1. Increasing Regulatory Pressures Paxful has also faced increasing regulatory pressures, particularly in the United States. Compliance requirements were becoming more stringent, making it difficult to maintain operations without a complete overhaul of the legal structure. 2. User Refund Guarantee Faced with this uncertainty, Paxful has made the responsible decision to guarantee the refund of all user funds. This measure aims to preserve trust and prevent customers from suffering unjustified losses. 3. Deadline Until November 2025 The refund deadline of November 2025 allows users to withdraw their funds with peace of mind. Paxful aims to provide a sufficiently long period for everyone to recover their assets without undue haste.