Are you a KURIPOT (Stingy)? Are you guys a "kuripot" type of person? Well sometimes refusing to grant your friends nor relatives request like money/material matters doesn't mean your one. Especially if what their asking is only for LUXURY. Not all of us who have a job is earning that much. Always remember to save for your self and family. Spend only based on your earnings. It is okay to have a budget as long as your not taking advantage others generosity.
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Haha. Sometimes. I need to save it for future use. But if there's an extra, I buy something and give it to then. Can't also afford to let someone borrow my money if she or he obviously doesn't care to pay.