Bank Journal Settings 1. Bank Journal Settings To display debits and credits separately, check the bank journal settings in Sage: Enable the "Generate one entry per statement line" option. Disable "Generate a single offsetting entry." These settings allow you to create a separate accounting entry for each statement line, with distinct debits and credits. 2. Year-End Display At the end of the fiscal year, Sage may display a cumulative balance instead of detailed transactions. This is often related to closing the books or generating a summary statement. To view the transactions, you need to consult the bank journal or the accounting entries for the relevant period. 3. Is there another journal for bank statements? Yes, you can create a dedicated bank statement journal in Sage. This allows you to separate bank transactions from other entries (sales, purchases, etc.). This journal can be configured to display debits and credits in two lines, facilitating reconciliation and reading.