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3# We will get more news about the development and releasing CBDC in 2023. It might not be easy to implement something when most people go against that. Being a crypto enthusiast, you cannot be a fan of CBDC. Net banking is there and it does its job pretty well. According to the bankers' opinion, the digital rupee or E-rupee is similar to net banking, they get used to using net banking and are satisfied with that. They also added that E-rupee will provide benefits to the consumer and retail sectors. The Reserve Bank of India (RBI) already started the E-rupee pilot program in the retail sector on December 1, 2022. We hear cool slogans like CBDC will make things faster, and better, strengthen the economy, and bring revolution in the finance sector. Time will say how everything will evolve and how people will react to that.

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