The Keys to Financial Independence. Plan for the future, know where your starting from, keep expenses low, making savings a priority and find ways to raise your income. Most people never thing about where they want to be in 5 to 10 years or when they retire, they are too busy focusing on today. Putting food on the table, how am I going to pay off the bill for the new TV I just bought. To be successful, you need to have a dream and plan on how you will be achieving that dream. The Plan or Goal as some people might put it, is to be specific and not just a general statement. Then you must take steps to achieve them. https://ctptalk.com/@darmst5339/the-keys-to-financial-independence #CtpTalk