August 25, 2022 Thursday

Do you know how important my phone is? It's like having no money but can pay cashless anytime.

I am a person who cannot leave the house without bringing my phone. Not because I waited for some messages or calls but it is my wallet at the same time.

I really do not bring big cash amount in my wallet, (because I have really no money..hahaha) actually my wallet just have small coins and sometimes have small paper bills. I was used to this when pandemic started. Before we pay cash in our company canteen but when pandemic starts and they roll out that one of the cause of spreading the virus is the exchange of money during payment. Hence, our company makes it all cashless. We have agreement and we only swipe our company ID everytime we do transaction in all our canteens and eating area. Monthly we have allowable credit limit and it is salary deduction. It was a little help when you run out of money because you will not get starve by using the cashless payment.

Also since limited establishments are only open, we do practice using cashless payments like gcash, paymaya and debit cards. At least we cannot exchange moneybills with different people in different establishments, thus a nice way of implementing safety health protocols.

However, even things seems to be back to normal, I was bit used to using cashless and its all in my phone. I enjoyes it and at least I can control and spend it wisely. So lets get what are these apps in my phone wallet.

• Coins.ph

This is where all my crypto earnings from read.cash and noise.cash goes before I convert it to our fiat currency. Also from this app, I can send money through bank transfer and other e-wallets with a less charge amount. Also I can buy loads here if needed.

• Gcash

This is an e-wallet app too. Mostly the gcash payment are accepted of most establishments in our country. You can buy loads with special offers. Can send money to other gcash users without some fee and can send bank transfer and other e-wallets. But compared to coins.ph the charge is a bit higher.

• Bitcoin Wallet

Of course, you know about this and here all my earnings from read.cash and noise.cash goes. I let it accummulate here before sending to coins.ph whenever I needed some money.

• Paypal

I use paypal because I am hoping for that $5 gift and I receive one last October 2021. After that no more but I have other earning apps and surveys and the payment is through paypal when points are accumulated. Thanks for those little points turn big and goes in here my paypal to add some money.

• Abra

This is an e-wallet that accepts different crypto currencies. What I like this is you can invest and let your crypto currency grows with some certain interest. I only look at it to check some of my earnings from faucet crypto here. Thanks to @SwertresFanaticsOzamis for sharing those little earnings.

• Coinbase

This wallet also holds some of my earnings from Bling apps like bitcoin blast, bitcoin pop, bitcoin blocks, sweet bitcoin and word breeze. I am not so serious playing all these apps yet I visited it sometime to accummulate some bitcoin to go into my coinbase wallet.

• Landbank

Lastly, my bank savings account. I can see all the transactions in this app. So I can monitor some money I transfer from coins.ph or from gcash into my landbank account. And I never have to do balance inquiry using the ATM (Automated Teller Machine) before I do some withdrawal transaction then.

Closing Thoughts

About the two remaining apps, it was an app where my regular savings from social security system and pag-ibig funds can be monitor. I never include to explain about it since its different but I include it in the wallet folder because it is about finances too.

All the apps mentioned above justify my phone is just like my wallet too. So my phone should have a enough battery as much as possible if I am outside our home since I do use it in noise.cash and read.cash a lot of times.

Thank you so much for reading this far. Happy if you can leave some comments too and likes. Thank you also to my sole sponsorship @MaritessNgBuhayMo , do visit his works too.