Processing Time 1. Processing Time Even after deposit, the transfer of funds can take several days. This delay is due to interbank processing, data verification, and confirmation of the issuer's creditworthiness. Scanning does not always shorten this timeframe. 2. Why a Visit to the Branch May Be Necessary Some banks still require the physical presentation of the check for compliance or security reasons. This depends on each institution's internal policy and the level of integration of the Tunichèque platform. 3. Towards Complete Digitization? Tunisia is progressing towards the digitization of payments, but the check remains a hybrid tool. In the future, it is possible that transfers will become automatic after scanning, but for now, banking prudence still requires manual steps.