Warning: Are Credit Cards A Trap For The Everyday Consumer? Are credit cards a trap for the everyday consumer? Are the consumers' suckers for credit card companies? Maybe if you are one of those who run up large credit card balances and pay the minimums each month. People who exhibit that behavior is hurt because they end up paying a lot more for the products or services than the list price due to accrued interest and various finance charges from the credit card issuer. But…
Cave Slug Weekly Battle Challenge | Splinterlands #109 This week's battle challenge focuses on the Cave Slug: Card Details An untamed edition common rarity monster from the Life Splinter at level 1: Estimated cost: $0.365 Mana cost: 5 Melee damage: 2 Speed: 1 Health: 4 Opportunity ability: Monsters with the Opportunity ability may attack from any position and will target the enemy Monster with the lowest health. Some say that the Cave Slug is an earth descendant of the Space…
Want to Earn Extra Dec? Now You Can! | Splinterlands #110 Many new players to splinterlands don’t realize that certain splinterlands card editions allow you to earn an extra 10% DEC per battle. The Alpha and Promo editions cards provide an additional +10% extra DEC for every card you play. And yes, they stack. So if you play 7 Alpha/Promo edition cards, you will land up getting +70% extra DEC for the battle. Another way to earn extra DEC is by playing Gold Foil versions of…
Explaining To A Noob How To Buy And Sell On Crypto Exchange We take for granted how things that seem simple to those involved in the crypto space are a new and cutting edge world to those on the outside. I received a message from a friend, which is listed below word for word: Noob Request “I was thinking about signing up for an account on Binance, but I don’t have any experience in crypto market investing. Basically, do you purchase a certain amount of crypto, wait for them…
Dark Ha'On Weekly Battle Challenge | Splinterlands #111 This week's battle challenge focuses on the Dark Ha'on: Card Details An untamed edition legendary rarity monster from the Death Splinter at level 1: Estimated cost: $59.90 Mana cost: 10 Melee damage: 2 Speed: 3 Health: 13 Armor: 1 Taunt ability: All enemy Monsters target this Monster (if they are able to). Flying ability: Has an increased chance of evading Melee or Ranged attacks from Monsters who do not have the Flying…
Loans: Fixed or Variable? Which is Better? Suppose you have $29,000 in student loans and you apply for a consolidation loan with the bank. Once the credit was approved, the bank gives you the choice of 8% Annual Percentage Rate (APR) with a fixed rate or 6% APR with a variable rate. Which would you choose? At first glance, the 6% annual percentage rate looks like the more attractive option because of its lower rate. However, this is variable, which means the APR can increase…
Quest Potions Produced a 357% ROI after 7 Days | Splinterlands #112 Ever since @costanza made a post about Quest Potions, I was intrigued by this. I wasn't aware of these potions and that purchasing them provides 5 extra loot chests when completing your daily quests. Naturally, I jumped in and decided to run a 7-day experiment. I realized we are in a terrific bull run of late with splinterlands, but the results more than exceeded my expectations. The Initial Costs I bought 7…
Dragon Jumper Weekly Battle Challenge | Splinterlands #113 This week's battle challenge focuses on the Dragon Jumper: Card Details An untamed edition legendary rarity monster from the Dragon Splinter at level 3: Estimated cost: $1040 Mana cost: 7 Melee damage: 4 Speed: 5 Health: 6 Flying ability: Has an increased chance of evading Melee or Ranged attacks from Monsters who do not have the Flying ability. Opportunity ability: Monsters with the Opportunity ability may attack…
6 Ways To Eat Out On A Budget This post will be a different post to the traditional finance or crypto finance topics I like to write about. But lately, I have been thinking that I enjoy going out to dinner; it is a time to relax and enjoy one of my favorite activities, eating. People always think that going out to eat costs a lot but you can enjoy a lovely evening without breaking the bank. Since I used to work as a server many moons ago, I've learned many tricks to enjoy…
Rent These Monsters To Increase Your DEC Reward Per Battle | Splinterlands #114 A couple of weeks back, I wrote a post about Gold Foil Promo cards that give you an additional +20% per card played. The other edition that provides you an extra +20% is the Gold Foil Alpha cards. https://www.splintertalk.io/hive-13323/@mercurial9/want-to-earn-extra-dec-now-you-can-or-splinterlands-110 Alpha cards have been long out of print, and their prices have been in insanity territory for…
Grumpy Dwarf Weekly Battle Challenge | Splinterlands #115 This week's battle challenge focuses on the Grumpy Dwarf: Card Details A beta edition common rarity monster from the Neutral Splinter at level 5: Estimated cost: ~$30 Mana cost: 4 Melee damage: 2 Speed: 2 Health: 3 Armor: 2 Reach ability: Melee attack Monsters with the Reach ability may attack from the second position on the team. Enrage ability: Has increased Melee attack and Speed when damaged. The Grumpy Dwarf…
Insurance - Burden or Necessity? Selecting the best insurance policy is not just a bummer when it comes to death, disability, and disease; you must also pick which choice to pursue. At any stage in your life, any form of insurance will be appropriate. The key to managing the insurance transition is to be covered for what is necessary today while also keeping an eye on what may be vital later. Insurance may be utilized to safeguard your cash flow as well as your assets. Most…
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