Do You Support Paying Money To Get A Job? Doesn’t it sounds like bribe? Do you consider paying for a job as investment? Would be in many cases. There are many private job ask for security money before hiring employees, how much fair is this? Employers ask the security money because if the employee leave the job at the middle of agreement period or some mistake probably done by the employee so the security money can recover the loss. I think these all are excuses. Honestly I…
Does Setting Financial Goals Really Help? New month just begin and many of us has some budget for the month. My question is already on the title of this blog and the answer could be different from different perspective but majority will be priority. Answer of the question should be yes! Setting financial goals should be helpful because at least it helps us to go to the right direction and work on making money to ensure financial freedom or target amount. How should be our…
Art Selling Business Has Market Demand Preparing a masterpiece image that grab attention of many and can get maximum sell is not a easy job but artists do it from their passion. An artist take time to observe, think and make a reflection of their thinking on art board some use pen, paper, pencils and some use digital methods like tabs, illustrator app and so on. Virtual or physical art has market demand if the art worth to sell and attract more buyers. Art could be anything…
Success Is Not How Much Money You Make If making much money is not the sign of success then what can bring the success in our financial life? The answer is very easy and that is balancing everything perfectly can bring success and help us achieving financial goals that ensure a good future even after retirement. So how to balance? Only earning money is not enough, make a proper plan for spending, investing and saving can help to get complete success. Make a good plan that…
Vehicles For Rent Business Could Be More Profitable Many people are hobbyist about buying more vehicles like car,bike, micro bus and so on. They can easily plan for vehicles for rent business beside having their vehicles for their personal use. Where the business could be plan for more profit? Best location for vehicle rental business is tourists visiting places where there tourists can easily rent a car or a bike or a micro bus for family. Each and every business has…
Does Tracking Spends Help To Be Frugal? The money we spend will never come back but when we earn again we can be ready for a new spend, saving or invest. So how far tracking our spend records help us to be frugal? I think this could be helpful when we track it and next time minimize our spends. If our tracking help us to find out our unnecessary spendings then it could be helpful for us to be frugal. Once someone says to me that tracking spending is waste of time because the…
A Website For Lifetime Income A website can be an asset if we know the right use of it. As a investment the all we need to buy domain, hosting and also can hire expert web developer, web designer and author if necessary. If you are a web developer and designer and know how to run a successful website then it can be a lifetime earning source for you. Business websites has huge visit and can earn more so if you have any business or store, you can make a website and social…
School Banking Facilities In Bangladesh Piggy bank days are gone because Bangladesh bank launched school banking which was not available in our time. Good idea indeed as kids can save their money in a safe place. School students 11-17 years old are allowed to open their bank account. To open the account students can deposit only 100 BDT (Bangladeshi taka) which is approximately 1 dollar. Isn't it cool? Students can enjoy using online banking facilities and they can recharge…
Increasing Interest Rate To Control Inflation, Is That A Solution? Recently the the financial news published in our local newspaper and at first the decision of increasing interest rate were taken by central bank of Bangladesh. They have valid reason and that's Ukraine-Russia ongoing war and the war affected the supply chain. We are still having issues like inflations and others. I'm not a financial expert but people whoever works in this field surely taken the decision for…
Entrepreneurs Can Learn From Your Business Experiences A good learner try to learn from everyone and also learn from almost everything. And it same about entrepreneurs. If you share your business experiences and how you deal with good and bad times in business that will be a helpful lesson for newbies in business. Today I was thinking about this topic and decide to write on it and its related to personal finance too. I will share some personal experiences that may help…
Asian Women Should Be Financially Independent Lifestyle of each region is different to each other. As an Asian its my concern that women should be financially independent for their financial security and freedom. A girl child was ignored badly in the past even many parents didn’t send their girl child to the school and consider them as burden. Things changed with the time. Today many people talk about women rights, equal rights and so on but somewhere things are still remain…
Do You Buy Products On Instalment? Many people buy products on installment and pay interest or EMI. For sellers this is really very profitable because they are going to earn interest from the product they sell with terms and conditions. But how much profitable it is for buyers? For emergency need the EMI (Equated Monthly Installment) is a good offer from sellers. Sometimes paying in installment is not a big pressure for a buyer and can easily pay from their monthly income or…
Today's Investment Can Be Tomorrow's Earning The investment could be money and time both. At first the concept of financial discussion came to my mind was, "Today's earning can be the tomorrow's investment." Later I alter two words but both are right. If today I'm earning my plan for future is investment to make more money or earning. We all individually want to improve our personal finance. Some of us prefer providing service and some prefer business. In service we are…
Are Your Assets In Safe Hand? Why I prefer crypto currencies more than the gold? As we all know that cryptocurrency is digital currency which we can store or hold in our personal digital wallet securely. If your device lost or stolen, you can immediately change password or can take necessary steps to save your assets from lost. Storing gold can be considered as analogue system of saving asset that I don't prefer for several reasons. First reason is security concern. Many…
Ideas For Sell, Not The Brain To earn money you do job or business, generate new ideas to grow the service or business but do you sell your brain? Brain is like Ocean and newest ideas can be generate here wherever you try for it. Its true we use our brain to generate new ideas for the service or business we do and get paid but its not end there as your brain is endless. Today's discussion topic is about selling brain, using brain and sometimes brain drain. All these things…
Crypto Holders Can Be Compared With Farmers In the villages people doesn’t respect farmers because they believes all the farmers are illiterate and poor. In the past it was true too because they worked hard like a bull on the fields and couldn’t spent time to be educated and when crops wasted, many of them become poor and commit suicide in frustration. You may wonder my aim in life or future plan to be a farmer but I'll be an educated farmer and smart too. Using science and…
Business Communities Can Help On Marketing Recently I saw a woman who is my neighbour attending business summit of a largest business community of Bangladesh for women. She started her business in 2021 and its a online clothing business. Like her there are many business women around the country join the summit, had photo session and upload them on social media group of the community. They share meal and consider the community get together as party. This is also a part of…
Which Can Help Us To Make Money? Skill Or Certificate? Even kids know its skill that help us to make money. Certificates will be consider as piece of paper if you don’t have skill. There are many job ask for certificate because they believes certificate is the evidence of your skill and sometimes its right that you got certificate for showing good performance and skill. But skill is a thing that need regular practice to be expert on particular fields. Once I've heard a guy…
Importance Of Having Professional Attitude At Workplace The more you be professional, the more you can achieve your financial goals. At workplace we can show our working performances to impress our senior officers and they can decide our performance bonus or promotion. Isn't it sounds cool. At working place there are some people who try short cuts like praising senior officers to have their kind attention but their flattery doesn’t work when the senior officer is a…
Winter Season Bring More Earning Opportunities Winter season is upcoming and it going to bring more earning opportunities. For example winter cloths going to get a good sell or import export. Every year in winter public shows interest to warm cloths and blankets. Many people donate their old warm cloths to the poor or needy people and buy new one. And the demand of warm cloths always will be available in winter. Market this time import more warm cloths so this can be…
Financial Advantage Of Having A Medical Store Many people realized the importance of medical store during the corona pandemic season. At that time everything were shut down except medical stores. One of my friend decide to do business of medical store even it was his start up and now he is having a happy family with a baby boy. He start it immediately after corona pandemic and as far I know he was not a medicine expert so he can hire a medicine expert for his business of…
Wait For The Big, Keep Investing Even When Market Is Down Its investing time as we all expediting bear market and don't be hopeless for bull market. Whenever I think what if the market will be high? I'll sell a few coins I'm holding but that will be one time earning but when I'll invest on potential coins it has potential to bring even lifetime earning if I'll be able to earn or hold a decent amount and price pump will make it big. So why don't we pay attention to invest? Be…
The Root Of Personal Finance Should Be Stronger The more you grow old, the more you understand the value of money. Your financial status will be your identity in the future. You will meet the cruel world when you’ll be not financially stable. So this is high time to work on our personal finance and It's stability. It could be a job or business, depend on your interest and ability. we the beginning we can't think about invest specially when you going to start from the zero.…
Heavy Rainfall Still Affect The Personal Finance Of Day Labourer We become smart with the help of technology but there are still some dark sides that we can't ignore. We are still fighting with natural disasters and every year this natural disaster become the reason of a huge financial loss. Specially flood which mostly occurs for heavy rainfall and this is not end here. The day its raining heavily, day laborer can't go out for work and sleep empty stomach. Its raining…
When Focus Is Making Money, Where We Are Wrong! Making money can be goal of anybody or everybody but why you can't make money as much you expect let me tell you. These are my personal experiences cum something should always keep in mind. You can make money when you are really passionate about something, doesn’t matter how others making money from it. How much others successful on it. Your full focus and dedication is important. For example, when I start learning graphic…
Teaching Yoga Could Be A Great Start Up Though we all know teaching is a noble profession but it is still something that help us making money. So many of us can believe that teaching yoga could be a good start up if you are already doing this for several years. If you are confident and knowledgeable enough then you can start it without any big investment. Launching a gym needs a lots of money but yoga doesn’t as yoga needs no equipment and we all know that gym equipment are…
2023 Is A Hope For Crypto Investors And Holders Past few months we can see BTC value is up and down from 18k to 20k and there is no big jump. I made an investment when it was 30k. I was overconfident that the price of BTC won't go bellow 30k but I was wrong. My investment was unwise and without any research and the amount is also not so big. But still there is a hope in 2023 some positive changes will come and we investors and holders will get some good news. Many believes…
28th US Trade Show In Dhaka, Bangladesh To showcase American product American Chamber of Commerce in Bangladesh (AmCham) and the US Embassy in Dhaka organized 28th trade show in Dhaka city. It begins Thursday (October 27th) and it held for three days. More than 100 products and services are exhibiting on this show. The show is open for common people and the visiting hour start in the morning 10 am and will end at 8pm. Visitors need to pay a small amount of entry fee to enjoy…
Solar Energy Can Contribute To Our Finance And Economy Science and technology contributing to improve our lifestyle since the beginning and we are thankful for each invention for mankind. Amongst all solar power is the one that can contribute to improve our lifestyle beside that it can save electricity and other energy which is also good for our personal and government finance. I'll discuss more about it and many of you already knows and agree on it. We all know that sun is…
Find The Job Type That Suits You Hourly job or contractual? Part time or full time? What type of job suits you to make money faster? If you are a student, you can try part time or hourly job. Common thing about all job is deadline. If you have skill and time then you can try any of them. Jobs with deadline seems stressful, specially for fresher and unskillful individuals. So at the beginning try almost everything and find the one suits you or else life can be stressful and…
November Personal Finance Goal To Motivate Others Many experts passing positive vibes with hope that we can experience a little bull market at the end of December. So my November personal goal will be more investments or holding crypto coins tight. And I highly encourage my friends to do the same. November can be a good month for investors as it still bear market. It always existing when crypto pump, specially when we have good amount of crypto coins in wallet. Its a kind of…
@Shohana