@cryptotalk96 17 March 2022 more from that month

Interest earning programs like BlockFi are in the crosshairs of the SEC. $100+ million dollar fine was handed out on top of a permanent tie-in to the SEC regarding any future interest bearing tools provided to US customers. Programs like Celsius and others will likely face harsh 'do or die' rulings by the SEC resulting in fewer interest earning crypto apps and custodial-crypto platforms. END OF CENTRAL EXCHANGES, CUSTODY APPS AND INTEREST TOOLS This is in line perfectly with our estimation that CEX's (centralized exchanges) will be extinct just as the well-known benefits of DEXs and decentralized crypto are even further 'tested'. DEX's will outpace in growth all centralized fintech like Coinbase, and the SEC will itself serve to destroy any chance of return to centralized finance. This theory plays out globally now -- and CBDC will help to accelerate the shift totally. Source: https://www.theverge.com/2022/2/14/22933245/sec-blockfi-settlement-interest-account-yield-filing-register-crypto