@GelayyLumiere 9 December 2021 edited

Spreadsheet Everything I like to be organized with my things, especially when it comes to my financial budgeting, so when the pandemic hit, I entered the world of online selling. However, due to my current situation as a college second-year student in a virtual class, I find it difficult to manage both of these things, but thankfully, I was able to pay all of my accounts payable to my mother and still earn 10,000 pesos, which I eventually put in a bank for savings. I intended to use it to purchase my very own oven in December, but I used it as start-up capital for my Gcash Retailing Outlet in October. I offer to transfer accounts and pay bills using Gcash, which is so convenient and time-saving these days that we don't even need to go to the establishment to pay bills.

To keep track of all of my transactions, I used Excel to list all of the details of my sales and to keep track of my daily expenses. The problem is that I'm having trouble balancing my excel account because the initial net income from the balance of the sale and the overall total wasn't the same. Since I'm not very good at math, encountering situations like this takes up a lot of my time. I majored in Accountancy, Business, and Management during my senior year, so I'm used to dealing with such issues, but it's still time-consuming.

It's trouble to track each transaction to find the missing peso. It took two nights to figure out what was wrong and where the money had gone. It's funny that I just forgot to deduct one transaction from the total, and finally, I balance it.

Budgeting and tracking each transaction can be exhausting, especially when you've had a stressful day, but you still have to encode all of the transactions you made throughout the day. The thing is encoding such things can be extremely useful in your daily life as it not only allows you to keep track of all of your expenses and calculate all of your profits for the day. But it also allows you to think carefully about how you spend what you have. Aside from that, you may not be aware that it also contributes to the development of one's character as time passes. You became more wise weighing wants and needs and you start to notice that you're able to save more than before as you see on your spreadsheet all of your spendings whether it's for needs or it was just a compulsive shopping. **Disclaimer:** I am neither a psychologist nor a financial advisor, and all of my piece was done for entertainment purposes only. What I've written here is merely my personal opinion, and any statements made are based on my personal views and should not be taken as fact. Always do your due diligence. Support and Follow me https://noise.cash/u/Gelayy