Pheww! My first post here. I think it deserves a "Hello World!". "Hello World!" - Done. Now... As work as a web developer, working typically with clients to rebuilt or create websites, apps, etc. Yeah... Traditional Web 2.0. However, I think for web 3.0, we will see in no time more and more social tokens. Probably not only social but some limited edition tokens (million token for example) or financial institution tokens that could potentially be converted to something else. The only issue I foresee is the huge amount of wallets that we may need. Just think about it. How many wallets do you have at the moment? Maybe this issue could be solved by interconnecting all the blockchains (Cosmos maybe???) so then people will have 1 wallet with whatever coins/tokens they want and they could use it anywhere, anytime, and anyhow. And, yes the current business model of banks and such is going legacy and will have to deal with it. Similar to the transformation of the music industry, they will have to adapt. As an example what do you see more interesting: less than or equal to 1% interest rate of traditional banking systems or 10% APY returns in crypto? I think the answer is pretty clear. Stay safe people and take care!