Friend or Foe? How to Use Credit Cards to Your Advantage In the 1990s, prominent personal-finance gurus were nearly unanimous in offering a straightforward instruction to their debt-ridden followers: Cut up your credit cards! Unfortunately for the people who followed this guidance, it turned out to be a piece of bad advice. After all, open accounts in good standing look good on your credit report, and if you do close your accounts, you might have trouble opening new ones in…
Road to Opening 1000 Chaos Legion Packs - Week 25 | Splinterlands #192 Another week has gone by in my challenge to open 1000 Chaos Legion packs, and I will closely monitor and transparently share all details about the challenge in these posts. Road to opening 1000 Chaos Legion Packs Week 25 Update Starting a new season in splinterlands always brings that hope and desire to start fresh and pursue goals. While this may not apply to the challenge, after last week's post, the…
Soul Strangler Weekly Battle Challenge | Splinterlands #193 This week’s battle challenge focuses on the Soul Strangler. Card Details A Chaos Legion rare level monster from the Death unit at level 3: Estimated cost: $1.593 Range attack: 3 Speed: 2 Health: 2 The Soul Strangler reminds me of an old-school Disney villain. Those old-school over-the-top villains when Disney still produced top-quality animation were the days! All credit to the creative team at splinterlands, the…
How To Avoid Another Credit Card Christmas Someone once said that the definition of a fool is a person who keeps doing the same thing over and over while expecting different results. If that’s true, then most of us have been fools now and then. And with the Thanksgiving and Christmas holidays around 3 and 4 months away, the number of fools dramatically increases. Here are some early tips and tricks to avoid another Credit Card Christmas. Plan. Too late to start saving up for…
Road to Opening 1000 Chaos Legion Packs - Week 26 | Splinterlands #194 Another week has gone by in my challenge to open 1000 Chaos Legion packs, and I will closely monitor and transparently share all details about the challenge in these posts. Road to opening 1000 Chaos Legion Packs Week 26 Update With all the hype surrounding the recent announcements about splinterfest, new splinterlands games, and partnerships, I wish I could say that the same fanfare and excitement…
Naga Assassin Weekly Battle Challenge | Splinterlands #195 This week’s battle challenge focuses on the Naga Assassin. Card Details A Reward edition rare level monster from the Dragon unit at level 3: Estimated cost: $0.438 Range attack: 1 Speed: 5 Health: 4 This week we are taking a break from focusing on the Choas Legion edition monsters and focusing on the Naga Assassin. The Naga Assassin is a reward edition card that can be received for free by completing daily focuses…
What Gives U.S. Dollars Their Value? Money. We work for it. We buy things with it. We need it for retirement. But what is it, anyway? And what gives our money value? When you take a second to think about it, it’s incredible that people don’t ask themselves these questions more often. After all, the saying “money makes the world go 'round” is true — but why? Why do we work forty hours a week (or more) for these pieces of paper? And why are merchants willing to trade us…
Road to Opening 1000 Chaos Legion Packs - Week 27 | Splinterlands #196 Another week has gone by in my challenge to open 1000 Chaos Legion packs, and I will closely monitor and transparently share all details about the challenge in these posts. Road to opening 1000 Chaos Legion Packs Week 27 Update The last time I had a positive pack opening week was almost fives month ago or 17 updates ago. Back then, we had three straight positive weeks, which I thought, was the norm. Oh,…
Venari Spellsmith Weekly Battle Challenge | Splinterlands #197 This week’s battle challenge focuses on the Venari Spellsmith. Card Details A Chaos Legion edition rare level monster from the Neutral unit at level 3: Estimated cost: $4.120 Magic attack: 1 Speed: 2 Health: 4 Dispel ability: When this monster hits an enemy, it clears all positive status effects on that enemy. Dark Mages in the RPG tropes are plentiful and abound. Traditionally, their roles are to dispell buffs…
Entrepreneurs Who Started (Really) Late Most people reach a certain age and think that they can’t do it (whatever it may be) anymore. I’m here to tell you that this is not the case. Yes, when you’re young and fresh, starting a new business or running a marathon can be a lot easier, but that doesn’t mean you can’t start a business and be successful when you’re over 60! Are you sitting there today thinking, “man, I’d like to write a book,” or “It would be awesome if I could…
Road to Opening 1000 Chaos Legion Packs - Week 28 | Splinterlands #198 Another week has gone by in my challenge to open 1000 Chaos Legion packs, and I will closely monitor and transparently share all details about the challenge in these posts. Road to opening 1000 Chaos Legion Packs Week 28 Update While the crypto market is still in an ever-present bear market state, the splinterlands team keeps building and releasing updates to the platform. Personally, these updates add to…
Tenyii Striker Weekly Battle Challenge | Splinterlands #199 This week’s battle challenge focuses on the Tenyii Striker. Card Details A Chaos Legion edition rare level monster from the Neutral unit at level 3: Estimated cost: $6.538 Melee attack: 3 Speed: 3 Health: 6 Sneak - Targets the last Monster on the enemy Team instead of the first Monster. Who remembers the classic RPG title, Jade Empire, developed by Bioware when they could still produce top-tier games? When Jade…
Inflation and Prices Explained I’ve been reading about inflation lately and wanted to write a quick post about what inflation is. How the government reports inflation is grossly inaccurate, so I attempt to provide a clear example of how inflation is a cause of higher prices and not the other way around. To understand the effect that inflation has on prices, we need to understand three relationships: an item and its value supply and demand and prices dollars and prices Once…
Road to Opening 1000 Chaos Legion Packs - Week 29 | Splinterlands #200 Another week has gone by in my challenge to open 1000 Chaos Legion packs, and I will closely monitor and transparently share all details about the challenge in these posts. Road to opening 1000 Chaos Legion Packs Week 29 Update It's insane to think that almost two years ago, I learned about this game called splinterlands after reading one of the @costanza posts, and now I have hit the magical 200 post…
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