SmartBCH is a about a year old now. A lot has happened over this few months. At some point I realised I have used more DEFI platforms on SmartBCH than any other network. Some has been working out well while most were utter rubbish. One thing I have come to learn, which has proven invaluable, is " Never invest in a DEFI token because it pays a very high APR". Learnt this the hard way. This has brought so much loss to people, me inclusive . From experience most of them end up being worthless on the long run as they become whales play thing. . Has Always Better to invest in a token you have good conviction off and there are many out there. This has saved me a lot of pain.