Because I have only two pants so I bought trousers for my use, but I don't use the money directly. So I have a paylater balance that can be used, so it will make it easier for me to have pants now and I pay for them next month.😅 The advantage is that so if I only pay once in the next month then I won't get a fine, just pay the price of the pants I ordered.😁 Do you have a paylater balance also in online shopping applications?😁