Financial advise for whether or not you should save money or pay down debt. Some Dave Ramsey principles here but I think it goes a little farther. The most important thing to do is stop spending money on things you don't need and the second is to lower your monthly debts. This might mean living without cable or streaming services for a while. https://www.navyfederal.org/resources/articles/personal-finance/debt-vs-savings.html?cmpid=smshare #Money