan.io/#/token/1003657 **AVO** https://tronscan.io/#/token/1003670 this pretends to have a whitepaper btw, even though it's rather a blankpaper 😉. Some are trying to imitate sophisticated blockchain projects, like blockchain hosting platform: **KIO** https://tronscan.io/#/token/1003685 Originally I considered another airdropped token TOFU10 https://tronscan.io/#/token/1003475 to be a scam as well, as it arrived around the same time as the other scam tokens. However for now it seems to be a live project, with a whitepaper and a telegram group, just using the airdrop for marketing purposes at the wrong moment. Will see if it turns out legit or scam. Take care and watch your crypto 😉   Martin   If I trade I trade on Binance or Coinbase https://www.binance.cc/en/register?ref=55794934 https://www.coinbase.com/join/vahanc_a If I pay I use my Crypto.com Visa card https://crypto.com/app/xgsdj8wndw If I hodl I use YouHodler https://track.youhodler.com/click?pid=860&offer_id=2&sub2=ReadCash If I surf I use Brave https://brave.com/ If I search I use Presearch https://presearch.org/signup?rid=2065620 Resources https://tronscanorg.zendesk.com/hc/en-us/articles/360027103751-What-are-the-differences-between-TRC10-and-TRC20-Tokens-