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Disappointment that you can feel in your soul

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Written by   294
6 months ago

Has anything ever disappointed you so much that you feel like you don't know how to cope for a while? I'm not talking about sadness, or depression, I'm talking about something that happens (or doesn't happen) which basically just rips the ground you're walking on right out from under you.

The banks...and bond originators

I am so tired of dealing with these people. I've heard nothing from the 2 banks and told the one bond originator that I want nothing to do with her services after how useless she has been. She phoned me yesterday mid-morning and says "best we can offer you is 85% bond". Seriously??? WTF am I supposed to do with that? I mean, let me just walk over to the money tree and go hack the notes off it quickly.

She says to me:

Will that work for you?

I actually asked her "are you stupid?" because I wrote a long ass motivation letter explaining why I need the 100% loan to make the sale go through. So NO that won't "work" for me.


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I spoke to a new bond originator yesterday evening

A friend of mine bought a house a while back and referred me to the lady I spoke to last night, I'm heading to the bank this morning to get additional documents for her. I'm still home now so it's been a nice to start to the day of not having to see anyone from work.

I've been able to have coffee with Mom and Dad and play with my Floof. The little terror got hold of a stink bug last night and I got hold of the stink bug and him. This mommy was not happy. I was so worried that it would harm him, but he was fine when I went to sleep and I checked on him all night. This morning he is full of games as well so thankfully it didn't hurt him.

Work update

I still haven't had any discussions with the company of how they treated me and I'm not going to either. I need to establish another set of income in the next two weeks and then leave. I will however be increasing my invoice this week to a higher rate. I'm not continuing on this rate for another week, if they don't like it they can tell me to leave. The business is now at a profit and it's time I get compensated properly for the work I've been doing.

The new business venture is a combination of the woodwork and also working with a builder to get him more work. I've got all the login details for his website and will be starting marketing for him this evening. The more that can be done to get him jobs, the easier it will be to leave this company and get ourselves established. I'm going to take a couple of days off next week and meet with him to get all the paperwork in order for his licensing and legal side so that I can do effective and efficient marketing. It will be nice to go back to doing a job where at the end of the day I can physically see something I've achieved, rather than pushing dead trees around my desk and working on a computer.

Bank stuff

I got the statements I needed and heard back from the one bank saying they are appealing a decision where they are requesting a 20% deposit. At least they are trying. The amount of red tape that is in place to get a loan is really insane, it's infuriating that because I do not have debt I am looked at as a second class citizen who has no right to finance. I've never used credit to pay for anything - I've lived my life with the principal that if I don't have the cash money available, I don't buy it. I don't want to be stuck in the "system".

The disappointment...

The thought of not getting that property and not having a home is ripping me up inside, to the point that if I can't get the bond I'm going to sell my car. It's going to be a really sad day because I've had it for many years, it's been such a reliable vehicle and has kept me safe all of this time. But at the end of the day I need to remind myself that a home is more important than a car, and if that's what needs to happen, then that's what I'll do...

Bike lessons

I'm going for another lesson this afternoon and I'm really looking forward to it. I feel so free on the bike and at peace. We are going to focus on braking, stopping and emergency braking which will be beneficial because I'm not 100% confident with my pulling off in first gear. Not too bad though considering I haven't driven a bike since 2018 🤣

Time for me to do some work...

I need to clear through the next round of paperwork and prepare everything for tomorrow that needs to be done. Have a beautiful day friends 🌻🌺

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Written by   294
6 months ago
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Comments

Unending disappointments. However, I hope that things will be better soon for the bank and your other plans.

Have a safe bike practice :)

$ 0.02
6 months ago

Ah yes, when great disappointments happen it can really bring us down and make us do things we might regret or wouldn't normally do.

$ 0.02
5 months ago

That's why I don't like banks lol. When I met online wallets, I stopped going to banks. Well, I don't have much money tho so online wallets work for me.

How are you sis? Please take a rest and be well all the time

$ 0.00
6 months ago

That's a very disappointing one if I were in your shoes I would feel that also.

$ 0.00
6 months ago

I have had disappointments. I think everybody does at some point. But, this one almost made me give up on writing after I was completely ignored in a competition I entered. However, I got through it. But, it was a tough phase, really.

$ 0.00
6 months ago

This is why I don't have plans on buying any vehicles or even motorcycle not unless I already have own house.. because for me the roof is important than a pleasant ride without owning a home.

$ 0.00
6 months ago

It's annoying when things don't work as we planned. It's even more annoying when the banking system know what to do but choose not to.

$ 0.00
6 months ago

I can feel your disappointment. I would definitely feel that way if ever I encountered such.

$ 0.02
6 months ago

Nice to hear from you again. The banks really are sometimes disappointing.

$ 0.02
6 months ago