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Everything has a cost and it increments. Yearly, our cost of living increments by a certain percent depending on your way of living. That is why we have to set or plan our roadmap. The goal is to increase the income to compensate the rise of expenses but the sad truth is, salaries and wages do not rise spontaneously as the the price of the commodities rise. So how can we cope with this tough world? Be tougher in terms of goal and creating opportunity. Appreciate the privileges you have and make it more productive. Most of all be a good steward. The banana was given to us by my in-law, maybe it was for free in value but the story behind it was the price. Good morning!!😊

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