@Rutkowski

@Rutkowski 29 December 2020

Artificial Intelligence and why you should be concerned! Artificial Intelligence What they don't want you to know is something that will hurt every country all over the World. Some countries will be effected more so than others at first. The nerve racking possibilities of what will happen once A.I. takes over completely and why we are still pushing forward with A.I. and why it is you and I that are making the advancements easier for A.I. Artificial Intelligence should scare you about as equally as Nuclear Warfare. In a day and age that we value privacy, but we give up all of our privacy to enjoy the luxuries of technology. We are all more or less guilty of this, the typical users starts with a smart phone. Maybe Android or Apple, either the way the outcome is losing even more privacy. All of that data is than compiled and used for the companies own research as well as sold off to the highest bidder/s. The end out come of all that data collected goes to benefit Neural Networks. Neural Networks got it's name from the Brain. After all a Neural Network is mans program for a function digital brain. Pretty cool? I think so... While it all sounds fascinating and can benefit society as a whole when used in the right manner, it can ultimately end in an apocalypse situation for man kind. The benefits as we think of usually start out on Factory floors where we see a giant robotic arm or an conveyor built, even possibly an autonomous drill. Either way the unrealized outcome is jobs start to get replaced. The effect over all seems like it doesn't matter in the overall bigger picture of things. However as we enter the large scale up that is coming in the next decade we are going to start seeing the already ridiculous unemployment rates, homeless rates and people starving to death sky rocket. Society itself was already doomed by the greed of every individual alive today. Now that greed has new ways of becoming even greedier. We get overwhelmed in our own worlds that we don't stop to take the time to even think about what the technology we are currently embracing with arms wide open will do to our society collectively as a whole. We don't think about Jim who lives down the road and works 40+ hours a week just to support his wife and 4 kids by his self since his wife can't work. Jim is a good ole' down to Earth type of guy with traditional values similar to most of us. Jim wasn't fortunate enough to have a rich family to pay his way through college and he couldn't physically make the cut to get the Army to pay for school either. He wasn't even fortunate enough to get Government Grants for school and not a company in the world would give him a student loan. Jim had to go straight from school to working his life away for next to nothing. Jim worked most of his life at this factory before that robotic arm was place at the end of conveyor belt and programmed with Artificial Intelligence in order to pick up and move items from location A to location B while ensuring quality. This seemed really awesome to Jim at first who thought his job would get a whole lot easier. However poor Jim is no longer need because the robotic arm is cheaper when you start thinking in terms of pay, entitlements and liability. The robotic arm doesn't require sleep, brakes, pay. You don't have to worry about that robotic arm telling Larry about his crazy weekend for 45 minutes instead of hitting production rates. That robotic arm will continue as long as it is programmed for provided it doesn't alarm itself out. Now lets turn back to Jim who still has that wife at home and his 4 children to support. They all need health insurance, clothes, food and shelter. Jim also has expenses just from school, not to mention Jim and his wife also need Health Insurance, food, clothes. Jim also has a car payment to pay in order to drive around and find a job now. That car requires Jim to pay Car Insurance each month or he could wind up in jail or prison. Jim isn't any different the other 95% of the World just living paycheck to paycheck. However Jim is slightly different because a robotic arm took away Jim's paycheck for good. Jim goes 4 weeks out of work and is already getting his car reposed, evicted from his home and possibly getting a divorce from his wife. The impact of Jim being replaced and losing his job doesn't just impact Jim but directly impacts Jim's family. Jim's family depended on his paycheck to maintain the life styles they had become accustomed to. Jim's financial situation added stress and ultimately harmed his marriage and his relationship with his children. A direct consequence of the split up of his marriage added alimony and child support to Jim's plate. Jim's ex-wife is now on food stamps and government health insurance for herself and the kids. Jim's wife is also on section 8 now. Jim's wife is now doing better than Jim who is living in dumpster. While not every Jim story will end with Jim getting a divorce and living in a dumpster, a lot of them will. Even sadder will be homeless children whom will be starving to death. We are not currently seeing a whole lot of Jim situations, but at A.I. evolves and becomes more cost effective major corporations will be forced into A.I. for production and every thing else. We already have companies such as Amazon with the delivery drones and self service stores. The implications of how many jobs Amazon's self service stores will replace is staggering and honestly gut wrenching. The facts are already don't have enough jobs for every person on Earth and we keep on multiplying. That is our human nature, we can't fault ourselves for it. Tell me what happens to the hundreds of millions of people who lose jobs because of this? Now in the coming decade or so as technology evolves further in regards to A.I. we will eventually see an A.I. that is released with out restrictions which more than likely will end in a doomsday event like Hollywood has portrayed in plenty of films already. We could see an A.I. that takes over the worlds Missile systems and literally Nukes us all. This may sound like a laughable matter right now, but the reality is coming to light. We are experimenting in some pretty major fields of technology that could potentially end society all together in the long-term future if we don't watch our foot steps very carefully. We are seeing even more technology advancements that ultimately threaten the livelihood of millions. We need to be conscious of what our new technology will do families across the world. Had someone thought about Jim before putting a robotic arm up instead of keeping Jim around, he would still be happily married with his family. Thanks for reading, God Bless You, Stay Healthy!

@Rutkowski 28 December 2020

Monday Dec 28, 2020 Count Down Till New Years in Crypto! It is currently 10:27 A.M. where I live at in the state of Indiana inside the United States of America. This has been a wild year of all us I do believe. I know a lot of people who jumped ship back in 2017 from the Crypto Market are on the sidelines right now giving doubt into whether Bitcoin will continue it's rally or not. I have given lots of thought into Bitcoin and I have seen a lot since I first read the White Paper before the first Bitcoin even existed. I am smart enough to know that even with the significant amount of research that I have done on all aspects of Bitcoin that even I can not 100% completely predict the Markets. I have been seeing a lot on social media that Bitcoin could face regulations by the SEC and that isn't even true. People are speculating that because the SEC is after Ripple it may be enticed to slam Bitcoin with a suit. That isn't going to happen. The SEC has released it's reason why it looks at XRP that Ripple held as a security and the SEC's argument is rather compelling in my point of view and understanding of the laws. We still have a chance for the Government to rule in favor of XRP being a currency since that is it's intended purposes to begin with. The SEC has issues with the way the company sold the coins in a manner such as private offerings. By doing so they made the coins by law appear to be a security before ever beginning to make the currency side of it a reality. My opinion going forward on the matter of XRP is that the holdings of RIPPLE INC should be equally divided to all of the current XRP holders. Ripple should be dismantled and the XRP Community can run the show from here on out. Ripple could re-brand itself and enter the market solely as an advisement/strategist firm. They could even go into the Blockchain Industry. They have to realize they have major flags and penalties on the field. Some times it's best to fold so the project can live on thru the users. Please don't take me the wrong way, I still want Ripple to fight against the SEC and find a way out of being deemed a Security. It is possible but I am having doubt because of the disbursement and the fact that XRP is not truly decentralized in the aspect that Bitcoin currently is by the standards of the SEC. This could also be a just a stall tactic to keep XRP down just a little bit longer. Bitcoin Bitcoin has been on a wild ride as it would appear to most that Bitcoin is hitting peak around now. I have been saying for months that we will see Bitcoin at $30K and we are inching even closer to that being a reality. We seem to be at a wall for now with prices that keep bouncing backwards and immediately starting to regain losses. Once we break past $28K we will see Bitcoin hit $30K within hours and the chance for a major spike at that point is great, some speculate that after $30K we could that spike hit $40K but it would quickly retreat. I see potential right now for Bitcoin to drop to $12,500.00 and than quickly recover afterwards. That is my worse case number. I still strongly believe we are not done with this years Bitcoin highs, I actually predicted that New Years Eve we will see $30K... I was wrong about hitting $2oK on Thanksgiving though, so you never really know. KIN Another crypto currency that I happen to a bit of that has also found itself in the same boat at XRP Ripple. I have just recently begun to look into this currency. I know, if you haven't followed me you are probably wondering what is wrong with me, right? How could I just buy something without knowing anything other than the price? I have a 20% minimum all the way to 100% for every dollar I make online I invest .20 cents of that into the Crypto Market. I always take a portion of what I am investing and put it on some random token that I haven't ever used. I just looked at the charts or liked the names. You honestly never really know where the hype is going to wind up. Myspace started out as the best thing since sliced bread, then Facebook gave them the boot. Twitter jumped in the game and changed the way we use social platforms and started to make Facebook obsolete to younger generations. Now we have the Tik Tok era that will ultimately turn Facebook into the current Myspace/Linedin status. We are always constantly searching for the next best thing, I mean look how popular reddit and 4chan have become? I can not even remember how long they have been around now. The thing is I want to be saturated with a 0% Financial Risk to myself. The only way to remotely make this possible is by earning money online and vesting that into Crypto to minimize the risk of losing money. Anyways, back to KIN right? KIN has some pretty nice DAPPS coming up that I have seen around in the Google Play Store plenty of times and have not ever made the connection with the crypto itself. Funny how that goes, right? I started to research KIN further when I learned about it also being targeted by the SEC. I will be releasing a rather detailed Blog Post once we have some real clarification on KIN. If it tells you anything the KIN I have are still in ERC-20 wallet... BCH Currently priced at $364.91 and my short term prediction of $420.00 is getting even closer to reality, long-term I see BCH being an easy $3K in comparison with BTC being around $30K I could be wrong and BCH could hit around $6K to $9K. Bitcoin will be like the new IRA for people who want to guard themselves against inflation. Also people want maximum gains and to be honest I don't know of any better gains than Crypto. I know my father would always waste his time at Church Hill Downs betting on Horse Races hoping he would hit that long shot. I feel the same way some times. I like to Handicap crypto, what can they really do? What if the market inflow increases dramatically? What implications will that have on prices? I think about those factors and I look at previous correlations with other Cryptos, mainly Bitcoin. The Godfather of all Crypto, lol... Anyways the prediction above is based upon how I think the entire Market will continue to grow provided the momentum continues in favor of Crypto and Blockchains. If I was to go by History tends to repeat itself I would say we would be looking at a spike in price that would take BCH to it's new all time high of around $8K to $12K at a peak. I do think BCH will pass it's all time high at a some what steady pace after New Years. ETH Ethereum is one asset I just really don't ever cover that much. Main reason being is like I have said about the whole in with the new out with the old. I know Ethereum on the other hand has always been growing and evolving along side the crypto community. I own so many ERC-20 Tokens it isn't even funny. I would be happy to make a lot of money with them, but that would be long-term investment outlook. I do see ETH soon hitting it's all time high and eventually be worth over $2K unless something major breaks than I could see ETH pushing through to $6K steadily. That is the beautiful part of ETH, they entice all kinds of developer to their Blockchain. They are well known and respected within the Crypto Community. My Final Thoughts I know we are nearing the end of the year, we have a lot of issues effecting the prices of crypto right now. We have political issues, pandemics, and a lot of people who flat out are threatened by Crypto and what it stands for and aims to replace within the short but slightly long term future. We are still on the forefront of the biggest thing since sliced bread, the next biggest thing will be Quantum computing and after that is released on consumer basis we will see an update to blockchains that will be like something out of sci-fi movie if you think about it. The ability to track every aspect of everything has my mind going a million miles a minute wishing I have the funds to really start developing some of these ideas that I know will soon be a reality given the amount of people rushing into the field to be crowned the King of Blockchain. Microsoft and IBM are already competing against each other over Blockchain projects in the Health Care Industry. After all Blockchain will replace those old school databases, can you imagine the first Blockchain operating system? We are just getting started in this new realm. The things to come out of this in the next 5 years alone will be mind boggling. I hope everyone had a great Holiday and I wish you a Happy New Years. Thanks for reading, God Bless You and Stay Healthy!

@Rutkowski 27 December 2020

2020 Crypto Innovations Leading into 2021 Overview 2020 has been a wild year to say the least. With China's Virus spreading faster than wild fire and killing hundreds of thousands of people varying in age from children to seniors. Covid-19 being known as one the worse Pandemics since the Spanish Flu. We have seen a bumpy road in economies world wide, partially to blame on the pandemic itself and the rest is directly linked to poor leadership from Governments. Along with the crash that happened in 2008 which ultimately lead to the "Blockchain Revolution" that we are in the midst of today. The slight pandemic crash earlier in March of 2020 seen the adoption rate of Bitcoin amongst other cryptos thrive. We have also had an incredible year for Blockchain development that is being led World-Wide by different Technology Firms from small to large in size. Some of the major Tech Firms diving into the Blockchain are Microsoft, IBM and plenty of others. We have seen vast improvements upon chain of custody where it really matters the most. The blockchain has proven to be more than beneficial in so many different aspects than just a monetary sense. The ability to work with the Internet-of-Things technology, as well as its ability to catalog information/data, should I mention how secure the Blockchain is? Undoubtedly we are currently in the Worlds next major "Gold Rush." The last one being the DOT COM Boom which society is still reaping the benefits of along with the continued development which the Blockchain is promising to further that era to another level. Bitcoin Continues Setting Record Highs! **Dec 27, 2020** at 12:25 P.M. Eastern Time. Today's date and time Bitcoin has set it's high at $28,387.00 and at a current price of $26,875.76 I am still hopeful that we will see Bitcoin hit $30K before New Years Day. With all of the momentum I have seen the last few days it was looking promising for earlier today. 2020 alone brought in never thought before institutions such as Paypal, Square, Fidelity, Robin Hood, Webull and more. Also talks about Elon Musk considering using the Blockchain after his tweet rallied the price DOGE Coin. "One word: DOGE," Elon Musk tweeted. This has been a phenomenal year for Bitcoin, passing it's all time highs from back in 2017 and continuing the rally. The majority, myself included speculate that Bitcoin will hit over $100K by the end of 2021. We may see some minor road blocks in the future within the USA. The United States needs to come out ahead in this Crypto Market in order to preserve the value of the USD. Although it appears that United States Politicians would rather see the collapse of the United States Economy than anything else. Allowing the SEC to harass companies that are actively involved in Crypto Currencies should not be allowed. The United States should instead form a committee to oversee the wide range of crypto currencies and that committee should rely solely on the understanding of the Crypto Community to set standards. This would allow for all Crypto's to flourish in the United States and would perhaps put the USA ahead in the Crypto World making the United States the idea Country for Crypto and Blockchain projects. I honestly have to speculate a bit here by saying, I believe that with major investors coming into crypto from Paul Tudor Jones, Stanly Druckenmiller and bringing their followers with them. Most of the wealthy people tend to influence politicians more than the voters that elect them, strange isn't it? I think that the major Financial investors alone will be enough to force Politicians to come out for Bitcoin and allow for other Crypto Currencies to thrive in the United States. I could be wrong and Bitcoin could get charges filed by the SEC in the coming days or weeks. I am just speculating here...like everyone else right now. Biden's nomination for Treasury Secretary Janet Yellen has been quoted publicly advising people against Bitcoin by declaring it speculative and unstable store of value. I know I totally agree with the warning from Janet Yellen, people should be warned in such a manor before they invest. They should understand the high risk categories they are in. I disagree with current outdated regulators trying to oversee new age technology that should call for a governance approach if any. Nornickel Issues its First Metal Contract-Backed Digital Coins **Dec 26, 2020** Nornickel announced they issued their first metal contract-backed digital coins that intends to optimize "supply chain as well as transparency." The Digital Coins will be linked Palladium, Cobalt, Copper Mining and exploration. This will allow for a complete Blockchain Chain-of-Custody for countries or regions that needs the document trail this is a great thing. I don't really see any downside to using the Blockchain in this particular manner. My thoughts are it should make the companies involved slightly more profitable along with making access to products even more feasible then before. XRP Hit A Major Road Bump! **Dec 22, 2020** SEC charges Ripple with raising $1.38B through unregistered securities offering. However this issue had already been handled in a court room in the past and the verdict is expected to come about in the same way giving clarification once again that XRP is a currency that is separate from Ripple which is an advisement firm. This will soon be handled in court and hopefully a fast ruling stating XRP is not a security and can not be deemed a security due to the nature of its use. This verdict may not come before XRP is delisted from most of the worlds famous exchanges in turn killing 40% or more of XRP's current Market. We have seen the price drop significantly due to these legalities that some speculate is only a diversion tactic to stall the growth of Ripple and an undermined attempt at controlling XRP by labeling it a Security giving the SEC authority. I am optimistic that we will see a full recovery from this insult from the SEC and XRP will continue make some astonishing gains that will make a lot of people million and billionaires. As for me, I will hopefully be buying that new Family Estate. Aw, the joys of crypto, right? **Dec 12, 2020** Flare Network snapshot of XRP ledger for Spark Token Airdrop as a result of the Hard Fork that will allow XRP to operate on the Ethereum Network adding even more uses for XRP. Other Crypto News **Aug - Dec 27 2020 HOT** Holochain Market Cap is down almost 5o percent... **Dec 8, 2020** **KIN** Moved from Stellar Blockchain to Solana Blockchain. KIN made the cut not only because I own over 100k but mainly because since Oct 2020 KIN has seen an increase in Market Cap by 60 to 80 Million. Since early Oct 2020 when the Market Cap was at 6 million compared to 86 million today. My Final Thoughts As this year winds down to an end I am Thankful that we are all able to move on to another year full of hopes and surprises, some that may not seem all that unexpected. Hopefully we finally kick this Covid-19 Virus that came from China in the butt and use this as a learning experience going forward on how to screen individuals traveling abroad from any country. All countries were caught off guard by the effects of Covid-19 and a lot of countries are still currently implementing lock downs and halting economies forcing Governments to print Trillions of dollars into the World's Economy. Which has been a solid argument for investors to pour billions into Bitcoin and it has been paying off. I think that saying "You haven't seen nothing yet" applies majorly here in the crypto world along with the blockchain portion. We have still yet to see the next best thing. XRP could go on to dominate everything. Bitcoin could hit a million in the next 5 years. I have seen a lot of arguments "Oh Bitcoin doesn't have a fixed supply, the code can be changed to allow more Bitcoin," I can't argue that. The code could be changed. That is how you can tell these critics are probably not even smart enough to know where Bitcoin cash came from... I had to add that.. Thanks for reading, God Bless You, Stay Healthy and have a Happy New Year!! New Programs I am currently reviewing 1inch.exchange I am investing a little in the Token that the exchange itself just launched. Why not try, right? The exchange itself has some decent investors that seem confident enough for me to invest a little here. https://1inch.exchange/#/r/0xA7db25E594e58e117081186F6B2f0d9E4DAe3B3C Globadino.com Cloud mining comes with 1 month free mining. Also allows for cpu mining for a certain amount daily. Also daily bonus similar to a check in. https://globadino.com/?ref=146004 Blockfi I started my account with a deposit of $25 into BTC and now have a total value of $57.44 sadly but not honestly sad at all only .58 cents of that total is earned from interest on my BTC. Bitcoin has more than doubled since I released my article about Blockfi and how I would be using to see the interest on a small amount of Bitcoin would grow over a few months. https://blockfi.com/?ref=8d2ce8dc Noise.Cash You should already be aware of this one but they deserve to be be added to the list.

@Rutkowski 25 December 2020

Merry Christmas and a happy New Year to all!

@Rutkowski 23 December 2020

Flare Network Releases Airdrop Total: Overview On Dec 12, 2020 Flare Network took a snapshot of the XRP Ledger in order to Airdrop Spark to existing XRP holders, since Flare Network is a Hard Fork of XRP. Flare announced a few days ago now that the amount per 1 XRP to Flare ratio will be 1.0073. They will initially be releasing 15% of the total claimable amount, and rest will be released over the next 36 months. I know that is a long time frame, I do understand the need to slowly release the Tokens over time and not in one massive Airdrop. However I fell like those people on the J.G. Wentworth Commercials, "It's my money and I want it now!" I have some patience just not very much. The project itself will ultimately in the long run contribute significantly to the adoption rate of XRP itself by allowing XRP to operate on the Ethereum Blockchain. In turn this will also contribute to the success of Ethereum. I might add that neither Crypto Currencies needed the other for survival purposes. That being said, this is nothing but another great aspect for both currencies. Flare will help introduce Ethereum users to XRP and likewise XRP users to Ethereum. XRP more so than Stellar has been dominating the Banking Industry in terms of converting Banks to the Blockchain and making payments cheaper. I wish I could say that with the help of XRP and XLM that the Consumers, You and I would reap some benefits from the Banking Industry however they will save millions/billions and not extend a hand to us. We do have a chance to jump on board with a boat load of XLM and XRP and reap the benefits once the Token prices sky rocket in comparison with current prices. Recently the price of XRP has taken a significant hit amidst the SEC Suing Ripple INC Claiming that the sales of $1.2 Billion dollars in XRP is a securities violation. At first sight I seen that and laughed. XRP isn't a security so the suit holds no merit in the Crypto Industry, right??? This answer may confuse a lot of people so I am going to attempt to explain it in a way everyone should be able to understand. We all know that XRP itself is nothing other than a Crypto Currency that has revolutionized the Banking industry and has made Crypto Trading even more cost efficient. XRP isn't even 30% of the way into it's current market. Now lets bring up Ripple INC. whom the law suit is against, not XRP the Crypto Currency itself. The SEC alleges that Ripple INC. violated certain laws when it sold $1.2 Billion in securities a.k.a. XRP. Considering Ripple INC. is a Corporation they are subject to governing by the SEC although XRP is not technically a security per say. I am pretty positive that the SEC is attempting to deem the XRP holding of Ripple INC. Securities since those are assets that belong to a Corporation. I can't really say how this will pan out in court. I know that Ripple Inc. has already received a ruling that XRP is not a Security itself, I am not aware if the assets of Ripple can be considered as securities. I haven't honestly ever dived into Corporation Laws which would give anyone more insight on how this case may play out in court. What happens if Ripple Inc. losses the suit? Ripple will be subject to a fine and different set of rules moving forward in the future. This could potentially Bankrupt Ripple Inc. I would personally like to think that they are smart enough to plan for such occurrences like this and have the funds incase they were to lose. What will the effects on XRP be? Foremost XRP itself is a Decentralized Crypto Currency. This suit is only about Ripple Inc. and the assets they sold off. The suit alone will not have long-term effects on XRP. Now, if the SEC was to win the suit and effectively shut down Ripple Inc. it would in avertedly effect the growth rate of XRP itself. I know the XRP Community is a rather resilient Community itself. Considering XRP now has Spark and coming in 2021 the shared Ethereum Network amongst the 3 will greatly increase the adoption rate of XRP alone. The XRP and Ethereum Communities will find even more uses for XRP since XRP is honestly just that good. I really recommend that you read the whitepaper and not let this situation discourage you. Either ruling, with either outcome will not have long lasting effects on XRP itself. XRP will either rapidly grow or continue to grow at a slightly slower adoption rate with the impact of the Flare Network to be seen. My Final Thoughts Depending on how long you have been following me you may already know that I absolutely love Bitcoin, Crypto and the Blockchain equally just like all four of my children. Just like Lil' Wayne "I have faith in my Weed Man," I also have faith in my Weed Man and even more Faith in Crypto as well as the Blockchain. I have even more faith in God. We are still in the beginning of what will be known as the Blockchain Revolution in the History Books. We are not even at the half way potential of the Blockchain at this current time. The Blockchain is growing at an ever increasing rate. The more companies look into the Blockchain the more it just makes sense for practical applications of all kinds. Ripple Inc. has been at the forefront of converting the Banking industry to the Blockchain as well as the Financial Services Industry such as Money Gram and other Payment Processing companies. The ability to make sending money over borders cheaper than ever before goes solely to XRP. That aspect alone makes XRP ideal for replacing the USD. The USD whether you want to admit or even think about it for that matter is falling faster and will have to be replaced. We don't want another super power that will take advantage of its citizens and the World for that matter. The so-called elected Government in the United States is solely to blame for this current situation. Just with the latest Stimulus Bill which was supposed to help families that are currently being impacted to an unbelievable extent by the United States Governments Propaganda announced Sunday they will be attempting to send out $600 to American Families which for 99% of the United States isn't even a Month's rent. A Family of 6 won't even be able to buy one Month's worth of groceries with that insult. Meanwhile it is the American People, myself included that will suffer the most from this garbage Bill that isn't even going to help half of the people in need, but it will give this Nancy Pelosi Bitch Millions as well as her friends. They will be cozy inside of there million dollar mansions that people like myself had no choice but to pay for while we all starve to death, crime rates increase and we move closer to a revolutionary war in the United States. This will all be great news for the Crypto Industry since I am not the only that can see what is happening right now. Typically when some thing major is about to happen inside of a country you will see Money start to move around the financial industry. Most people want to safe guard their wealth. I am poor, I mean extremely poor considering the country I live in. I can say for a fact that over the last year I have been putting my money into Crypto. Since I have been putting money into Crypto my earnings have went up. I have been able to spend more without my money losing major value. I am able to use Crypto for anything except my Weed Man, I love him, but he has still yet to get up to date with the new age Technology. I can't really fault him considering he doesn't even have a smart phone yet. The main point being that right now Money is moving into safe guard positions in the United States. Elon Musk is debating in a tweet with Sailor about converting Tesla's balance sheet to Bitcoin. I look for Bitcoin to be a major safe harbor. I started saying that at the beginning of Covid-19. I Think about it for a second, the United States Stock Market took a major dip and the Crypto Market took off. This started in March of 2020 and since then we have seen a lot of major companies start buying up Bitcoin, somewhere in the range of 200% daily. That doesn't include people like you and I whom are still buying in as much as possible. Just like with the first Stimulus check I got in the worthless USD failing currency I will be converting mine into BTC, XRP, XLM, HOT and BCH. We have had plenty of Economist come out and warn the United States that the USD will be completely worthless if they continue at the current rate they have been. I think almost everyone in the world has the same desire to see that Governments no longer hold the ability to print any currency that we adopt moving forward in the future. Honestly we have Governments to fault for opening the door to Crypto Currencies. We should all be self aware of why these currencies will ultimately be beneficial to humankind moving forward in the future. We transform society into something great by taking back the Monetary Power and equally distributing it to every individual throughout the World. Crypto in the future will replace every aspect of the outdated financial systems World-Wide as we currently know it. We are on the forefront of something so much larger than the Dot Com Revolution could have ever dreamed of being. We have a major opportunity right now that will forever change the wealth distribution and literally will flood the World with Millionaires and Billionaire and in some cases Trillionaires. The impact of giving thousands of people millions in capital should ideally flood industries with some pretty amazing technology and innovations in the World, dare I say the "Elon Musk Revolution?" Thank you for reading, God Bless You, Stay Healthy!

@Rutkowski 22 December 2020

Elon Musk, BTC and DOGE? Overview Elon Musk is a rather remarkable individual to state the least. Society will be talking about Musk as they still talk about Nikola Tesla. Elon Musk has made a major difference in every ones lives whether you realize it or not, just as Nikola Tesla. Elon Musk sold X.com which winded up becoming what we all know now as Paypal for $180,000,000.00 Elon Musk has since went on to start Tesla, SpaceX, Boring, Neural Link and my personal favorite Star Link. I am sure most of you know whom I am speaking of, he made a simple tweet "one work: DOGE," Elon Musk tweeted. Shortly after Doge rallies by 20% to 35% just from the mentioning of the DOGE. A major Influence such as Mush can really stir up a mass. Michael J. Saylor Co-Founder of Micro Strategy and current hodler of $1.15 Billion in Bitcoin suggested that Musk do his share holder's a favor and convert Tesla Balance sheet into Bitcoin, around $100 billion an implied that it would turn into $1 Trillion. Saylor's opinion has merit considering the current progressive rate of Bitcoin. Also the obvious which Saylor states that by Musk converting his balance sheet that others in the S&P 500 would follow suit further increasing the original investment. Shortly after both Musk and Saylor went silent when Saylor offered advice from his Playbook if Musk were interested. BTC Update As of this moment Bitcoin is around $23.4K and I believe we are going to flirt with the previous price levels before the rather minor price correction if you even want to call it that. Now, I think if Musk dives into Bitcoin we could see my long time anticipated $30K a whole lot sooner than later. I know this week we have had a lot of people fired about the implications of what would happen if the government puts even more regulations on Crypto. I have long since expected that all governments would want to track account holders in order to maintain some sense of control. However lets really think about how the Government's could track the Blockchain? The same way you and I can, right??? They just want to link all wallets to an account owner say they can make sure that they get their share of anything you may or may not have. Honestly it is not any different than how they attempt to track Digital-FIAT Transactions. Especially if you think of Gift Cards and Pre-Paid Credit Cards as different Cryptos and wallets. The point being they can only track the Blockchain to a certain extent and beyond that they are SOL. They can not shut down a decentralized network. They can try buy Bitcoin isn't going out the door, Government is on the way out. I wouldn't doubt the implications that Governments World wide are behind this move. I have always seen that legitimacy of the New World Order. In case you don't get the reference you may want to spend some time researching it. Ultimately Governments are going to go through a phase of trial and error conversations on how they could manage Crypto in their Countries. They will learn quickly that they will not be able regulate crypto the same as they are not currently able to regulate FIAT. They will have to accept that in the future Cash isn't King any longer, Bitcoin is King. Our Communities are growing rapidly and the more Governments make citizens angry with all of the propaganda, scandals and the complete abuse of authority with no respect towards the law because they have made themselves above the law. We will continue to see small investors pour in, we will see major financial advisors pour in as long as governments keep printing money and making Bitcoin look like a no brainer even more. We are in the midst of a life changing era that will forever transform everyone's lives just as the Internet Rush did. The Blockchain is secure enough to lure anybody, not to mention the fact that it makes basically all of the current infrastructures obsolete in comparison. I could go on for days about how the Blockchain could be used to improve almost any company. I could also talk about how dangerous the Blockchain will ultimately be for people like myself that believes the Government doesn't have a right to over step their boundaries. I would elaborate on this more, but I don't want to give away any ideas that some could use against us. I am sure that if you follow along and understand the Blockchain an think about the programing ability on top of the blockchain. Now think about all of the information Governments want to collect and how easily the Blockchain would make all of these task become...are you scared yet? Like it or not we are entering the Blockchain Ager/Era and I could not be happier to be involved in the community. I see a long bright future in Crypto and Blockchain World a like. Bitcoin will continue to grow, along with the ups and downs. I hope everyone gets a chance to make some money off this market. I want you to remember that I am not an Financial Advisor nor do I intend this information to be used for investment purposes. These are my own thoughts and opinions that based off of the research I have done. Please do your own research and never risk money that you can't afford to lose. Thank you all for reading, God Bless you and Stay Healthy!

@Rutkowski 19 December 2020

Bitcoin Continues To Go Up! Bitcoin Hits $24K This has been a great week so far for the notorious Bitcoin to be back it again setting records that will go down in history books through out the world. We have to give a lot of thanks to all the new people whom are major influencers in the Financial Market that keep pouring money into Bitcoin and coming out publicly in support of Bitcoin. I know we still have a lot of skeptics that are still not so sure about the value of Bitcoin. When you trusted public figures announcing support of Bitcoin publicly it gives Bitcoin that much more credit. A lot of investors are what you would call "Trend Investors" they tend to follow suit with what others are doing. You also have "Trend Setters" These people are the ones that tend to pocket the most. Than you have the "Careless Investor" the ones that don't do any research and follow word of mouth and jump into anything. Finally not last, but the last one I'm listing here. The "Sideline Investor" these are the people that are currently sitting out of the crypto market and watching all of us either getting our feet wet or diving straight in. Once they start seeing that Bitcoin is on a constant trend and at the current ROI Rates it makes almost no sense to hold cash in a traditional savings account. I put $50 into a interest yielding checking/savings account. I now have $50.01 I put $25 into BlockFi I now have 52.86. So, yeah...where would you rather stash your money? I choose Bitcoin, XRP, XLM, and HOT. https://blockfi.com/?ref=8d2ce8dc What about Government Regulations? We are in ushering in a new era. We are doing something that hasn't been done before, in comparison we could use the computer industry or the smart phone industry. When the computer and Smart Phone industries launched everyone was skeptical of Smart Phones and Computers. I remember hearing people say things like "These computers are worthless!" or "Computers will never go anywhere." Every new Technology that aims to replace life as we have known it for so long takes time to adapt to. I know some Countries will try and fight off the crypto market as much as they can. However the Blockchain can be accessed from anyone anywhere in the world. The only reason I can think of for Countries to fight against Bitcoin and other Crypto's would be the preservation of there own currency. I don't really see an outcome where Bitcoin brakes another countries economy. I could see Bitcoin enhancing economies World-wide. Most Governments have been slow to publicly announce anything about Crypto. I know in the united states we had a state pass legislation in order to make it legal for Insurance Companies to invest into Crypto. This law was a first of it's kind in the nation. This not only opened the door for even more companies to get into crypto, but this opened the door for other states and countries to start passing similar legislation. I know where I live in the United States that I have tax liabilities on Crypto. I am not banned from buying and selling Crypto. I can't face any legal charges in regards to crypto unless I was committing tax evasion. Governments know the current the financial infrastructure is outdated and needs replaced. Governments love to be able to track every body, do they not? Therefore the Government would love to be able to track the complete Bitcoin ledger for tax purposes. Not to mention the fact that since every transaction is stored on the ledger and anyone whom wants to can view all of this information. That is an upside for the government and certain individuals. This is also a downside to a ton of privacy seeking individuals that refuse to allow themselves to be tracked. Is it too late to Invest? Keep in mind that I'm not a financial investor and I'm not giving financial advice. I'm just stating my opinions based upon the research that I have done. I would ultimately say that considering the long term price predictions for Bitcoin that you would be safe investing for the long-term, the short-term market is rather scary. You have to be prepared to hold when prices start shooting down. I know of a ton of people that jumped into Bitcoin at $18K or more and sold for substantial losses. I know it can be rather stressful when you watch your investments shot down, but it is the same risk that you face with the stock market. Bitcoin has a history of producing substantial gains in the long term. I truly believe that if you were to buy a single Bitcoin at today's price you would be a millionaire within the next decade. You might be better off to diversify your investments with the majority Bitcoin. I can't stress enough that you should be very cautious during these times. Setting a sell alert isn't a bad idea to save yourself from unwanted losses. You should not ever invest any money into Crypto that you need. When you invest in anything you do take risk of losing your investment, so be smart and get that money! My Final Thoughts I have said it countless times before, "We haven't seen nothing yet." We are just in the beginning of what we are going to see in the near future. Bitcoin is the king of crypto and we will one day see Bitcoin at prices above $1 Million. I don't think it'll be this year or the next year, but within ten years? Yes, I can see that timeline as more than realistic provided the support keeps coming in. I honestly look to see over $30K before New Years Eve. I know we are just above $24K at the time of writing this but we are on a steady roll and we keep making spectacular gains. I am excited along with the entire crypto community. Every crypto on the board is seeing an upside to Bitcoin rally. We are seeing gains in all areas of the Crypto Market. I know a lot of people whom believe that Bitcoin has absolutely no effect on the market. I totally disagree. This may be an odd comparison, but I think of Bitcoin as the "Gateway Crypto" kind of like "Marijuana" is the "Gateway Drug" to other drugs. No, I don't believe that just because you smoke "Marijuana" that you will do other drugs, I do however agree that using 'Marijuana' illegally leads to people being exposed to other drugs which some end up doing. Hence Marijuana is a Gateway Drug. When you start buying Bitcoin you are being put in front of all kinds of Crypto and that is why I call Bitcoin the "Gateway Crypto" and why I have to say that Bitcoin does impact other Crypto Markets. We are all coming into this at the beginning of it's acceptance. Not the at the creation which would make us all really rich. We are still not too late to cash in millions if we play the Crypto's correctly with out folding too soon. Thank you for reading, God Bless You and Stay Healthy!

@Rutkowski 18 December 2020

What Is Blockchain Really Doing For The World? Blockchain What Is The Point? The Blockchain is literally transforming every industry in the world and slowly changing the way we connect with each other. The Blockchain is so resourceful and secure that it is being implemented to replace so many companies current/outdated infrastructures that it is almost safe to say that all companies alike will make the switch. The Blockchain Technology itself is growing at a faster rate than Crypto currency, but is contributing majorly to the success of it's predecessor. What is good for Blockchain is in turn really good for Crypto, or should I say Bitcoin and other cryptos? Bitcoin opened the path for Blockchain Technologies to be developed. The Technology being developed is kind of unthinkable just a decade ago. Ethereum has done a lot to drive attention to programing on top of the Blockchain. IBM and Microsoft alike have given a ton of support to Blockchain Technologies. Here in the US we can but certain ECigs and some companies have such a hard time with knock offs that they use Blockchain Technology to track inventory down to the end user. The user can go to a site and verify whether the ECIG is actually from the manufacture the box says on it. I have heard of people being killed by harmful ECIG's so this technology if it were to be a requirement for all manufactures to use could potentially save lives and guarantee authenticity. The responsibility would still fall on the end user to go to the website and verify every purchase before using the product. The Blockchain would fix all of the issues with the current election process in the United States as well as the world. I could talk Blockchain for years and still not be done covering all of the current advancements. Covid-19? What could the Blockchain possibly do for Covid-19? Right?? Come on now! The Blockchain can be used to make almost every process such as the distribution and tracking of the Covid-19 Vaccinations easier and more secure. IBM and Bill Gate's has already spoken out publicly in regards to using the Blockchain as a means of tracking the distribution of Covid-19 Vaccination shots. Both with rather compelling reasons. I agree that it is very difficult to falsify the Blockchain. With such high demand comes a flood of counterfeiters whom will be making knock off versions of these Vaccines and distributing them as well. These could be life threatening, no body knows for sure. With such high demand we will also have an issue of people stealing the Vaccinations. I am not sure how the Blockchain would safe guard against this. I get how the Blockchain would allow for individuals to authenticate genuine drugs, as well as the means of tracking and distribution. Economies World-Wide! This is another personal favorite aspect that I haven't ever seen any reports based upon yet. What will the Blockchain do for economies through out the World? We haven't really stopped to think this one through fully. With new Technology comes new Certifications, Government Licensing, Maintenance, Programmers, Facilities, Human Resources, Equipment and foreseen aspects. The Blockchain sector within this decade will grow to employee a great deal of the population at an ever growing rate. Companies will design more Blockchains and they will always need people whom have a higher level of understanding. They will always need a sales force in order to acquire new business, They will need customer service agents to support clients with general issues. I am sure you are starting to see that the Blockchain is opening the pathways to millions of jobs World wide. The amount of Freelance work the Blockchain has already created alone is just insane. Did I mention that the Blockchain is expanding and growing daily, The Blockchain will also allow for more people World wide to start their own crypto currencies or Blockchain products building Sunami of new Companies that will revolutionize the way our technology is developed until that next big thing finally hits the market. My personal opinion that the next big thing other than the Blockchain will be Quantum Laptops...it'll happen. **Health Care Industry:** 2016 M. Mettler, "Blockchain technology in healthcare: The revolution starts here," 2016 IEEE 18th International Conference on e-Health Networking, Applications and Services (Healthcom), Munich, 2016, pp. 1-3, doi: 10.1109/HealthCom.2016.7749510.Abstract: Blockchain technology has shown its considerable adaptability in recent years as a variety of market sectors sought ways of incorporating its abilities into their operations. While so far most of the focus has been on the financial services industry, several projects in other service related areas such as healthcare show this is beginning to change. Numerous starting points for Blockchain technology in the healthcare industry are the focus of this report. With examples for public healthcare management, user-oriented medical research and drug counterfeiting in the pharmaceutical sector, this report aims to illustrate possible influences, goals and potentials connected to this disruptive technology. https://ieeexplore.ieee.org/stamp/stamp.jsp?tp=&arnumber=7749510&isnumber=7749413 **SHIPCHAIN**: ShipChain, decentralized platforms for shipping and logistics. **Ambrosus**: Ambrosusus Inc. IoT Network For Food and Pharmaceutical Enterprises. **Chronicled**: Supply-chain provenance. Asset Tracking. Enterprise Solutions. Is working with  Pfizer, Gilead and Bayer. **OriginTrail**: Kaydex Pte. Ltd. Data integrity and validation in inter-organizational environments. **EXIMCHAIN**: inventory, finance and sourcing protocol. **Modum**: Monitoring through IoT Sensors. **Everledger**: platform for asset provenance and supply chains. **Morpheus** Network: transparent and efficient platform streaming and automating the global supply chain. **Cargo X**: smart bill of lading solutions **Cargocoin**: trade, transport and logistics platform. **Sectech**: supply chain transaction network for SME's **300cubits**: shipment booking ecosystem. Now I will give a lot of undue credit to Bill Gate's himself. His Blockchain solution will help save thousands of lives especially during a pandemic such as Covid-19. During this pandemic we all saw first hand that industries world wide needed a new solution to tracking their supply chain's. Bill Gate's Blockchain solution will allow for custody tracking from the point and time a medical device/drug is moved or used/expired to auto update allowing for managers to effectively track and management every little detail of their supply, as well as allowing for the easy transfer of supplies. It is very important for officials to be able to account for every last dosage of medicine. i.e. Lets say that we 2,000 doses to be transported to New York but our outdated ledger shows that we have 5,000 doses stored in a factory located in Indiana but 5 years a go we shut down that factory and distributed it's supplies amongst the remaining facilities. Now where is the 2,000 doses needed to save lives? Had the made up company above been using the Blockchain solutions that a lot of Health Care Industries have already upgraded to, they would have typed in the code or name and the ledger would show the exact location of those 5,000 doses than the manager could have those doses distributed where they are needed most instead of sitting collecting dust while people potentially die. Over all the outdated system is inefficient and not cost effective. This means that the Blockchain solutions are more than efficient in tracking and over all a whole lot more cost effective which should slowly reflect upon the bills of patients to the health care industries or the corporations will just make themselves richer. I can't predict if they will pass the savings to end users. I would say some will and some most likely will just report higher earnings on their quarterly reports. Time will tell. Electric and Fuel Industries: Companies such as Tesla have developed Blockchain Technologies for tracking the usage of solar power electricity and for the purposes of selling electric to the grid during peak hours and buying back during reduced rate hours. The effects of the Blockchain will in the near future change the ways we pay our bills forever and increasingly incentivize the usage of solar panels in order to live greener lives and save money while generating money here and there all by using Blockchain Technologies. The Blockchain Technology that Elon Mush is developing will i.e. link together countless homes that use solar panels via smart walls enabling them to track their own households energy usage as well as times. This better helping the power wall to help save the end user money and at the same time generate the end user money when times are right to sell excess energy back to the grid. This is an untapped industry that several companies are working on right and have already launched on. I am just particularly fond of Elon Musk...I think it has something to do with my fascination for Nikola Tesla and lets just face it, I'm a complete nerd... (read more here) https://www.forbes.com/sites/guidehouse/2020/12/16/energy-blockchain-can-boost-smart-energy-communities/?sh=3742d97d21c5 Various Industries Using Blockchain Technology: Money Gram: using XRP Ripple Blockchain allows sending money in minutes along with saving money. https://www.moneygram.com/mgo/us/en/ **Jaguar Land Rover**: invested in a blockchain Circulor in order to track supply chain of Cobalt which is an conflict material that mainly come from the Democratic Republic of Congo and they have issues with forced and child labor as well as illegal wages when it comes to mining Cobalt. The Blockchain Technology here will make sure that Human Rights are not violated by the mining of Cobalt in these territories in the regards of Jaguar Land Rover at least and opens the door for other manufactures to purchase Cobalt without the risk of funding an inhumane mining industry. Similar to that of the "Blood Diamonds" Technology and evolution are greats things for society. However the responsibility to ensure that we are gathering these resources in a safe and humane way relies upon the manufactures whom purchase these raw materials and also falls onto the end consumer to ensure they are not buying from manufactures whom purchase raw materials from sources of such as the "Blood Diamond" Markets. **Estee Lauder Companies**: in early 2021 will be releasing their blockchain traced barley to stores in the EU. **TRADEWIND**: digital trading settlement and ownership solution for precious metals. **Devery**: decentralized product verification platform (ECommerce) **SKYFchain**: operating platform for cargo robots industry. Major Investors:  **MassMutual**: Invested a $100,000,000.00 into Bitcoin, with the goal of delivering long-term value to policyowners according to CIO Tim Corbett. While in the bigger picture of investments from a company that has been in operation since May 15, 1851 located in Springfield, Ma USA. **Square** (Payments Processing): vested $50 Million into Bitcoin earlier in 2020. The implication of that action might mean the company itself is planning on allowing merchants to use Bitcoin in the future like Paypal and Cash App. **PayPal**: has grown to not only investing millions of dollars into Bitcoin but they also now support the purchasing and selling of Bitcoin. This is a pretty good sign in my opinion that they are currently the closest payment processor to allow merchants to accept Crypto as a form of payments. **Cash App**: is not so much of a payment processor like PayPal is. However Cash App is mainly used for peer to peer transactions in a similar sense as Crypto is but for FIAT. They have expanded their services to include Stock Market purchasing and selling as well as the exchange of crypto such as Bitcoin which makes it easier for American to buy into Bitcoin and top Crypto Currencies. https://cash.app/app/LVBZRGQ **Stone Ridge Asset Management**: Currently holds over a Billion Dollars in Crypto assets with the majority being vested in Bitcoin. Reported there client base has more than quadrupled during the last year. They won't release any actual holdings information on exact figures. I can't really blame them for keeping these things private. I have to say that even announcing that your company holds over $1 Billion in Crypto Assets makes you a target. We do know they represent a mass majority wealthy private investors as well as a boat load of Banks and other companies that wanted a safe way into the Crypto World with the same treatment that they have grown accustomed to from Wall Street. With only their original purchase of 10,000 BTC several years back, is now valued at just over a quarter of a billion dollars alone. Plus they have have expanded their client list exponentially over the years. **Ribbit**: located in the Cayman Islands currently holds over 8 billion dollars in Crypto. **Winklevoss Twins**: They get mentioned just because my oldest son's name is also Cameron. The Twins like myself and so many others see that in the future blockchain will be used for everything. Banking Industry: **Banca Generali:** S.P.A. is an Italian Bank focused on private banking and wealth management, is part of the Generali Group. Founded in 1998, CEO Gian Maria Mossa since March 2017. The announced a deal with Coinio to provide custody support for Bitcoin to it's customers as well as purchasing $14,000,000.00 worth of Bitcoin. **VTB**: issued a digital bank guarantee on the Masterchain Blockchain, which is still in production. Masterchain is an Ethereum Blockchain (FORK) not in the sense of the BTC FORK to BCH, but rather a variant of the former. Master Chain was co-developed by Bank of Russia and commercial band and will be operated by Fin Tech Association. Bank of Russia put a guarantee for 392 million rubles. (read more here) https://www.ledgerinsights.com/russia-vtb-bank-guarantee-blockchain-masterchain/ Government Acceptance: **USA**: **Wyoming** this year passed a bill that allows Insurance companies to vest into Digital Assets such as Bitcoin. This law went into effect July 1, 2020 and was a first of it's kind in the nation. **TrueUSD**: is set to become the supposed first US dollar-backed stablecoin and is launching on the Avalanche Blockchain. The planned launch is in the first quarter of 2021, we will see what happens with this project more so in the future... **Germany**: will allow some Digital Assets which is slowly paving the way for Crypto Currencies in Germany. Prior to this change Germany had a law that required the actual exchange of physical certificates. Germany will in turn save money by going digital in this aspect using the blockchain for apparent reasons of how secure the blockchain is. The savings will come from saving money printing certificates. Ink, paper, stamps, envelopes, deliveries and pickups add up. We didn't even include the cost of paying some one to handle all of these processes. Germany also went on to comment about how this will open the door to building and adding new technologies in the future. While this may just be for securities at the moment it shows yet another way in which Blockchain Technology is changing current infrastructure and saving money while opening the eyes of people whom never seen any potential in Blockchain. Also to people whom believe Blockchain only exist in coins like Bitcoin... **France**: since 2018 has allowed Blockchain based trading of securities, but only non-listed securities that don't use securities settlement systems. As for the Crypto Market, it is slightly regulated to some degree.( read more here) https://www.loc.gov/law/help/cryptocurrency/france.php#:~:text=Cryptocurrencies%20remain%20largely%20unregulated%20in,to%20establish%20a%20regulatory%20framework. **Venezuela**: Okay, I was hoping that the United States would have shown such imitative especially in light of all the issues with the 2020 Presidential Election...I knew our government wouldn't be the first though. I applaud those in Venezuela whom took the initiative to get this Blockchain up and going and all of those that supported it by voting. Amazingly enough this is a U.S. Blockchain-powered platform used for democracy-related purposes. I bet the United States rigged yet another Election. I say that jokingly but with the state of our election systems can we really trust that Blockchain now? Yes we can! That is the great part of the Blockchain. The Blockchain tracks custody of the votes and to whom they belong to. Education Industry: **National University**: will be using new Blockchain Technology in order to make transcripts and academic records more easily accessible and portable for students alike. (read more here) https://finance.yahoo.com/news/national-university-launches-blockchain-initiative-140000223.html?guccounter=1 What we will see in the near future with Universities alike is the transitioning of in internal processes to use blockchain technologies as well as Universities hiring professor's to teach the Blockchain to fresh young minds. Gaming Industry: I have to say that the Blockchain is nothing new to most gamers out there including myself. I am an avid Fortnite player. I am trash at the game but I get a lot of wins. I just haven't caught on to the whole building technique like all of the other players that literally treat my Fortnite Character's like rag dolls and destroy them...lol Anyways Fortnite using a in-game Crypto V-Bucks in order to get the Battle Pass, Skins, Emotes and Banners for the game. The V-Bucks outside of the wallet would be worthless and I'm not aware of a wallet that would exist outside of the in-app wallet that would support V-Buck even if withdrawal was an option. Fortnite wasn't the first company to use similar technologies. A lot of the Gaming Industry including online Casino's already use Blockchain Technology to their advantage. Microsoft: subsidiary XBOX, will be using Blockchain for gaming rights and royalties. We all know Microsoft isn't new to the Blockchain and they will be using it in any way that they can in order to make even more money. For lack of better word's. "The blockchain-based system will be used by the software giant to enable its Xbox gaming partners and network of artists, musicians, writers and other video game content creators to gain increased visibility into the tracking, management and payment processing for royalty contracts." Techradar Pro https://www.techradar.com/news/what-is-blockchain-everything-you-need-to-know **Atari**: Am I ringing any bells yet? Atari was bought out in 2008 by Infogamers whom filed bankrupt in 2013. Now they are on the comeback. The original Atari brand that is. They have already launched that ATRI Token that will be used as the in-game crypto currency. ATRI was built on the Ethereum Blockchain. ATRI will be featured in the online multiplayer game Karma the Game of Destiny. The will also be launching the Atari VCS console, apparently a hybrid console and PC with blockchain connectivity for online gaming and Crypto purchasing. “Our goal is first and foremost to be on the blockchain, to offer as many games and interactive experiences as we can,” Atari CEO Fred Chesnais told Yahoo Finance Live on Tuesday. “As part of that, if you really want to have a chance in the long run, I believe you need to have your own utility token, and this is what we are doing... This is a space that I don’t want to ignore, because I believe this is a space that has tremendous potential.” https://finance.yahoo.com/news/atari-ceo-on-crypto-token-and-blockchain-gaming-we-know-this-is-going-to-work-213158823.html Robotic Industry: I listed a Blockchain company above that also targets the Robotic Industry, but for the Robotic Industry I give full credit to HOT Holochain. I see the unbelievable potential for using Holochain with robotics. Holochain allows you to monitor sensors and keep that data flow with a constant tracking platform. Think about the Covid-19 Vaccines for a moment again. These Vaccines have to be shipped from location A all the way to location. Lets say A: America B:Iraq As part of shipping these doses we need to be able to monitor the temperature of the storage containers. We can not allow for them to reach a temp of above 54 degrees or they will be rendered useless and potentially harmful to the consumer. So, we add sensors that track and report the temperature at every single change. Allowing for alerts and notifications to be sent out immediately if they're experiencing any issues. That would potentially save the doses provided the tech's could fix the problem. This would also more than give confidence to the physician whom is administering the drug to an Patient. The Physician would know the exact origin of the medicine, they would know the exact path the medicine traveled to make it into their hands. They would also know the exact temperature of the medicine the entire life of the medicine. They would also know if anyone opened the cargo at any point and time. Since they would be able to verify the origin of the medicines they would be able save lives by not giving away counterfeit medicine. Which I guess it depends on where you are from if you are aware of counterfeit drugs or not. The above scenario is made up, I don't know what all of the rules for shipping the vaccines are and whether or not the temperatures will effect the drugs. I was just using a hypothetical scenario to explain what HOT Holochain could easily make possibly with the Health Care Industry as well as with an form of Robotics applications that require sensors as well as data storage/gathering. What Signal Does This Send? Often times we tend to rely upon the foresight of others to lead us into new technology. Look at computer and how much they have flourished. When I was a child I didn't know a whole lot about computers until my Mother brought one home. I was 13 and let me tell you that thing was huge in comparison to my Laptop, but it still lead me here. In the Unite States I don't computers got that big until Dell started running that one commercial "Dude, Your Getting A Dell!" Ben Curtis The moral of that story is just to show that technology takes time to spread and it doesn't really take off until you have major influencers and credible institutions as well as friends and family supporting and adopting the Technology in order to get every ones attention and pull in those who have been on the fence for so long. I look at it as more of a psychological gain. People tend to put trust into hear say, a.k.a. word of mouth advertising. The more people spread awareness the more the value of what they are talking about becomes. I am not talking about monetary wise at this moment. They start hearing all these reports about major companies like the ones above and thousands more so they start to get a little bit interested. Next thing you know Bob down the road now has some Bitcoin, huh? Bob never really seemed that smart in school, did he? We have had people for the last ten years who have been more than skeptical of Bitcoin, Crypto, Bob and the Blockchain alike. They had been unwilling to see the logical advancements that Bitcoin has ultimately lead the way for, some still are unwilling. I can not fault anyone whom is still skeptical over Bitcoin and I totally understand that people don't comprehend the usefulness of the Blockchain for more than a monetary purpose the however in turn improves lives and cuts cost from small to large amounts. The thing is now that Bitcoin as well as the Blockchain have gained enough public attention to make them both creditable they will both continue to grow at an exponentially rate. I would estimate that we are in the 10% range of the Blockchains full potential as of now. My Final Thoughts I hope I have opened your eyes to the bigger world of crypto than just Bitcoin or BCH. I am a fan of both an I have to mention I love the new record highs and I love the fact that it isn't done yet. Anyways like I was saying everything I covered above isn't even the beginning of everything the Blockchain is already doing in real life scenarios. The Blockchain is improving the Health Care Industry, Banking Industry etc... With all of the companies pouring billions into blockchain development projects and for the companies that currently operating on the Blockchain whom have saved millions and lives has begun to spread like wild fire. We will be seeing all kinds of new innovative Blockchain projects in 2021 that will launch and take the majority by surprise. My favorite odd ball project would be the Crypto Keys Project. The crypto itself would be a key to a car, truck, suv, house, apartment and office space. The technology is available, my understanding is it would use a Blockchain Network. Someone looking for a car searches for nearby cars and selects the car they want. They meet with the cars owner and they both enter into a smart contract. The person who rented the vehicle returns it and the other gets paid so they are both happy. The best part is they didn't have to know each other until the exchange took place. The same concept as well with the office space and housing. I can imagine the future with Blockchain and I only wish I had a team of passionate motivated and like minded individuals to work on a massive project. The very least I would be satisfied with enough money to fund the project myself. I look forward to seeing even more projects from the Crypto Community in the future and I am even more excited about the Blockchain Developments to come in the near future. Thank You for reading, I hope I didn't bore you too much. God Bless You, Stay Healthy!

@Rutkowski 17 December 2020

BTC Bitcoin Finally Did it ATH 22,190.01 Got To Love IT! **$20,820.20 Recorded By Coinbase!** I hope you don't you don't judge me for this next comment but I love the 420 although I know the high is going to be shortly passed as well...So, in honor of the new ATH that I just told my Significant other earlier this morning when BTC was at about 19.4k that it would be topping 20k around 11 a.m. my time, it is currently 9:12 a.m. my time. I was slightly wrong, but not disappointed at all. So, in light of the new ATH I'm going to share a little story that a lot of people may not of had the chance to hear yet. Laszlo Hanyecz, just like any other person was living a some what normal life. Laszlo just like any other person had an appetite and like so many people in the world he also enjoyed a nice Pizza. Like so many people in America he enjoyed Papa John's Pizza. This is where Laszlo was slightly different than the average person. The average person would have got out some cash or went to the store and bought some Pizza. Laszlo instead agreed to pay 10,000 Bitcoins for two delivered Papa John's Pizzas. This was all organized on Bitcointalk. Laszlo reached out for help while being in need. "I'll pay 10,000 bitcoins for a couple of pizzas... like maybe 2 large ones so I have some left over for the next day," Laszlo wrote. "I like having left over pizza to nibble on later. You can make the pizza yourself and bring it to my house or order it for me from a delivery place, but what I'm aiming for is getting food delivered in exchange for bitcoins where I don't have to order or prepare it myself, kind of like ordering a 'breakfast platter' at a hotel or something, they just bring you something to eat and you're happy!" A British man jumped on the offer. At that time the price of Bitcoin for 10,000 was worth around $41.00 which wasn't much, but still a profit considering the Man paid only $25.00 for two Pizza's. This will forever make May 22, Bitcoin Pizza Day. The astonishing thing is that at the time of doing this Bitcoin wasn't worth anything per coin. No body back than except for the "Nerds" knew about it. (No offense, I am still one) That was a label a lot of people put on Bitcoin Enthusiast. So, Laszlo then paid around $41.00 USD worth of Bitcoin at the time which as of this moment is now worth an astonishing $207.2 Million USD. I wonder if this guy held onto any of those coins? Either way it was a historical moment in the history of Bitcoin that a whole lot of people may or may not already know. Considering this historical moment in our current time I figured I would share that. So today has been an amazing moment, unlike 2017 when Bitcoin shortly after setting the "Old All Time High" started around a 40% price correction. We shouldn't see any lows beyond 19.5K and that in my opinion is should be lowest price correction we see for a period of time provided everything keeps going in favor of Crypto. What Could Happen? That is the Million dollar question and judging by the awesome Market Gain's we are seeing right now I really hate to cast any doubt about the current Market. We could eventually see some whale transactions cash out but considering all of the current implications: **Government Acceptance:** Countries around the World have already grown enough technologically to realize that the block chain is worth allowing but at the same time plenty of countries are still attempting to figure out how to control money laundering through Crypto's such as Bitcoin. **United States:** The acceptance in the USA alone has grown to open a flood gate to billions of dollars from some of the World's most renowned investors located within the states. Crypto has also more than earned the respect of Wall Street investors and has more than like over the 24 hours bought some VIP's a new Yacht or a Mansion. **Saudi Arabia:** who's Central Bank back in 2018 signed a deal with Ripple "To help banks in the kingdom settle payments using Blockchain Software." 'Reuters has made a tremendous impact in the way the world views Crypto and has added acknowledgement to the Crypto World. Other countries like Canada, Japan, Australia etc... also allow for crypto trading. https://www.reuters.com/article/us-saudi-cenbank-currency/saudi-arabias-central-bank-signs-blockchain-deal-with-ripple-idUSKCN1FZ0LD **Banks:** Siam Commercial Bank: One of Thailand's oldest Banks. American Express PNC Bank: USA based Bank. Industrial Bank **Payment Processors:** Nium: South-East Asia (International Payments) transferGo: U.K. based serving over 47 countries and 22 currencies Santander: Retail and Commercial payment processor serving 6 Countries with 140 million customers. Money Gram Paypal Cash App https://cash.app/app/LVBZRGQ **Financial Investors** like Dan Morehead: Founder of Pantera Capital. Tyler and Winklevoss they 950 million in June of 2020, do the math... Michael Novogratz. The above references are just the tip of the wave. The crypto community was already growing beyond itself at a rapid rate constantly expanding. The flood walls for the average investors that want to be live a life of comfort and never worry about bills again are pouring in by the thousands. People World wide are flocking to crypto at an increased rate and with the new historic records set today we will see an even larger rate in the near future that will continue to grow until eventually every digital monies transaction will take place on top of a block chain making it possible to pay some one thousands of miles away in seconds. All thanks to the blockchain. What is The Next Price Target? 30K! Yes, you can quote me and disagree all you want but 30K will be the threshold that Bitcoin will have to brake. I know as of now we are not past the 25K mark but we have a lot of momentum going forward which is a great thing. My Final Thoughts These are some very exciting times right now for a lot of people. The waters can be really wavy right about now and we will see some rather large price retreats before we make it "Over The Hill," but rest assured that Bitcoin will make it over the hump as it skyrockets to the moon eventually. We will continue to see all new highs for as long as Bitcoin exist. I sound like a broken record to myself saying this, Bitcoin is here to stay and Bitcoin is not going anywhere any time in the long term future. Just a heads up, I am currently working on a rather long article about all of the detailed uses of blockchain and I'm going to dive into how the blockchain is improving lives and how all of this is going to effect Crypto Markets in the long run. I am very excited to be writing this article and I'm sure everyone will have a chance to learn something new from it as well. So, don't forget to follow me in order to get a notification in the next day. It will be a must read! Thanks for reading, God Bless You and Stay Healthy!

@Rutkowski 15 December 2020

Is This A Great Time To Take A Personal Loan For Crypto? Should You Take Out A Loan? You could potential make billions of dollars? You could go bankrupt or slightly into debt. What would be the best bet in the market right now? I am not a financial advisor nor do I claim to be one. I am not physic when it comes to crypto, but I have always had a great feeling in regards to crypto exploding with the only fear being that I didn't have enough money in it to really make a killing when it does. So, should you dive in and refinance the Family's Estate and go all in? Hold your horses on the all in. I know what is happening in the markets looks really awesome right now, but you should be very cautious. Wall Street Investors, Financial Institutions are out to make millions. You should be aware that once they own enough Bitcoin and other crypto they could potentially dump it all and cash out on millions sending the price of Bitcoin lower than we have seen since 2017. Now even if the major players cause a Crypto Crash I do believe it will recover and we will continue to set record highs making history! I really don't see anyone completely folding in the crypto market. I see people taking a profit at one price and dumping back in at lower prices only to increase holdings. I firmly believe that within five years Bitcoin will be over 300k. I have said that plenty of times and until the day in the not so far future when people are paying over 300k for Bitcoin I will say, "See, I told you." I know a lot of people say that within 3 years on this current trend we will see prices over one million dollars. Could Bitcoin Hit $1,000,000.00 USD Yes, Bitcoin could surpass $1 Million Dollars in the next 3 years if the current trend continues at the rate it has. This will also greatly impact a lot of other crypto currencies due to the fact a lot of people live by the model "Don't keep all your eggs in one basket" I am strongly diversified when it comes to my crypto assets. I know I am vested in some crypto's that would end my financial struggles of trying to buy food for my kids or give them a decent Christmas, Birthday or anything they want. I also have a decent amount of holdings that could potentially sky rocket in the short term with a decent return that would lessen the stress for a good while. I look at Bitcoin as that wine glass on top of a wine tower. We have all these investors pouring into the top glass and once it is gets full it starts pouring into the cups below aka the other currencies. Those other currencies are dirt cheap compared to Bitcoin. I have been getting into these cryptos that are at the very bottom. The ones that people are really just starting to learn about. I know the history and nature of society. No matter what we have in life we will always be searching for something better. Another improvement or another modification that we can add to slightly increase the user's experience. Crypto can be compared to any other industry in the world that is currently spreading like wildfire. Crypto will be forever evolving with new currencies and improvements upon current crypto's. Just like Motorcycles? I always thought they had reached their max potential with the current features they have. Now they have corner lights that come on when Motorcycles lean goin around a curve. Also like how Bitcoin was the first of it's own nature, and then Bitcoin had what is now known as a Hard Fork into Bitcoin Cash which follows a remarkably similar path as it's predecessor. That reason alone makes believe that within three years we will see Bitcoin Cash at Bitcoins current level. That is speculation on my part. However with every single thing that I have seen from the social behavior, actual performance and the countless hours of research I have done I see the long term potential of crypto and I know that in order to evolve our technology to a whole new level everyone will wind up being forced to accept crypto just as they was at one point forced to accept paper and coin currencies. Don't get me wrong I'm not implying that people are not allowed to Barter or Trade anymore, I know plenty of people that make a decent living doing so. The power that the blockchain holds in terms of transferring information on consensus protocols that allow for secure transactions and data platforms. One day all of our apps that we all so greatly adore will be wrote on top of one blockchain or another. I am betting on HOT Holochain to be dominant in the long term. I am still vested in competitors because I know their will always be a second, third and so on best when it comes to that market. Kind of similar to Apple, Google and Samsung but a whole lot larger than that... Crypto currency is currently only at a small fraction of the potential market that is out their. One day Mastercard and Visa will convert to the blockchain in the future or they will eventually become obsolete and serve no purpose. I think we all know for sure that they will not close their doors before they make the transition into crypto. My Final Thoughts Crypto can be rather scary place to get involved in. You should be aware of the risk that you are taking. You shouldn't risk any assets that you own whether monetary or physical on any thing, nothing in life is a sure thing. Other than life, death and the steps in between. I know back in 2017 people bought in at the height of Bitcoin only to suffer major losses when they folded during the price correction. Bitcoin back then didn't have enough support in order to maintain the highs back then. Now days if the peak interest continues than Bitcoin will continue to soar. So, be prepared if you are going be one of the masses dumping money into Bitcoin that you may see a steep price retreat upwards of 30% and than the market rebound higher. I wouldn't advise anyone to refinance or mortgage their home to invest, but hey if I owned a home right this minute to be 100% honest I would mortgage it and invest in wide variety of crypto with bitcoin being 35% of that investment. Please whatever you do be careful and keep in mind that Bitcoin was at a low price in march of this year when the stock market took a pandemic loss and Bitcoin amazingly jumps in value and continues to rally as many major investors come out publicly in support of Crypto. Their is wide speculation that Wall Street style investors may be playing a pump and dump which would hurt the value of Bitcoin and other crypto's for a small period of time. I still am having a hard time seeing it actually happen, but I can't rule it out either at the risk of it being true. We really don't need the support of Wall Street in order to dominate Wall Street in the long term. Long Live Bitcoin! lol Thank You for reading, God Bless You and stay healthy!

@Rutkowski 11 December 2020

My Top 5 Crypto List Overview I am not a financial advisor. My article is not intended to be any sort of financial advice that you should use. I am just merely sharing my research and theories/speculations on what I think the market will do from all the facts that I have gathered. What factors do I believe to be the most valuable? I know the obvious being Market Cap, Supply, Circulation, but I think the most important factor is the hype surrounding crypto. The speculation. To be brutally honest, Bitcoin would have been dead years ago without the hype. The loyal fan base of Crypto Enthusiast kept Bitcoin alive when most of the world refused to accept Crypto as a reality. I can't say that this trend isn't in any way abnormal for society. We were reluctant to accept currency as a means of payment, which is why currency used to be backed by 100% gold in order to get people to believe in paper currency. Gold, Silver and Diamonds were the trade standard. Gold Notes(paper currency) used to be distributed and you were able to redeem them for gold. Now-a-days we no longer have that option thanks to the idiots who allowed for inflation. I know they felt the necessity of doing so beyond lining their own pockets full of printed money... We were also reluctant to accept FIAT Currency when it was first introduced. Everyone in the World would accept checks or cash. Only very few merchants were even capable of accepting bank cards. Now-A-Days everyone and there mother can accept debit card payments from anyone in the world. Now we are in the Technology Era of the New World Order that like it or not is happening now. Crypto and Blockchain Technology is the future along with Quantum Computing. We were extremely reluctant to accept Crypto when Bitcoin first came about. Everyone treated Crypto like it was the laughing stock of Wall Street. Fast forward almost two decades later after the inventions of Myspace, PayPal, Ebay, Facebook, Twitter, Amazon, Zappos, Craig's List and Silk Road (I know a ton of you are guilty of that one) The point being Society used to be extremely up tight about what we shared publicly and what we were willing to give up online. Thanks to the help of Yahoo, Google, Microsoft, Apple, Samsung, Dell, HP, Alien Ware and many other awesome companies people have become okay trusting monetary value that technically speaking has nothing to back it up. We have all become more than comfortable with providing pertinent data to established companies electronically. All of these factors lead to More people getting into the Crypto World which has driven a ton of hype behind it. Over the years millions of people and companies around the world have adopted Crypto. This ultimately lead up to Financial Institutions opening up Crypto Exchanges and other Financial Institutions investing 100's of millions into Bitcoin. You can quote me on this 10 years later. We are just now in the begging of something larger than we have thought of and we are all lucky enough to be in it at the begging of the major boom. What is the difference between FIAT and CRYPTO? The simplest way to explain the main difference is FIAT is connected directly to Governments. The Governments are in control of how and when they inflate the currency for whatever reasons they deem necessary. Crypto is controlled by the community that owns the Crypto. Crypto is not capable of being inflated by President Trump or any other Government for that matter. Crypto can have price manipulations such as stock markets have seen over the years which can make Crypto rather volatile. However the long term returns tend to out weigh any risk of price manipulations, provided you are not gambling with unknown blockchain projects. XRP Ripple Why do I love XRP so much? The obvious would have to be the transaction times, the reliability and the trustworthiness that XRP brings to the table. XRP is an extremely undervalued asset that has potential to be the World's New Currency. XRP has made it possible for banks through out the world to get on the Blockchain and move money safer, easier and cheaper. Three major selling points. The wide spread adoption of XRP by countries like Saudi Arabia and long list of others XRP has been undervalued for a long time. XRP makes my top 5 list due to the fact it will pay substantially over the short term as well as the long term. I bought in to XRP at under .10 a coin so I am more than pleased with the current price projection of XRP in the current market. Some major announcements are to be expected within the next 9 days that could launch the price over $1 per coin and a ton of speculation that over the next 6 to 8 weeks the price could move over $1,000 per coin provided all the factors remain the same and everything falls into place for XRP. Hot Holochain HOT has the pleasure of making my top 5 list due to the fact I believe in the technology being invented behind the Holochain. HOT in my opinion one day will more the surpass Ethereum in usability, scalability and performance along side of cost. The HOT Holochain already has an insane amount storage room. Market Cap over 88.7 million with an average 24 hour trading volume of just over 6 million with a total supply of just over 177.6 billion and a circulating Supply of just over 167.1 billion. I know that is a major supply of coins and this is why I think in my opinion it will take a long time for us to see a major price increase. However I feel like in the next 2 years HOT HOLO will see $1 per coin. Long term gains I believe will surpass Ethereum. Check some awesome YouTube Nerd Information about HOT to learn more than you will most likely ever want to know. https://www.youtube.com/results?search_query=hot+holochain TRON TRX I am not very fond of TRON but with that being said I am able to put aside my personal differences with the currency and risk some pocket change because watching the Tron market I feel like in the short term investment category that Tron will pay off which it has thus far. As well as the fact that Tron has a large community base that supports the project. I don't see Tron getting left behind in the long term investment category either. BCH Bitcoin Cash I have been betting on BCH every since the original Hard Fork. I see the price of BCH in the short term being over 3 thousand dollars per coin. I think in the long term we will see the BCH price grow to that of Bitcoin's current price ranges. Basically following the same trends the whole way. XLM Stellar Lumens Stellar and XRP I love these guys. I see them both like the Mastercard and Visa of the Crypto World. I mean honestly think about it. They are doing for Crypto what Mastercard, American Express, Discover Card and Visa did for FIAT Currency. Stellar and XRP in my belief will always have around about a 50% different in price ratio. Provided XRP keeps up it's ambition I think XLM Stellar will always fall 2nd but it has major potential if the right management team was behind the wheel. My 5 to 10 year list **HOT**: Long term I believe HOT will be over $200 per coin within the next 10 years. I am being more than modest with that prediction. I think it will happen sooner than latter. But who knows? I may just be completely wrong along with the millions of awesome HOT Holders. **VET** Long term expected to have a nice return when you consider the current price per coin. VET is one of the coins that I gamble on solely off of the charts performance alone. They are doing close to 140 million dollars a day in trading volumes which is pretty decent considering the price of VET. Which by the way, did I mention that VET along with HOLO HOT are super cheap right now? **ADA** Long term I expect to see a nice return. This is just another charts gamble that I thought I would take. I don't know much about ADA but I have always heard a lot of chatter about it which is a good thing in my book. **Ethereum** I have always respected Ethereum's mission with smart contracts. They opened up the gateway to programing on top of the blockchain. I just wish they would have considered price as major factor of usability. They also opened the door to thousands of ERC-20 Tokens being created. However Ethereum has unsustainable gas fee when you consider the up and coming competitor like I don't know...I guess maybe HOT? **BCH** The currency that seen the Bitcoin mission failing due to it's unsustainable fees with usage but seen the value in becoming the World's most adopted payment solution. At least that is the goal of BCH. I think in the short term BCH will see some good gains but in the longer term investment BCH will be at Bitcoins current level in the future. **BAT** Opened the door to something that if Google was truly the brilliant tech company they believe themselves to be they would follow suit with and compensate users a portion of the revenue they receive. I mean come on?!? With out us using your technology that we are forced to pay to be able to access and they literally steal more information than anyone of us wants to admit that we allow to happen daily just for convivence. For this reason alone I believe Brave will see a larger adoption rate going forward in the future. Considering economy circumstances and the fact you get rewarded in crypto each month for being shown privacy respecting ads. How could that project possibly fail? **Civic** I have been watching the charts on this one too for some time now and I believe into longer term with emphasis on longer, that CVC will show some decent returns making investment at this price very lucrative. **XTZ** I like the name, I like the future potential. This is going to be the one 10 years from now I am going to be kicking myself in the butt saying, "Why did you not buy more, idiot!" **EGG** I have done a lot of research about EGG. Provided the acceptance of EGG continues to grow after the Initial Launch on Dec 20, 2020 we will some thing major with EGG. They are a full service Crypto investment source. Serious, they are into everything from farming to housing and seed money to loans. Honestly major potential but relies on acceptance... **NEXO** Nexo is the crypto of the Nexo platform. I like Nexo platform. If they continue to earn everyone money at the same rates or better going forward in the future this crypto will more than grow and be worth the current price. My Final Thoughts I could be wrong about all of my speculations above. The beautiful thing is I only need to be right about one. Along with minimizing investment risk. I can't afford to lose 100's of thousands of dollars before I get the right one and ride it up to a life of not having to worry about how I am going to feed my children or keep clothes on them. I don't need a Yacht or a Mansion. I wouldn't be one to complain if this lifetime had that in store for me. I am just thankful to be a part of something that I have believed in since I was a teenager myself. I have always understood the importance and the major need for self governance. That is the way forward for humankind in the future. We can not rely on or trust in elected officials to represent, protect and preserve our financial freedoms. We can also not afford to drain our countries economies at the expense of building other economies through out the world. However shouldn't we the people have the right to chose which currency we want to put our trust in? Especially when we see the Dollar is worth less than toilet paper. By choosing to abstain from FIAT Currency we can limit governments abilities to effectively wage wars with other countries in a sense. Just imagine if the United States announces a world war and than everyone immediately dumped every USD into crypto and walked away from the USD...do you think the United States would be able to fund that war? We need a self Governance System that allows us to control more. We deserve that just like the right to breathe, eat, sleep and live. Crypto is helping millions of people world wide whom live in countries with next to no work or overly inflated currencies. Countries that otherwise would have very difficult time conducting transactions with the rest of the world. You have to keep in mind that main aspect behind crypto is psychological. If everyone wakes up tomorrow and says, you know what? I think today I'm done with crypto forever and just stops trading. No one even makes a single transaction, what would crypto be worth than? Now think about FIAT in a similar sense. Let's say that every one wakes up tomorrow and says, you know what? I think today I'm done accepting useless pieces of cotton paper...I want gold instead of this fine toilet paper for now on. What would everyone do? FIAT relies on people believing in a piece of paper that represents absolutely nothing of value other than the belief that it has value by everyone in the world which gives it value...I hope I didn't lose anyone their. The World's population has to believe in the country in order to validate the currency of having any value. I think society has progressed beyond the point needed for widescale blockchain adoption and you might want to take the time to stop and think about major influencers through out the world and in which directions they are leaning towards when it comes to updating from there current technologies. Think about all of the banks and how they are using XRP and XLM as the basis for moving to the blockchain. Have you heard the saying "Monkey See Monkey Do," billions of people in the world have been sitting idle just kind of taking a glance at the water. Maybe even sticks a toe in to see if the water is cold or warm, but still way too much uncertainty to dive or even slowly get in. Now all of sudden all of the Kool Kids show up and start doing cannon balls and diving off the diving board and they are having an awesome time. They are making a fuss, they are having the time of their lives and it's just getting started. Now all the other Monkeys are in the pool splashing and having fun. Don't judge me, I like Monkeys... The logic behind the metaphor is what actually matters. We are about to see 100's of millions of people pour into crypto. This bring in Billions of Dollars in value to most of the cryptos we currently have available. We are looking at some life changing returns in the short term future. Over the long term we will some major life changing returns. We can expect Bitcoin to remain the Hedge Fund for major investors. We can expect to millions of people looking to jump in on the next Bitcoin. So in layman's terms " What is good for Bitcoin is great for the crypto community," the Bitcoin glass will be over flowing into other cryptos. Thank You For Reading, God Bless You and Stay Healthy!

@Rutkowski 10 December 2020

Flare Spark Token Snapshot Dec 12, 2020 2 days away. Flare Airdrop The Flare Snapshot for current XRP holders is just right around the corner with only 2 days left until the official Snapshot takes place and millions if not billions of XRP are finding their way onto exchanges that have announced support for the Airdrop. I wrote about this a few weeks back if you want to go back and read more about the Flare Network and Spark Token how it operates using the Ethereum Contracts via the Flare Network which uses the XRP Ledger. I think it is a really handy asset to the XRP cause. XRP is doing some major things within the banking industry and that is a golden sign when the world is it's current state with countries on the brink of financial doomsdays, crypto alone could be enough to make the difference. XRP has long since been believed to be a crypto similar to Bitcoin but expected to pass Bitcoin in value due to its adoption rate and use case scenarios. I love some XRP, Stellar, BTC and BCH...I am sorry to all of you Ethereum lovers out their. I do love ERC-20 Tokens if it is any consolation. How do I get my Free Spark Tokens? This is a rather simple Hard Fork Airdrop. That means that all you have to do is have your XRP with an exchange that has announced support for the Airdrop on Dec 12, 2020 Flare Network will take a Snapshot and distribute 1:1 ratio. Update to distribution When I wrote my first article I was unaware of the distribution process. I am not sure if it was just recently announced or not but I wanted to make sure that I mention it here. When the distribution takes place you will receive a 1:1 ratio for your current XRP holdings. Depending on the amount claimed you may be entitled to slightly more XRP than 1:1 That is however to be determined and any input on that subject right now would be strictly speculations and not facts until the Snapshot has occurred. Now, the first phase of the distribution you will receive 15% of your Spark Tokens. So, if you currently have 100 XRP on Dec 12, 2020 you would be entitled to 100 Spark Tokens. Provided you have your XRP with a participating exchange. You will receive 15% which would be 15 Spark tokens and the other 85% will be distributed at a later date. My Final Thoughts Flare Network could potential bring a lot to the table when it comes to XRP which is expected to be above $1 by the end of this year alone and expected to reach over $1000.00 within the next 5 and that is being modest based upon other predictions out there right now. The ability to use XRP with Smart Contracts is potentially opening up a major flood gate of new supporters for both XRP and Ethereum alike which is my opinion why Ethereum and XRP have been seeing some significant gains this past month. I this momentum going forward will only continue to have a snowball effect and grow even further then anyone had previously imagined. I do not even believe we have seen the tip of this Ice Berg. I heard a man on a podcast yesterday say "We should all be thankful that we were blessed to get into crypto at the start" That is very true. Crypto is extremely popular right now? Yes, but No! Crypto isn't even at it's quarter potential yet. meaning that even though prices are shooting up it's still a buying opportunity and not a reason to run away scared. Free crypto on top of a bullish market will mean even more cash flow. You can do like I plan on doing and hodl it or exchange to a crypto of your liking. I wish everyone the best of luck and I hope everyone gets some Spark Tokens after Dec 12, 2020. Thanks for reading. God Bless You, Stay Healthy!

@Rutkowski 10 December 2020

Learn Band Earn Band! Coinbase Earn Drop! Earn $43 of BAND Hello everyone, Coinbase is back at it again with another earn drop opportunity that can earn you up to $43.00 of BAND that is currently valued at $6.71 with a Market Cap of 130 Million. https://coinbase.com/earn/band/invite/snkbtvzm You will have to answer 3 questions about BAND that are worth $1.00 of BAND at the current price when you participate. You will immediately be paid via Coinbase the moment you submit your answer. What are the requirements? Coinbase does require that you be from one of the approved territories listed below. You are also required to have a Coinbase account and only one account per individual can participate. You must have your Coinbase account KYC Verified in order to join the wait list. Typically after you get on the waitlist within a week you will be approved. I say typically but this is not always the case as I have heard of issues with this from various people from various countries. I think it helps is you link your bank account to Coinbase to get accepted faster. If you don't currently have a Coinbase account you may qualify for a $5 sign up bonus and an additional $10 once you place a trade of $100.00 or more within 30 days. The advantages of using Coinbase? I honestly can not think of any great advantage to using Coinbase other then EarnDrops. Customer Service at Coinbase in my opinion is rather shifty on whether or not the will actually get a response. I opened a ticket about a month ago now, just a simple inquiry and haven't received a response other than the confirmation that they received my inquiry. I guess this could be blamed on Covid-19 with Customer Service being over loaded with request. I can honestly say that over the years I have earned $100's of dollars in crypto from these EarnDrops which most of them take less then five minutes to complete and they pay out instantly to your account. You can instantly covert it to another currency, deposit it into your checking account or send it to another wallet/exchange. The Coinbase fee is not too terrible compared to competitors in the market. I am not fond of fees when trading is involved but I understand the necessity of having fees. What do I have to do? **Lesson #1** What is BAND Protocol? Band Protocol brings real world data to blockchains like Ethereum, Solana, and Polkadot. https://coinbase.com/earn/band/invite/snkbtvzm **Lesson #2** What are the BAND Protocol oracles? Oracles are data feeds that developers can create with BAND. Oracles secure and power blockchain apps with just a few lines of code. https://coinbase.com/earn/band/invite/snkbtvzm **Lesson #3** What is the BAND Token? The BAND token is used to govern the protocol and secure the oracle network. Holders can stake their BAND to earn rewards and a portion of the data request fees. https://coinbase.com/earn/band/invite/snkbtvzm **Lesson #4** Invite some friends and share the wealth. You will receive $10 of BAND for each friend that joins and completes at least one lesson.(up to four friends) https://coinbase.com/earn/band/invite/snkbtvzm Eligible Countries and Requirements Live in a country eligible for Coinbase Earn. Eligible countries are: Austria, Australia, Belgium, Bulgaria, Canada, Croatia, Cypress, Czech Republic, Denmark, Estonia, Finland, France, Greece, Hong Kong, Hungary, Iceland, Ireland, Italy, Japan, Latvia, Liechtenstein, Lituania, Luxembourg, Malta, The Netherlands, Norway, New Zealand, Poland, Portugal, Romania, Senegal, Singapore, South Korea, Spain, Sweden, Switzerland, Taiwan, The United Kingdom, and the United States. Complete customer and ID verification, and be at the maximum account level (you can do this by completing full identity verification) Meet Coinbase internal fraud and compliance-related criteria, including measures related to account uniqueness and have only one Coinbase account  My Final Thoughts You will hear me say this over and over again through out my blogging journey. Free Crypto is always the best Crypto because of the zero risk concept involved. You did not pay anything for the Crypto. You may have spent a few minutes of time signing up answering some questions but over the course of the next three years you will make 100's of dollars of free crypto if you check your emails regularly, or just the site. https://coinbase.com/earn/band/invite/snkbtvzm I think we have better options currently available for trading and hodling our crypto then Coinbase. However Coinbase is still a great utility to make some extra cash and serves as a means for converting crypto into FIAT when needed. https://coinbase.com/earn/band/invite/snkbtvzm Coinbase is also working towards releasing a debit card that will be directly linked to your crypto wallets. I believe the pilot program is underway but they are waiting to take it world wide. I haven't heard any recent updates. With all that being said remember these earn drops last until the funds are gone so hurry up and Sign Up Here or Join The Waitlist Here https://www.coinbase.com/join/rutkow_6t https://coinbase.com/earn/band/invite/snkbtvzm Thanks for reading, God Bless You, Stay Healthy!

@Rutkowski 26 November 2020

Crypto Crash? What Is Going On In The Crypto World? The last twenty-four hours has been pretty crazy with this Crypto Crash. We have seen a 15% or more pull back in most cases. I am not sure the exact causes of the pullback back as always I have my theories on what is going on in the crypto market. If you have the pleasure of actually following along with my Bitcoin Articles I had said a few weeks back that we should expect a pretty big pull back coming up in the near future. However I had thought it would of came sooner than now but with all of the hype pouring through the community the fuel has been great enough to hold the momentum. So, I have to stop and wonder why we are seeing a Crypto Crash? I have to add that a lot of crypto analyzers are still stuck in the pre-wall-street days of not having major financial influencers involved. You can not really compare the stock market in whole to the current Bitcoin Market but with that said you need to take into account the mentality of wall street investors and how they react to certain economic situations. You have to look back at the trends they follow with certain political issues, pandemic issues, weekends and holidays combined. The majority of major financial investors that had been buying like crazy along with other regular people whom have been buying like crazy are now enjoying a nice warm Thanksgiving dinner with family and friends. Plus we are coming up on the weekend and we have already seen the stock market dive as well as the crypto market following suit. I have mentioned in several articles that I have wrote that these wall street investors looking to make millions would ultimately wind up in a major price manipulations bouncing by thousands in both directions. We are selling Bitcoin (The Major Driving Factor) fighting the rebound hard. I have to say that ultimately in my opinion this a time to buy the dip. As of the time I started writing this article Bitcoin was at around 16.5k and is now above 17.2k which we can clearly see Bitcoin is still not done fighting its way higher and hasn't hit its resting point yet. I still say that we won't see a time where Bitcoin does not jump in price like we are seeing it do right now. I hope there isn't a major panic sell as I would expect to see a ton of people very disappointed in the future to come as the price rebounds even higher, likely after the weekend unless there is an exit strategy being implemented by major influencers which we can not honestly rule out. Another key aspect I hate to mention because of the health related issues along with the economic damages being suffered by millions of individuals world wide. We are seeing major losses from major corporations and we have hundreds of economic advisors pushing the United States to do another Stimulus Package to help Americans. In my opinion the stimulus packages are a joke but they do help millions live for a couple weeks and wind up filling the pockets of corporations and fueling the stock market rallies because of price manipulations. You take a slow running economy because of poor leadership and I BLAME BOTH PARTIES EQUALLY. Politicians. They want to use a pandemic as means to manipulate elections, gun control and other various factors in the united states thus leaving millions unemployed and millions more counting on stimulus money since they are not legally able to work with current restrictions in place. So, with all those factors in play we see people slowly stop spending simply because they have no money to spend. With that happening we see a major drop in the stock markets. Than good old Uncle Sam (cough*a.k.a politicians with the sole goal of destroying government in it's current state and creating a new world order so they have even more power*cough) comes along and drops long needed money to millions of people. The majority of which rush out and start buying every thing that have needed and than you have the ones that didn't need the stimulus whom just go out and splurge on stuff simply because they can and not last but least you have people who are just reckless with money and blow it as fast as they get it. All of those factors falsely Manipulate the stock markets and economies world wide and ultimately brings the money flooding into crypto 10 fold. If all of us Americans were smart we would take the stimulus package and dump it into crypto and let the stock market crash. Like I said that is the downside but the upside to crypto. All of these factors fuel and burn crypto at the same time. We have the issues with the presidential election and concerns of how the transition process is going to work. If the politicians will do their jobs or not. Major contributing factors to the growth of Bitcoin. Bitcoin is a safe Harbor away from government reach. They can not just up and start printing Bitcoin but the government could manipulate and crash Bitcoin if they wanted to. Bitcoin should be everyone's go to right now with financial uncertainty rising. The dip that we are seeing play out right now is a rather good investing point. I choose to hold everything in place and see how it plays out. I will either lose more money than I have already or I will continue to gain even more. One thing is for sure, No one knows for a fact what the future will hold. I do know that with all the new factors involved in Bitcoin, that Bitcoin is not the same ball game that it was 6 months ago let alone 2 years ago. Ultimately Bitcoin influences every crypto currency. Thanks for Reading, God Bless and Stay Healthy!

@Rutkowski 26 November 2020

BiTrue Thanksgiving Giveaway Celebration Update Day 2 and 3 Why Did I Skip Yesterdays Update? So, yesterday I didn't have any Tickets. I have over 1k likes and should have over 100 tickets of which I have used only 60. For some reason the api BiTrue uses is not counting a lot of peoples likes and I am not the only one with said issue. What is the BiTrue Thanksgiving Giveaway Celebration? BiTrue is giving away 100k in crypto to people whom hold $100 or more in assets with BiTrue. In order to participate you must share the event on twitter and accumulate likes to your shared post. For every ten likes you will receive 1 ticket to spin a slot machine for a chance to win a share of the 100k being given away. Todays Results For Me? So, with the current Crypto Crash happening right now my balance has fallen below $100 so I will have to move some funds around in order to use the 3 new tickets they credited to me. My Final Thoughts The whole Celebration is looking a bit fishy. I wish I actually personally knew someone that has participated and won something that could verify it is legitimate. All the people who claim to have won share multiple post of having won. I didn't see a whole of post about people winning and I have continued to like any post with the hash tag. I seriously doubt I will be credited for all of the likes in tickets so that really hampers the whole giveaway for me making it basically impossible for me to continue to participate. I have seen a lot of tweets about this issue. BiTrue made an official tweet about this saying it would take up to 24 hours after you notify them of each individual tweet not being accounted for. I will find out if I get the tickets before the end of the giveaway. However like I said I seriously doubt that I will see those tickets. But time will tell. Thanks for reading, God Bless You and Stay Healthy! Happy Thanksgiving!

@Rutkowski 24 November 2020

BiTrue Thanksgiving Giveaway Update Day #1 BiTrue Thanksgiving Celebration Giveaway In case you did not have the pleasure of reading my first post here is a quick recap. BiTrue is giving away $100,000.00 in Crypto for Thanksgiving starting today 11-24-2020 and ending 11-29-2020 I would assume that it would be $20k given away each day I don't know how they will distribute it in regards to that. Day #1: Link Day #2: VET Day #3: BTR Day#4: XRP Day#5: BTC $100 In Assets Required To Participate I just want to go ahead and make it clear that in the last article I was unsure of the deposit. You are required to hold a minimum of $100 in assets in your account in order to participate in this event. I appologize if any one was not eligible because of that requirement and wasted any time on this event. Should You Deposit To Participate? Honestly? No, if you need an exchange for XRP on the Dec 12, 2020 SnapShot I would recommend BiTrue for that. However just for the Thanksgiving Giveaway Celebration you would probably need somewhere around a thousand or more tickets just to make the inconvenience worth the time if you are looking at it from a financial gain stand point. https://www.bitrue.com/act/thanksgiving/landing?shareType=main&cn=7777777&inviteCode=ZQVZLV If you have a hundred dollars of assets you want to move around and jump in the community and earn some tickets than I would say go for it. I do this kind of stuff to eliminate boredom. Some times my boredom pays off. Other times it just kills the time. What Did I get Out Of My 59 Tickets? https://www.bitrue.com/act/thanksgiving/landing?shareType=main&cn=7777777&inviteCode=ZQVZLV https://www.bitrue.com/act/thanksgiving/landing?shareType=main&cn=7777777&inviteCode=ZQVZLV https://www.bitrue.com/act/thanksgiving/landing?shareType=main&cn=7777777&inviteCode=ZQVZLV As you can clearly see above I did not get any LINK out of the 59 Tickets that I used. Honestly I seen a 7, corn and a pumpkin for the majority of those spins, around 90% I have seen a lot of post on Twitter in regards to the giveaway from people whom said they won micro amounts of LINK. I am not going to call it fake I mean it is possible that I just have some of the worse luck considering I used 59 tickets and didn't get anything out of it. How Much Time Have I put Into This? I will be the first to admit that when you put a whole lot of effort into something and wind up empty handed it can be rather crushing. Kind of like that first relationship that you put so much into it and the other person never done anything in turn? You know what I am talking about... However I have always had the Sales Men Mentality that a No really means that I failed on presenting the idea or failed to exhibit the right amount of effort in this case. I honestly haven't every heard any great success stories from anyone that never failed before in their entire life. So using that mentality I don't give up I just examine what I have done make improvements upon that and continue. That is the only way you should be thinking when you are following your dreams whether you are going down the same road as me or not. For this #BiTrueThanksgiving Celebration I have taken the time to like every singe persons tweet in order to help spread Tickets and in turn a whole lot of those users have also liked my tweets back. https://twitter.com/Crypto_Crash/status/1329934773918294017 My Final Thoughts I have to give BiTrue a hand on the active community base that represents BiTrue. They are a very welcoming crowd of diverse individuals whom all seem to share a true passion for crypto. https://www.bitrue.com/act/thanksgiving/landing?shareType=main&cn=7777777&inviteCode=ZQVZLV I will continue to like as many post as possible and attempt to get as many tickets as possible and I will use those tickets every day regardless of the outcome. I may wind up having wasted my time in the end or I may wind up with some Free Crypto. The only thing I honestly do know is that I have try it in order to find out. I will writing an update tomorrow after I use what ever amount of tickets that I get. As always Thank You for reading, God Bless You and Stay Healthy!

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@Rutkowski 23 November 2020

BiTrue Thanksgiving Giveaway $100,000 Worth of Crypto! https://www.bitrue.com/act/thanksgiving/landing?shareType=main&cn=7777777&inviteCode=ZQVZLV BiTrue Thanksgiving Celebration Giveaway! This Thanksgiving Holiday BiTrue will be giving away $100,000.00 in Crypto starting on 11-24-2020 ending 11-28-2020. Day 1 giveaway will be LINK following with the Day 2 giveaway of VET, Day 3 giveaway of BTR (BiTrue's Exchange Crypto) Day 4 giveaway of XRP and the Grand finale Giveaway of BITCOIN https://www.bitrue.com/act/thanksgiving/landing?shareType=main&cn=7777777&inviteCode=ZQVZLV How Can You Get Involved? For starters you must have a BiTrue account. You can Sign Up now if you do not already have an account. The sign up process is very simple, you do not have to do any KYC to sign up and participate in the giveaway. https://www.bitrue.com/act/thanksgiving/landing?shareType=main&cn=7777777&inviteCode=ZQVZLV Once you are signed up or if you currently have an account you just simply click on the Thanksgiving Celebration after logging into your account and scroll down and click share. You will receive one ticket for sharing the Thanksgiving Celebration on Twitter. https://www.bitrue.com/act/thanksgiving/landing?shareType=main&cn=7777777&inviteCode=ZQVZLV You will receive another ticket for every 10 likes you get on your tweet. So for 317 likes on a share of the celebration you would in turn get 32 tickets. 31 tickets would be for the likes received and plus 1 ticket would be for the original share of the celebration. You can also get more tickets if someone clicks your tweet and signs up to be a part of the Thanksgiving Celebration. You can also get an extra ticket for holding $100 in assets on BiTrue. https://www.bitrue.com/act/thanksgiving/landing?shareType=main&cn=7777777&inviteCode=ZQVZLV What Are The Stipulations? A.K.A Fine Print? Each Spin on the Prize Wheel cost 1 ticket. The lucky winners of prizes of $500 or more will be required to share the winnings on twitter and gain an additional 10 likes in order to unlock the prize. In order to join the lottery you must link your account to a mobile number as well as have more than $100 in assets in your account. My Final Thoughts I am not exactly sure what they mean by in order to join the lottery you have to have more than $100 in assets. I am not sure if they are going to hold a lottery along with the prize wheel or if you will need to hold a minimum of $100 just to participate in the Thanksgiving Celebration Giveaway. https://www.bitrue.com/act/thanksgiving/landing?shareType=main&cn=7777777&inviteCode=ZQVZLV I know in the past BiTrue has had a security breach and than made security upgrades to hopefully prevent any future attacks. With that being said 99% of all online entities have had a security breach of some sort. Sony, Xbox, Amazon, USA, China etc... The list goes on. So, that aspect doesn't bother me too much. I know any exchange including Coinbase is at risk for attack, as long as they are taking precautions you can not really expect much more than that. I have been using BiTrue for staking now for well over a year. I believe it to be getting pretty close to two years. Considering I started staking HOT on BiTrue not long after I opened my account and as of now I have earned over 590 additional HOT with a pay out each day of 1.10 HOT and growing. https://www.bitrue.com/act/thanksgiving/landing?shareType=main&cn=7777777&inviteCode=ZQVZLV I also stake XRP on BiTrue and I will be taking advantage of BiTrue supporting the XRP Fork as they will make the claiming process so much easier and with no risk of losing all your funds. I have not every had any issues with BiTrue and for the foreseeable future I will continue to use BiTrue. https://www.bitrue.com/act/thanksgiving/landing?shareType=main&cn=7777777&inviteCode=ZQVZLV I am also happy to grab some Free Crypto and with the Thanksgiving Celebration Giveaway I am hoping that I can grab a free share of Crypto on one of those days. I have 32 Tickets right now but I haven't ever participated in a Giveaway as such. https://www.bitrue.com/act/thanksgiving/landing?shareType=main&cn=7777777&inviteCode=ZQVZLV I am not aware of the odds as to actually getting anything. I will be making short post everyday once the Giveaway starts on 11-24-2020 with updates and information on any thing that I may win. If you are going to participate in the even make sure to share the link to your tweet in the comments section below and I will personally give it a like to help you gain more tickets. You can click on my link below and do the same if you want to show some support, I would appreciate it. I hope everyone has a very safe Holiday, God Bless you and your family. Thanks for reading and Stay Healthy! LIKE MY TWEET HERE https://twitter.com/Crypto_Crash/status/1329934773918294017

@Rutkowski 21 November 2020

BTC Is Up To $18,761.00 as Crypto Market Rally BTC Price Nearing New All Time High! BTC within the last 12 hours has hit a high of 18,980.00 and is currently at the time of writing this article at or around $18,761.00 which we may see dip around 18.5k but at this stage we shouldn't really see any thing lower than that and hopefully we will not ever see any prices this low again. **What Do I Expect?** I am leaning towards a New All Time High being set either on or before Black Friday 11-27-2020 I am still convinced like the mass majority of people that we are going to see some incredible gains with next to no retreat in price as Bitcoin has proven itself over and over again as the "Crypto Safe Harbor" This day and time it is almost absurd to think of holding Fiat Currency in old fashioned bank accounts when you could hold money in Crypto and see amazing gains of 20% or more within weeks. I don't see over 300k being impossible at the current rate Bitcoin is increasing at. Effects On Other Markets? I think Bitcoin is already having a notable effect on the crypto market at this point. The majority of the popular Crypto Currencies move in similar ways with Bitcoin. Right now XRP is coming in at 41 cents which is up by .16 cents about a 70% gain. I can not credit Bitcoin with the price surge of XRP since XRP is about to undergo a Hard Fork and Billions of XRP are currently being put into position so XRP holders can get free Spark once the network goes live. The movement alone of billions of XRP could be solely responsible for the majority of that gain along with a booming crypto market bringing in even more attraction. Ideally I don't want to see XRP at this point retreat any lower than .35 cents. What Are The Risk? While I don't see any major warning signs at the time of writing this article we always face risk of a major price retreat and a long time for the prices to make it back up to this level again. I know this is a true risk that I don't think we have to really worry so much about at this point considering the pricing factors of Bitcoin being more a supply and demand factor. The more people we have hoarding Bitcoins the higher the price will be on the readily available Bitcoins. Supply and Demand as been a major factor of any currency since the creation of currencies. The less Bitcoin produced equals a higher price. Which we just had a halving earlier this year. After the halving we started to see financial advisors coming out in support of crypto. Along with Financial Advisors we have major Financial institutions that have purchased 100's of millions worth of Bitcoin to HODLE aka hoard. Than we see a steady up rising on financial institutions such as PayPal and Square now offering Crypto to customers which is fueling what I am going to call the "Post Halving Rally" My Final Thoughts All of these factors are playing a major role in the current status of the market today. We have a major risk of all these financial institutions pulling out of all the crypto markets at the same time which would ultimately result in a crypto crash. However they are making millions of dollars right now and unless unforeseen regulations push them out of the Crypto Market I think they are here to stay just like Wall Street is. We should always be vigilant and use our better judgement. I would not advise that you risk money that you can not afford to lose. You will always have risk involved with any type of investment. Bitcoin the odds are if you did lose money as long as you hold it for a while you will make that money back and than some. Judging by previous rallies and the how they are growing closer and closer with Bitcoin continually rising leaves me to support the belief that one day Bitcoin will be worth a million dollars and the way no users and new money is pouring into Bitcoin we ultimately could see 250k + by the end of 2021. Theoretically we should see prices at around 100k by April of 2021 for the 300k to actually happen but it could still happen with out that prediction holding true. Prior to the wide spread acceptance and usage of Bitcoin I had predicted that within 10 years Bitcoin would of been worth at a minimum of 100k just with it's growth rate with out Billionaires involved. The involvement of Billionaires has really increased that original projection substantially by a lot. The growth rate is enough to support the predictions in my opinion. As always, God Bless You, Thank You for reading and Stay Healthy!

@Rutkowski 18 November 2020

45 Billion Spark Claimable by Existing XRP Holders What is Flare Network? Flare Network makes it possible to use XRP with Smart Contracts. Currently XRP can operate with an Ethereum Smart Contract. Flare Network took the XRP Ledger (hence the Fork) Combined with the F.B.A protocol using the Ethereum Virtual Machine allowing Smart Contracts to be executed on Ethereum using XRP via FXRP. This will in turn produce 100,000,000,000 Spark. This means that 45,000,000,000 will be up for claim by current holders. Since this is a Hard Fork of XRP anyone whom owns XRP on the Dec 12, 2020 Snapshot will receive Spark in either a 1:1 ratio provided every user of XRP participates in the AirDrop. You may receive a higher ratio than 1:1 if for say only 20 billion Spark are claimed it would be more like 1:2.25 What Is Spark? Spark is an algorithmic stablecoin. That is generated by the fork of the XRP Ledger. Spark can be produced by sending XRP to a Smart Contract on the Ethereum Network using the FXRP Protocol. This is the only way of using XRP with Smart Contracts on the Ethereum Network. Ways To Claim Spark? Foremost you must have owned XRP in either a personal wallet that you have the private keys to or you must have your XRP on an exchange that has announced already that they will be honoring the fork. I would write an article on how to claim XRP using your private wallet key however Wietse Wind has already made a well detailed tool for that method in which I will be doing a small amount of my XRP just to do it honestly...You can find the information HERE https://flare.wietse.com/ The method I will be using mainly is a rather simple method. I have been using Bitrue for over a year now. I currently Stake XLM, XRP and HOT with Bitrue and Nexio. Bitrue has officially announced support for the Fork with a long list of other exchanges that will also support the Fork. https://t.co/oR8jJ9r4mc?amp=1 Exchanges Supporting XRP/SPARK Fork ETORO https://etoro.tw/37pURYT ETOROX BTC Market https://app.btcmarkets.net/create-btc-markets-account CELSIUS NETWORK https://celsiusnetwork.app.link/1362466489 FOBL GATE https://www.foblgate.com/ BIT THUMB https://www.bithumb.com/ COINSPOT COINFIELD https://coinfield.com/ref/0/ID60B3F8ED2B GATEHUB.NET UPHOLD YOUHODLER TOKENS.NET https://platform.tokens.net/register/?r=F3Y98F NEXO https://nexo.io/?u=5de2eb5b121af9583f486dbb NDAX GOPAX BITBNS BITBAY https://auth.bitbay.net/ref/UNPbifcHGmuv ANCHOR https://www.anchorusd.com/ ALTCOINTRADER https://www.altcointrader.co.za/ The SnapShot will take place on Dec 12, 2020 so the list should ideally contain even more supporting exchanges as time nears the SnapShot. You can check the official site HERE for further updates past this article. https://flare.xyz/supporting-exchanges/ My Final Thoughts I have long since learning about XRP been a huge fan. I have to say I also like the advantages of Ethereum with the ERC-20 Tokens. I am quite frankly a Cypto Addict. I do enjoy my addiction though. I like the added room for expansion beyond the XRP Ledger into the Ethereum community. I think this may have been seen as a road block to potentially millions of users of Ethereum. Now they can use XRP with Ethereum Smart Contracts which should definitely increase the popularity of XRP and the price increase is a given for both parties. This Fork is good for the Ethereum community and the XRP community alike. I honestly see nothing but good coming from this. I am excited to get my free Spark. I hope everyone is able to participate in this Airdrop. Thanks for reading, Stay Healthy and God Bless You.

@Rutkowski 14 November 2020

ZCash with Coinbase CoinBase CoinBase is an online exchange that allows you the opportunity to complete earndrops in order to earn free crypto currencies. I suggest if you have not already signed up to CoinBase for this purpose alone that you go ahead and sign up. https://www.coinbase.com/earn/zcash Some areas Coinbase is offering a free $5 of BTC to new users that sign up for a limited time only. I haven't ever really know CoinBase to do promotions beyond the earndrops. ZCash On Coinbase You can earn up to $5 of ZCash on coinbase right now by watching 5 videos and answering 5 questions. That simple. You can than immediately convert ZCash to any supported Coinbase crypto currency and than withdraw it to any crypto wallet that you have or you could even have it automatically deposited to your checking account. https://www.coinbase.com/earn/zcash This all depends on your needs and wants at the moment. I typically take a minimum of 10 to 20 percent and invest in random erc-20 tokens on the off chance they may do something great in the future. To be completely honest even if they don't pay off in the future it was still just free money so I am still not even losing a penny. That is just my view on the subject. I understand everyone has different financial needs and the 10 to 20 percent might not be acceptable for everyone's needs. My Final Thoughts Not really much to think about here if you are able to get some free crypto than why not go for it? I have always said my favorite kind of anything is free lol. I hope all or at least some of you are able to complete this earn drop and get some free ZCash. https://www.coinbase.com/earn/zcash Thanks for reading and God Bless You, Stay Healthy!

@Rutkowski 12 November 2020

The Easiest Way To Complete AirDrops AirDrops? What Are They? AirDrop is when you complete some task such as like a tweet, retweet a tweet. Share a facebook post or even register at a site. Each Airdrop is typically different from the next in regards to the requirements and how much they will pay you. You should always keep in mind that the reward from completing the airdrops are solely dependent upon the success of the ICO and the launch of the crypto itself. For example I have plenty of crypto from airdrops that winded up failing after the ICO. Now I have coins sitting in my wallets that are completely worthless. However I still didn't lose any money I just wasted a little bit of time. The amount of time that I have wasted compared to the amount of money that I have made greatly out weighs each other. I have completed around 50 to 80 airdrops as a rough estimate and I have made over $3,000.00 from airdrops combined. I hold out hope that this trend will continue into the future. How Do I Complete AirDrops? The number one resource that I have found when doing AirDrops is Cocoricos.io The reason I use Cocoricos when doing AirDrops is because their site is designed to make the AirDrop process easier. You are able to link all of your social media accounts that you use for AirDrops directly to Cocoricos. https://cocoricos.io/register?referrer=iWOKGH23908 That allows you complete AirDrops even faster as they have them listed on one page with each individual task. For example if the task is to like a post on facebook they would present you with a like button. You click the like button and then confirm that the task is completed. Right now they just upgraded their systems to work with Meta Mash but they are planning on adding support more wallets in the coming future. Cocoricos does not hold custody of your funds at any point in time. They do not have any access to them. Cocoricos was launched in order to take advantage of all the DeFI solutions under one roof. With that in mind I just want to point out the fact that I have not invested any money into Cocoricos nor do I plan on doing so until after I know for a fact the project is going to take off. https://cocoricos.io/register?referrer=iWOKGH23908 I believe we have about another 30 days until they officially launch their very own token called EGG which is estimated to be worth $1 dollar or at least that is the goal of Cocoricos. https://cocoricos.io/register?referrer=iWOKGH23908 My Final Thoughts Airdrops can always be risky in the sense that you may waste your time and never be rewarded. I have done plenty of Airdrops and have walked away empty handed. I have done about a dozen which have paid out nicely and made the wasted time worth it. I would not recommend that you quit your job and become a full time AirDrop hunter for any reason. Although if you have free time and you don't have any thing else to do, why not kill some time with some airdrops that may pay off? You have nothing lose and could gain a lot of money. I do recommend that you create new accounts for doing airdrop task. New facebook new twitter, new email and a new wallet. This limits your exposure to people hosting fake airdrops just to get your email address in order to spam you. I also advise against investing in most airdrops. I recommend doing Airdrops so you can be apart of new crypto currencies and eliminate all financial risk. When you invest in a ICO you are putting your self at a very high risk as the crypto may or may not fail. As always thank you for reading, God Bless You and Stay Healthy!

@Rutkowski 12 November 2020

Learn From My Mistakes. Send Crypto Correctly! Why Is It Important To Send Crypto Correctly? Welcome back everyone. Today I want to talk about the importance of paying extra attention to details when you are sending crypto from one wallet to another wallet. I can not stress enough how important this is. Just a couple of hours ago I reminded myself how important this matter really is when I winded up sending $15.90 BCH to BTC wallet on Coinbase. Yeah, I said it. I messed up, fortunately for myself it was just $20 but when you are struggling financially like myself $15 can mean a lot. Unfortunately for others in the Crypto World that have lost hundreds to thousands dare I say millions of dollars to simple mistakes made by becoming complacent when sending Crypto. Complacent means that you have gotten so used to the process that you do it almost without thinking, putting yourself in danger A.K.A at risk. I have made simple transfers like this transaction earlier. VIEW THE TRANSACTION HERE I don't know how many times I have done this simple task. I go to my BCH Wallet and send money to my Coinbase Wallet where I hold the majority of my BCH. I usually access my Coinbase APP and than copy my BCH address and paste it into my BCH Wallet APP and slide the bar to send it. https://explorer.bitcoin.com/bch/tx/39cc8555231e1cc4b419fe80796566cc68d40da6ad9294f172ee8ffff812c715 I had become complacent in doing so. Thankfully I have always stuck with my number 1 rule of not sending larger amounts of crypto until the initial test transaction has been posted correctly. You may not really think about it, especially if you are use to the standard FIAT systems. FIAT systems can be forgiving where as Crypto is not as forgiving. I know I say all the time how I love Coinbase but when you accidentally send your BCH to BTC the last place you want to make that mistake at is any exchange or wallet where you do not own the SEED PHRASE. The SEED PHRASE is one of the most important aspects of Crypto. A simple seed phrase can mean the difference between losing $15.90 or simply correcting an error. Where Did I Go Wrong? I think we have all been in situations in like where we wind up asking ourselves this very question. I know some of us hate to be critical of ourselves but I am probably the biggest critic that I have. I like to go back and analyze my mistakes and learn from them in order to prevent similar mistakes from taking place in the future for myself. I went into my CoinBase APP while being complacent and click on Portfolio, BCH (which is what I sincerely believed) and then I copied that address. I then went back to my BCH Wallet and pasted that address and slid the bar over to send $15.90 After I completed that I went back to Coinbase and seen the BTC symbol beside the wallet address I had just copied after selecting BCH. Now had I taken my time and does this transaction a little bit differently I would probably not be writing this exact same article right now. I should have got on my Laptop and pulled up my Coinbase account and from their pulled up the QR code for my BCH Wallet on Coinbase. Than I could have scanned the QR code with BCH Wallet APP on my phone and I probably would still have that money. I can't say for a fact that would have resolved this issue. I know I had done similar transactions like this one so many times that it has become like a natural reflex. Kinda like driving a car or riding a bike. The more you do simple task the less your mind has to divert your full attention to doing simple task. In other words "Complacent" when we become complacent whether it be in the work place or transferring money between Crypto Wallets we make ourselves vulnerable. Unfortunately this result in injuries or in my case a loss of funds. The Hidden Mistake? I just covered the obvious mistake that I have made. The hidden mistake is probably the biggest mistake that I made in this situation. I would guess that most of you already know how BCH exist, if not I am going to sum it up real quick for you. BCH is a fork away from BTC itself. So, that means that even though I made a uh-oh I could have saved those funds if only I would not have sent them to CoinBase A.K.A an exchange. Now if I had the Seed Phrase I could of imported that wallet using the seed phrase into my BCH Wallet APP and then transferred those funds to the correct wallet address that I wanted them at to begin with. That is why I call it The Hidden Mistake. For the most part if you send Crypto to the wrong Crypto you have just lost that crypto permanently. Since I have sent my BCH to a BTC address on an exchange I have basically just lost those funds permanently. Although Coinbase having access to that Seed Phrase since it is a custodial account could reverse the transaction for me. I seriously doubt they will take the time but for the purpose of this article I have contacted Coinbase with the issue to see what type of response that they are willing to offer in regards to the situation. I am not counting on them doing anything to reverse the situation. That will lower my opinion greatly about Coinbase but no matter what as long as they continue giving away free Crypto I will continue to use their Wallet partially. How To Avoid The Same Mistakes? Always double check the wallet addresses to ensure you have selected the correct wallets. You can also avoid sending funds to an exchange and only send funds to wallets that you own the seed phrase to. I know it is practically impossible to operate in the Crypto World without utilizing an exchange. We have so many options that does not require giving custodial custody over to an exchange. For instances you can use sites like UNI-SWAP https://app.uniswap.org/#/swap Exchanges are good for earning interest on certain crypto's and the obvious of being able to exchange crypto for other crypto. Going forward in the future after the fork I will only be holding Crypto in my Trezor Wallet and in interest earning accounts such as but not limited to BlockFi, ETORO, NEXIO and BiTrue. You should always consider send out an initial small transaction in order to limit your risk. Had I sent an initial transaction of $1 or under I would have immediately caught my mistake, fixed it and only had lost $1 instead of the $15.90 I intended on storing at CoinBase. Which to be technical CoinBase has access to those funds. Whether or not they will access the funds and transfer them to my BCH Wallet is to be determined in future correspondence with CoinBase Tech Support. I am not hopeful. I am in fact already counting this as a loss. My Final Thoughts I know personally when this type of mistake happens it is really hard not to beat yourself up about it, especially if you just lost a whole lot of money by doing so. It can be really frustrating. Just don't be so hard on yourself. We are all humans and we all make mistakes. We have to learn from our mistakes and share them within our community in order to spread awareness and hopefully save some one else the frustration of being where I am at right now. It is extremely important to understand the type of crypto you are sending and where you are sending it to. Different crypto requires different information in order to send properly. For example Stellar needs a Memo ID along with a wallet address in order to send properly. Most of the time when you send crypto to the wrong wallet it could be lost forever. However with some research you may be able to recover those funds provided you own the seed phrase to the wallets. A non exchange wallet is the best solution in circumstances it would of saved all of my funds. I will still continue to use CoinBase regardless of the outcome. I can not just turn away free crypto. CoinBase has given me well over $300 in free crypto in the little over 3 years that I have had my coinbase wallet. I can't complain about free money but going forward from today all my funds that are just collecting dust will be on an offline hardware wallet that I own the seed phrases to. I hope this article helps you avoid the same type of mistake that I made. Just remember that Crypto mistakes are not that forgiving. Always double check your information and to be safe and lower your risk always send an initial test transaction to verify your information is correct before sending the full amount whenever possible. As always I would thank you for reading and following me. God Bless You and Stay Healthy!

@Rutkowski 10 November 2020

XLM Stellar The Wonders Of Crypto... XLM How Does It Look? As of the time of writing this article XLM Stellar Lumens is currently rated at #17 by CoinGecko.com with a Market Cap of $1,679,030,181 almost 1.7 billion Market Cap. 24 Hour Trading Volume $138,927,446 at a current cost of $0.080097 USD. https://www.coingecko.com/en/coins/stellar CoinMarketCap.com currently rated #17 with a market cap of $1,676,939,311 USD and a 24 hour trading volume of $151,774,094 USD at a current price of **$0.080170** USD  https://coinmarketcap.com/currencies/stellar/ CoinBase.com (My Favorite) currently rate #7 most held crypto on CoinBase with an average hold time of 33 days. CoinBase has the Market Cap at $1.7 Billion and a 24 Hour Trading Volume of 151.7 Million at a price of $0.0805 USD https://www.coinbase.com/price/stellar Price Predictions For XLM Stellar Lumens A rather large consensus is that XLM will reach $1.00 easily and expected to reach around $5.00 in the long term. When I had originally heard of XLM I was told by a decent friend at the time who had first researched into Stellar whom said that XLM was really an undervalued crypto currency that was originally projected to be worth $0.01 Stellar hit an all time high January 2018 at .93 falling down to $0.08 and fluctuating between $0.03 and $0.13 I have a hard time seeing a future at anywhere close to a dollar within the next 4 years. I think we would have to see some thing major to see the prices of XLM at or around $5.00 I know that nothing is impossible in the world of crypto. We have seen Crypto at prices above $40,000.00 and yet we still have people who say it is impossible for Bitcoin to hit $30,000.00 I just can't see it happening with XLM any time soon. Maybe in 10 years we could see some better returns if the Market continues to grow at the same rates as it has been going for so long. I just think XLM is basically an underdog in the Market they wish to be highly competitive in. The biggest amount of publicity I have seen in regards to XLM is the AirDrops from XLM. I think the AirDrop was the reason for the major spikes in the prices of XLM that we seen a couple years back. I think for the most part we all know how an AirDrop will shortly manipulate the prices of crypto. XLM Stellar Lumens, What is it? XLM reminds me of the vision behind XRP in that they want to make the transition from your local currency to crypto cheaper. XLM is designed to be cost effective in that sense. Bitcoin and ETH lack the quality for retail use for a lot of users due to the cost and confirmation times involved in sending Bitcoin and ETH. BCH a fork away from Bitcoin was designed with transaction time and cost considered. Like Bitcoin and Ethereum combined XLM Stellar also runs on a blockchain of it's own. Stellar claims to handle millions of transactions per day. XLM claims they are just like cash, faster, cheaper and more energy-efficient. They also say that XLM is owned by the public since relies on the public to transact just like Bitcoin and Ethereum. Stellar claims that since their launch in 2015 and that they Stellar has processed over 450 million operations made by over 4 million accounts. They depend mostly upon large to small companies whom want to move around and have easy access to new markets. Stellar's mission is to be cryptocurrency-adjacent. They have designed their software to enhance not to undermine or replace the current fiat system. XLM was designed for trading any kind of money in a transparent but efficient way. I personally understand the need to work hand in hand with the current fiat system but to have the view they are going to enhance the current fiat system in a manner that won't lead to the inevitable replacement of the current financial infrastructure. The low rates are an attraction for a lot of investors looking to invest in different markets at the lowest cost possible which is where they claim to be better than the rest. Stellar basically runs the same way Bitcoin does, using a unique algorithm they designed called The Stellar Consensus Protocol (SCP) with Bitcoins Proof Of Work method. They claim their method to be better due to easy configuration, fast and highly energy efficient. For more information about the SCP you can read it here. https://www.stellar.org/papers/stellar-consensus-protocol My Final Thoughts I really find it hard to believe that the value of XLM will ever be more than a dollar. That is still a pretty major price difference than what we currently see right now. You can make money from Stellar buying low and selling high. I could always be wrong and we could see the price of stellar reaching over $5. Coinswitch.co estimates the price of XLM to be at 1.00 in 2025 with XLM reaching $1.14 by the end of 2025. I could see that prediction being reasonable especially with the market movements lately. The fact more institutions are coming out in support of Bitcoin and other crypto currencies. XLM has been around over 5 years now and I don't see them going anywhere any time soon. I still feel the need to drop money into XLM every so often. I have made small amounts off of XLM buying in low and selling at higher prices. I know that is possible. I have also received about $150 in Stellar absolutely free due to all the airdrops taking place a couple years ago. I think CoinBase may still be giving away XLM Stellar. I know they still have it listed here so if you haven't already done so you may want to check them out.

@Rutkowski 8 November 2020

United States Presidential Election, What They Won't Tell You! I tend to stay away from post like this. I am an American, I live in the United States and I love my country. I love the values that America once stood for. The values this country had back before they assassinated JFK because he warned us about what they was trying to do to us. The mentality that JFK had and the attitude that President Trump has is the main reason why President Donald J. Trump had the mass support that he currently has. I am a true Patriot. I believe in the country that our forefather fought for. Not the country I live in during this day and age. I recall a time when News Media reported on the truth and not based upon the agenda of the political party that owns the media. I know this may be a custom in China but this is not something most Americans are utterly aware of taking place. I know this sounds bad but the majority of Americans are brainwashed into if you see it on the news it must be true? Our forefathers told us this would happen. JFK warned us this was taking place! The days leading up to the presidential election while the major news media channels were trying to claim that President Trump was making false accusations about the potential of voter fraud the web was buzzing with videos of official Ballots (Votes) being found in ditches and other random places. Hence voter fraud. Demoncrats were saying over and over again how it would take months in order to figure out who the next president would be. That we wouldn't know anything for sure this year. 4 days after the election with a lot of suspicious activity from Republican Poll Watchers being removed from Poll counting rooms while vehicles are seen bringing in 130,000 plus Ballots that all went for Biden. The delivery vehicle not being postal carriers but one being a Ferrari? What is the guy in a Ferrari doing delivering Voter Ballots at 4 a.m. in the morning? However all the news media channels will not even report on these stories because they are hiding from facts. The facts are that in New York President Trump was closing in on Biden the alleged child molester who has Alzheimer and doesn't know where he is or who what office he is running for. The poor man honestly looks pretty confused a lot of times. North Carolina didn't release a winner, Georgia undeclared, California only 80 percent of votes counted and along with all of the legal challenges that President Trump is presenting to congress in an attempt to stop the scandal. We have a ton of people claiming they was denied the right to vote because they had supposedly voted already. Would you not remember voting already? I know I would? The facts are that all the way up until the election the news media made a major deal of Black Lives Matter and the Corona Virus and now they are Black People who? Corona what? Then they declare Biden President? We are not even to that stage presumptive call the race. The News Media does not call the race. The voters call the race. That is the right of the American people. We have the right to vote for the person we want as our president. Donald Trump warned about this happening from day 1 when the Democrats started leaning this direction. Mail in Ballots leads to fraud. Now I would typically be like okay Donald we had a great 4 years but lets hang up and go home they won but the more the news media keeps trying to hide what is going viral on social media channels away from the rest of the world. The more news medial and social media sites try to push that Biden won after fighting so hard to brainwash Americans into believing that it would take months to get the official results of the election? Come on seriously? What is really going on in the United States right now? I haven't ever seen so much corruption in my lifetime than I have seen these last 4 years come to light as Donald Trump outed countless politicians. Nancy Pelosi? I mean how is this woman not even in prison yet? Come on? Our forefathers warned us that Politicians should not be a career but a civil duty for the citizens to volunteer for service. They never intended that the poor American population would be paying these people millions per year, giving them allowances, housing, insurance and allowing them to be bought out by major corporations in order to set laws that benefit corporation interest only. That is a mistake that us Americans have made over the years and if we sit silently and do nothing about this terrible issue it will only get worse until we are in a dictator nation. Our forefathers seen this as a possibility if our government was not managed properly by the people. They put a safety kill switch in our constitution for this very purpose. The right of the people to bear arms. Which our government has been fighting hard to take away our right to bear arms just like Hitler did. Our government is erasing the history of the United States slowly every year like Hitler did? Our government has the right to spy on the entire world but condemns other countries for doing the same. I love my country but I am tired of political figures that are only looking to gain a couple million at the expense of Americans. They don't care if we live or die as long as they are taken care of and their family is able to make millions of dollars because of political power which is not the way the United states was intended to be. We are meant to over throw the government once it becomes too big to be controlled by the people. The 2020 Presidential Election has been more then evident that the government in the United States no longer answers to the people but to the people paying them more. America has long since been involved in way too many political affairs overseas in which we should have left to the countries and their people. The New Media and Social Media giants would have the rest of the world believe that America is full of racist people. The Black Lives Matters and the Corona epidemic was used as ammo in this presidential election. They used it to the advantages of themselves. Once they seen proof starting to float around the web they come out and declare victory? So, do you think America has no corruption? Do you think America is above voter fraud? That nothing going on right now even remotely seems suspicious? I think something major is happening right now that will not only change the United States but will impact every one every where in the world at this moment. Leading up to the election reading and seeing videos about the hundreds of thousands of lost ballots turning up in random places like garbage cans, dumps, ditches I remember saying a prayer "May Thy Will Be Done, Amen" I may not understand what is exactly happening right now but I can tell you it is not going to be a good. You may be miss influenced into thinking it is a good thing but any man that claims he is going to bring peace to country during a time of unrest whom is affiliated with the party responsible for causing the social unrest. A man who mind you passed a law that specifically target the Black Lives he so desperately claims to care about now and sent hundreds of thousands of Black Americans to prison. A man like that who claims that he is going to bring Peace and Unite everyone? That is a bit scary in my opinion. My Final Thoughts I really don't know what is going on for a fact. I do know what I have learned about and what I have seen unfold before my own eyes. I know that something is not right in America. We have a major threat to freedom that we used to hold so sacredly. Our news media leaders are trying to control the outcome of our election. The Democrats are right behind it. The Republicans are probably going to just bend over and take it. I wouldn't be surprised if the American people take it as well. I have been having dreams about major social unrest since I was a child. I am talking about worse than the Black Live Matters TV show that was aired for the world to see. I am talking about like civil war dreams. The way our country is headed right now I don't think we are far off from a revolutionary war. Our government has stopped serving it's intended purposes and I think most Americans woken to that fact now and if they had any doubts as to how bad it really is after this so called presidential election I think any doubts have cleared themselves out. Not to mention the fact that The Simpsons called a civil war in 2021. The Simpsons have called a lot accurately. I have always believed the biblical anti-Christ would rise from the United States and I have always deemed that person would be a United States President. Anyways I just had to put this one out their. Thank you for reading as always God Bless You and Stay Healthy!

@Rutkowski 8 November 2020

Since You Asked Nicely... Since You Asked Nicely... I have been asked a lot recently what coins I feel are the best investment besides bitcoin. which if you follow along or have seen several post from me you should already be more than aware of the fact that I personally love bitcoin. I see Bitcoin has the foundation into the crypto world and it will always be a part of the crypto world. Bitcoin is becoming outdated, I have always been a firm believer in the fact that online we go through phases of what everyone likes. We are constantly welcoming the new and throwing the old out the door. That has just been the observations that I have had since I received my first computer that at the time ran Windows 95 I remember how popular AOL and Yahoo was. The Yahoo Messenger, AIM AOL Instant Messenger and My Space. How many of you can recall the popularity of those three? I know a lot of people missed those eras due to late adoption. Bitcoin is different in those regards considering the late adopters to crypto have only ever heard of Bitcoin in the majority of cases. Typically when I am talking to someone that isn't familiar with crypto I start with so, have you heard of Bitcoin? I have only had maybe 3 people answer that question with a no. The majority of people have heard of Bitcoin whether it be from a movie where the criminal stole millions of dollars in Bitcoin or the criminals got paid millions of dollars in Bitcoin to do some illegal stuff. This day and age it is getting to where almost everyone knows someone who owns crypto. When you start think about it from perspective of everyone is always looking for the next best thing. Investing in different crypto currencies starts to make a whole lot of sense. We went from My Space (old) to FaceBook (old) to Twitter(becoming old) and we picked up Linkedin along the way (sorry guys). I am sure you can see the trend and the point I am getting at here. We are constantly looking to what is next. The world of crypto went from Bitcoin to Bitcoin Cash, BCH ABC, BCH SV, BCH DEFGHI(joking) and continues to evolve. Ethereum opened the door to thousands of new ERC-20 Tokens. I still do not see Bitcoin even being remotely close to disappearing unless Bitcoin itself doesn't get the necessary upgrades it needs to stay in existence. That is why I choose to spread out my investments using a minimum of 10% of my earnings to invest in random crypto. When I make these investments I am not looking for a short term return. I am leaving these wallets sitting in a safe place offline or in a some what safe exchange to draw interest. The majority of these tokens I don't even bother to know much about. I have read a little bit into them at the initial point when I purchased them. I really don't remember much about them but I will be going through the list and writing articles on each of these tokens that I currently own in order to spread awareness like I did with HOT Holochain which would be an awesome project if had support from developers which is the blockchains sole intentions to appeal to developer. Anyways if you want to read about that just look at my other post and wait for the post that I will have in the near future about each crypto listed below. ETH KICK KickToken (KICK) ( I am assuming I got this from an AirDrop) SOCKS Unisocks Edi... (SOCKS) (I didn't purchase this one either) DIP Decentralize... (DIP) cUSDC Compound USD... (cUSDC)(AirDrop) LQD Liquidity.Ne... (LQD) AST AirSwap (AST) C20 Crypto20 (C20) XIO XIO Network (XIO) RLC RLC (RLC) ENJ EnjinCoin (ENJ) ZRX (ZRX) Rocket Pool (RPL) LENDEthLend (LEND) MLN Melon Token (MLN) TRB Tellor Tribu... (TRB) REN Republic (REN) GRID GRID (GRID) DATA DATAcoin (DATA) CVC Civic (CVC) (AirDrop) GEN DAOstack (GEN) iSAI Fulcrum SAI (not sure) PAN Panvala pan (PAN) AMN Amon (AMN) (airdrop) SALT Salt (SALT) FUN FunFair (FUN) SPANK SPANK (SPANK) POA20 POA ERC20 on... (POA20) (I don't know) XCHF CryptoFranc (XCHF) SAI Sai Stableco... (SAI) WBTC Wrapped BTC (WBTC) MATIC Matic Token (MATIC) ANT Aragon (ANT) FOAM FOAM Token (FOAM) MOD Modum Token (MOD) \ KIN Kin (KIN) PNK Pinakion (PNK) Numeraire (NMR) ChainLink To... (LINK) LoopringCoin... (LRC) DGD (DGD) Storj (STORJ) Bancor (BNT) Gnosis (GNO) Compound Sai (cSAI) Nexo (NEXO) RipioCreditN... (RCN) Wrapped Ethe... (WETH) StatusNetwor... (SNT) Bloom (BLT) Monolith (TKN) PAX Paxos Standa... (PAX) Raiden (RDN) TrueGBP (TGBP) TrueUSD (TUSD) Ubricoin (UBN)(airdrop) Livepeer Tok... (LPT) Loom (LOOM) QChi (QCH) RHOC RHOC (RHOC) P2PX P2P Global N... (P2PX) (airdrop) AMB Amber (AMB) FLT Flit Token (FLT) (airdrop) ETHBNT BNT Smart To... (ETHBNT) HERC Hercules (HERC) (airdrop) TAUD TrueAUD (TAUD) TCAD TrueCAD (TCAD) THKD TrueHKD (THKD) Magnolia Tok... (MGN) MBC Marblecoin (MBC) MEQ Meterqubes (MEQ) (airdrop) MDC MidasCoin (MDC) (airdrop) Minereum (MNE) (airdrop) MNE Minereum (MNE) (airdrop) Reputation (REP) (airdrop) 0Synth sETH (sETH) Synth sUSD (sUSD) Synthetix Ne... (SNX) Uniswap V1 (UNI-V1) no clue Uniswap V1 (UNI-V1) no clue Uniswap V1 (UNI-V1) no clue Wrapped Cryp... (WCK) TRON HOT EOS(airdrop) XRP(airdrop) ALGO(airdrop) XTZ(airdrop) XLM(airdrop) BCH BTC NRG (airdrop) COMP(airdrop) UNI( $1800.00 airdrop the biggest one in my airdrop career lol) That is just a quick list of the holdings that I currently have. I use the 10 to 20 percent rule. Each time I make money I put 10 to 20 percent in random crypto. I find it easier to risk money that I didn't count on for bills or food. I only apply this rule to money I make online. I know I have said it plenty of times already but I truly believe that Airdrops are the safest way to get involved with a new crypto currency especially if you are already nervous about it. I typically do not use my personal profiles for Airdrops due to the risk of spammers just trying to steal your information or lure you into an investment. When you invest in crypto you take risk of the project that crypto stands for being a fraud like the United States Presidential Election. This article is in no way shape or form investment advise. This article is just a list of the crypto that I own intended for informational purposes only. You should be careful and do plenty of research before making any types of investments. You should also be aware that any type of investment is a risk in itself and crypto risk can be even higher due to the large amount of online scammers. Please be careful when giving out your personal information. Thank you for reading, God Bless You and Stay Healthy!

@Rutkowski 8 November 2020

Activity Rewards I recently figured out that my account is no longer eligible for the activity rewards. I'm not really sure as to why? I don't know if my account maybe looks suspicious or some other reasons exist. I know some people don't have Activity Rewards on their accounts. Does any one know of a post from Read.Cash in reference to the activity rewards? Has anyone else had similar issues? I am still being paid out the daily claim amount that I had already been awarded. When the blue claim appeared today it showed that I still had a bonus total of $21.50 with a red lock beside the full balance stating my account is not eligible for activity rewards... I was kinda thinking at first it was just a loading error until I seen that message today.

@Rutkowski 7 November 2020

Read.Cash Compared to Publish0x.com **What Is Read.Cash?**  Read.Cash is a blogging platform that is funded using BCH as a means of tipping bloggers. Read.Cash is a similar community as Publish0x.com The way you earn money on Read.Cash is different in several aspects which I will be covering in this article here today. On Read.Cash you have different communities which you can be apart of. You can choose whether or not to write a full article or a short post.  https://read.cash/r/Rutkowski https://www.publish0x.com/?a=oQeZvxRepZ The blog editing is similar in nature to Publish0x.com as far as similar text editors. They do not have a Dark Theme that I am aware of. That is not a total deal breaker for me personally but I do prefer Dark Themed sites like Publish0x.com  https://www.publish0x.com/?a=oQeZvxRepZ **How Do I Earn Money On Read.Cash?** Read.Cash is very similar to Publish0x.com but here is where it is different. You can get paid in several different ways: https://read.cash/r/Rutkowski https://www.publish0x.com/?a=oQeZvxRepZ **User Tips:** Readers can tip your articles or your comments straight from their own BCH balance on the site.                                  **Random Rewarder:** Random Rewarder is robot that browses the articles and tips them based upon the algorithm Read.Cash uses.                                   **Sponsors:** Read.Cash users can request to sponsor your blog. They pay a monthly fee to you. They get a little picture at the bottom of your blog post. All you have to do is press accept when you receive an offer. https://read.cash/r/Rutkowski                                   **Activity Rewards:** Read.Cash rewards users for being active in the community. You actually earn money for commenting on articles and being active within the community. You are able to claim the bonus 10 days after the day you earned the bonus. So, right now I have a little over $20 in BCH Activity Rewards. Every day I get to claim a days worth of that Activity Reward. Although right now for some reason I can't see the Activity Rewards balance in my account. I am still able to claim the bonus each day. When tipping on Publish0x.com you can also tip yourself for reading the article. https://read.cash/r/Rutkowski https://www.publish0x.com/?a=oQeZvxRepZ **Boost Your Article** I know that just starting out a new platform whether it be Read.Cash or Publish0x.com it can be a hassle to build followers and actually get your post noticed. You could spend weeks, months or even years with limited exposure due to the fact you don't have a following base. Read.Cash allows you to boost your articles for just cents a day. You can spend more money and gain more exposure. It really just depends on what you can afford. I use the BCH that I get from Read.Cash in order to boost some articles. I have around 200 people currently following me. Publish0x.com I have about 50 followers. https://read.cash/r/Rutkowski https://www.publish0x.com/?a=oQeZvxRepZ **The Major Differences?** Publish0x.com every user is allowed to tip any post they want once every 10 minutes. You decide what percentage of the tip is going to go to you and which part is going to the author of the post. You are limited to tipping an author once per hour and possibly twice per day. I assume that this is a way to stop people from spoofing accounts just to get tips and likes.  https://www.publish0x.com/?a=oQeZvxRepZ Read.Cash you can add money and tip other post or comments. You get rewarded for being active in the community. The getting rewarded is a good thing and a bad thing all in itself. You have to think about the people using the site for the simple fact that you can make a $5 or more a day with the activity rewards. This leads to low quality comments such as: Nice information, great article, good writing, I didn't know this or they will copy and paste part of your article into the comment section. https://read.cash/r/Rutkowski The site is slowly becoming aware of this and starting to correct itself, at least I hope. The community is responsible for letting the bot know what good content is by liking or disliking a comment. Publish0x.com you don't have Activity Rewards so you limit the amount of low quality comments. Not that I have not seen plenty on Publish0x.com because I have. It is just not the same as Read.Cash with people commenting as much as possible in order to be rewarded. I have had plenty of conversations on Read.Cash with some pretty fascinating people.  https://www.publish0x.com/?a=oQeZvxRepZ https://read.cash/r/Rutkowski I have to say, I really do enjoy the involvement of Read.Cash community. https://read.cash/r/Rutkowski **Which Platform Should You Use? And Why?** The answer is both! That is right. You will find that Read.Cash has a different community then Publish0x.com so if you use Read.Cash already you should sign up for Publish0x.com and cross post your articles. Likewise if you are only signed up on Publish0x.com you should also sign up on Read.Cash and give it a try. You have nothing to lose and everything to gain. https://read.cash/r/Rutkowski https://www.publish0x.com/?a=oQeZvxRepZ **My Final Thoughts** I have always been the firm believer that each online community is different from the next. You will find that out the more you socialize in various online communities. What may go viral and earn you $16 on one platform may not even earn you 0.05 cents on the next. The earning factor really depends on the quality of your work and the interest of your audience. Each audience is different.  I like to see which platform my articles get the most exposure from. I look at it like a bit of experimenting so I know which subjects which platform would be more engaged by that I would possibly want to write and then I have fun with it. I would like to thank every one for reading, a special thank you to my followers, God Bless you all and Stay Healthy!

@Rutkowski 5 November 2020

AirDrops. Your Chance To Get Free Crypto What are AirDrops? AirDrops are a way you can get your hands on some crypto that might wind up being worth a lot of money one day. You may also just waste your time. That is the risk you are taking. In order to be involved in an AirDrop most require to join a Telegram Chat Channel, Re-Tweet something on Twitter or FaceBook and some will want you to register on a site. The AirDrops that I list on here I have actually completed myself. I am always looking for the next best possibility in the crypto world. I like to make as much cash as I can online so when I see free crypto I tend to excited myself. AirDrops **Swan Finance** **$10.00** https://docs.google.com/forms/d/e/1FAIpQLSdYJN-9mu5zHX3oYL8b9eaJYdJtsJ8d9ARH7AdoebQOJBV4sA/viewform Join the SwanFinance Channel on Telegram – 4000 SWAN ($3.00 value) (Required: In Registration Form, fill in your Telegram Username) https://t.me/swanfinancechat https://www.google.com/url?q=https://t.me/swanfinancechat&sa=D&ust=1604605589536000&usg=AFQjCNG-hD5wNpeOKzu6QpSlTYGV58Xfog Follow @Swan_Finance on Twitter + RETWEET one SwanFinance Tweet – 3000 SWAN ($3.00 value) (Required: In Registration Form, fill in your Twitter @ & Have a PUBLIC profile) https://www.twitter.com/swan_finance Like the SwanFinance Facebook Page - 3000 SWAN ($2.00 value) (Required: In Registration Form, fill in your Facebook @ & Have a PUBLIC profile) https://www.facebook.com/swanfinance.io Follow the SwanFinance Linkedin Page - 3000 SWAN ($2.00 value) (Required: In Registration Form, fill in your Linkedin Profile link & Have a PUBLIC profile) https://www.linkedin.com/company/67974539/ XGAT 250 $5.00 Free just sign up and verify your email address. You can get an extra 550 XGAT $11 by visiting their telegram channel https://xgambleonline.com/s/5fa452a39bfda https://t.me/XGATAirdropBot?start=1366849629 HUGESWAP Simply register on their site. They will be giving away 10,000,000 tokens, You can earn an extra $20 by completing these task https://buy.hugeswap.com/invite?ref=UD14076 https://t.me/HugeswapAirdropbot?start=r00178577540 BIT Basic Income Toke will be giving away Free BIT. Simply sign up and click claim Basic Income Token. I currently have 4,000 if the project pans out it'll be great thing for the world. Don't let this one pass you by. https://basicincometoken.io/join-us/Rutkowski My Final Thoughts. I covered a couple of AirDrops above that honestly have me excited. I can't wait to see how they all play out. Like most Airdrops it is a waiting game. Good Luck to everyone, God Bless You and Stay Healthy!

@Rutkowski 5 November 2020

BTC Update Bitcoin is now over $15,000.00 Will we see $16,000.00 today? I think if the trend keeps going we will see a whole lot more today then expected! I just wanted to write this quick update to let everyone know who doesn't know already! God Bless You and Stay Healthy

@Rutkowski 5 November 2020

BTC $14,932.00 High So Far Today! 15K expected Today! What is going on with BTC A rather big question a lot of people in the community are waking up to or already awake and wondering what is going on with BTC right now. We are seeing what some people call unbelievable highs right now. I on the other hand have been talking about this for awhile now. I still have a little of BTC left in the market, not as much as I would of hoped to have right at this point in time. I will still make a decent return but nothing major like I could have. The market right now seems to be increasing greatly. My theory here is that unless we see some major price corrections soon or a decent amount of resistance we will be braking the 15 K barrier sooner than later and we should see a sharp spike within the next few days if this trend continues. What Should You Watch Out For? We know a wallet containing about $1 Billion in Bitcoin has recently been moved. This wallet is supposed linked to Silk Road. This account at any moment could start selling off Bitcoin. Also Financial institutions that have bought into Bitcoin a couple thousand dollars ago may decide very soon to sell off a bit of that Bitcoin to limit risk of loss. Whenever you are able to buy low and sell high you rake in a profit which lowers the risk of loss that you face. Hence you are generating money off of your Crypto instead of just watching rise to a peak and drop rapidly down with out collecting any money. You have to be careful when doing so. Where I Went Wrong Yesterday? So Yesterday morning I sold the majority of my BTC like I had been doing with the ups and downs. I was kinda half a sleep when I did this. I had been up all day and night following along with the elections only to learn that We won't have a President until all the drama is worked out. Anyways, I fell asleep before I bought back into Bitcoin. So, now I can buy back in and watch the price drop off or I could buy and sell off at a higher price. That is the major risk. Which is why it is best to get into Bitcoin at an early stage. The Future of Bitcoin No one really knows what the future will exactly hold for Bitcoin. However like Elvis Presley Bitcoin is the King of Crypto no matter how you look at it. Maybe one day without Bitcoin someone would have had the same idea and acted on it. Who knows, but in this universe Bitcoin is what started the digital age of crypto currencies and the invention of The BlockChain! With more countries accepting that Bitcoin is a reality that isn't just going to get up and leave and time soon we are seeing mass amount of people flocking in to the crypto world along with even more scammers, which is a given... We have Financial institutions that feel safer investing solely in Bitcoin due to stock market uncertainty. We don't know day to day what will happen with the old Modern Investment solutions. We don't really know day to day what Bitcoins going to do either. However we do know that the more the community grows and the more countries that adopt crypto and the more financial institutions that invest in Bitcoin the higher the price will go. Therefore making Bitcoin a good investment source. My Final Thoughts If you follow my blog you already know I have been talking about how the price of Bitcoin is going to continue this way and I still stick with 30 K prediction on Bitcoin. I don't think we are far away from crossing the 20 K mark. I honestly wish I had more money to throw into Bitcoin so I could make more money. I am kinda poor though I can't complain about my situation as I don't have as bad as most people do. You should be really cautious these next couple of days as we should be seeing some type of price correction that will set the price back about $1,000.00 give or take. Like I expressed earlier if this current trend continues we should see a major spike soon. Good Luck to you all! God Bless You, Thanks for reading and Stay Healthy!