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#1 Many countries' banks warn people about cryptocurrency and how risky it is to get involved in crypto. People know what is better for their finances and choose what is best for them. Russia's Sber Bank is working on its own blockchain and integrating Ethereum and Metamask wallet. They are going to support smart contacts and Ethereum applications. Developers will be able to move their projects and smart contacts between Sber’s blockchain and open blockchain networks. They are analyzing and figuring out business uses for blockchain, DeFi, and Web 3.0.

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