How I Earn $8K+ Per Month While Only Working 15 Hours Per Week
In September of 2020, I was working around 80 hours a week. In March 2021, I worked 42 hours — in the entire month.
In September, I spent forty hours per week, of course, on my day job. The other forty was my writing business: videos, articles, editing, coaching. In March, I have condensed my freelance work into less than 15 hours per week, while earning $8,500.
Here’s how I created my 15-hour workweek while still making enough for a very comfortable lifestyle.
1. I stopped working at my corporate job.
God, I was so afraid during that first week of being fully freelance. I was afraid I’d cut my income in half. I was afraid I’d run out of time when working freelance. I was afraid I’d overwork myself and burn out.
But you know what I found? That when I wasn’t spending half my brainpower and time on a corporate job I kind of hated, I was actually much more effective at making money. I didn’t need forty hours a week, scraped from the margins of my evenings and weekends, to make a living. I could do it in 3 hours a day.
With distance and time, I was able to hone in on the streams that were making me the most money, and streamline the lengthier processes that were costing me time.
Too many people think of *leaving* their job as a risk, rather than staying. When you leave your 9-to-5, you give up a lot, that’s true. But you also give up opportunities by staying.
For me, even though I worked less, I actually earned more.
**2. I tracked my time religiously.**
As a freelancer, it’s paramount to track your time to understand how you’re managing your clients, yourself, and your own freelance career.
I use a free tool, Clockify, to track my time. My goal was to have a better idea of where my time went, how much it was worth, and where I should invest more of it.
These were my key takeaways from **tracking my time in the month of November 2020**. https://medium.com/the-post-grad-survival-guide/4-lessons-i-learned-from-my-fulltime-freelance-writing-income-report-929982304173
I spent around 60 hours working in November, averaging ~15h/week.
My biggest time investment was on YouTube, which also paid the least. ($13/hour)
I am my own biggest client in terms of both time and income.
On average, I earned $111.87 per hour.
It helps me know how I’m spending my time, what pursuits are worthwhile, and balance my obligations and commitments. It also lets me know what my time is worth so far, which helps me when I am bargaining with new clients.
In summary, the best way to keep track of your goals, monitor your time, and frankly revel in the freedom of being a freelancer is simply by monitoring your time in and money out.
3. I invested in multiple sources of passive-ish income.
One of the findings I had from tracking my time was that my biggest sources of income were the ones I worked least at. For example, while I have to work at least a couple of hours to produce a blog post I charge $250 for, I can make the same on Medium in 45 minutes or less.
Medium works on a royalty system, which means a blog post I write today will still be earning money tomorrow. I stopped trying to crank out articles and focused on the ones I thought would be long-term money makers.
At the same time, I began thinking about a course. I created **my digital course** in about 10 hours, starting from raw recording to marketing it to my email list. So far, I’ve earned over $2200 from it and I’ll earn more without having to do very much work, because the bulk of the time-consuming work is already done. https://zulie-teaches.teachable.com/p/medium-publications-101
I was scared to create a course, but I did it and it paid off. My colleague Sinem Günel wrote an excellent guide to help you **sell your first digital product**. Honestly, for those who want to work less and earn more, there’s no better way. https://medium.com/swlh/how-to-overcome-the-fear-of-selling-your-first-digital-product-c4e881ec1c5d
4. I hired people who do what I suck at.
I love creating YouTube videos, engaging with my audience, hosting live workshops and more. But when I began to track my freelance time, I learned it was one of my biggest time-sucks and smallest earners — around 20 hours/month, and only averaging $250-$300/month at that point.
YouTube has the potential to become a bigger earner with less work through the ad system. Plus, I use it as a way to grow my mailing list. So I didn’t want to give up on it.
Instead, I identified what was costing me the most time and eliminated it — editing, my nemesis. Today,
edits every single one of my videos, saving me about ~20 hours per month and giving my videos a professional polish I couldn't hope to achieve myself. Many of my viewers have noticed and left comments to say they appreciate the increase in quality.
Equally, when I learned my website had an extremely low conversion rate, I realized it was because it wasn't very professional-looking. I hired Jada Dreyfus to redesign it, and my conversion rate tripled practically overnight.
People who help shore up your weaknesses (like video editing or design for me) will help you spend less time and earn more money.
5. I developed a streamlined weekly to-do list.
Back at my old job, every week was different. Today, I have a pretty similar to-do list I write up at the start of each week.
I have my admin tasks, like updating my profile, answering YouTube comments, and going through my inbox. I have my writing tasks, both for my own blog and for my clients. I have my filming and live YouTube sessions to schedule. And finally, I have my meetings.
Because every week is mostly the same, I don’t have any friction between tasks. I know Mondays are admin, Tuesdays and Wednesdays are my heavy writing days, Thursdays are mostly for meetings and filming, and Fridays for anything else that comes up through the week.
My standardized week is extremely easy to slip into, giving me more money in less time.
6. I stopped pitching clients.
I did at first and realized a) I hated it and b) I was bad at it. It was literally a waste of my time and was costing me money. I’ve never sent a successful pitch, yet I have several very happy and high-paying freelance clients.
Instead, I began to look for ways to gain freelance clients that didn’t depend on pitching. Here are the three ways I save time by gaining clients without pitching.
**I advertise myself through my work.** Many of my clients come to me because they’ve stumbled across a high-ranking SEO article and want me to create something similar for them. The first time, this happened by accident, but I’ve worked out how to do it intentionally. All I have to do is write very well in topics I enjoy writing in and do my SEO research to ensure it ranks. Then I have to add my contact info and ensure clients know I’m open to freelance work.
**I redid my LinkedIn profile.** For a long time, I feared, hated and neglected my LinkedIn profile because I just didn’t get it. But after **hosting a workshop** with a very successful freelancer who has a jazzy LinkedIn profile, I redid mine and now get 1–2 inquiries per week from potential clients through LinkedIn. https://www.youtube.com/watch?v=RLasqecqcDw
**I networked.** I reached out to friends who I knew had businesses in need of writing, and they provided me with work. My latest client came to me through a referral from a previous client. I know, writing should be a meritocracy! But it’s not. Who you know — and who they know — matters.
How many hours should you work as a freelancer? For me, no more than 15 per week.
I’m bragging here to prove a point: no matter how effective I could ever be at a corporate job, if I worked fifteen hours a week, my boss would complain. As a freelancer, I have the ability and autonomy to design my own workweek that is full of work I love to do — and even more full of the non-work things I love to do, like baking, hanging out with my cats, playing video games, writing my book, and working out.
I developed my 15-hour workweek with these six steps. Today, I work exactly enough time to feel fulfilled, happy, and prosperous with enough time left to have a very full and joyful life outside of work, too. The wildest thing is that I shouldn't be the exception — anyone can do this, including you.
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Yes, its now too late to buy bitcoin.
When your Uber driver, your hairdresser and your brother in law start pitching some idea, it’s usually time to get out.
*Buy the rumor, sell the news* as the old adage goes. When the weak hands (you and me) notice a trend, the strong hands are already selling and we end up funding their big pockets.
This has been the case for the stock market, real estate and most forms of speculative investments. Yet, every time a new opportunity arises, we fall for it as if it’s never happened before.
But is this the case for cryptocurrency?
Let’s see.
1. Timing
We all wish we could go back to 2009 and buy a million Bitcoins for a few dollars. Looking back, it seems surreal it has gone from nothing to $60,000 in a matter of a few years.
The market cap for Bitcoin is $1 Trillion now, making it the 10th most valuable asset in the world. Just for reference, Google is worth 1.2T, Apple 2.2 T, and Gold is 10T but it took those a lot longer to get there compared to BTC.
Obviously, we’ve missed the boat…right?
Well, it depends.
Nobody knows the future, but institutional investors are pouring in, retail investors are waking up and with an ever-shrinking supply, it could definitely go much higher.
It could also go to zero, everything is possible. Unlikely, but possible.
2. Supply and demand
Bitcoin supply is capped at 21 million by design, that is the maximum that will ever exist. 18 million are already in circulation, leaving 3 million left to be mined. What happens when there is a limited supply and an infinite demand?
The price will shoot through the roof.
So far only a handful of institutional investors have made a move — Tesla, PayPal, Square, MicroStrategy — but many others are watching closely and getting ready to jump in. When Google, Apple, Amazon, and countless others join the party there won’t be enough coins for everyone.
And that’s only the beginning.
Governments, International conglomerates, hedge funds, pension funds and national estates, they all want in. The squeeze is going to be like nothing we’ve ever witnessed before.
3. Scarcity
Why is a Van Gogh painting so expensive? Two reasons.
1.It’s a masterpiece
2.It’s scarce.
If there was only one diamond in the world, what would its price be? A lot.
One of the strengths of bitcoin compared to other assets is limited supply.
The reason gold has been so valuable and managed to rise for millennia is mainly scarcity. It’s very hard to find, mine, melt, transport and store it. That difficulty limits the supply while the demand grows overtime.
Bitcoin is the same, only better. Scarce, expensive to mine, slow to produce, and impossible to fake. The guy who invented it — **Satoshi Nakamoto** — was (is) a true genius. Why would you make an inflationary currency like $US when you could make a deflationary one? Beats me. https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=&cad=rja&uact=8&ved=2ahUKEwjDxM6N-9XvAhVCRBoKHWktCYEQFjAAegQIBxAD&url=https%3A%2F%2Fen.wikipedia.org%2Fwiki%2FSatoshi_Nakamoto&usg=AOvVaw3PVSvE0af5zacGQOeTOaD2
4. The Blockchain
Limited supply is just one part of the equation. The other part is immutability.
Bitcoin is based on the blockchain protocol by which every transaction is registered in a public ledger that can’t be altered… ever. Not the FBI, not the CIA, not Russia, not China, and not North Korea. Whatever data there is in the blockchain, stays there forever.
A hacker could go into the federal reserve and play havoc (**it’s happened**) but no one can hack the blockchain. It’s that good. The most reliable way to record transactions ever. https://en.wikipedia.org/wiki/2020_United_States_federal_government_data_breach
And it’s not used just for finance. Smart contracts, and Decentralized apps (Dapps) are going to revolutionize many industries like notary, property, health, identity proof, supply chain, etc.
When this happens Bitcoin, Ethereum and some Alt-coins will be pushed even higher due to network effects.
5. Network effect
We live in the era of the winner takes it all.
What search engine do you use? Google
What social media platform owns the market? Facebook
Who is the winner in online shopping? Amazon
Think of an electric vehicle. Tesla
In every category there is one clear winner and the rest have to make do with the leftovers.
Now, what category is Bitcoin in?
According to the experts, bitcoin is not a currency but mainly a store of value as in digital gold.
In this category Bitcoin has already overtaken silver and may one day do the same with gold. If it does, the price of bitcoin could reach $1 Million.
There are many other cryptocurrencies but those are in a different category. Ethereum is more like a gigantic computer that facilitates the development of smart contracts and Dapps. Other Alt-coins allow faster and cheaper transactions, with different use cases like betting, gaming, interoperability, banking etc. They are all fighting for a niche. Some will succeed, and many will disappear but none is even trying to compete with Bitcoin at this point, they just can’t.
There are many reasons for this but the main one is the network effect — the first mover always has an unfair advantage, that’s why Apple couldn’t compete with Microsoft in the 80s and why Microsoft can’t compete with Android now. The number 1 spot was already taken.
6. FOMO
Only about 1.7% of the world population owns a tiny fraction of Bitcoin. When the other 8 billion people try to get in, the squeeze is going to be monumental.
21 million divided by 8 billion is: 0.002625 Bitcoins
That’s the amount we each should have if it was fairly distributed. At the time of writing, owning that share will cost you about $150. It seems like a tiny share of 1 Bitcoin (less than 1% actually) but even that portion will be extremely difficult to own in the future.
Once you take into account institutional investors buying thousands of bitcoins, the hodlers who already have millions and are never going to sell and those who lost their wallets or died without revealing their private keys, the amount available for the rest of us is tiny. Again supply and demand.
I reckon that if you could get 0.1 Bitcoin ($6000 now) you can be very wealthy in the near future.
I’m not trying to instill FOMO into you, I’m just saying that the possibilities and the probabilities show a promising future for the price of such an extremely scarce asset.
7. FIAT money
Fiat currencies are those who are controlled and created by a central government, i.e, $US, Euro, Yen, etc.
The biggest problem with FIAT is inflation. They keep printing money like there is no tomorrow devaluing it further and further. It’s estimated that for the next ten years inflation could be at least 10% a year. That means that if you have $100,000 in the bank, by 2030 it’ll shrink to $50.000 (in today’s real value)
Are you ok with that? Well, if you aren’t, you should look for alternatives. Gold, real estate, silver… or Bitcoin.
Whatever you do, don’t keep cash in your pocket, it’s wasting away as we speak.
Conclusion
Yes, it’s too late to buy Bitcoin. You should have bought it years ago. In 2030 people will say it again, *it’s too late now*. In 2040 they’ll say, *it’s too late now* and so on. You get the picture.
The best time to plant a tree was 20 years ago. The second best time is now.
The biggest institutional investor of bitcoin is **Michael Saylor** through MicroStrategy. Well, he only heard of Bitcoin in 2020! If last year wasn’t too late perhaps this year is not too late either. https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=&cad=rja&uact=8&ved=2ahUKEwjkj7OP_dXvAhUIQkEAHR3pDmkQFjAPegQIBRAD&url=https%3A%2F%2Fen.wikipedia.org%2Fwiki%2FMichael_J._Saylor&usg=AOvVaw34tCS6kZZcJaW1fK4ywki8
It’s taken 5000 years to create something better than gold, the next thing is unlikely to happen anytime soon.
Study the technology and get used to the new concept. Once you learn about it there is no going back.
**Disclaimer**: Not financial advice. Do your own research. Only invest what you are willing to lose and all that palabra.
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