Financial Mistakes You Should Avoid in Low Income Times
We all have low times. Some of them are from financial sides. Some are from life, relationship, career etc. We all have to face them at some point of time.
When we make those mistakes the problem continues to get deeper in context of financial mistakes. Like you don't invest in right places. You don't invest enough. And slowly it all cascading goes down.
When you are thinking from that context, a lot of interesting things happen in your life and you have to get hold of it and not make some simple mistakes that could cost you something bad.
So this post is about avoiding the financial mistakes that could happen in the low income times.
Don't try to Time the Market
You may feel like you have some sort of the intuition on how the market works. And you try to time your investment accordingly. But that is not how the market works. Instead you have to rely on your efforts to make choices.
You make efforts to time the market, you end up going in the wrong direction. Instead you take the efforts to move ahead in consistent investment. That is one of the ways you can handle the financial choices.
Avoid Pessimistic Thinking in Investment
You may feel like investing into gold and the deposits. It may not earn you much but you do it because you think that would be a good safe investment. And market changes would not make the returns worth.
So in that context you would feel like avoiding the investment into equity. Because there is a loss associated in it. So in that case it is necessary to think with proper planning because that is only way to handle the financial windups.
Avoid Over Leverage in Market
Don't borrow. Don't get into the debt. Trying to increase burden on one of the debt or the equity component alone would be a bad thing for anyone. And that too applies in case of the market leverage.
Some people learn this pretty late in life. Like in 30s where the over of anything would be pretty much visible and also something a lot of people would realize is a bad mistake. So they learn this from their efforts.
Avoid being Emotional Thinking
I am guilty of thinking emotionally. I think of investing when the market is high and try to withdraw when market is down. I have learned to balance my efforts slowly these days and not do something like this.
I make sure to invest when the market is down and then make sure to withdraw when the market is in process of giving good returns. I think emotional thinking on that note is something we learn from experience and loss.
What do you think?
I feel a lot of things I have covered here so far. I hope to cover more as I write more exploring this phase of the financial life. What is your experience so far in this space? What do you think of handling the bad times financially?
Why I believe in Dividend, Delegation and Passive Investment
I have been writing online for some time now. I have mostly invested the online earning and that has helped me keep safe in the odd times.
But what type of the earning option do I prefer?
I prefer the dividend, delegation and Passive investment.
So what does that even mean? Passive investment meaning, you invest once and get the rewards as per the contract of that investment.
How one should invest into the passive instruments? What are some of the things one should keep things in mind? I am going to get you exposed on those areas of the investment. So keep reading.
Do let me know your views on this type of the investment method in the comments.
Dividend Investment
I started into the dividend investment way before the crypto. Like dividend investment into the stock market has helped me a lot. I make sure to invest into the stocks of power, electric vehicle, minerals, mining, banking etc.
This strategy is my next 5 years plan. This way I can have more control over my finances. I am assuming that having the dividend investment would fix most of my life issues and also get things in order.
Delegation Investment
I learned about delegation based investment on Pub0x. I have discovered that the Ethereum has the delegation and also the various tokens and other crypto that offers it for 90 days or more days worth of delegation.
I am in process of putting my Hive power into the delegation too. But as of now that would not me earning as it is kind of low value for now. I am going to be pretty heavy investor into this space. I know it would cost but that's my goal.
Passive Token Rewards
Some of the token projects if invested would earn you rewards of other tokens. Say like INDEX token in the Hive. It is going to earn you good rewards both weekly and monthy or as per their reward threshold.
You may also think of investing into the BRO token. It would earn a good output frm the same. It would earn you the tokens which has a good cost in return. I prefer invest into such type of the tokens for earning good rewards.
Why Passive Component in Investment
I feel investing into the passive component would earn you a good amount. This amount can later be either invested back or you can make some spending out of the same. I feel that for this reason along you have to invest into passive.
Over to you...
I have pretty good investment approach from this point onwards. I feel dividend and the passive component is something worth investing into and everyone should have this approach.
What do you think?
Food Delivery Gal : 1st Week Performance
It's now a week worth of my action as a delivery gal. I know I have no need to do this part time. But I am doing this to pass the time and also spend my time trying to earn some money while being socialized.
My 1st week has been good. I managed to deliver some really good numbers so far. I learned a lot of things in a due time. I know there are times when I wanted to give up due to distance.
So this post is about my experience as a delivery gal, and it's about my 1st week of the performance review and hopefully this would be a good lesson for others to learn from my experience.
Do let me know if you happen to relate to some of my experience here. Your comments are valuable to me, something new to learn from that.
Deadline : On-time Delivery is Necessary
Each delivery assigned to you has a specific time. When you make on time delivery you make a good amount of money. So being on time and also reaching to the clients on specific time has a value.
If you reach late then your ratings too would get low and also it would get you out of the platform. So being on time and making sure to deliver on time is a necessity. Having a deadline also helps you keep on the focus.
Ratings Matter
I started with the rating of 4. Though you need ratings closer to 4. But first delivery got me 4 rating which is fine out of 5. I have to keep things on time for reaching the number closer to 5 as that would help my performance too.
In order to improve your rating, make sure to smile while you make delivery. So make sure to be on time and also the presentation matters too. Make sure to be friendly to old people and always try to be friendly with almost every one out there.
Get Electronic Vehicle, Fuel is Expensive
I started with the petrol vehicle which turned out to be expensive. Then I switched to cycle which was time consuming. So now I am renting my friends EV bike which costs a lot less overall.
I need some money to buy it. As of now that would cost a lot of money in short. I also need some form of the subsidy for this to work out though. As in general the EV bikes are good for the delivery jobs.
Don't Accept every Order to Deliver
I had this massive loss of the rating because I took like 4 orders in 2 hours which would span half of the city limits. And that put my blood pressure into work. And that kind of made me work pretty hard too.
Make sure to accept only one order at a time. Then make sure to cover closer distance and make those deliveries. Having too many deliveries and not able to reach on time can be bad for your ratings.
Don't do Rushed Jobs
I think doing rushed jobs is bad for your health. Like you would struggle with the blood pressure and also there is a chance of you not reaching on time. And so those rushed jobs would cost you bad experience.
Make sure to take time out and do proper deliveries as that would help you earn decent. It may not be numbers game sometimes but on time is what matters too.
Let's hope for good
This is my experience so far. I have lot more experience to gain and hoping for those things to improve in the due time. I hope everything works out just fine. I have lot to do but let's hope for things to work fine.
I'll update if anything good comes out in near future.
How To Prevent Financial Fraud and Scams
In order to become rich you have to be working hard. In order to *****stay rich***** you have to be more intelligent. This way you can avoid a lot of financial frauds and the scams along the way.
When you follow this approach you would be able to get much out of your hard work and life in general. Some of the time when you make those changes you would realize that it's easier to avoid frauds by taking few steps.
So the below article is on how you can prevent the fraud and the scams in the due process. Do take a look at those changes and see if you can apply them. I am sure you would get in much better life control this way.
Don't Share Personal & Financial Information
If you tell people that you are rich. You are going to lose the money when people come to you for help or something like that. If you contain the persona information and the money in specific place, people will come to you for financial needs.
And so it's always a good idea to never share the personal and financial information with anyone. No matter even the family and friends. Make sure to keep your life and personal finance completely under your own control.
Keep Passwords, OTP and Logins Private
Passwords are not meant to be shared. Not even with the people from same house. You never know when the other people are going to backstab you. You have to keep those passwords, OTP and logins private and under control.
Make sure to have OTP under your control. Because if that information becomes public they can do the same to your information extraction from the specific places. So never share the OTP with anyone.
Don't Fall for things Too Good to be True
I will give you 1 million if you pay me 10K per month. Would you trust me? I am sure you would and that's where you would lose. Because in the search of the future safety you are losing the money now.
I feel that some of the time you have to avoid falling for things which you can't control. Because falling for things that are not in your control are only going to have a power over you. And you are going to lose the money as it is.
Don't fall for every Link, Message and Information
Most of the time people click on links in telegram, whatsapp, and other SMS. So once they follow the link and add their information. They are going to be losing their money or even the phone credentials.
So having the proper flow of the funds is going to help you. I realized from the experience that having the proper security with the links and other things. I feel that would be great by avoiding links and information from the strangers.
What do you think?
I feel the life can be protected by planning carefully. You have to make those changes in life in general in order to grow. And when you do make those changes it gets easier in the due process. Are you falling for scams and the frauds?
August 2022 Earnings Report
The month has finally ended. Lot of good things happened this month. Like 1st in my life I got the 4 wheeler driving license. I also managed to clear the hurdles and now things have changed pretty good.
I noticed that earnings have dropped on some of the sites and that could be because of my lack of influence, lack of friends and also the crypto market doing pretty much shallow at the moment.
So this report is kind of sum of all of those things. Let's see what I have managed to do so far with the earning crypto of various types.
Bitcoin Cash
I thought I'd be able to reach like 6 BCH before this year ends. But life has other plans. It is making me suffer more longer it seems. So this month it continued to keep me under 4.5 BCH as of now.
So it seems like at this speed it would take like 1 more month to even reach the 5 BCH and like few more months to reach the 6 BCH. So all in all a bit of hustle and also suffering along the way.
Readcash has been pretty low on earning this time and noise.cash has failed to even crack the 0.2 which is normal for me. I know other people are not able to break even the half of it.
Hive
One of my escape plan but it seems like this month with the move to new apartment and also other life issues. I could not write much here. I think that's okay but hoping that slowly my earnings increase here.
Another thing is that it takes a bit of time for the earnings here to accumulate. I need friends on hive who I can support and they can support me back. So far that has not much happened. So it's a bit of hard work from now on.
Publish0x
This is something I am experiencing good since this month. Like this month has been good to me. I managed to get a good amount of Ethereum and the Ampleforth so let's see how long that works.
So as you can see, I have only 20 dollars that too carried forward from statera and so I am going to think of the Publish0x as a side hobby for now. Let's see where it takes me from this point onwards.
Where is the path from here?
Most of my dreams are dead. But I have this strong will to survive and fight for what I want. So I am hustling to make myself financially independent. This way a lot of my dreams can come true and also I can travel the world if life ever gives me the chance.
What's your progress?
I hope that by the end of this month, things would improve. So the progress for me has been different. I want to know how is your progress going on with financials and crypto in general.
Do let me know in the comments :)
Saving Money When You're Not Rich
You are not rich. Maybe not yet. But you can be. When you invest and save money. Now the thing is there is a limit per month how much you can invest.
But there does not seem to be limit on how much you can save. So being rich through saving the money can be a good process.
I thought I should share with you some of the tips on saving the money. Which may or may not make you rich but overall it can get your money in hands that could help save you from some bills.
Below article should help you with saving money, so do let me know in the comments.
Use Power Saving Appliances
I make sure to use LED devices. I also make sure to use the appliances which save the electricity. Some appliances of that type helps you with the power saving. You also save the money in the due time.
When you want to reduce the bills of electricity. You can make sure to try out some of the devices like that. It can overall save money. So make sure to get those devices and start saving money with them.
Recycle
There are items that you can't use anymore. And for that you have to learn to recycle some of the items. You can give them away in the places of recycle. You can easily get most of the things in your life for such recycle.
Make sure to have a plan in place for getting rid of the things. You also get paid based on the weight of such items. So some of the times getting rid of things often helps you
Reuse
You have to make sure to reuse the things that you already own. This way you won't have to spend on buying things that you don't need. Some of the time when you reuse the time that requires something would be passed properly.
And by reusing you are not throwing some of the good things to dust. That is one more reason you should reuse your clothes, food, and items which are often required by you. Make sure to do that.
Cook. Eat Healthy. Avoid Outdoor Food.
When you eat outdoors you end up spending a lot of money. You should be savng on that by making the food at home. You don't have to go too strong in one go. But if you properly save money that could help too.
I'd say eating healthy and doing exercise is the key for most of the part. I'd also recommend doing the outdoor food only once a week if possible. That can be good for the health in general.
DIY Solutions
When you don't have money in hand, making your own DIY solution is a good option. You can solve a lot of issues that way. In the due process you may end up saving the money too.
I'd recommend building something good on the DIY side. This way you can easily build up on the things that you would need in near future. I have been trying to go strong on DIY projects as it helps me with most cases.
What do you think?
Saving money is half the battle won, so start saving and see where it can take you. Some of the time it can be make or break type of the progress in life in general.
How I Plan on Increasing my Income
I have been having struggles with being social, working on desk job and other life issues. And I don't know what can be done with my time there. So in that case I am trying hard to work towards increasing income.
Life is not going good so far. A lot of issues along the way has caused a lot of issues in general. Some of the time it's reasonable to think of the income diversification. It's lot better to plan your income on that front.
I have realized that when you focus on income diversification, things can be easily improved too. So I want to put on my plan on diversification of the income today so that maybe you can comment about it if it's something you are trying as well.
Crypto Content Writing
I have been writing on Leofinance, Hive, Pub0x and *Readcash*. So the income is pretty much slow and steady income. It's not the income that comes easy. And the market being changed has made it difficult for me to rely on them.
I have to think of diversification here because writing content and expecting passive income through these channels does not come in easy. So in that case this is a good start but long term wise it takes time for this content writing method to work properly.
Delivery Gal
You can be a delivery girl or boy. You set the hours and the time you then choose to deliver the items that you are going to deliver to the place. This makes the earning lot easier though driving and finding location is a bit pain.
But it is a good job for those who are trying to be socialize and also trying to go out for some meeting people. This would be something most of us should do if you are craving for being social and going out.
Video Content
I am going to add more video content and schedule it on platforms. I have yet to get serious with facebook and instagram. I have to spend some time there. I also have to make content and post it on the YouTube if required.
YouTube is good but the thing is you have to schedule atleast 1 year worth of content and do a lot of work there. Make sure to also bring in more traffic. For me that is kind of slow and takes a bit of work.
Freelance Income
I write. I also need to focus on other skills. Because if I do that then it would add up in my income. Freelancing is a bit difficult. You have to constantly chase the new clients and then wait for that income to pile up.
I have to think of a good skill to work on. Once that is done I can think of doing a good freelance income on the side. So hopefully that approach helps me out as well. Let's see how that would go for me.
What's your opinion?
I have a lot of issues in front of me as far as finance is concerned. So I am going to work on things from this point onwards. But you never know what could happen as I go ahead slow and steady.
What's your opinion and experience on this?
7 Things I Have Given Up with Time
Time catches us all. There is nothing new that can happen in life unless we live our life in right time. Things we have to give up in order to live better life. Some of the time we have to make those choices in order to live better life.
I have given up many things in order to live better life. Some of those things I have decided to do because they were affecting my health. Some I decided to give up because the age is catching up with me.
If you are slowly ageing towards 40. There are things that you have to give up and that may happen to you eventually. You can't change things from this in your life but you have to take some choices in order to move ahead.
Here are some of the things that I have given up, do let me know if you have experienced something like this.
Coffee & Tea
I have yet to given up tea completely. But every day I take the green tea which is not really the typical tea. So the British tea is what I have given up. I did this for many reasons for both health and also for sugar consumption reasons.
Coffee is another thing that I have given up, why? Because coffee is going to hurt you long term. You have to choose to let go of the coffee as early as possible in order to move ahead with the life choices.
Anime & Movie Binge Watching
I used to binge watch movies at work, at home and even while going outside through metro. So that has caused me a lot of disconnect from the real life. I had that habit because I was kind of running a way from the life.
So I decided to replace this hobby by doing the work where I get to talk to people. This is one of the ways the movie binge watching can be easily done as well. I guess we learn from our experience in this context.
Arguments with Family
My family is controlling and they can be pretty rigid. Especially my father who kind of put us in strict life to such an extent that it caused me alot of mental issues. I had to move away from them to work in another city for some breathing space.
I don't know if family can fix things but some of the time taking some space away from them can be a good for your health and the mind too. So I plan to keep things this way for my mental health.
Junk Food
I decided to avoid junk food for 6 days and then only add it for the sunday. Why? because I had detected the sugar and also had the blood pressure. I am doing this because that would be something good for my health to do some junkfood fasting.
You can also do intermittent fasting in order to get over this bad habit. This may take some months or years but over a period of time this would make you health.
Being Helpless and Expecting God to Help
I am a partial believer in god and I used to be expecting the god to help me in bad days. but I realized it was me who is the powerful and need to do something on my own. God is just a compass to guide and navigate to positive.
So the things are changed and I am going to be taking things more strongly to make myself more strong along the way. No more being helpless person any more.
Spending Money on Food & Useless Things
I had this habit of ordering things online all day. And that kind of made me spend more money. Which kind of caused a lot of issues too. I had to think of the useful things on which to spend my money.
I have now stopped spending my money on the useless things. I decided to spend it on good things. This way I hope that I can have a good control over my finances.
Think about Future and Staying in Anxiety
I used to think about what will happen in future from now on. And that has caused a lot of anxiety for me. I decided to think of the present and live for a moment. This way I am going to take care of my health and also move ahead for the life.
I don't know if life is going to get any better. But we have to work towards a better future based on what we can do and then work towards better. Lets stop thinking about future and think of now.
What about you?
Have you given up few things with time? What have you changed so far about your life in general? What changes have you made in your life along the way?
Why I decided to Become Food Delivery Gal in 30s
Time flies. Time takes away a lot of things from you while you are planning your future. And then you realize that you wasted a lot of time and you have not alot in your hands.
Something like that happened to me too. I am unmarried. I do work on day job and now I am in 30s. I realized a lot of things from life would be going away from me from this point onwards.
This kind of made me choose to go out of my comfort zone and change my experience for something different. I decided to become a delivery gal for the *FoodPanda*. I want to explore further.
I am doing this for both going out of my comfort zone, money and also having some socializing along the way.
Socializing vs Desk Job
Desk jobs pay more. Like they are being done for your brain. So some of the time you have to do the jobs for your physical health. So you get to socialize and also have a good health along the way.
Desk jobs in IT pay good but they can't help you with health. They take away your health a lot. So you choose to improve your health by taking some risk with your physical body and do some delivery or physical jobs for your own self.
Side Income
You may feel like why do income chase if you already have a job? Because the job may pay my bills and also have a good life with the side income coming in. Lot of side hustles give you more benefits as you keep adding the benefits of socializing and also other things that could open up.
Side income also adds up the experience in your life in general. So if you do side income jobs like delivery then you can make a good money along the way. It would do good for your health.
Movement before Getting Old
You have to do movement to feel healthy. When you go out and try to do some activity like walking and going out you are going to have a good healthy body. But as you get older the lack of movement would kill you slowly.
In that context going old can go against you if you are in the desk job. So I decided to pick the delivery job so that I can have some movement with my life in general. That is what I would say can be done in case of this job.
Experience
I have a lot of experience as a desk job person working for IT company. I still do work for 6 hours with a company. I get paid good though the social and the going out part is excluded. The work with desk is hectic. So does the work with delivery.
The thing however is that you have specific targets to achieve and get paid while being outside the home. So that experience would add up and helps you along the way. In that context I'd say it's a good start of changing life in that regard.
What's your opinion?
I feel the food delivery jobs would be a good for you regardless of age if you can do it. You can go out and meet people and also this would be a good for your health in general. Some of the times that approach helps a lot with change in general..
What is your opinion?
What is Writers Morning Routine
There are two types of writers out there. One who write in the morning and then there are those who stay up all night churning out content.
This type of routine is pretty common among the writers who live on the extreme life. Some of them prefer this sort of the lifestyle while some others can churn out content at any random time of the day.
I am one of those writer who writes a lot of content in the morning. I just happen to get asleep early. But as the time went on, I realize the value of the writing content in advanced.
So this post is about my morning routine where I choose to spend it more productively on getting things ready.
I met a lot of good authors on the twitter who managed to post about the content writers morning routine. Some of the interesting influential people that I kept tab on are talking about it like below tweet.
Wake Up Early & Start Movement
When you wake up early and start to make movement, things also start going ahead with your health. Make sure to burn some calories. If not start meditating. This would be good for both mind and body.
Having done some exercise can be more beneficial. But it all depends on your health. How much you can take it and what you can do with both meditation and exercise.
Get up and do the chores if you can't get yourself to do chores. This would make things easier for you to help yourself with the mind and overall rest of the day's routine.
Write the Outline in Advance
I make sure to write the headlines ahead of time. I then go on adding the content later. As I remember, that would help me write in batches and helps a lot create content in advance.
Make sure to write and create drafts for your content. This would be a good direction for your content ideas too. Like you get the ideas, make sure to have them in headlines and then expand further.
You can also save time on content when you outline in advance and expand later as you have some time to write. This can be done then in small breaks too. Lot of people do that and it helps them with routine.
Schedule and Batch Content
You scheduling the content helps you get the content posted on time. Though not all sites have the scheduler. What you can do is write content in the draft and then take it out and post as needed.
You can also do this in small batches. This would help you get the content done in short slices. Which can later become big if all of that content is connected and start to post as it arrives.
You may find that this routine if you adopt would help you with the content on any site for long duration. You would be able to do a lot of content done and people also appreciate you posting regularly.
What's your experience?
I think a lot of my friends here on noise and readcash do something similar. This surely helps them get the content out and also get to live the life they want. Start doing similar strategies and find out how this would help your content writing routine.
What's your experience?
Fate of Working Harder but Earning Slower in Life
I remember during the college and the university time, I used to watch a lot of people in their life working hard all the time. Like spending whole day to do chores that would be paying them very little.
Some of the people who are out there spending entire day out there. And they barely make a living out of the same. And not just that they are kind of not able to enjoy the real life in the due process.
This happens to most of us out there who work hard yet we don't earn good enough. We tend to be miserable due to working too hard yet not able to enjoy the life along the way and losing things.
So let's talk about the life when the fate of working harder but earning slower is going to affect us there.
Working Harder but No opportunity
You may work on some of the skills and the jobs where you are working harder but there does not seem to be any opportunity in hand. You have to work so that the opportunity lands for you.
This may mean that working harder and choosing the wrong direction is kind of a bad deal for you. Make sure to choose what you can do easier and then slowly build on that. That is possible if you have a good mindset.
Opportunity comes in if there are things that you need to do that you are doing in the due process. That is how I have managed myself in most of the hurdles and it just worked out for me eventually.
Working Harder for Low Pay
You pick up jobs that pay like 2 dollar for day or so. That would not help you much for the rest of the month. In that case you have to deal with a lot of things in such a way that you are doing work on higher pay points.
I have worked on many content writing jobs for like a dollar. And that has resulted in no result. So I kind of worked on my skills and pushed forward. But growth becomes slow if you choose to work on low pay.
Make sure to have your priorities straight when you want to work a bit harder and getting low pay. Make sure to work on the price that is justified for your hard work. That is really important thing.
Working Harder and losing Money for Family & Life
Family some of the time makes you pay for things that you don't want to. Like siblings, kids, husband, wife, parents are going to come in your way. You would be forced to spend on things that would make you work a bit harder.
Losing money in the family and life in general is going to happen and there does not seem to be any way that can be avoided. So the growth on that note is going to be very slow as well.
One person can bypass this by educating the family along the way. But there is simply no way this can be dealt with if life is a bit having a lot of issues there. So we do what we can and keep the rest on the shoulders of god.
Working Harder but No future
I remember working online on many places and not able to see future. Like some jobs were one-shot. You do them today and gone. You will also find the short term work that has no future after 1 year.
So when you are working harder there seems to be no future for many jobs. And you have no options on those. You just do it because you have no other way to deal with those things.
You have to also think of working harder when you are saving money but there does not seem to be any good future along the way. So you do what you can and move ahead based on those actions.
What do you think?
Life is not same for all. And we are going to be pretty slow on many points in life. We have to be very punctual with things around us. So if we choose not to go in that direction things just don't work out there.
What's your opinion on this so far?
How to Invest in Crypto if My Income Is Stable
We all reach the point of stability at some point in our life and so the income seems to be a part of our growth after some time. And in that case we have to think of our investments wisely.
If you have unstable income then rely on online earnings from say noise or read or other sources to invest into crypto. But that's not a part of discussion right now. We are focusing on pure sources where we are trying to invest based on stable income.
So this article is about learning how to invest if your income is stable and you want to invest with future as your context. That would give you an idea and give you the right direction.
Invest into Giants - Bitcoin and Ethereum
Most of the people waste their money into the altcoins. Though altcoins are good and some of the time they can give you profit. But the market that moves is based on the giants. And most of the giants in the market are bitcoin and Ethereum.
So if you choose to invest into these two you are in much better control of your life in general. Because here the investment into these two would allow you to be financial independent. That's what you should consider too.
I have realized that other crypto which are in alt needs to be converted into the bitcoin and Ethereum if you want to save for the future. In fact I am in the process of doing the same.
Invest into Staking and staked products (decentralized)
A lot of people want hands off investment. So the bank like product in crypto is called delegation or staking. You are going to delegate your crypto resource to some other party who can offer you some returns there.
Make sure those staked products are decentralized. And some of the times that decentralization is going to add some value to your overall portfolio. I have realized that this is like stock dividend type of the investment option.
Another benefit is that you can choose how much, how long and how to do this. Where you get to control things if the source is decentralized. I feel that is a good option to look over in that context.
Invest some into stable coin
I know you could be asking me that is one of the worst advice since Luna. But hear me out. Most of the stable coins are getting the attack. I am sure that in near future they are going to make the peg strong to the USD or any other forex pair.
Some of those people who are planning on investing into the stablecoin can consider this as a long term investment. I feel that those who do they can realize how much of their investment can pay off.
If you can get the stablecoin to work for you, there is a good return for your money too. Because if you live in Asia the USD pair change would work good for you with FIAT money.
Invest into Blockchain Game and Metaverse
Blockchain games are hot right now. They can earn you good income even if you just write content about them. Metaverse tokens too can pay good dividend if invested into the right assets. but make sure to do this carefully.
Metaverse may not be for all. As you are required to have some sort of the interest into this as without interest there is not going to be any action and change for you as an investor. Like you don't know splinterlands, what's the point in investment?
I realized that investing into the blockchain game and metaverse wont be easy. Some of the people need to learn that first and then invest. That's how it works most of the time for most of the investments in crypto.
What do you think it?
I feel for the newbies and the crypto investors, it can be a good phase to investment but it takes time so don't expect overnight riches.
What do you think?
New to Crypto, Here's what to Do
We are all new in this age of the crypto. We are learning as the changes take place. We don't know what is possible with the crypto. So we do what we can in order to move ahead with our efforts.
Some of the time we have to take help of others. And we also have to weed out from the bad advice. We have to learn to see what is selfish advice and what are some of the wrong things that could happen with our life in general.
Another thing is that with crypto being new we have to get used to rug pull, scam tokens and also the decent projects that thrive over a period of time. That is what we learn from our experience.
So this article, I wish to write I want to make sure that I learn some good tips and tricks from the cryptoverse and then pass them back to you guys. So here are some of my advice in this space.
Get a wallet, Find Some Coins
Every cryptocurrency has an address on which the money can be sent. And the thing is that you would need a wallet which would be able to read from those address. And also the address can be sent, accepted etc.
You can make use of the Bitcoin, Ethereum and all of them require the wallet. Some of the time such coins are cheaper based on the market price. You can get a wallet and also have the coins stored into it as well.
You can use the popular wallets like binance, trustwallet, exodus and the atomic wallet. All of them are easy to use and also does not take much of a learning curve.
Write about Crypto and Your Life
I write about personal finance and often my goals of the life. That is done to help me have a focus for the life in general. If you are going to be a writer who earns the crypto from the noise and read, you have to write too.
You can write personal or professional depends on how others would find your content useful. I find it interesting to write on the off topics too. But it all requires some friends to give out attention to you.
Find Investment Tokens
I have a lot of tokens being invested into. Like on Hive, I am using the investment so that I can earn some passive income out of those tokens. Some of the time those type of the tokens can earn you a good income.
Like tokens like - Cublife, EDS, BRO, INDEX and LBI are some of the good tokens on the Hive. You can also invest in other tokens. I am just giving an example, you can choose what works for you.
Trade Crypto with Real world Cash, Items etc.
Most beneficial use of the crypto is making use of it in the real life. That is going to be helping with the currency usage. Some of the time making use of the real world cash needs to be replaced with the crypto for now. You can trade for FIAT that is one can think of as well.
You can buy items in the marketplace using the crypto. Which is what most of the people are going to do these days which would help financially too. I realized that those who are planning on trading the crypto this way can be on strong side. So if you are new learn to use it.
Ignore the wrong advice
Some people will tell you to HODL forever. Some people tell you to take out profit on regular basis. Which advice to listen to? You have to make the call based on your current condition. You have to learn to avoid the wrong in life.
Some of the time wrong and right is kind of mixed with each other. And that means it would take like forever for that sort of advice to work in your favor. It does take some time for that advice to improve though.
Make sure to ***ignore the advice of any so called elite that tells you to only HODL or only invest in coins that go to the moon***. There is no such thing like that. Do what is right for you. You have to learn to ignore others.
What's your opinion?
Are you new to crypto or learning and no longer a newbie? You would learn a lot from reading the content of other people. Some of the time it would take time for you to understand those concepts.
*How is your experience in this space? What have you learned so far?*
Content Creator Mindset - Making Money with Content
We all are content creators on readcash, hive, steem and other places. We write and we make money. Our whole and sole focus of the content creation is getting compensated for what we want to do in our life.
Some of the time earning money requires some changes in the mindset. You get better if your mindset is a good thing in the head. Some of the time the mindset alone can get you out of the financial issues.
So I am going to explain to you how some of the mindset changes you can make for the content creation lifestyle. And how you can turn that into the money making that is what would help.
Do check the below post and let me know if you have tried your hands on such mindset shift like this?
Create Content. Every day. Be Consistent.
In order to become a content writer you have to write. You have to keep writing until you get burned out. Sadly that is the reality of the writers. But the thing is if you can write in advanced and have it as a draft, then you win some.
You have to be consistent by writing regularly. When we do write regularly, we can have something to post on online. And there would be people to read and engage with us in the due time.
Being consistent means you are just writing the content and then scheduling the content in the form of the content scheduler and draft. Something I realized that is every content creator would be using.
Curate. Engage. Influence.
When you are part of the communities then they are going to be looking at your content and you have to do with theirs too. Some of the time that is a part of the process but you have to go on with that.
Engage with people. Maybe 2 or 3 at a time. And slowly increase that amount. This way you would form an influence too. it would also meant that building the engagement would get you to thrive.
Influence other people and they would help you go ahead. Some of the time that in itself is a good thing that would be happening in your life. I have realized that this is a good progress for your content creation mindset.
Automate. Outsource. Earn Back Time.
You can't write like 25 year old in your 50. You have to outsource at some point. Just do the work initially. Once the money starts coming in, make sure to move ahead and let the money flow there.
Automate if possible. Like tweet, pinterest, youtube, make sure to schedule and auto post those things. This would give you some of the time back to live the real life. That would be a good option.
In case of the earning time back, you have to also need to hire other people in near future. You can try to think of the things as if you are going to delegate things and earn some life back :)
Less Expectations.
Life is often the randomness. We don't know if there is going to be good days or bad days. And that often is a good thing. If things start to happen the way we are thinking that would be a bad thing.
We have to think from the less expectations side. Some of the time that in itself can be a good thing. You have to think of the work and life from the side of the less expectations. Those things you should know.
I realize the facts that life requires more randomness for feeling good about things. That is what is going to help you in life in general. So think about it from that context and move ahead in life.
What do you think?
I feel that mindset changes us. Nothing other than mindset has the power to change us. So we have think in terms of the mindset shift. That is what leads to some of the solutions of the life.
So in that context, what do you think? Do you see the growth with mindset shift?
Making Money, It's Not A Job, It's An Adventure...
If only we can get rich in one day, if only we can marry in one day, if only things would improve in our lives. If only.. but life always has other plans in our life.
Life is an adventure, some of the time that adventure is not going to happen in day one. You have to take the steps and things just don't improve, they happen when they are meant to.
Same with making money. You have to work hard and then take break and then treat it as a job and then treat this entire like an adventure. That's what life is about and that's what we should think for making money and living the adventure.
Write Once. Distribute Everywhere!
I make sure to write in one place. And let that content have some open ends. Like say this post, I can make some versions of the post which would be possible to post on other sites. And I can even link each of them there.
This way the 'write once and distribute everywhere is going to work. Some of the time that sort of the approach is going to help you in the context of the distribution of the content properly in the places.
So make sure to write in more than one place and then link those content through links. This would keep you engaged to some things out there. But overall that would also help from the content portfolio side.
You Fail, Still You Keep Going..
You may not become rich or even earn those dollars from day one. Very few lucky people through genes and the mindset get wealthy overnight. Some of the time when you do something about the hustle, you start to see the results.
You have to keep adding the content. And when you do that works out in the context of the process you have to keep things in flow. If you avoid that then things would be difficult on that front.
So make sure to fail, get up and then keep going. Success would then also becomes part of this process. You would not take failure to the heart and the success to the head. That's what how things should be.
You Win, Still You Keep Going..
You may notice that from previous point that you have to keep things in the process and not take them to heart or head. You may do this only when you learn to keep things going. So make sure to work on that front.
Some of the time when you win, you have to learn to keep things going. That is how the life is going to be in the good process long term. Process is what keeps the winning taste and the failures intensity to the minimum.
So you may have to keep going even if you win todays win. And then you have to keep trying on your efforts to see if things roll the right way for you. That's what I have realized from experience too.
If it affects health and mind, you Pause.
Now working all the time. And then getting less sleep. Also not able to understand the time where you are supposed to pause more. You have to think of things from the health perspective.
You have to keep things in mind where you pausing your way down helps alot of your growth too. I make sure to take pause when I write like 2 articles a day. This always works out for me.
But you never know when you need that rest. Because doing things once a day is often not the right way to handle the issues with the life. You have to learn to build on that break by taking daily pause.
What do you think?
I think some of the times we have to make changes to our mindset and the routine that we followed to get here. So that could change a lot of things.
What do you think?
Year 2022 End Goals & Action Plan
We are in the 8th month of 2022. I have some goals which I kept pending for years. I am going to achieve them from this point onwards. Some of the goals and the things that I have kept pending for years need to be chased now.
I wanted to make this post after achievement of those things. But as they say some of the times you have to achieve the goals while talking about them. So let's take a look at some of the goals now.
How am I going to achieve those goals? What are the things that would be helping me achieve those goals? Here are some of the portfolio of coins that would be helping me reach that.
Hive Dollar
Bitcoin Cash
Binance USD
If you happen to share the same goals like me then do let me know your progress and the comments about the post.
Washing Machine
I have one of the model in my mind. But I have not purchased it yet. I need to get one of the model for myself because this way I can have clothes properly cleaned and it'd be easier for me to use with the laundry.
I know I am taking the washing machine too late in life. I just needed money to reach this position so I am going after my dreams and things would be changed from this point onwards.
I feel the washing machine is one of the items that I need badly, so this year that is going to happen on any good day which may be something I need to plan out too with funds.
Fridge.
I used the fridge of my parents for years. I never got one for myself. I need to think selfishly from this point onwards. And that hopefully would take care of my food issues. That I often go outside for hunting.
So hopefully that part is changing soon. I also think that I would be eating more healthy if things work out from the fridge side because keeping food safe and clean through the fridge would be something I need to do.
So let's hope that I can get this fridge for myself. And I can reach the goal of buying that machine for my usages. It's kind of a bit financial load from this point onwards but let's say how that goes.
Dividend Stocks and Mutual Funds
I need to generate the revenue enough for the 1000 bucks worth of the value out of the stocks combined. I hope this would take a bit of time but eventually that goal is going to be achieved in time soon.
I also think that mutual funds like INDEX funds and the Equity based funds are going to be getting some good results if I could invest regularly there. I know it would take year end to reach this goal but let's see.
I also need to find out if the process of the funds investment in an automated way when my bank account reaches specific amount. If things work on that part. That would be something I wish to do soon.
5 BCH & 100 USD worth Hive Dollar
My goal is to reach the 5 BCH by the end of the September is in the cards. I have to think and plan accordingly. I have to also get the 100 USD properly planned by the end of the year. I am yet to save more.
As of now I have put around 30 USD worth of the Hive dollar into the savings. I feel like the goal so far has ben pretty difficult going on. I need to form an opinion and be strong with my goals there.
I have lot of my dreams and goals pending for a long time. I need to find out if I can get the portfolio goals properly done. If that works out then I suppose life is back on track.
What's your end of the year goal in the pipeline?
I think this year was kind of a hustle and a lot of things didn't worked out as I thought it would work out. But I guess I have to keep going and working from what are some of the things that are going on.
What's your end of the year goal going on?
When Things Start Crashing, Keep Going Stay Strong
A lot of times life just starts crashing and we don't know what is going on. Some of the time we have to learn to adjust with the flow and some of the time we have to continue to go strong.
Most of the people out there know that going strong is not going to happen overnight. And we have to learn to accept the issues that we have in our life, so we have to understand how things work on that front.
Now comes the mindset part. *Like what to think when we try to solve some of our problems and what we need to get into the direction in order to move ahead. Something we have to plan properly.*
So the intention behind this article is that I am learning to stand up and get into the zone of the building my life on the order. So I am going to share my views and the experience on this front.
You Hit Some, You get Hit Back
Life does not give you same days. And you have to learn to bounce back. So you have to learn to hit some punches and also learn to get back some of them as well. So in that context you have to take life as is.
Make sure to understand not every day is going to be a happy day. Some days you would struggle and some days you are going to get upset with the way life is going on as of now.
That in itself is going to show you how to get back in the order. Some of the time you have to take punch and also hit back as the life gives you chance. That's what matters in our life as well.
You Find the Winner, You Stick with It
When life tells you that this is the place to make money, you listen to that and avoid struggling further. You have to keep building forward and take that as a winner. Instead of doing the criticism.
Most of the time we doubt our own life and the structure so much so that we don't know how to stick with the right set of the things. So avoid self doubting and also avoid doubting the universe.
In that context I'd say that stick to the winner. Find out what makes you money and keep making money in that direction. That is what is going to get you in the right set of the mindset.
You Adjust as Required with Change
Change is the constant. Nothing is over the change. Time has the biggest thing on this planet or universe for that matter. Things keep on changing and you have to let those things change as well.
Make sure to constantly make changes as required by your life. Some of those changes in life are going to change a lot of your life. And that is what you have to take as an anchor to move forward.
You can also do the small changes because those are the changes that work. Like one change at a time is what works for most of the people. You do one change and then things start moving as well.
Every Bad Phase Ends, You Plan for Good
Life does not keep you where you are unless you choose to end that bad phase. You have to learn to plan for something good in your life. You have to learn to realize the fact that planning for good is where we are going to move ahead in life.
Some of the time bad phase is going to get the worst of your life. And the thing is that bad phase requires you to focus on the change. That change you have to give it to that phase in order to move ahead.
You plan for some change. Do some good actions and then take things one day at a time. That slowly would change your life. That is what matters at the end as well. So work on that.
What do you think?
I feel that a lot of times we have to learn from experience of other people. I am sure you have learned few things from my experience and that have started you to think on the thing as well.
Let me know your views :)
How to Save Money - 10 Simple Tips
Everybody tells you to save money. But nobody tells you how and what should be the direction. I thought I should come up with that content and share with you guys. I am sure this would be a good thing for making and saving money.
Some of the time when it comes to making money, you have limited time and options. And saving money means taking some risk and building based on that risk. Some of the time finding ways to save is a good thing.
This post is about some of the tips that you can use in your everyday life. I have made those tips can be useful for you if you learn to handle the finance and the mental pressure.
Take a look at some of the tips below and check out if you can make use of these tips for your life in general.
1. Save 10% for retirement from Salary
I think if you start investing 10 percent of your income into something that would come out to be a good option for you for long term investments. And that is also a good thing on the retirement side. I guess if we do this the right way it can help us all out the right way.
In short save now, so that you don't have to rush for the cash and retirement later.
2. Invest 10% into Mutual Funds
I have been investing into the mutual funds and that has kind of helped me on the safety side. Some of the time you may find the balance going down. But if the investment done with the right number it can save you a good amount there.
3. Buy discounted Items from Online Stores
I usually buy the items like say books, cleaning items on the discounted store. And I can get them for the cheaper price. You can also find some of such items at the cheaper price. In general you can find them in stores which have them in the bulk, so worth exploring.
4. Invest into Cryptocurrency
Now this may not save the money directly. But during the bad times think of this as an emergency. You can save into the BTC and the Ethereum and in bad times that can be sold for the profit. Something to be done.
You may have to take advice of experts and choose your coins wisely as well.
5. Use Generic Medicine & Grocery Items
A lot of branded medicines are expensive and the doctors who suggest them are also doing this to earn the commission. And so it's reasonable to go for the generic health shops. It is something I am aiming for as well.
Grocery too can be found from the generic view as well. It's something that I have realized that can save money for those who are trying a bit harder on that count.
6. Use Electronic Vehicle to Save on Fuel
I know not everyone in every part of the world can have the electricity and they are kind of forced to use the fuel. So the EV is going to be a good option in near future. I know a lot of people are already switching to the same.
In terms of the power, I feel that a lot of vehicles are going to be costing you, but the EV has a lot of benefits, from the environment and other side as well. So worth checking out as well.
7. Get Insurance Early in Life
I think if you take insurance early in life for some specific years that insurance stays valid. If you instead take the insurance later in life that could cost you a lot of money as well. That's what you should watch out.
You have to make sure that you take insurance at the right time of your life. That kind of helps you out with the insurance later and also health-wise in general.
8. Eat at home before going to Mall
A lot of kids ask for food from the mall. Same goes for the adults. They tend to eat at mall and have an experience where they end up spending more. So it's reasonable to eat at home and have a stomach full before going to mall.
This helps on saving money that you burn up at the mall. And another thing is that overall you have a good experience with the time spent walking and seeing all the new things as well. That's what malls are for there.
9. Reduce Subscriptions
Netflix, amazon and others all have a cost for you to pay. In case of the Netflix you are going to be suffering a lot. You have to reduce the cost of the subscription and make sure to avoid it.
A lot of people use torrent, which is illegal but saves your time and money. It is reasonable to make use of the simple and free content if you want to save on money. But at the end it's your choice.
10. Spend time in DIY
If you buy something already made, you are going to have to pay for the same. When you are spending the time doing those things, you are going to save on money. And in turn the time spent doing those things can be a good experience.
Some of the time that may not be good thing for all. As some have limited physical abilities. And so DIY is a good option for specific set of the people and also it can save money and safe from creative side.
What do you think?
These are some of the tips, I am sure even you know in your everyday life. It helps that way if you learn to balance finance using these tips.
Let me know what do you think :)
Be a Content Creator, Make Money
These days getting a good job is not an easy thing. You get education but you have n assurance of the good job. You have to find out something for yourself so that you can get a steady paycheck.
Again some jobs can pay you in your 20s or 30s but as you go towards 40s that is going to be costing you some really big cost in your life. Which is what most of the people need to watch out with.
I have been struggling with the making money online. I feel now slowly moving towards the content creation is one of the ways I can fix my life. It is getting a bit easier as I write online and earn some rewards.
Though the income from content creation is not good enough like the jobs are but we can make money and keep our life a bit consistent over a period of time. So here are some of the things that you can do to make money.
Do let me know your views after reading the below points which could help you in that context.
Earn Tokens, Crypto Cash
When you write for the content platforms like Steem, hive, pub0x and read, you have to write the content, this earns you rewards. It can be from a bot or maybe other people liking your content.
You have to focus on content, so that you can have some traffic and also influence over others. Which in turn would add up on your capacity to earn more. It takes time to build this but in due time it does happen.
Some of the time earning tokens and then withdrawing that as a cash is not an easy thing. You have to pick a niche too, like I write on personal finance but all of that works at the end as well.
Build Portfolio
You have to also build a portfolio. Being on one site alone wont help you. Instead it would be useful for your earning capacity. Some of the time that can help with the portfolio of the content and the value that people pay you.
You start making big pillar articles on one site. Then link them from other sites where you are sending it as a traffic. And keep doing this in loop with multiple sites. This is what I do on read, noise, pub0x and other sites.
It builds up an influence over people and also you learn how to build on the money and the influence in general. Some of the time it can be pretty good for the income and also it can help get some people as a friends and followers.
Clean Your Head by Writing Your Thoughts
You may be feeling good about something, write about it and it would help you clean your head with the excitement and get normal. You may be feeling depressed and then you can write about it and get it off head.
Some of the time doing this sort of the thing is like therapy for you. Life becomes lot better when you are writing your thoughts and make the life choices easier for yourself.
Another thing that I have learned from experience is that when you clean your head you open your head to move ahead in life. That is a good source of movement of thoughts and also would help from the growth side.
Increase Confidence, New Opportunities
You write. You become more confident. You get more stronger as the new opportunities come your way. This makes things a bit easier on the money side. Some of the time that is what we need as well.
You get new options in life and that means you can have more control over the life as well. Some of the time having this control over the life is what we need and we have to build on those opportunities.
When you want to get more opportunities, you have to build on those things which can take you there. You have to think of the new confident things that we have in our life some of the times that is what I have noticed.
What do you think?
I feel content creator work can make anyone good with the money and also it can improve the life if done the right way. It just requires a bit of work and you have to get things started early in order to get the benefits later in life.
What's your experience so far?
July 2022 - Crypto Progress Report
July was the fastest month for me in terms of learning, working and also the other points with the life. I realized that crypto progress was kind of slow this month but other things were going good.
Another thing that I have done is learning to drive the motor vehicle in my mid 30s. So that's another progress and sort of an achievement you can say. We are going to be on that journey now.
I have made some good progress on small things that I am trying to learn and enjoy the life with as well. Some of the time that in itself can be a good thing if you ask me as it gives me some progress.
Bitcoin Cash (Read.cash and Noise.cash)
My only source for the Bitcoin Cash these days is the read.cash and the noise.cash. So the other sources are not in the discussion for conversion to BCH. So we will get to that once the BCH price improves. Here's the months progress.
As you can see the noisecash is going down each day and the readcash too has been missing the rusty. So the things are going a bit slow on that point. Not a good month for earning from writing and engaging.
Pub0x
So I am not really writing there but doing the slider chores every day. And selecting those articles which are giving a good returns too. I think my earning may not be the most favorable side but they can accumulate to something good for now.
I feel that such site can give you a good steady income. And if you do things right it can be pretty good on the earnings scale. But not a strong writer to handle that site so maybe I have to keep going slow.
Hive
Now this is where I write on every 2 day basis. So this is not the most consistent growth there. But people don't even view my content if I choose to post daily. So I had to choose the 2 day routine. Which is fine by me.
As you can see the progress is pretty slow. And it would take me few more months to even reach the 500 HP of my account power. Some of the time that is what going to make things a bit difficult.
Stress, Hustle and Next few Months
I just moved to another apartment. I feel a bit more stressed. I have 2 exams this month and hopefully I get to do things properly and pass the exam too. I don't know where the life is going from this point onwards. Some of the time things just don't get the idea of the wind that changes our life.
That being said, things are not going good. It's kind of my issue, I give good to the world and all things come back in a negative way. I hope if I don't do good god at least let me go.
Play to Earn - Short Term Or Sustainable Career
Splinterlands and the Axie infinity has made a lot of people some money. Some managed to come out of the poverty. Some got an option to do something and got some funds in the hands on the top of their day job.
Some of the people continued playing game, joined guilds and also done the work of the scholar and mentor in the discord. However as the time went ahead and the crypto winter started peeking it's head, it went down.
A lot of people thought they could leave the job and also retire based on the crypto income. And they continued holding those tokens. And then suddenly the global recession and also the market turned down.
So what made me think that it is short term only and not sustainable? What is my issue with the play to earn for a long term career?
Limited Earning Window
Play to earn games have a phase. Like the phase where they are new. You can also find new people adding the cashflow. And some of the time that window is slow then it takes time.
So you may have to think of the limiting earning during the setup to the growth. And once you see the market is in demand for this game, that is when you make the exit. Some of the time that is how the limited earning works out.
In case if you want to do some consistent earning, you can get into content creation, mentoring etc. But being a player and getting the nausea while spending the time is going to be working against you. It's a limited earning window for a game.
Nausea, Health Issues, Depression
Playing game for entire day and night and then doing this routine for months. How much do you think that would be sustainable? You have to think of the health too. Like spending hours and not moving? That's bad for health.
You can also get health issues like weight gain and then diabetes. Some of the time such type of the health issues can be pretty bad for your health. So make sure to think of the proper health routine.
When you lose, not make much money online and the real world issues of the life comes into your life, that would lead to the depression. Some of the time that is what would affect you the most as well. So think about that too.
HODL punishments
A lot of people in the play to earn continue to hold the tokens in hand. And that makes it hard for them to anticipate when to sell. Which is kind of like punishment for holding the asset.
When you hold and when to sell is some of the timing for the game. Because you never know the timing. Something a lot of people need to think through in order to get over the HODL issues they face.
When you HODL for some time you realize how much you have missed the life. And that is kind of a punishment of small time. So think about all of those small things when you plan to sell tokens, NFTs that could help you in general.
Exit Timings
Every game has a golden period after which it starts to decline. No amount of new players would keep the game going in reality. The game just loses the developers and the investor interest. So the exit matters.
You have to understand that exit timing for the content creation, players and also the game developers need to be thought about. Because nothing lives forever or stay alive forever.
You can think of the exit timing for the game and also the gaming phase. Because gamers too get bored after some of the time. So you may want to plan that when you choose investment.
What do you think?
I feel the play to earn games are good for short term. And if you want to earn some consistent income and set yourself for the long term that would be something you would do but it's not something you plan or should think with serious long term.
What's your opinion?
Managing People the Right Way
We all meet new and old people. Managing them is one of the ways we can move ahead in our life. Some of the time managing them the fair way we can get hold of our life in general.
When we manage people better, we can get them to work for us. And that in due process would help out with being rich or getting our income streams in the direction. Something a lot of people learn late in life.
So when you choose to do the management of people the right way things can help you on the personal and professional skills. All of this in short comes with some experience and time, that we can see in due time.
Let's take a look at some of the ways we can manage the people better. Do comment about it and let me know at the end of the article.
Connect People with People
When you want to manage people for some work. Or managing people at home, make sure you connect with them through mind and process. This is one of the ways you can get them to do your work.
A lot of times when you connect with people you have to learn how to manage the people and process. Something a lot of people don't pay much attention over. And that is done through interaction.
I'd say interaction, friendly attitude and also the mental shift is something a lot of people look at when it comes to the connection and management of the people. I would say that it's easier to work with people once you work like this.
Listen and Observe
When you don't understand people you don't make decisions. And you don't get the idea on managing the people. You have to listen to the people. You have to understand their side.
Something a lot of people don't do as a leader is that they don't observe the people who work for them. Something I think everyone needs to learn from as well. I have learned to both listen and observe.
Some of the time listening to people can get you an idea of the people. I think when you are observing you learn a lot of small details and the people management is going to be lot better.
Focus on Self Esteem
I feel the self esteem is another thing we can make use of other people when we want to get the most out of them. We can train them to do things and we learn to manage our self esteem easier that way.
I realized that a lot of people learn to do things. And they do it because they are confident and also self esteem is arranged for them through the process. So it all comes down to how you look at this and think through.
I personally think that those who are good with the self esteem try and understand the action side of the focus. Get people to focus on the goal and things would be lot easier too.
**Develop strengths**
You may find that those who are young that are not aware of their value. And they don't know unless someone finds some value in them and train them for some of the future that we are in search of as well.
In that context I'd say that developing the strength and also developing the routine is how most of the people work on the solutions. In general I feel that when you work on those things it gets easier that way.
You have to train people to find some value and strength in what they do. Some of the time that is something not easier to do with people. But it can be done. I guess we learn from them how strength can be utilized.
What do you think?
I feel that managing people is not an easy thing. One has to do many things to get people to do work for them. I learned this slow in my life.
What's your experience?
Bear Market Doesn't Always Mean.. Bad!
We have bear market going on. And we have nothing but bad things in mind. And some of the time the bear market is something we try to avoid. Because it goes very slow and you need a lot of patience.
For some of us the bear means different though. Like we get into the accumulation mode pretty strong. I have been accumulative multiple tokens and also thinking about holding them for some time.
So how I am working in the bear market time? What are some of the tokens into which I am investing? What are my plans from this point onwards? I am going to explain that part from this point onwards.
Take a look at the post below and you can follow my progress along. At the end you can even comment and let me know your views as well. :)
Bitcoin Cash Accumulation
BCH is where most of my investment is going on. Anything earned from the ***read.cash*** and the ***noise.cash*** has been going into this particular wallet. I spent a lot of money last few months.
And that spending has been done for some of the good reasons. I made some good investment and next year that is going to help me with the accumulation of the BCH in my wallet. I know that would be a good bucket for me.
But apart from that I feel we need to get regular FTs for earning bitcoin cash. Let's hope things get back on track and we get to reach our goals using bitcoin cash alone and everything ends well.
Splinterlands Card Renting
I played **Splinterlands** actively for a while. Then I started purchasing the cards. I kept those cards for the rent. And that was a good investment. Because now slowly the rent is coming up.
Though the earned rent is not a big amount. But if that continues to grow that would come out to be a good income. Some of the time such good income can be a good good start for my other future options.
In general some of such card renting type of the passive income is what we need in our life. Because we don't know where the card renting could turn out to be a good for say few more years down the line.
Hive Account Growth
My Hive earning is purely out of the alternative day posts on the Leofinance. By god's grace some people find my views good enough to read and also posting about the same. I feel that is a good thing for starters.
I have yet to get a lot of big numbers out if those big numbers get into the staking I can do the account growth. And if the hive account grows over a period of time. That would be a good improvement on my part.
I personally feel that Hive accounts are valuable. I don't know if those account values could add up on the side. This is a good thing for content writing work that I have been doing for a while now.
Pub0x Growth
This is one of the slow mover place for me. Like this place takes a lot of time to grow because I don't actively write there. I need to write daily and also get some slider votes for things to grow.
And apart from the day job, I don't have that much time for me for my growth. I have to think of the Pub0x lot differently than it is. So if things work out I can grow there and also make some progress on accumulating the Ethereum.
If Ethereum grows, I can buy a property and rent it out till my retirement. Something I have been planning for some time now. But not able to reach there for some time now. I guess Ethereum and Bitcoin are my only ticket to the exit.
What's your opinion on the Bear Market time?
I feel that bear market is all about building your current asset. And then trying to live the life. Because life is too short and we don't know where things would go from this point onwards.
What's your progress during these bear market time? Are you taking advantage of the bear market time?
Why You're Not Rich Yet
A lot of us are struggling and hustling in the crypto world regardless of our age. We have different reasons to earn money and invest it. And the fact remains.
****Not all of us are Rich.****
Instead we are kind of getting by. We are just moving from one goal to another with shift in our income. Which goes to show you that being consistent with earning money is not that easy.
For those who are trying really hard with income generation and working hard to make money, we have to find out the reasons why we are not happy yet or rich yet for that matter.
*So my approach is finding out what it takes to become rich and kind of financial independent with our money. This post basically serves an approach which we should take to become financially stable.*
Some of the reasons for you not being rich are as follows. I hope you find these reasons something to relate to and worth looking at.
You Don't Invest into Mutual Funds.
In order to invest long terms. You have an option of deposits and the mutual funds. If you select the deposits, they are going to earn you less. And with the changes in the financial years, the income would drop as well.
So having the mutual funds in hand in the portfolio is a good option. Like mutual funds with the goal of the 3 to 5 years span is a good option. This could even set you for life. That's what we want in life.
Some of the time having the investment into the mutual fund could get you the home and the retirement income that you expect long term. So make sure to start investing into the mutual fund and build on it.
You Don't Have Dividend Income.
I learned about this pretty late. Like in 30s. I wanted to save better at that time but instead I invested in the wrong things. I have to focus on changing this so that for the old age I can have some income in hands.
I am going to invest into the dividend based stocks. And that can be a good option there. Like each year you get some dividend income that can even pay your rent or even pay enough for few months.
So make sure to have some sort of the dividend income and start investing into that with some plan. This way you can have a good investment strategy that can even make you rich too.
You Don't Work Hard Enough.
Sometimes in order to reach some of the goals you have to work hard enough. And you have to make sure that hard working on that front, gives some results. you can do work on wrong things for years, but may not get result.
Like say writing on platform that does not earn anything, you are supposed to stop the working. When you start working with some plan. Your actions compound and slowly start to give some results.
When you are focusing on the results, you reach for the hard work there. Some of the time it can give you a good idea on how hard work can be a good thing for the progress. Like if you want to progress, work hard and smart.
You Don't Invest into Legit Crypto.
A lot of us invest into those dogecoin or clone coins like that. None of those coins add any form of the value. Instead those coins are going to be serving the temporary measure.
This also means that *****we don't have means to find out if the coin is legit or not*****. Some of the time that sort of the approach we have to find out if those coins are good or not and then consider investing.
Another thing is that you have to stick with the giants like bitcoin, Ethereum and bitcoin cash. These three are more than enough for you at the moment. You have ton just find the reliable giants like this.
What is your experience about this?
My experience says that combination of above things and the timing. That kind of shows you why you are not where you are supposed to be. So your experience matters a lot in this context. Share your views on this.
What's your experience says about this?
Creative Ways to Save Money
You can only make money in 24 hours. There comes a time you have to think of other ways to retain the money. Some people invest into return giving investments and some people give you ways to save money.
So you are going to think of ways to save it. Because more you save the more money you retain. The process would make it easier for you to be more creative in a context where things just slowly improve.
I personally have learned from the experience where the creative ways to saving has helped me some money. And that money I have later saved into other investment options.
So today in this article, I wish to come up some ways for you to save money.
*Do take a look at below options and let me know at the end if you have tried some of these methods to save money.*
Reduce Impulse Purchase
I have been getting those urges to have a apple laptop. It's been going on for years. I realize that buying it on impulse means I won't be able to buy other things. And also that item is not some item that is worth holding long term.
Some of the time having such type of the impulse purchase is not going to make things any easier. So one has to reduce the spending and focus on the things they need in their life. That's what the impulse purchase avoidance is about.
When you want to make such purchase. Just ask yourselves, it is worth it. Is it going to cost you a lot later? How else you can make things easier for yourself to buy and use? Ask more questions, if it is worth it then buy it.
More DIY, Less Outsource
I think outsourcing is where we spend most of the money as we grow older. Like we hire the maid. We make sure to buy things made by others. And slowly those things accumulate and we are forced to have those things.
When you learn to DIY, you have developed a creative mindset. You also avoid the impulse purchase. You reduce the churn that happens when you don't do anything in the life. So you choose to do on your own and reduce outsourcing.
Make sure to only outsource things which you literally can't do. And that is where the DIY mindset comes into the play. That is what I have learned from my experience so far. Otherwise it gets expensive.
Socialize during Anxiety, not Shop
I have this anxiety where I worry about the future. And when that happens, I make sure to subscribe to things online, shop, and spend money. Which is kind of bad way to cope up with the anxiety and the depression.
Make sure to have some people to talk to. And that would also improve your anxiety. Some of the time doing the socializing brings you more power. Some people just learn from the experience of not staying depressed by diverting the mind.
Make sure to have some connections to talk to. And make sure to have enough people where you can talk and have form of interactions. This way it can have you get out of most of the anxieties. That would help you with money saving too.
Eat at Home, Stay Healthy
When you eat more outside you are going to end up unhealthy. And that is not good for your health. Some of the time being healthy should be on your top list. And that would help with staying long term healthy.
Make sure to eat at home. Because you choose the ingredients. And it would help you with the healthy eating habits. Make sure to also do exercise this way, eating at home and making some movement helps.
When you do local things, your health improves and also you remain healthy in the long run too. I have realized that eating at home is always a good thing if you learn to do it the right way.
Track Budget, Save from Budget
When you have apps in the times like these. Making some budget and tracking becomes lot easier. You can easily see the transactions that happened digitally and making sure to do the local transactions kind of saves you easily.
Paying taxes also becomes lot easier. And people can easily track the taxes required by you to pay for things. This is one of those days which require you to have a budget. Make sure to have budget for small things.
When you start saving money after going through the budget. That in turn would help you with the money. And money is how we are going to keep ourselves balanced and in safe position.
What do you think?
If you can find ways to save money, saving the money into various forms of the investment methods would be pretty easy. So I have listed some of the ways to save and invest money.
What do you think of the creative ways to save your money?
Framework to Build Passive Income
When you want to build passive income. You need a lot of consistency. You have to build some of the items that could give you consistent output. So this in turn would build up a good income long term.
Some of the time the framework for such type of the passive income takes a while to establish and in the between you have to work on the things that would help your setup in short.
I'd say when you are trying to build the passive income streams, you have to think of the framework that has some sort of the leverage which a lot of people can't find in the jobs or when they are into active income.
The component here is passive which require some active efforts to build but later gives the passive output over a period of time. So do check out the framework to build the passive income.
Invest into Dividend Income Streams
Some of the time when you want to earn some consistent income the dividend stocks, dividend mutual funds are a good option. You can build a good set of the income through the dividend form of income stream.
Though it takes a lot of efforts for such type of the income to develop over a period of time. I would say those who want to build a good dividend income need to buy those assets over a period of time.
And in case of the dividend income the stream of income takes a bit of effort to establish. So on that note I suppose it takes some time as well. I realized that from experience that this sort of the income stream is a good option.
Invest into Crypto
When you want to take big income out of small investment. Then investing into the bear cycle of the crypto market is a good option. A lot of people got rich when the bitcoin price was under 1000 USD and now they can sell and exit too.
So the bear market is the time when the new coins can be purchased and you can make the exit over a period of time. And that is a good progress for anyone who wants to buy and sell during those cycles for market exit.
Crypto is a good source of income for many who wants to have a cyclical income. Like you earn through bear and bull cycle and profit from the same. You choose when to exit and when to enter the market.
Sell Products Online (Digital/Physical)
I am getting into this method for earning online. Like one of the popular method for the earning online is making some real products and selling them online. Take example of the products like say digital files, designs etc.
Those products can earn you a good income if you learn to sell them the right way. You can even set your own self through cycles of the sales if you manage it. That's what I have realized.
However getting initial sales takes forever. You can't make a lot of money out of the blue. This would require some effort there. You have to build on the portfolio of many products and let them stay for the income to work.
Renting out
I have yet to buy the property which can be rented. But if I could do that then I'd be renting out a lot of items and then make sure to earn from those. Because it can give you the passive income from renting the rooms.
When you try to rent out the things and try to set up a process it can earn you a good income. Some of the time that sort of the approach helps out with the setup. So make sure to rent things out and work on those things as well.
When you rent the property make sure to go through legal checks. That's what is going to make things a bit better. I realized that renting takes forever process just keep an eye on the legal checks.
Consulting (Time for Money)
I feel that this is one of the methods which are slow earners but those who need your services can get it and also that income can be consistent. Some of the times it is something you can rely upon for some regular work.
I feel it can also generate a good income if done the right way. Some of the time we have to get things right and that's what the consulting income is all about. Make sure to invest your funds and the mind into this the right way.
I don't know if this would be a good income during retirement but make sure to have it properly set up. So have it as a side hustle. I am sure you would do pretty good with it along the way.
What do you think?
I feel making some passive income takes effort and also a lot of time along the way. You have to start with something and build on those things. It would eventually give you some returns too.
What's your experience in this?
How to Deal with the Problem People
We all meet wrong people at some part of our life. And the thing is that dealing with various life issues becomes lot harder. Some of the time dealing with problem requires some focus.
And when we want to deal with problems we have to consider what we have and what we can do with the people. In that context dealing with various set of the problems becomes harder if the other party is into manipulation.
I realized that dealing with various set of the people can be difficult if there are connections, be it family, office and other connections. Also what that person can do back to you is another thing to watch out as well.
In this article, I am listing some of the problems specific to dealing with people and what we can do about the same. Do let me know about people management on that context.
Don't Argue. Just Listen.
People who are problematic are hard to argue. They use brain, voice and power to argue with you. And more you argue, the more power they get over you. And they feel like a war worth winning and they work on that.
So if you argue more that would drain you both mentally and physically too. It could affect you on many levels. So it's always a good thing to just listen and focus your attention on other things if possible.
Another thing to consider is that if you listen and work on the argument you could improve a lot. So make sure to work on those things and see what you can do about it. So on that context work as much as possible.
If They're Venting. Let them.
Most of the problem people have problems. Like it's a magnet. They have problem so they become one. And as long as you handle the problems properly learning to vent the concerns helps out as well. I realized that from experience.
If you vent the right way and have some sort of the positive direction then life can be reasonable. You have to understand that when you vent and handle the problem the right way it can be useful on that context.
So let those people vent and get those things off the chest. That way you can easily improvise and even make the life a bit better along the way. In short make sure to have them some space and room to get things off chest.
Just show them you care but don't get attached.
Some are really broken. Like other people have done something wrong to them. And on that context it'd be reasonable to work with the attachment and the concerns on that regards. Make sure to not get attached.
Like when you listen to the story of another side you feel like getting attached. And that sort of the attachment leads to more or less problems. Something a lot of us needs to work on and play as well.
I know one thing for sure that when you are attaching to the right things, life in general improve. I guess we learn from our experience on what people and type of things to improve upon and work for the same.
Connect them with someone who can solve their issues.
Sometimes you are not the person to ask or cry shoulder for. In such case make sure to direct that person to another person. And let them solve the issue. And that is one of the ways the people can handle you and the problems.
Like you are supposed to give them a direction and not become the solution. Because trying to help other people is a bad thing. And it even gets you on the wrong levels if not done properly as well.
I feel giving them access to the right set of the people is a good thing. And if done things the right way it can solve some of the issues too. So one should think of connecting to the right people.
What do you think?
Do you think dealing with people is easy? How do you deal with the right set of the people? How do you make decisions on that front?
Share your views in the comments.
Alternatives to Investing in Crypto - 5 Sources to Invest Long Term
Crypto is in bear market right now and we have all learned how the bad investment can hurt us. And how those investment done badly can affect the source. So it's better to diversify.
When you diversify you minimize the bad things that happen to you. Like one source of income is down you can move to another. And so on. This would work as long as you can move through long term investment.
Another thing that I have realized is that sources of income should not go dry if you end up in some of the financial issues. So they have to be different and should contain both debt and equity.
So in this post, I wish to cover some of the investment sources that you can try out apart from the crypto. Make sure to let me know your opinion in this context.
Deposits
I must admit, I started with the deposits in my investing time. I invested to keep me funding most of the time. I did this so that I could get the deposits properly pay me some amount per month.
I feel this type of the approach has helped me out. I don't know if such approach of the deposits is what peoples should try. But if you can make out some amount in deposits as an emergency funds, that is good option.
Another thing make sure to have 10 percent of your investment into deposit as a safety net. It may not be much but it should be enough to get your emergency money out of the bad days for you life in general. That's what I would say.
Mutual Funds
This is my second method and currently I am betting very hard on this method of investment. I realized that mutual funds can make it very easy for me to earn income. If I could get regular investment out of the mutual funds it can build very nice income.
Another thing is that mutual funds earn you good return of interest and you would feel like making use of the crypto type of investment there. You would take some years to accumulate though.
But at the end the income out of the mutual funds is the most satisfying one. And it is one of those income worth investing into. I suppose the funds can earn you stable retirement income out as well.
Govt Bonds
This may vary based on the nation you are. Since the pandemic the sources of govt income around the world have dried down. And so bonds may not be the right choice right now. But that's going to be temporary.
You may want to get into the bonds once the recession works out properly. When you choose to invest into bonds make sure to have a specific number. Some of the time that number could be a good option for you to try experiment with.
Like you buy enough bonds to earn you good income after specific period. And the money earned from the interest is going to be tax free in some nations but otherwise it's just not that bad to hold onto.
Dividend Stocks
This is what I would recommend as a method to grow your income and grow them long term. so on that note I'd say that dividend stocks is what I'd choose if I were to be making the income long term.
I have been thinking about buying out of the INDEX funds by isolating some of the stocks. And those that give good income. They could earn me good income if I choose to invest in them with some plans and proper handling.
But investing into the funds long term can be pretty difficult on the choice front unless you get advice and the chosen managed funds too take time to work. It just does not get any easier for us either way but you have to try. I guess we have to plan them and work around through various research out there.
Gold, Silver and Options
I feel gold, silver, diamond type of the option only usable if you have some long term plans. And the thing is that option funds and the option market is something you have as another option for invest on the side.
Make sure to have limited investment in this space as getting rid of this stock may not be any easy. So make sure to try out various set of the options with these models and see if it can earn you good out of the options.
You can also take advice of various people out there. You should consider making use of the assets during the emergency time. I know you can sell it any time but selling this during the emergency times makes sense.
What do you think?
I feel that making use of the alternative investment options is a good option for long term investment. If you choose to do the investment and handle the way things are to be done, It can get a lot of things a bit easier from the loss and diversification side.
What's your opinion on this?
Money Traps to Avoid in Life
When you reach a certain age you realize that there are some of the money mistakes that we make. And some of those mistakes are kind of a trap set by other people. And they change our life in general.
In order to move ahead out of those traps, things can get pretty tough to avoid them. If you manage to avoid those traps you won't be losing the money. You would be working towards your growth instead.
So once you understand these traps you would focus more on where to invest your money and not waste it on the wrong things. So in that context we are going to take this discussion.
I'd be very happy if you share some of your own observations regarding the traps that you can see with the money and the various types of stuff that happens in the life. Do post about it in the comments.
Buying Items on Down Payment
If you check some of the ads in the mall. You would find ads apple posts. Like you can pay the installments and then get the apple ipad or macbook etc. And you are kind of locked in for few months on those things.
This is done to keep the people spending into the company products. And the amount of the money that is being invested would make things a bit difficult on the grand scale. I realized this truth a bit late.
I also learned about how buying the stuff on the down payment can lock your future earnings into that item. Which may look good at first but in grand scheme of things you have to work on those items for they may or may not work.
Vacation Homes, Holiday Homes, Timesharing
I feel the time sharing is going to be another waste of time that mostly middle class and rich people are sold onto. Like you get to live free in the time share properties once a year or twice.
You may find that a lot of locations are already booked and often not given to you. And so your money is kind of locked into those things and you would feel like you got cheated. So it's not worth it.
If you have money to spend, make sure to avoid that. Because it may not give you much comfortable position for working and churning to earn forever. So on that context you have to keep thinking as well.
High Interest Rates Investment
I have come across a lot of fake crypto, fake companies, fake banks where they are offering you the interest rate like 60 percent or 70 percent of the investment. And they take your money and run away.
Some of the time such type of the investment is going to make you feel good about yourself. And that means you have to think of your own in context of how you choose to earn the interest rate.
I feel when we are investing into such type of the question comes in you can feel that you are being pulled by the high interest rate. So make sure to properly plan the investment and the interest rates as to move and manage things.
Home Loans/Mortgages in 20s
You may feel like getting your own home in 20s and that could put a trap on your income. You get locked in and may not be able to release yourself through that. Some of the time that means you are not going to get the most things around.
Another thing is that having the loans and the mortgages properly set around would be uncomfortable for you. As you don't get to enjoy the life in general. So in that context you have to learn to live life.
Because you get the life once and it all comes down to how the life is going to be around in that case. So make sure to take loans and properly repay them in the order if you do go for that. But it's better to get house in 30s or onwards.
Lottery
This is something you don't even have to ask. Because lottery is random. As random as you marrying some hollywood celebrity like Tom cruise (if you are a woman) or some other women (if you are a man). So you can get the idea of the lottery.
In order to get the hold of the life in general. Always avoid the gamble of that type. Because it would not take you anywhere. You will only lose in life. There is no good things that would come in sight for that.
What do you think?
Have you come into one of these traps and what is your experience with these traps? How have you managed to avoid these traps? Like have you done anything different to avoid them in general?
Building Wealth at Any Age with Plan
At every age that we are living we need to think of the wealth. Some of the time we have to think of the wealth to defend our life. Some of the time we have to think of the health support and other things.
If done things the right way you can plan the wealth properly. And even better you can clearly set the boundaries for expenses and handle the unforeseen changes of the life properly as well.
In order to go ahead in life we have to think of the building wealth as an activity where we are managing our small investments properly. And once we do that wealth automatically starts building.
*So this article is about how I can get you to invest and then get you to leverage that investment to get wealthy. So do let me know your views of this at the end of the article in the comments :)*
Pay your Debts. Loans. First
Are you into the phase of taking debt? I feel taking debt often limits you from growing ahead. And living the current life becomes harder. So make sure to pay your debt on time and get things properly set up as well.
I have learned this from my experience that paying your debt on time for various activities can make things easier and also better in the long term. So learn to pay your debt first and then move ahead to other investment assets.
Make sure to clear the debt. Or have some plans that can help you clear the debt. Most of the time when you go through that approach you get to pay the debt easily. I found that method lot easier to work with.
Start Investing 25% into Retirement
Make sure to invest your 25% of the amount that you earn into the investing asset. It can be pretty good for your life in general when you have some sort of the retirement plan. I'd recommend you to have number adjusted at first then go aggressive.
I realized that when you invest into the retirement it can make it easier to have some money in hand when you have specific percentages thought out. I know a lot of times the percentage if managed can be easier to work with.
Like so upto 30 percent from the age of the 20 to 30 would be a good deal with the retirement income. So on that note I'd say that retirement income is properly needs to be planned out as well. That is what I have learned from experience.
Invest into Dividend Income
I have around 7 stocks which offer the yearly dividend. I don't have them in 100 or over numbers instead I have low amount. I have to reach the amount in head before I can get the income purely out of the dividend.
I know one thing for sure that dividend income is good if you can do it for passive income. Per year you are going to be getting some good income. You can then use it for any spending as you desire.
So make sure to invest into the stocks which offer the yearly dividend. You can then use the dividend income to either reinvest or you can buy mutual funds which can also create the returns that you seek.
Use crypto, regularly take out Profit.
I make sure to take the profit into the stablecoin. Which is what most of the people should do. Not because there is a need but regularly taking out the profit. Some of the time that means your regular routine would benefit.
So take out the funds and make sure to balance the funding in that context. Crypto income is not an easy thing to balance out. You have to seriously think of the income and plan the staking and delegation to earn regularly.
Taking the profit is a good thing. There is nothing wrong about taking out the profit. You need a strong reason otherwise and do the HODL if possible.
I feel that making the money and having some sort of the plan for being wealthy is a necessity. A lot of things have gone wrong. And making the most out of the plans like this requires some strong level of efforts.
Have you tried building some plan for building your wealth?
@esmeesmith
